HUD-52649 Statement of Homeowner Obligation

Statement of Homeowner Obligations Housing Choice Homeownership Voucher Program

U.S. Department of Housing OMB Approval No. 2577-0169 and Urban Development (Exp. xx/xx/202x) Office of Public and Indian Housing

OMB Burden Statement. The public reporting burden for this information collection is estimated to be 0.25 hours, including the time for reviewing instructions, searching existing data sources, gathering and maintaining the data needed, and completing and reviewing the collection of information. This collection of information is required for participation in the HCV Homeownership program. The information will be used to ensure the family knows their obligations for participating in the program. Assurances of confidentiality are not provided under this collection. Send comments regarding this burden estimate or any other aspect of this collection of information, including suggestions to reduce this burden, to the Office of Public and Indian Housing, US. Department of Housing and Urban Development, Washington, DC 20410.  HUD may not conduct and sponsor, and a person is not required to respond to, a collection of information unless the collection displays a valid control number.

Privacy Notice. The Department of Housing and Urban Development (HUD) is authorized to collect the information on this form by 24 CFR § 982.633(c). The information sets forth the family's obligations when participating in the homeownership program under the Housing Choice Voucher Program. The Personally Identifiable Information (PII) data collected on this form are not stored or retrieved within a system of record.  

1. Homeowner Obligations. A family participating in the homeownership voucher program of the undersigned public housing agency (PHA) must follow the rules listed below in order to receive homeownership assistance. Any information the family supplies must be true and complete. Each family member (plus any PHA-approved live-in aide for rules associated with criminal activity or alcohol abuse) must:

1. Disclose and verify social security numbers and employer identification numbers, sign and submit consent forms for obtaining information (including criminal conviction records of adult household members), and supply any other information that the PHA or HUD determines to be necessary (including evidence of citizenship or eligible immigration status, information for use in determining eligibility to receive homeownership assistance, and information for use in a regularly scheduled reexamination or interim reexamination of family income and composition).

2. Submit any PHA-required reports on the family’s progress in finding and purchasing a home.

3. Attend and satisfactorily complete PHA-required homeownership and housing counseling provided by a HUD certified counselor.

4. Select and pay for a pre-purchase inspection by an independent professional inspector. The inspection must be conducted in accordance with PHA requirements.

5. Enter into a contract of sale with the seller of the unit and promptly provide a copy of the contract of sale to the PHA. The provisions of the contract of sale must comply with PHA requirements.

6. Obtain and maintain flood insurance for homes in special flood hazard areas.

7. Comply with the terms of any mortgage securing debt incurred to purchase the home (or any refinancing of such debt).

8. Promptly notify the PHA in writing when (1) the family is away from the home for an extended period of time in accordance with PHA policies, and (2) before the family moves out of the home. Supply any information or certification requested by the PHA to verify that the family is living in the home or information related to family absence from the home.

9. 

   form HUD-52649 (9/2022)

   Only use the assisted home for residence by the PHA-approved family members, live-in aide or foster child. No other person may reside in the home. The home must be the family’s only residence and no family member may have any ownership interest in any other residential property. Any legal profit making activities in the home must be incidental to the primary use of the home as a residence. The family must not lease any portion of the home or grounds.

10. Promptly notify the PHA in writing of the birth, adoption, or court-awarded custody of a child, and request PHA written approval to add any other family member as an occupant of the home. Promptly notify the PHA in writing if any family member no longer lives in the home.

11. Supply any information as required by the PHA or HUD concerning: (1) any mortgage or other debt incurred to purchase the home, any refinancing of such debt (including information needed to determine whether the family has defaulted on the debt, and the nature of any such default), and information on any satisfaction or payment of the mortgage debt; (2) any sale or other transfer of any interest in the home; or (3) the family’s homeownership expenses.

12. Promptly notify the PHA in writing if the family defaults on a mortgage securing any debt incurred to purchase the home.

13. Not commit fraud, bribery, or any other corrupt or criminal act in connection with any Federal housing program. Not engage in drug-related criminal activity or violent criminal activity. Not engage in other criminal activity that threatens the health, safety or right to peaceful enjoyment of other residents and persons residing in the immediate vicinity of the premises. Not abuse alcohol in a way that threatens the health, safety or right to peaceful enjoyment of other residents and persons residing in the immediate vicinity of the premises. Not engage in or threaten abusive or violent behavior toward PHA staff. Not engage in other criminal activity which may threaten the health or safety of persons performing a contract administration function or responsibility on behalf of the PHA (including PHA staff and PHA contractor/subcontractor/agent staff).

14. Not lease, let, transfer or convey the home except to grant a mortgage on the home for debt incurred to finance purchase of the home or any refinancing of such debt.

15. Not receive homeownership voucher program assistance while receiving another housing subsidy for the same home or a different unit under any duplicative Federal, State or local housing assistance program.

16. Comply with any additional PHA requirements for family search and purchase of a home and continuation of homeownership assistance for the family. The PHA must attach to this document a list of any such requirements.

2. Termination of assistance. Homeownership assistance may only be paid while the family is residing in the home. The PHA may deny or terminate homeownership assistance for any of the reasons listed below:

1. The family violates or has violated any family obligation under section 1.

2. Any member of the family has been evicted from federally assisted housing in the last five years, or any household member has been evicted from federally assisted housing for drug-related criminal activity in the last three y ears.

3. A PHA has ever terminated assistance under the certificate or voucher program for any member of the family.

4. The family currently owes any money to the PHA or another PHA in connection with Section 8 or public housing assistance. The family has not reimbursed any PHA for amounts paid to an owner under a housing assistance payments contract for rent, damages to the unit, or other amounts owed by the family. The family breaches an agreement with the PHA to pay amounts owed to a PHA, or amounts paid to an owner by a PHA.

5. Any household member is subject to a lifetime registration requirement under a State sex offender registration program.

6. Any household member has ever been convicted for manufacture or production of methamphetamine on the premises of federally assisted housing.

7. The PHA determines there is insufficient funding to provide continued homeownership assistance.

8. The family fails to comply, without good cause, with any family self-sufficiency program contract of participation.

9. The family fails, willfully and persistently, to fulfill any welfare-to-work program obligations.

10. The family has been dispossessed from the home pursuant to a judgment order of foreclosure on any mortgage securing debt incurred to purchase the home (or an y refinancing of such debt).

11. The PHA determines that homeownership assistance has been provided for the maximum term permitted under the homeownership voucher program, or it has been 180 calendar days since the last homeownership assistance payment on behalf of the family.

KEEP THIS DOCUMENT FOR YOUR RECORDS
Family
Name of Head of Household	Address, Telephone Number
Names of Other Family Members
Signature of Family Representative		Date (mm/dd/yyyy)
Public Housing Agency
Name of PHA	Address, Telephone Number
PHA Representative Title
Signature of PHA Representative		Date (mm/dd/yyyy)

form HUD-52649 (9/2022)