60-Day Federal Register Notice

59797

Federal Register / Vol. 85, No. 185 / Wednesday, September 23, 2020 / Notices
and Marina Discharges: A Guide for
State and Local Officials, August 1994),
the estimated number of vessels
requiring pumpout facilities in Sarah
Creek and Perrin River during peak
occupancy is 221. For these vessels,
EPA guidance recommends at least one
pumpout facility each for Sarah Creek
and Perrin River.
In the application, the
Commonwealth certified that Sarah
Creek and Perrin River require greater
environmental protection than provided
by currently applicable federal
regulations. Sarah Creek and Perrin
River are tributaries of the York River,
which drains into the Chesapeake Bay.
All or portions of the proposed waters
are listed by the Commonwealth on
current or previous Clean Water Act
section 303(d) lists of impaired waters
as impaired for shellfish harvesting due
to fecal coliform. As such, many
shellfish beds are restricted or closed.
Both waterbodies are also impaired for
dissolved oxygen and aquatic plants
(macrophytes). Establishing a nodischarge zone will contribute to: (1)
Protecting the tidal ecosystem; (2)
restoring the restricted and closed
shellfish beds in these areas; and (3)
preventing further water quality
degradation and loss of beneficial uses
in these tributaries as well as in the
York River.
Sarah Creek and Perrin River are used
for a variety of activities, including
boating, fishing, shellfish harvesting,
oyster gardening, crabbing, water skiing,
swimming, and more. There are
marinas, private piers, numerous vessel
anchorages, public and private boat
launch facilities, commercial seafood
docks, and a waterside restaurant. Local
watermen are interwoven with the
unique identity of the Chesapeake Bay,
influencing its history, culture, and
economy. Furthermore, these
waterbodies provide food, spawning
grounds, and/or habitat to
approximately 33 threatened,
endangered, and rare species of plants
and animals, including the Atlantic
sturgeon, loggerhead sea turtle, and the
northern diamond-backed terrapin.
The EPA made a final determination
that adequate pumpout facilities are

reasonably available in both Sarah Creek
and Perrin River and that the use of
these facilities imposes minimal costs.
In Sarah Creek, there is no charge to use
the available pumpout facilities, while
in Perrin River there is a $5.00 fee per
pumpout for non-slip holders, though
the fee is waived with a small purchase
at the marina store. Depth at low tide at
the pumpout facilities is between five
and eight feet, which is comparable to
the depths at the entrances to Sarah
Creek and Perrin River. Therefore,
vessels requiring greater depths than
provided at the pumpout station would
have difficulty entering Sarah Creek or
Perrin River.
Following publication of the
Tentative Affirmative Determination in
the Federal Register on March 11, 2020,
a 30-day public comment period was
opened (85 FR 14195). The EPA did not
receive any comments regarding the
EPA’s intent to issue an affirmative
determination on Virginia’s application
to designate Sarah Creek and Perrin
River as a no-discharge zone.
Based on the information above, the
EPA hereby makes a final affirmative
determination that adequate facilities
for the safe and sanitary removal and
treatment of sewage from all vessels are
reasonably available for Sarah Creek and
Perrin River and its tributaries such that
the Commonwealth may establish a
vessel sewage no-discharge zone.
Cosmo Servidio,
Regional Administrator, EPA Region III.
[FR Doc. 2020–20956 Filed 9–22–20; 8:45 am]
BILLING CODE 6560–50–P

FEDERAL DEPOSIT INSURANCE
CORPORATION

Reduction Act of 1995 (PRA), invites the
general public and other Federal
agencies to take this opportunity to
comment on the renewal of the existing
information collections described below
(OMB Control No. 3064–0083;–0085;–
0137;–0148;–0182–0194).
DATES: Comments must be submitted on
or before November 23, 2020.
ADDRESSES: Interested parties are
invited to submit written comments to
the FDIC by any of the following
methods:
• https://www.FDIC.gov/regulations/
laws/federal.
• Email: comments@fdic.gov. Include
the name and number of the collection
in the subject line of the message.
• Mail: Manny Cabeza (202–898–
3767), Regulatory Counsel, MB–3128,
Federal Deposit Insurance Corporation,
550 17th Street NW, Washington, DC
20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 17th Street building
(located on F Street), on business days
between 7:00 a.m. and 5:00 p.m.
All comments should refer to the
relevant OMB control number. A copy
of the comments may also be submitted
to the OMB desk officer for the FDIC:
Office of Information and Regulatory
Affairs, Office of Management and
Budget, New Executive Office Building,
Washington, DC 20503.
FOR FURTHER INFORMATION CONTACT:
Manny Cabeza, Regulatory Counsel,
202–898–3767, mcabeza@fdic.gov, MB–
3128, Federal Deposit Insurance
Corporation, 550 17th Street NW,
Washington, DC 20429.
SUPPLEMENTARY INFORMATION:
Proposal To Renew the Following
Currently Approved Collections of
Information

[OMB No. 3064–0083;–0085;–0137;–0148;
–0182;–0194]

Agency Information Collection
Activities: Proposed Collection
Renewal; Comment Request
Federal Deposit Insurance
Corporation (FDIC).
ACTION: Notice and request for comment.
AGENCY:

The FDIC, as part of its
obligations under the Paperwork

SUMMARY:

1. Title: Recordkeeping and
Disclosure Requirements in Connection
with Regulation M (Consumer Leasing)
OMB Number: 3064–0083.
Form Number: None.
Affected Public: State nonmember
banks and state savings associations
engaging in consumer leasing.
Burden Estimate:

khammond on DSKJM1Z7X2PROD with NOTICES

SUMMARY OF ANNUAL BURDEN
Estimated
number of
respondents

Estimated
frequency
of responses

Estimated
time per
response

Estimated
annual
burden
(hours)

Information collection
description

Type of
burden

Obligation
to respond

Recordkeeping and Disclosure Requirements in Connection with Regulation M (Consumer Leasing).
Recordkeeping and Disclosure Requirements in Connection with Regulation M (Consumer Leasing).

Recordkeeping.
Third-Party
Disclosure.

Mandatory .........

52

On Occasion .....

0.375

1,950

Mandatory .........

52

On Occasion .....

0.375

1,950

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59798

Federal Register / Vol. 85, No. 185 / Wednesday, September 23, 2020 / Notices

Total Estimated Annual Burden:
3,900 hours.
General Description of Collection:
Regulation M (12 CFR 1013), issued by
the Bureau of Consumer Financial
Protection, implements the consumer
leasing provisions of the Truth in
Lending Act. Regulation M requires
lessors of personal property to provide
consumers with meaningful disclosures

Connection with the Equal Credit
Opportunity Act Regulation B.
OMB Number: 3064–0085.
Form Number: None.
Affected Public: Insured state
nonmember banks and state savings
associations.
Burden Estimate:

about the costs and terms of the leases
for personal property. Lessors are
required to retain evidence of
compliance with Regulation M for
twenty-four months. There is no change
in the methodology or substance of this
information collection. The estimated
annual burden is unchanged.
2. Title: Record Keeping, Reporting
and Disclosure Requirements in

SUMMARY OF ANNUAL BURDEN
Estimated
number
of respondents

Estimated
average
annual
frequency
of responses

Estimated total
annual
responses

Information collection
description

Type of
burden

Obligation to
respond

Credit Reporting History (1002.10) ..............

Reporting

Mandatory .........

3,309

850

2,812,650

Total Reporting Burden .........................

Estimated time
per
response

Estimated
annual burden
(hours)

2 minutes ...........

93,755

.................

...........................

........................

........................

........................

...........................

93,755

ThirdParty
Disclosure.
ThirdParty
Disclosure.
ThirdParty
Disclosure.
ThirdParty
Disclosure.

Voluntary ...........

972

2,500

2,430,000

1 minute ............

40,500

Mandatory .........

3,309

1,715

5,674,935

2 minutes ...........

189,165

Mandatory .........

3,309

190

628,710

1 minute ............

10,479

Mandatory .........

3,309

1,650

5,459,850

1 minute ............

90,998

Total Third-Party Disclosure Burden ....

.................

...........................

........................

........................

........................

...........................

331,142

Record Retention (Applications, Actions,
Pre-Screened Solicitations) (1002.12).
Record Retention (Self-Testing) (1002.12) ..

Mandatory .........

3,309

360

1,191,240

1 minute ............

19,854

Mandatory .........

972

1

972

2 hours ..............

1,944

Record Retention (Self-Testing Self-Correction) (1002.15).

Recordkeeping.
Recordkeeping.
Recordkeeping.

Mandatory .........

243

1

243

8 hours ..............

1,944

Total Recordkeeping Burden ................

.................

...........................

........................

........................

........................

...........................

23,742

Disclosure for Optional Self-Test (1002.5) ..

Notifications (1002.9) ...................................

Appraisal
Report
(1002.12(a)(1)).

Upon

Request

Notice of Right to Appraisal (1002.14(a)(2))

Total Estimated Annual Burden:
448,639 hours.
General Description of Collection:
Regulation B (12 CFR part 1002) issued
by the Consumer Financial Protection
Bureau, prohibits creditors from
discriminating against applicants on any
bases specified by the Equal Credit
Opportunity Act; imposes, reporting,
record keeping and disclosure

estimated time per response remain the
same.
3. Title: Interagency Guidance on
Asset Securitization Activities.
OMB Number: 3064–0137.
Form Number: None.
Affected Public: Insured State
Nonmember Banks and State Savings
Associations.
Burden Estimate:

requirements; establishes guidelines for
gathering and evaluating credit
information; and requires creditors to
give applicants certain written notices.
There is no change in the method or
substance of the collection. The overall
reduction in burden hours is a result of
economic fluctuation. In particular, the
number of respondents has decreased
while the reporting frequency and the

SUMMARY OF ANNUAL BURDEN
Type of
burden

khammond on DSKJM1Z7X2PROD with NOTICES

Information collection description

Documentation of Fair Value ..............................................
Asset Securitization Policies—New Entrant .......................
Asset Securitization Policies—Upgrades of Policies .........
MIS Improvements—New Entrant ......................................
MIS Improvements—Systems Upgrades ...........................

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Recordkeeping.
Recordkeeping.
Recordkeeping.
Recordkeeping.
Recordkeeping.

Frm 00064

Obligation
to respond

Estimated
number of
respondents

Estimated
frequency
of responses

Estimated
time per
response
(hours)

Estimated
annual
burden
(hours)

Mandatory .........

20

On Occasion .....

4

80

Mandatory .........

6

On Occasion .....

32

192

Mandatory .........

2

On Occasion .....

3

6

Mandatory .........

6

On Occasion .....

21

126

Mandatory .........

2

On Occasion .....

5

10

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59799

Federal Register / Vol. 85, No. 185 / Wednesday, September 23, 2020 / Notices
Total Estimated Annual Burden: 414
hours.
General Description of Collection: The
Interagency Guidance on Asset
Securitization Activities informs
bankers and examiners of safe and
sound practices regarding asset
Securitization. The information
collections contained in the Interagency
Guidance are needed by institutions to
manage their asset Securitization
activities in a safe and sound manner.

respondents has increased while the
reporting frequency and the estimated
time per response remain the same.
4. Title: Interagency Statement on
Sound Practices Concerning Complex
Structured Finance Transactions.
OMB Number: 3064–0148.
Form Number: None.
Affected Public: Insured state
nonmember banks and state savings
associations.
Burden Estimate:

Bank management uses this information
as the basis for the safe and sound
operation of their asset securitization
activities and to ensure that they
minimize operational risk in these
activities. There is no change in the
method or substance of the information
collection. The overall 257-hour
increase in estimated annual burden
(from 157 hours in 2017 to 414 hours
currently) is the result of economic
fluctuation. In particular, the number of

SUMMARY OF ANNUAL BURDEN
Type of
burden

Information collection description

Complex Structured Finance Transactions ........................

Total Estimated Annual Burden: 100
hours.
General Description of Collection: The
Interagency Statement on Sound
Practices Concerning Complex
Structured Finance Transactions
describes the types of internal controls
and risk management procedures that
the Agencies believe are particularly
effective in assisting financial
institutions to identify, evaluate, assess,

Estimated
number of
respondents

Obligation
to respond

Recordkeeping.

Mandatory .........

Estimated
time per
response
(hours)

Estimated
frequency
of responses
4

document, and control the full range of
credit, market, operational, legal and
reputation al risks. A financial
institution that engages in complex
structured finance transactions should
maintain a set of formal, written, firmwide policies and procedures that are
designed to allow the institution to
identify and assess these risks. There is
no change in the methodology or
substance of this information collection.

On Occasion .....

Estimated
annual
burden
(hours)
25

100

The estimated annual burden is
unchanged.
5. Title: Retail Foreign Exchange
Transactions.
OMB Number: 3064–0182.
Form Number: None.
Affected Public: Insured state
nonmember banks and state savings
associations.
Burden Estimate:

SUMMARY OF ANNUAL BURDEN
Estimated
time per
response
(hours)

Estimated
total annual
responses

Obligation
to respond

Reporting Requirements ..............................

Reporting

Mandatory .........

1

On Occasion .....

1

16

16

.................

...........................

........................

...........................

........................

........................

16

Third-Party Disclosure Requirements ..........

ThirdParty
Disclosure.

Mandatory .........

1

On Occasion .....

1

166

166

Total Third-Party Disclosure Burden ....
Recordkeeping Requirements ......................

.................
Recordkeeping.

...........................
Mandatory .........

........................
1

...........................
On Occasion .....

........................
1

........................
1,332

16
1,332

Total Recordkeeping Burden ................

.................

...........................

........................

...........................

........................

........................

1,332

Total Estimated Annual Burden:
1,514 hours.
General Description of Collection:
This information collection implements
section 742(c)(2) of the Dodd-Frank Act
(7 U.S.C. 2(c)(2)(E) and FDIC regulations
governing retail foreign exchange
transactions as set forth at 12 CFR part
349, subpart B. The regulation allows
banking organizations under FDIC
supervision to engage in off-exchange
transactions in foreign currency with
retail customers provided they comply
with various reporting, recordkeeping
and third-party disclosure requirements
specified in the rule. If an institution

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Frequency of
response

Estimated
annual
burden
(hours)

Type of
burden

Total Reporting Burden .........................

khammond on DSKJM1Z7X2PROD with NOTICES

Estimated
number of
respondents

Information collection description

elects to conduct such transactions,
compliance with the information
collection is mandatory.
Reporting Requirements—Part 349,
subpart B requires that, prior to
initiating a retail foreign exchange
business; a banking institution must
provide the FDIC with a notice
certifying that the institution has
written policies and procedures, and
risk measurement and management
systems and controls in place to ensure
that retail foreign exchange transactions
are conducted in a safe and sound
manner. The institution must also
provide information about how it

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intends to manage customer due
diligence, new product approvals and
haircuts applied to noncash margin.
Recordkeeping Requirements—Part
349 subpart B requires that institutions
engaging in retail foreign exchange
transactions keep full, complete and
systematic records of account, financial
ledger, transaction, memorandum orders
and post execution allocations of
bunched orders. In addition, institutions
are required to maintain records
regarding their ratio of profitable
accounts, possible violations of law,
records of noncash margin and monthly
statements and confirmations issued.

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59800

Federal Register / Vol. 85, No. 185 / Wednesday, September 23, 2020 / Notices

Disclosure Requirements—The
regulation requires that, before opening
an account that will engage in retail
foreign exchange transactions, a banking
institution must obtain from each retail
foreign exchange customer an
acknowledgement of receipt and
understanding of a written disclosure
specified in the rule and of disclosures
about the banking institution’s fees and
other charges and of its profitable
accounts ratio. The institution must also
provide monthly statements to each
retail foreign exchange customer and
must send confirmation statements
following every transaction.
The customer dispute resolution
provisions of the regulation require

6. Title: Covered Financial Company
Asset Purchaser Eligibility Certification.

certain endorsements,
acknowledgements and signature
language as well as the timely provision
of a list of persons qualified to handle
a customer’s request for arbitration.
There is no change in the method or
substance of the collection. At present
no FDIC-supervised institution is
engaging in activities that would make
them subject to the information
collection requirements. The agency is
keeping the estimated number of
respondents to one (1) as a placeholder
in case an institution elects to engage in
covered activities in the future. There
has been no change in the frequency of
response or in the estimated number of
hours required to respond.

OMB Number: 3064–0194.
Form Number: 7300/10.
Affected Public: Any individual or
entity that is a potential purchaser of
assets from (1) the FDIC as receiver for
a Covered Financial Company (CFC); or
(2) a bridge financial company (BFC)
which requires the approval of the
FDIC, as receiver for the predecessor
CFC and as the sole shareholder of the
BFC (e.g., the BFC’s sale of a significant
business line).
Burden Estimates:

khammond on DSKJM1Z7X2PROD with NOTICES

SUMMARY OF ANNUAL BURDEN
Information collection description

Type of
burden

Obligation
to respond

Covered Financial Company Asset Sales Purchaser Eligibility Certification.

Reporting ......

Mandatory .........

Total Estimated Annual Burden: 5
hours.
General Description of Collection:
Assets held by the FDIC in the course
of liquidating any covered financial
company must not be sold to persons
who contributed to the demise of a
covered financial company in specified
ways (e.g., individuals who profited or
engaged in wrongdoing at the expense
of the failed institution, or seriously
mismanaged the failed institution). 12
CFR part 380 requires prospective
purchasers to complete and submit a
Purchaser Eligibility Certification (PEC)
to the FDIC. The PEC is a self
certification by a prospective purchaser
that it does not fall into any of the
categories of individuals or entities that
are prohibited by statute or regulation
from purchasing the assets of covered
financial companies. The PEC will be
required in connection with the sale of
assets by the FDIC, as receiver for a CFC,
or the sale of assets by a BFC which
requires the approval of the FDIC, as
receiver for the predecessor CFC and as
the sole shareholder of the BFC. There
is no change in the methodology or
substance of this information collection.
The estimated annual burden is
unchanged.
Request for Comment
Comments are invited on: (a) Whether
the collection of information is

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Estimated
number of
respondents
10

necessary for the proper performance of
the FDIC’s functions, including whether
the information has practical utility; (b)
the accuracy of the estimates of the
burden of the information collection,
including the validity of the
methodology and assumptions used; (c)
ways to enhance the quality, utility, and
clarity of the information to be
collected; and (d) ways to minimize the
burden of the collection of information
on respondents, including through the
use of automated collection techniques
or other forms of information
technology. All comments will become
a matter of public record.
Federal Deposit Insurance Corporation.
Dated at Washington, DC, on September
17, 2020.
James P. Sheesley,
Assistant Executive Secretary.
[FR Doc. 2020–21003 Filed 9–22–20; 8:45 am]
BILLING CODE 6714–01–P

FEDERAL MARITIME COMMISSION
Notice of Agreements Filed
The Commission hereby gives notice
of the filing of the following agreements
under the Shipping Act of 1984.
Interested parties may submit
comments, relevant information, or
documents regarding the agreements to

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Estimated
frequency
of responses

Estimated
time per
response
(minutes)

On Occasion .....

Estimated
annual
burden
(hours)
30

the Secretary by email at Secretary@
fmc.gov, or by mail, Federal Maritime
Commission, Washington, DC 20573.
Comments will be most helpful to the
Commission if received within 12 days
of the date this notice appears in the
Federal Register. Copies of agreements
are available through the Commission’s
website (www.fmc.gov) or by contacting
the Office of Agreements at (202)-523–
5793 or tradeanalysis@fmc.gov.
Agreement No.: 201347.
Agreement Name: Sallaum/Hyundai
Glovis Space Charter Agreement.
Parties: Sallaum Lines Switzerland
AS and Hyundai Glovis Co., Ltd.
Filing Party: Wayne Rohde; Cozen
O’Connor.
Synopsis: The agreement authorizes
Sallaum to charter space to Hyundai
Glovis on an ‘‘as needed/as available’’
basis in the trade from ports in Mexico
to ports on the Atlantic and Gulf Coasts
of the United States.
Proposed Effective Date: 9/14/2020.
Location: https://www2.fmc.gov/
FMC.Agreements.Web/Public/
AgreementHistory/33505.
Dated: September 18, 2020.
Rachel Dickon,
Secretary.
[FR Doc. 2020–20969 Filed 9–22–20; 8:45 am]
BILLING CODE 6730–02–P

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