Credit Risk Retention

OMB 3064-0183

The FDIC, jointly with the OCC, FRB, SEC, FHFA, and HUD have proposed rules to implement the credit risk retention requirements of section 941 of the Dodd-Frank Wall Street Reform and Consumer Protection Act. Generally, the rules require securitizers of asset-backed securities to retain not less than five percent of the credit risk of the assets collateralizing the asset-backed securities.

The latest form for Credit Risk Retention expires 2021-10-31 and can be found here.

Latest Forms, Documents, and Supporting Material

Document Name
FR2 -0183 Credit Risk Retention 86 FR 58269 October 21 2021.pdf Supplementary Document
FR1-0183 Credit Risk Retention 86 FR 43652 August 10, 2021.pdf Supplementary Document
SPST-0183 Credit Risk Retention 2021 Renewal FINAL.docx Supporting Statement A
Standard Risk Retention Vertical Interest (disclosures)
Standard Risk Retention Horizontal Interest (disclosures)
Exemptions for Qualifying Commercial Loans, Commercial Real Estate Loans, and Automobile Loans (disclosures)
Exemptions for Qualifying Commercial Loans, Commercial Real Estate Loans, and Auto Loans (recordkeeping)
Revolving Master Trusts(disclosures)
Revolving Master Trusts (recordkeeping)
Qualified Tender Option Bonds (disclosures)
Open Market CLOs (disclosures)
FNMA and FHLMC (disclosures)
Standard Risk Retention Combined Horizontal and Vertical Interests (disclosures)
Standard Risk Retention Combined Horizontal and Vertical Interests (recordkeeping)
Underwriting Standards for Qualifying Auto Loans (recordkeeping)
Underwriting Standards for Qualifying Auto Loans (disclosures)
Underwriting Standards for Qualifying CRE Loans (recordkeeping)
Underwriting Standards for Qualifying CRE Loans (disclosures)
Underwriting Standards for Qualifying Commercial Loans (recordkeeping)
Underwriting Standards for Qualifying Commercial Loans (disclosures)
Exemption for Qualified Residential Mortgages (recordkeeping)
Exemption for Qualified Residential Mortgages (disclosures)
Allocation of Risk Retention to an Originator (recordkeeping)
Allocation of Risk Retention to an Originator (disclosures)
Commercial MBS (recordkeeping)
Commercial MBS (disclosures)
Eligible ABCP Conduits (recordkeeping)
Eligible ABCP Conduits (disclosures)
Standard Risk Retention Horizontal Interest (recordkeeping)
Standard Risk Retention Vertical Interest (recordkeeping)

All Historical Document Collections

202109-3064-003 Approved without change	Revision of a currently approved collection	2021-10-22
201804-3064-012 Approved without change	Extension without change of a currently approved collection	2018-08-13
201501-3064-002 Approved without change	New collection (Request for a new OMB Control Number)	2015-01-27
201103-3064-003 Comment filed on proposed rule	New collection (Request for a new OMB Control Number)	2011-04-29

OMB Details

Standard Risk Retention Vertical Interest (recordkeeping)

Federal Enterprise Architecture: Economic Development - Financial Sector Oversight