Young Adult Consumers Individual Financial Products and Services Interviews

Financial Product Cards

Checking Account

Prepaid Card or accounts

Savings Account

Payday or Pawn Shop Loans

Credit Cards

Auto Title Loans

Student Loan

Installment/Marketplace Loans

Car Loan/Car Lease

Retirement Accounts
(e.g., 401(k), IRA)

Mortgage Loan

Budgeting Tools

Debit Cards

Tax Refund Anticipation Loans/Checks

Loans against 401(k)

FEMA or other Disaster Relief Loans

Payroll/Wage Advances

Rent to Own Agreements

SBA Loans

Home Equity Lines of Credit (HELOCs)

Financial Service Cards

Credit Reporting Agency

Student Loan “Debt Relief” Services

Credit Repair/
Credit Counseling Service

Debt Collection Agency

Loan Servicing
(e.g., Mortgage, Auto, Student Loans)

Money Transfer Services
(Domestic/International)

Debt Management Plans

Money Order or Check Cashing
Services.

Debt Settlement

Mobile Payment Systems

Mobile Peer to Peer Payment Service

Check Cashing