Home Mortgage Disclosure (HMDA)

Forms and Documents

Document Name	Status
SPST-0046 Home Mortgage Disclosure (HMDA) 2019 Extension Final.doc Supporting Statement A	2019-10-15
FR1-0046 Home Mortgage Disclosure Act 84 FR 33259 12 JUL 2019.pdf Supplementary Document	2019-10-09
FR2-0046 Home Mortgage Disclosure Act 84 FR 49298 19 SEPT 2019.pdf Supplementary Document	2019-10-09

IC Document Collections

IC ID	Document Title	Status
44170	Home Mortgage Disclosure (HMDA) (Full Data Set)	Modified
236583	Home Mortgage Disclosure (HMDA) (Partial Data Set)	New

ICR Details

OMB Control No: 3064-0046	ICR Reference No: 201906-3064-004
Status: Active	Previous ICR Reference No: 201512-3064-006
Agency/Subagency: FDIC	Agency Tracking No: 3064-0046
Title: Home Mortgage Disclosure (HMDA)
Type of Information Collection: Extension without change of a currently approved collection	Common Form ICR:  No
Type of Review Request: Regular
OIRA Conclusion Action: Approved without change	Conclusion Date: 11/26/2019
	Date Received in OIRA: 10/15/2019
Terms of Clearance:

	Inventory as of this Action	Requested	Previously Approved
Expiration Date	11/30/2022	36 Months From Approved	11/30/2019
Responses	1,150,000	0	1,091,614
Time Burden (Hours)	85,833	0	90,967
Cost Burden (Dollars)	0	0	0

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Abstract: In order to permit the FDIC to detect discrimination in residential mortgage lending, certain insured state nonmember banks are required by FDIC regulation 12 CFR 388 to maintain various data on home loan applicants.

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Authorizing Statute(s): US Code: 12 USC § 2801 et seq. Name of Law: Home Mortgage Disclosure Act
   US Code: 12 USC § 5301 et seq. Name of Law: Dodd Frank Act
  

Citations for New Statutory Requirements: US Code: 12 USC 5301 et seq. Name of Law: Dodd-Frank Wall Street Reform And Consumer Protection Act
US Code: 12 USC 2801 et seq. Name of Law: Home Mortgage Discosure Act

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Associated Rulemaking Information
RIN:	Stage of Rulemaking:	Federal Register Citation:	Date:
	Not associated with rulemaking

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Federal Register Notices & Comments
60-day Notice:	Federal Register Citation:	Citation Date:
	84 FR 33259	07/12/2019
30-day Notice:	Federal Register Citation:	Citation Date:
	84 FR 49298	09/19/2019
Did the Agency receive public comments on this ICR? No

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Number of Information Collection (IC) in this ICR: 2

IC Title	Form No.	Form Name
Home Mortgage Disclosure (HMDA) (Full Data Set)
Home Mortgage Disclosure (HMDA) (Partial Data Set)

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ICR Summary of Burden

	Total Approved	Previously Approved	Change Due to New Statute	Change Due to Agency Discretion	Change Due to Adjustment in Estimate	Change Due to Potential Violation of the PRA
Annual Number of Responses	1,150,000	1,091,614	0	0	58,386	0
Annual Time Burden (Hours)	85,833	90,967	0	0	-5,134	0
Annual Cost Burden (Dollars)	0	0	0	0	0	0

Burden increases because of Program Change due to Agency Discretion: No

Burden Increase Due to:

Burden decreases because of Program Change due to Agency Discretion: No

Burden Reduction Due to:

Short Statement:

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Annual Cost to Federal Government: $0

Does this IC contain surveys, censuses, or employ statistical methods? No

Does this ICR request any personally identifiable information (see OMB Circular No. A-130 for an explanation of this term)? Please consult with your agency's privacy program when making this determination.     No

Does this ICR include a form that requires a Privacy Act Statement (see 5 U.S.C. §552a(e)(3))? Please consult with your agency's privacy program when making this determination.     No

Is this ICR related to the Affordable Care Act [Pub. L. 111-148 & 111-152]? No

Is this ICR related to the Dodd-Frank Wall Street Reform and Consumer Protection Act, [Pub. L. 111-203]? No

Is this ICR related to the American Recovery and Reinvestment Act of 2009 (ARRA)? No

Is this ICR related to the Pandemic Response? Uncollected

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Common Form ICR:  No

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On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).

The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:

(a) It is necessary for the proper performance of agency functions;

(b) It avoids unnecessary duplication;

(c) It reduces burden on small entities;

(d) It uses plain, coherent, and unambiguous language that is understandable to respondents;

(e) Its implementation will be consistent and compatible with current reporting and recordkeeping practices;

(f) It indicates the retention periods for recordkeeping requirements;

(g) It informs respondents of the information called for under 5 CFR 1320.8 (b)(3) about:

(i) Why the information is being collected;

(ii) Use of information;

(iii) Burden estimate;

(iv) Nature of response (voluntary, required for a benefit, or mandatory);

(v) Nature and extent of confidentiality; and

(vi) Need to display currently valid OMB control number;

(h) It was developed by an office that has planned and allocated resources for the efficient and effective management and use of the information to be collected.

(i) It uses effective and efficient statistical survey methodology (if applicable); and

(j) It makes appropriate use of information technology.

If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.

Certification Date: 10/15/2019

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