The Red Flags Regulations (Under the Fair and Accurate Credit Transactions Act)

OMB 3084-0137

The Rule implements sections 114 and 315 of the Fair and Accurate Credit Transactions Act of 2003 ("FACT Act"), as amended by the Red Flags Program Clarification Act of 2010. These rules enhance the ability of consumers to resolve problems caused by identity theft and increase the accuracy of consumer reports.

The latest form for The Red Flags Regulations (Under the Fair and Accurate Credit Transactions Act) expires 2021-12-31 and can be found here.

Latest Forms, Documents, and Supporting Material

Document Name
Red Flags SS - 01-27-2022.pdf Supporting Statement A
Address Discrepancies Rule: New Entities developing procedures to reconcile address discrepancies
Card Issuers Rule: New Entities creating procedures to assess validity of address change
Red Flags Rule: New Low-risk Entities avg. time to create & implement a streamlined written Program, prepare ann'l rpt, conduct training
Red Flags Rule: New High-risk Entities avg time to create and implement a written Program, prepare ann'l rpt, conduct training
Address Discrepancies Rule: Existing Entities updating procedures to reconcile address discrepancies
Card Issuers Rule: Existing Entities updating procedures to assess validity of address change
Red Flags Rule: Existing Low-risk Entities avg. time to update a streamlined written Program, prepare ann'l rpt, conduct training
Red Flags Rule: Existing High-risk Entities avg time to update a written Program, prepare ann'l rpt, conduct training

All Historical Document Collections

202201-3084-002 Approved without change	Extension without change of a currently approved collection	2022-01-27
201810-3084-001 Approved without change	Extension without change of a currently approved collection	2018-11-13
201509-3084-001 Approved without change	Extension without change of a currently approved collection	2015-10-05
201209-3084-001 Approved without change	Revision of a currently approved collection	2012-09-25
200908-3084-001 Approved without change	Revision of a currently approved collection	2009-08-25
200607-3084-001 Approved without change	New collection (Request for a new OMB Control Number)	2006-07-11

OMB Details

Red Flags Rule: High-risk entities avg time to create & implement a written Program, prepare ann'l rpt, conduct training

Federal Enterprise Architecture: Economic Development - Business and Industry Development