Consumer Financial Protection Bureau (CFPB) Regulation Z - 12 CFR 1026 implements the Truth in Lending Act (15 U.S.C. 1601, et seq.) and certain provisions of the Real Estate Settlement Procedures Act (12 U.S.C. 2601 et seq.). This regulation prescribes uniform methods for computing the cost of credit, the disclosure of credit terms and costs, the resolution of errors and imposes various other recordkeeping, reporting and disclosure requirements. The FDIC has enforcement authority on the requirements of the CFPB’s Regulation over the financial institutions it supervises. This information collection captures the recordkeeping, reporting and disclosure burdens of Regulation Z on FDIC-supervised institutions.
The latest form for Recordkeeping, Disclosure and Reporting Requirements in Connection with Regulation Z (Truth in Lending) expires 2021-05-31 and can be found here.
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Supporting Statement A |
Supplementary Document |
Supplementary Document |
Federal Enterprise Architecture: Economic Development - Financial Sector Oversight