60-Day Federal Register Notice

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Federal Register / Vol. 87, No. 27 / Wednesday, February 9, 2022 / Notices

Federal Deposit Insurance Corporation.
James P. Sheesley,
Assistant Executive Secretary.
[FR Doc. 2022–02691 Filed 2–8–22; 8:45 am]
BILLING CODE 6714–01–P

FEDERAL DEPOSIT INSURANCE
CORPORATION
[OMB No. 3064–0152; –0190]

Agency Information Collection
Activities: Proposed Collection
Renewal; Comment Request
Federal Deposit Insurance
Corporation (FDIC).
ACTION: Notice and request for comment.
AGENCY:

The FDIC, as part of its
obligations under the Paperwork
Reduction Act of 1995 (PRA), invites the
general public and other Federal
agencies to take this opportunity to
comment on the renewal of the existing

SUMMARY:

information collections described below
(OMB Control No. 3064–0152; and—
0190).
DATES: Comments must be submitted on
or before April 11, 2022.
ADDRESSES: Interested parties are
invited to submit written comments to
the FDIC by any of the following
methods:
• Agency Website: https://
www.fdic.gov/resources/regulations/
federal-register-publications/index.html.
• Email: comments@fdic.gov. Include
the name and number of the collection
in the subject line of the message.
• Mail: Manny Cabeza (202–898–
3767), Regulatory Counsel, MB–3128,
Federal Deposit Insurance Corporation,
550 17th Street NW, Washington, DC
20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 17th Street building
(located on F Street), on business days
between 7:00 a.m. and 5:00 p.m.

All comments should refer to the
relevant OMB control number. A copy
of the comments may also be submitted
to the OMB desk officer for the FDIC:
Office of Information and Regulatory
Affairs, Office of Management and
Budget, New Executive Office Building,
Washington, DC 20503.
FOR FURTHER INFORMATION CONTACT:

Manny Cabeza, Regulatory Counsel,
202–898–3767, mcabeza@fdic.gov, MB–
3128, Federal Deposit Insurance
Corporation, 550 17th Street NW,
Washington, DC 20429.
Proposal
to renew the following currently
approved collections of information:
1. Title: ID Theft Red Flags.
OMB Number: 3064–0152.
Form Number: None.
Affected Public: Insured state
nonmember banks.
Burden Estimate:

SUPPLEMENTARY INFORMATION:

SUMMARY OF ESTIMATED ANNUAL BURDEN
[OMB No. 3064–0152]
Type of burden
(obligation to respond)

Information collection description

Frequency of
response

Number of
respondents

Number of
responses
per
respondent

Hours per
response

Annual
burden
(hours)

FACT Act Section 114: Identity Theft Prevention
Program Establishment 12 CFR 334.90(d);
12 CFR 334.91(c).
Program Operations 12 CFR 334.90(c),(e);
12 CFR 334.91(c).

Recordkeeping (Mandatory) ........................

Annual ..........

8

1

40

320

Recordkeeping (Mandatory) ........................

Annual ..........

3,171

1

16

50,832

Section 114 Hours Subtotal ..................

......................................................................

I....................... I.................... I.................... I.................... I

51,152

FACT Act Section 315: Address Discrepancy Program
Program
Establishment
12
CFR
334.82(c),(d).
Program Operations 12 CFR 334.82(c),(d)
Specific Incident Responses 12 CFR
334.82(d)(1–3).

Recordkeeping (Mandatory) ........................

Annual ..........

8

1

40

320

Recordkeeping (Mandatory) ........................
Disclosures (Mandatory) .............................

Annual ..........
On occasion

3,111
3,111

1
17.1

4
0.1667

12,444
8,868

Section 315 Hours Subtotal ..................

......................................................................

.......................

....................

....................

....................

21,632

Total Annual Burden (Hours) .........

......................................................................

.......................

....................

....................

....................

72,784

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Source: FDIC.

General Description of Collection: The
regulation containing this information
collection requirement is 12 CFR part
334, which implements sections 114
and 315 of the Fair and Accurate Credit
Transactions Act of 2003 (FACT Act),
Public Law 108–159 (2003). FACT Act
Section 114: Section 114 requires the
Board of Governors of the Federal
Reserve System, the Office of the
Comptroller of the Currency and the
FDIC (the Agencies) to jointly propose
guidelines for financial institutions and
creditors identifying patterns, practices,
and specific forms of activity that
indicate the possible existence of
identity theft. In addition, each financial

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17:29 Feb 08, 2022

Jkt 256001

institution and creditor is required to
establish reasonable policies and
procedures to address the risk of
identity theft that incorporate the
guidelines. Credit card and debit card
issuers must develop policies and
procedures to assess the validity of a
request for a change of address under
certain circumstances. The information
collections pursuant to section 114
require each financial institution and
creditor to create an Identity Theft
Prevention Program and report to the
board of directors, a committee thereof,
or senior management at least annually
on compliance with the proposed
regulations. In addition, staff must be

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Fmt 4703

Sfmt 4703

trained to carry out the program. Each
credit and debit card issuer is required
to establish policies and procedures to
assess the validity of a change of
address request. The card issuer must
notify the cardholder or use another
means to assess the validity of the
change of address. FACT Act Section
315: Section 315 requires the Agencies
to issue regulations providing guidance
regarding reasonable policies and
procedures that a user of consumer
reports must employ when such a user
receives a notice of address discrepancy
from a consumer reporting agencies.
Part 334 provides such guidance. Each
user of consumer reports must develop

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7453

Federal Register / Vol. 87, No. 27 / Wednesday, February 9, 2022 / Notices
reasonable policies and procedures that
it will follow when it receives a notice
of address discrepancy from a consumer
reporting agency. A user of consumer
reports must furnish an address that the
user has reasonably confirmed to be
accurate to the consumer reporting
agency from which it receives a notice
of address discrepancy.

There is no change in the method or
substance of the information collection.
The total estimated annual burden
hours have increased due to the
inclusion of estimated program
establishment costs for de novo
institutions and the introduction of the
costs of responses to specific address
discrepancy incidents for newly
established consumer accounts.

2. Title: Interagency Appraisal
Complaint Form.
OMB Number: 3064–0190.
Form Numbers: None.
Affected Public: Individuals, financial
institutions and other private sector
entities.
Burden Estimate:

SUMMARY OF ESTIMATED ANNUAL BURDEN
[OMB No. 3064–0190]

Information collection description

Type of burden
(obligation to respond)

Frequency of
response

Interagency Appraisal Complaint Form .......

Reporting (Voluntary) ..................................

On Occasion

lotter on DSK11XQN23PROD with NOTICES1

Source: FDIC.

General Description of Collection: As
provided in section 1473(p) of the
Dodd-Frank Wall Street Reform and
Consumer Protection Act (Dodd-Frank
Act), on January 12, 2011, the Appraisal
Subcommittee (‘‘ASC’’), of the Federal
Financial Institutions Examination
Council (FFIEC) determined that no
national hotline existed to receive
complaints of noncompliance with
appraisal standards. A notice of that
determination was published in the
Federal Register on January 28, 2011
(76 FR 5161). As required by the DoddFrank Act, the ASC established a hotline
to refer complaints to appropriate state
and Federal regulators. For those
instances where the ASC determines the
FDIC, OCC, FRB, or NCUA is the
appropriate regulator, the agencies
developed the Interagency Appraisal
Complaint Form as a means to
efficiently collect necessary
information. The Interagency Appraisal
Complaint Form is designed to collect
information necessary for one or more
agencies to take further action on a
complaint from an appraiser, other
individual, financial institution, or
other entities. The FDIC will use the
information to take further action on the
complaint to the extent it relates to an
issue within its jurisdiction.
There is no change in the method or
substance of the collection. The overall
increase in burden hours (from 20 hours
to 58 hours) is the result of a change in
the agency’s estimate of the number of
annual responses based on a review of
the actual number of complaints
received over the last five years. In
particular, the estimated number of
respondents has increased from 40 to
116 while the estimated time per
response and the frequency of response
have remained the same.

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Jkt 256001

Number of
responses
per
respondent

Number of
respondents

I

Request for Comment
Comments are invited on: (a) Whether
the collection of information is
necessary for the proper performance of
the FDIC’s functions, including whether
the information has practical utility; (b)
the accuracy of the estimates of the
burden of the information collection,
including the validity of the
methodology and assumptions used; (c)
ways to enhance the quality, utility, and
clarity of the information to be
collected; and (d) ways to minimize the
burden of the collection of information
on respondents, including through the
use of automated collection techniques
or other forms of information
technology. All comments will become
a matter of public record.
Dated at Washington, DC, on February 4,
2022.
Federal Deposit Insurance Corporation.
James P. Sheesley,
Assistant Executive Secretary.
[FR Doc. 2022–02692 Filed 2–8–22; 8:45 am]
BILLING CODE 6714–01–P

116

I

1

Annual
burden
(hours)

Hours per
response

I

0.5

I

58

Information the premature disclosure
of which would be likely to have a
considerable adverse effect on the
implementation of a proposed
Commission action.
Matters concerning participation in
civil actions or proceedings or
arbitration.
CONTACT PERSON FOR MORE INFORMATION:
Judith Ingram, Press Officer, Telephone:
(202) 694–1220.
Authority: Government in the Sunshine
Act, 5 U.S.C. 552b.
Vicktoria J. Allen,
Acting Deputy Secretary of the Commission.
[FR Doc. 2022–02836 Filed 2–7–22; 11:15 am]
BILLING CODE 6715–01–P

FEDERAL MARITIME COMMISSION
Correction to 60-Day Notice
Requesting Extension of a Currently
Approved Information Collection for
Negotiated Rate Arrangements
Federal Maritime Commission.
Correction; extension of
comment period.

AGENCY:
ACTION:

FEDERAL ELECTION COMMISSION

Tuesday, February 15,
2022 at 10:00 a.m. and its continuation
at the conclusion of the open meeting
on February 17, 2022.
PLACE: 1050 First Street NE,
Washington, DC. (This meeting will be
a virtual meeting).
STATUS: This meeting will be closed to
the public.
MATTERS TO BE CONSIDERED: Compliance
matters pursuant to 52 U.S.C. 30109.
Matters relating to internal personnel
decisions, or internal rules and
practices.
TIME AND DATE:

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The Federal Maritime
Commission (The Commission) is
issuing a correction to the 60-day Public
Comment Request notice to extend
Information Collection Request (ICR)
3072–0071 published in the Federal
Register on December 7, 2021. The
notice contains an incorrect annual
burden estimate for the Information
Collection. Because this correction and
extension notice updates the annual
respondents and the total annual burden
hours in the previously published 60day notice, the Commission is extending
the previous comment period for ICR
3072–0071 for an additional 30 days.
The Commission is also extending the

SUMMARY:

Sunshine Act Meeting

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