60-Day Federal Register Notice

Federal Register / Vol. 86, No. 75 / Wednesday, April 21, 2021 / Notices
Item No.

Bureau

Subject

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OFFICE OF ENGINEERING AND TECHNOLOGY.

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PUBLIC SAFETY AND HOMELAND SECURITY.

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PUBLIC SAFETY AND HOMELAND SECURITY.

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MEDIA ......................................................

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MEDIA ......................................................

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ENFORCEMENT ......................................

Title: Amendment of Parts 15 and 74 of the Rules for Wireless Microphones in the
TV Bands, 600 MHz Guard Band, 600 MHz Duplex Gap, and the 941.5–944
MHz, 944–952 MHz, 952.850–956.250 MHz, 956.45–959.85 MHz, 1435–1525
MHz, 6875–6900 MHz and 7100–7125 MHz Bands (RM–11821; ET Docket No.
21–115).
Summary: The Commission will consider a Notice of Proposed Rulemaking that
proposes to revise the technical rules for Part 74 low-power auxiliary station
(LPAS) devices to permit a recently developed, and more efficient, type of wireless microphone system.
Title: Improving 911 Reliability (PS Docket No. 13–75); Amendments to Part 4 of
the Commission’s Rules Concerning Disruptions to Communications (PS Docket
No. 15–80); New Part 4 of the Commission’s Rules Concerning Disruptions to
Communications; (ET Docket No. 04–35).
Summary: The Commission will consider a Third Notice of Proposed Rulemaking
to promote public safety by ensuring that 911 call centers and consumers receive timely and useful notifications of disruptions to 911 service.
Title: Improving Public Safety Communications in the 800 MHz Band (WT Docket
No. 02–55).
Summary: The Commission will consider an Order to conclude its 800 MHz rebanding program due to the successful fulfillment of this public safety mandate.
Title: Sponsorship Identification Requirements for Foreign Government-Provided
Programming (MB Docket No. 20–299).
Summary: The Commission will consider a Report and Order to require clear disclosures for broadcast programming that is sponsored, paid for, or furnished by
a foreign government or its representative.
Title: Imposing Application Cap in Upcoming NCE FM Filing Window (MB Docket
No. 20–343).
Summary: The Commission will consider a Public Notice to impose a limit of ten
applications filed by any party in the upcoming 2021 filing window for new noncommercial educational FM stations.
Title: Enforcement Bureau Action.
Summary: The Commission will consider an enforcement action.

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The meeting will be webcast with
open captioning at: www.fcc.gov/live.
Open captioning will be provided as
well as a text only version on the FCC
website. Other reasonable
accommodations for people with
disabilities are available upon request.
In your request, include a description of
the accommodation you will need and
a way we can contact you if we need
more information. Last minute requests
will be accepted but may be impossible
to fill. Send an email to: fcc504@fcc.gov
or call the Consumer & Governmental
Affairs Bureau at 202–418–0530.
Additional information concerning
this meeting may be obtained from the
Office of Media Relations, (202) 418–
0500. Audio/Video coverage of the
meeting will be broadcast live with
open captioning over the internet from
the FCC Live web page at www.fcc.gov/
live.
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20697

Marlene Dortch,
Secretary.
[FR Doc. 2021–08282 Filed 4–20–21; 8:45 am]
BILLING CODE 6712–01–P

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FEDERAL DEPOSIT INSURANCE
CORPORATION
[OMB No. 3064–0203]

Agency Information Collection
Activities: Proposed Collection
Reinstatement; Comment Request
Federal Deposit Insurance
Corporation (FDIC).
ACTION: Notice and request for comment.
AGENCY:

In accordance with the
requirements of the Paperwork
Reduction Act of 1995 (PRA), the FDIC
may not conduct or sponsor, and a
respondent is not required to respond
to, an information collection unless it
displays a currently valid Office of
Management and Budget (OMB) control
number. The FDIC wishes to conduct
another Small Business Lending Survey
and as part of its obligations under the
Paperwork Reduction Act of 1995
(PRA), invites the general public and
other Federal agencies to take this
opportunity to comment on the
reinstatement of the related information
collection described below (OMB
Control No. 3064–0203).
DATES: Comments must be submitted on
or before June 21, 2021.
ADDRESSES: Interested parties are
invited to submit written comments to
SUMMARY:

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the FDIC by any of the following
methods:
• https://www.FDIC.gov/regulations/
laws/federal.
• Email: comments@fdic.gov. Include
the name and number of the collection
in the subject line of the message.
• Mail: Manny Cabeza (202–898–
3767), Regulatory Counsel, MB–3128,
Federal Deposit Insurance Corporation,
550 17th Street NW, Washington, DC
20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 17th Street NW building
(located on F Street), on business days
between 7:00 a.m. and 5:00 p.m.
All comments should refer to the
relevant OMB control number. A copy
of the comments may also be submitted
to the OMB desk officer for the FDIC:
Office of Information and Regulatory
Affairs, Office of Management and
Budget, New Executive Office Building,
Washington, DC 20503.
FOR FURTHER INFORMATION CONTACT:
Manny Cabeza, Regulatory Counsel,
202–898–3767, mcabeza@fdic.gov, MB–
3128, Federal Deposit Insurance
Corporation, 550 17th Street NW,
Washington, DC 20429.
SUPPLEMENTARY INFORMATION: Proposal
to reinstate the following collections of
information:

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khammond on DSKJM1Z7X2PROD with NOTICES

20698

Federal Register / Vol. 86, No. 75 / Wednesday, April 21, 2021 / Notices

1. Title: Small Business Lending
Survey.
OMB Number: 3064–0203.
Affected Public: FDIC-insured
depository institutions.
Obligation to Respond: Voluntary.
Burden Estimate:
Estimated No. of Respondents: 2,000.
Estimated Time per Response: 4
hours.
Frequency of Response: One time.
Total Estimated Annual Burden:
8,000 hours.
General Description of Collection:
Small businesses are important to the
U.S. economy and banks are important
to U.S. small businesses. According to
the Small Business Administration, in
2015, small businesses comprised 99.9
percent of all U.S. firms, and almost half
(47.5 percent) of private-sector
employment. Additionally, from 2000 to
2017, small businesses accounted for
65.9 percent of net new job creation.1
Given their size and the relative costs of
verifying their financial conditions,
many small businesses have little or no
direct access to capital markets and thus
are reliant on bank financing. Indeed, in
their 2017 survey of small businesses,
the Federal Reserve System finds that
banks are the most common source of
external credit for small firms.2 For
banks, especially the many banks that
primarily engage in commercial lending,
small business lending is an important
way that they help meet the needs of
their communities.
The FDIC’s Small Business Lending
Survey is a nationally-representative
survey of banks and their small business
lending practices and activities. The
survey seeks to understand how banks
engage with small businesses and meet
their needs, within the context of the
fast changing banking industry
environment. The first collection of the
survey in 2016 (SBLS 2016) sought to
examine whether small and large banks
engaged differently with small
businesses, which could potentially
impact small businesses given
continued and ongoing banking
consolidation. In 2022 the FDIC plans to
deploy another Small Business Lending
Survey (SBLS 2022) which will repeat
some questions from the previous
collection and will include new areas of
study which are of current interest, in
particular, banks’ use of financial
technology in small business lending
1 ‘‘Frequently Asked Questions About Small
Business’’, SBA fact sheet, https://www.sba.gov/
sites/default/files/advocacy/Frequently-AskedQuestions-Small-Business-2018.pdf (2018).
2 ‘‘Small Business Credit Survey: Report on
Employer Firms’’, Federal Reserve report, https://
www.fedsmallbusiness.org/survey/2018/report-onemployer-firms (2017).

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and their experiences with the Paycheck
Protection Program.
In addition, SBLS 2022 will improve
upon previous quantitative questions
that asked banks about their volume of
commercial lending by firm size, which
allowed the FDIC to assess how well
Consolidated Reports of Income and
Condition (commonly referred to as
‘‘Call Report’’) data captures actual bank
small business lending when used as a
proxy measure. Using SBLS 2016 survey
data, the FDIC determined that for banks
in 2015 with $1 to $10 billion in assets,
industry small business lending
(defined as lending to firms with less
than $10 million in gross annual
revenue) was understated on net by
approximately 23 percent when using
the most common proxy measure—Call
Report outstanding commercial and
industrial loan balances for loans that
were $1 million or less at the time of
origination.3
The proposed SBLS 2022 collection
will cover the general topics of:
I. Underwriting and Loan Approval
Processes
II. Markets, Competition, and Loan
Demand
III. SBA Lending and Securitization
IV. Measurement of Bank Small
Business Lending
Questions in the first three sections
are comprised of qualitative questions,
while the fourth set asks respondent
banks to provide quantitative loan
volumes. The SBLS does not duplicate
existing sources of data but rather
complements or provides insight into
regular collections such as the Call
Report.
The SBLS 2022 collection is
scheduled to be in the field beginning
in May 2022. The collection will be
administered by the U.S. Census Bureau
via a web interface. Recommendations
for which bank staff to answer each
section will be made to respondents in
order to match the appropriate expertise
to relevant questions. Because the SBLS
is designed as a nationallyrepresentative survey of banks of all
sizes, including community banks,
regional banks, and large nationwide
banks, the survey is intended be used to
make inferences for the entire industry
regarding U.S. banks’ small business
lending activity and practices.
Prior to finalizing the SBLS 2022
survey questionnaire, the FDIC seeks to
solicit public comment. Interested
members of the public may review a
3 ‘‘Measurement of Small Business Lending Using
Call Reports: Further Insights From the Small
Business Lending Survey’’, FDIC staff study,
https://www.fdic.gov/bank/analytical/cfr/staffstudies/2020-04.pdf (2020).

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copy of the proposed survey
questionnaire on the following web
page: https://www.fdic.gov/regulations/
laws/federal/2021/sbls-2022-proposedsurvey-questionnaire.pdf.
Request for Comment
Comments are invited on: (a) Whether
the collection of information is
necessary for the proper performance of
the FDIC’s functions, including whether
the information has practical utility; (b)
the accuracy of the estimates of the
burden of the information collection,
including the validity of the
methodology and assumptions used; (c)
ways to enhance the quality, utility, and
clarity of the information to be
collected; and (d) ways to minimize the
burden of the collection of information
on respondents, including through the
use of automated collection techniques
or other forms of information
technology. All comments will become
a matter of public record.
Federal Deposit Insurance Corporation.
Dated at Washington, DC, on April 15,
2021.
James P. Sheesley,
Assistant Executive Secretary.
[FR Doc. 2021–08131 Filed 4–20–21; 8:45 am]
BILLING CODE 6714–01–P

FEDERAL RESERVE SYSTEM
Change in Bank Control Notices;
Acquisitions of Shares of a Bank or
Bank Holding Company
The notificants listed below have
applied under the Change in Bank
Control Act (Act) (12 U.S.C. 1817(j)) and
§ 225.41 of the Board’s Regulation Y (12
CFR 225.41) to acquire shares of a bank
or bank holding company. The factors
that are considered in acting on the
applications are set forth in paragraph 7
of the Act (12 U.S.C. 1817(j)(7)).
The public portions of the
applications listed below, as well as
other related filings required by the
Board, if any, are available for
immediate inspection at the Federal
Reserve Bank(s) indicated below and at
the offices of the Board of Governors.
This information may also be obtained
on an expedited basis, upon request, by
contacting the appropriate Federal
Reserve Bank and from the Board’s
Freedom of Information Office at
https://www.federalreserve.gov/foia/
request.htm. Interested persons may
express their views in writing on the
standards enumerated in paragraph 7 of
the Act.
Comments regarding each of these
applications must be received at the

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