Regulation E (Electronic Fund Transfers)

Regulation E requires accurate disclosure of the costs, terms, and rights relating to electronic fund transfer services to consumers. It also requires financial institutions to retain records sufficient to show compliance with the Regulation. Given their generally shared enforcement jurisdiction for Regulation E under the Dodd-Frank Act, the Bureau of Consumer Financial Protection (“BCFP”) and the Federal Trade Commission ("FTC") have divided the FTC’s previously cleared PRA burden between them, except that the FTC has wholly assumed all of the burden estimates associated with motor vehicle dealers and is also doing so, when appropriate, regarding estimated burden for state-chartered credit unions. This clearance renewal request reflects these considerations in addition to updating the FTC estimates based on evolving market conditions.

The latest form for Regulation E (Electronic Fund Transfers) expires 2021-09-30 and can be found here.

Recordkeeping for firms offering EFT services to consumers

Federal Enterprise Architecture: Economic Development - Business and Industry Development