3170-0009 30-day FRN (published)

khammond on DSKJM1Z7X2PROD with NOTICES

Federal Register / Vol. 87, No. 129 / Thursday, July 7, 2022 / Notices
this information collection request is
available at www.regulations.gov.
Requests for additional information
should be directed to Anthony May,
Paperwork Reduction Act Officer, at
(202) 841–0544, or email: CFPB_PRA@
cfpb.gov. If you require this document
in an alternative electronic format,
please contact CFPB_Accessibility@
cfpb.gov. Please do not submit
comments to these email boxes.
SUPPLEMENTARY INFORMATION:
Title of Collection: Consumer Leasing
Act (Regulation M).
OMB Control Number: 3170–0006.
Type of review: Extension of a
currently approved information
collection.
Affected Public: Businesses and other
for-profit institutions.
Estimated Number of Respondents:
13,718.
Estimated Total Annual Burden
Hours: 2,126.
Abstract: Consumers rely on the
disclosures required by the Consumer
Leasing Act, 15 U.S.C. 1667 et seq.
(CLA) and Regulation M, 12 CFR 1013,
for information to comparison shop
among leases as well as to ascertain the
true costs and terms of lease offers.
Federal/State enforcement and private
litigants use the records to ascertain
whether accurate and complete
disclosures of the cost of leases have
been provided to consumers prior to
consummation of the lease. This
information provides the primary
evidence of law violations in CLA
enforcement actions brought by Federal
agencies. The agency’s ability to enforce
the CLA would be significantly
impaired without Regulation M’s
recordkeeping requirements.
Request for Comments: The Bureau
published a 60-day Federal Register
notice on 4/7/2022 (87 FR 20394) under
Docket Number: CFPB–2022–0021. The
Bureau is soliciting comments on: (a)
Whether the collection of information is
necessary for the proper performance of
the functions of the Bureau, including
whether the information will have
practical utility; (b) The accuracy of the
Bureau’s estimate of the burden of the
collection of information, including the
validity of the methods and the
assumptions used; (c) Ways to enhance
the quality, utility, and clarity of the
information to be collected; and (d)
Ways to minimize the burden of the
collection of information on
respondents, including through the use
of automated collection techniques or
other forms of information technology.
Comments submitted in response to this
notice will be submitted to OMB as part
of its review of this request. All

VerDate Sep<11>2014

17:12 Jul 06, 2022

Jkt 256001

comments will become a matter of
public record.
Anthony May,
Paperwork Reduction Act Officer, Consumer
Financial Protection Bureau.
[FR Doc. 2022–14471 Filed 7–6–22; 8:45 am]
BILLING CODE 4810–AM–P

BUREAU OF CONSUMER FINANCIAL
PROTECTION
[Docket No. CFPB–2022–0044]

Agency Information Collection
Activities: Comment Request
Bureau of Consumer Financial
Protection.
ACTION: Notice and request for comment.
AGENCY:

In accordance with the
Paperwork Reduction Act of 1995
(PRA), the Consumer Financial
Protection Bureau (CFPB or Bureau)
requests the extension of the Office of
Management and Budget’s (OMB’s)
approval of the existing information
collection titled ‘‘Mortgage Acts and
Practices—Advertising (Regulation N)’’
approved under OMB Control Number
3170–0009.
DATES: Written comments are
encouraged and must be received on or
before August 8, 2022 to be assured of
consideration.
ADDRESSES: Written comments and
recommendations for the proposed
information collection should be sent
within 30 days of publication of this
notice to www.reginfo.gov/public/do/
PRAMain. Find this particular
information collection by selecting
‘‘Currently under 30-day Review—Open
for Public Comments’’ or by using the
search function. In general, all
comments received will become public
records, including any personal
information provided. Sensitive
personal information, such as account
numbers or Social Security numbers,
should not be included.
FOR FURTHER INFORMATION CONTACT:
Documentation prepared in support of
this information collection request is
available at www.regulations.gov.
Requests for additional information
should be directed to Anthony May,
Paperwork Reduction Act Officer, at
(202) 841–0544, or email: CFPB_PRA@
cfpb.gov. If you require this document
in an alternative electronic format,
please contact CFPB_Accessibility@
cfpb.gov. Please do not submit
comments to these email boxes.
SUPPLEMENTARY INFORMATION:
Title of Collection: Mortgage Acts and
Practices—Advertising (Regulation N).
SUMMARY:

PO 00000

Frm 00031

Fmt 4703

Sfmt 4703

40513

OMB Control Number: 3170–0009.
Type of review: Extension of a
currently approved information
collection.
Affected Public: Businesses and other
for-profit institutions.
Estimated Number of Respondents:
506.
Estimated Total Annual Burden
Hours: 253.
Abstract: Regulation N (12 CFR part
1014) prohibits misrepresentations
about the terms of mortgage credit
products in commercial
communications and requires that
covered persons keep certain related
records for a period of twenty-four (24)
months from last dissemination. The
information that Regulation N requires
covered persons to retain is necessary to
ensure efficient and effective law
enforcement to address deceptive
practices that occur in the mortgage
advertising area.
Request for Comments: The Bureau
published a 60-day Federal Register
notice on 2/25/2022 (87 FR 10776)
under Docket Number: CFPB–2022–
0012. The Bureau is soliciting
comments on: (a) Whether the collection
of information is necessary for the
proper performance of the functions of
the Bureau, including whether the
information will have practical utility;
(b) The accuracy of the Bureau’s
estimate of the burden of the collection
of information, including the validity of
the methods and the assumptions used;
(c) Ways to enhance the quality, utility,
and clarity of the information to be
collected; and (d) Ways to minimize the
burden of the collection of information
on respondents, including through the
use of automated collection techniques
or other forms of information
technology. Comments submitted in
response to this notice will be submitted
to OMB as part of its review of this
request. All comments will become a
matter of public record.
Anthony May,
Paperwork Reduction Act Officer, Consumer
Financial Protection Bureau.
[FR Doc. 2022–14472 Filed 7–6–22; 8:45 am]
BILLING CODE 4810–AM–P

BUREAU OF CONSUMER FINANCIAL
PROTECTION
[Docket No. CFPB–2022–0045]

Agency Information Collection
Activities: Comment Request
Bureau of Consumer Financial
Protection.
ACTION: Notice and request for comment.
AGENCY:

E:\FR\FM\07JYN1.SGM

07JYN1