Furnisher Information Accuracy and Integrity (FACTA 312)

OMB 3064-0161

Sec. 312 of the FACT Act requires the FDIC to: issue guidelines for furnishers regarding the accuracy and integrity of the information about consumers furnished to consumer reporting agencies; prescribe regulations requiring furnishers to establish reasonable policies/procedures to implement the guidelines; and issue regulations identifying the circumstances where a furnisher must reinvestigate a dispute about the accuracy of information in a consumer report based on a direct request from a consumer.

The latest form for Furnisher Information Accuracy and Integrity (FACTA 312) expires 2022-04-30 and can be found here.

Latest Forms, Documents, and Supporting Material

Document Name
SPST-0161 - Procedures to Enhance the Accuracy and Integrity of Information Furnished to Consumer Agencies (2022) FINAL.docx Supporting Statement A
FR2 0161 Furnisher Information Accuracy and Integrity Act 87 FR 15992 March 21 2022.pdf Supplementary Document
FR1 0161 - Furnisher Information Accuracy and integrity FACTA 312 87 FR 2155 Jan 13 2022.pdf Supplementary Document
Distribution of Notices in Response to Direct Disputes
Procedures to Enhance the Accuracy and Integrity of Information furnished to Consumer Reporting Agencies Under Section 312 of the Fair and Accurate Credit Transaction Act

All Historical Document Collections

202201-3064-008 Approved without change	Extension without change of a currently approved collection	2022-03-21
201902-3064-009 Approved without change	Extension without change of a currently approved collection	2019-02-27
201512-3064-005 Approved without change	Revision of a currently approved collection	2015-12-02
201210-3064-004 Approved without change	Extension without change of a currently approved collection	2012-10-31
200901-3064-002 Approved without change	New collection (Request for a new OMB Control Number)	2009-07-01
200712-3064-003 Comment filed on proposed rule	New collection (Request for a new OMB Control Number)	2008-02-07

OMB Details

Procedures to Enhance the Accuracy and Integrity of Information furnished to Consumer Reporting Agencies Under Section 312 of the Fair and Accurate Credit Transaction Act

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