Home Mortgage Disclosure Act (HMDA), 12 CFR 1003 (Regulation C)

The collection of this data is required under the Home Mortgage Disclosure Act. The information collection is intended to provide the public with loan data that can be used - (i) to help determine whether financial institutions are serving the housing needs of their communities; Reg C 203.1(b)(1)(ii); (ii) to assist public officials in distributing public-sector investments so as to attract private investment to areas where it is needed; Reg CC 203.1(b)(1)(iii) and (iii) to assist in identifying possible discriminatory lending patterns and enforcing anti-discrimination statutes. Reg C 203.1(b)(2).

The latest form for Home Mortgage Disclosure Act (HMDA), 12 CFR 1003 (Regulation C) expires 2023-09-30 and can be found here.