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pdfDRAFT
FRY-9C
I
Page 4 of 65
March 2018
changes
Schedule HI-Continued
Memoranda-Continued
Dollar Amounts in Thousands
6. g. Bank card and credit card interchange fees .................................................................
h. Gains on bargain purchases ..................................................................................
i. Income and fees from wire transfers ..........................................................................
TEXT
8562
j.
TEXT
8563
k.
TEXT
8564
I.
7. Other noninterest expense (from Schedule HI, item 7.d, above) (only report amounts greater
than $100,000 that exceed 3 percent of the sum of Schedule HI, item 7.d):
a. Data processing expenses .......................................................................................
b. Advertising and marketing expenses........................................................................
c. Directors' fees .................................................................................................... "
d. Printing, stationery, and supplies .......................................................................... ....
e. Postage ......................................................................................................... .....
f. Legal fees and expenses ................................................................................. .......
g. FDIC deposit insurance assessments ............................................................... ........
h. Accounting and auditing expenses ................................................................. ..........
i. Consulting and advisory expenses ............................................................................
j. Automated teller machine (ATM) and interchange expenses ............................. .............
k. Telecommunications expenses .................................................................. ..............
I. Other real estate owned expenses ........................................................... ................
m. Insurance expenses (not included in employee expenses, premises and fixed sets
expenses, and other real estate owned expenses) .................................... ...................
TEXT
8565
n.
TEXT
8566
0.
I
I
I
I
I
TEXT
8567
p.
8. rn,com;a,ed opecatioos and appl;cable ;ncome tax effect (from Sched
HI, ;1em 11J
1
(itemize and describe each discontinued operation):
TEXT
FT29
a. (1)
(2) Applicable income tax effect......................................... ElfiCK FT30
TEXT
FT31
b. (1)
I
--lI
I
I
I
(2) Applicable Income ta, effect.........................
.... BHCK FT32
�
9. Trading revenue (from cash instruments and derivative
nstruments)
j$10
(Sum of items 9.a through 9.e must equal Schedule I , item 5.c.)
I
I ""'-
BHCK
F555
J447
T047
1
A.mount
I
I
I
7
8562
M.6.j.
I/
I
8561
M.6.k.
I
8164
I
M.6.g.
M.6.h.
M.6.i.
M.6.1.
C017
0497
4136
C018
8403
4141
4146
F556
F557
F558
F559
Y923
M.7a.
M.7.b.
M.7.c.
M.7.d.
M.7.e.
M.7.f.
M.7.g.
M.7.h.
M.7. i.
M.7. j.
M.7.k.
M.7.1.
8565
M.7.n.
8567
M.7.p.
Y924
M.7.m
8566
FT29
FT31
million �
M.7.o.
.
M.8.a.(1)
M.8.a.(2)
M.8.b. (1)
M.8.b.(2 )
olding companies that reported
Memorandum items 9.a through 9.e are to be complE ted
average trading assets (Schedule HC-K, item 4.a) of 1-n ·· .... R or more for any quarter of th
:'.���::: :::::;:.;:
.............. 8757
b. Foreign exchange exposures ...................................................................................
c. Equity security and index exposures ..........................................................................
d. Commodity and other exposures ...............................................................................
e. Credit exposures ...................................................................................................
····································�····················
8758
8759
8760
F186
M.9.a.
M.9.b.
M.9.c.
M.9.d.
M.9.e.
!03/2018
DRAFT
Schedule HI-Continued
Memoranda-Continued
FR Y-9C
Page 5 of 65
Memorandum items 10(a) and 10(b) are to be
completed by holding companies with $10 billion or
more in total consolidated assets.
Memoranda items 9.f and 9.g e to be completed by holding companies with $100 billion or more
in total assets that are req · ed to complete Schedule HI, Memorandum items 9.a through 9.e,
above.1
9. f. Impact on ding revenue of changes in the creditworthiness of the holding company's
derivat' s counterparties on the holding company's derivative assets (included in
Me randum items 9.a through 9.e above) ................................................................. .,_K_o_go�-------1
pact on trading revenue of changes in the creditworthiness of the holding company
on the holding company's derivative liabilities
(included in Memorandum �ems 9.a through 9.e above) ................................................ .,_K_0_9 4�----- -1
10. Net gains {losses) recognizea"in earnings on credit derivatives that economically hedge credit
exposures held outside the trading account:
a. Net gains {losses) on credit derivatives held for trading .................................................. 1-c_aa_ -+g ------i
b. Net gains {losses) on credit derivatives held for purposes other than trading ...................... 1-c_a_go-+-------i
11. Credit losses on derivatives (see instructions) ................'................................................. .,_A2._s1�------1
M.9.f.
M.9.g.
M.10.a.
M.10.b.
M.11.
Memorandum item 12.a is to be completed by holding companies with $1 billion or more in total
assets.1
12. a. Income from the sale and servicing of mutual funds and annuities (in domestic offices)...............8_ 4_31-+--------1
b. (1) Premiums on insurance related to the extension of credit.. .............................................c_2_42-+--------1
(2) All other insurance premiums ...................................................................................c_2_43-+--------1
c. Benefits, losses, and expenses from insurance-related activities ...................................... �B_ 9_83�-----�
13. Does the reporting holding company have a Subchapter S election in effect for
federal income tax purposes for the current tax year? (Enter "1" for Yes; enter "O" for No.)................
O=No
1=Yes
Dollar Amounts in Thousands BHCKI
Memorandum item 14 is to be completed by holding companies that have elected to account for
assets and liabilities under a fair value option.
14. Net gains (losses) recognized in earnings on assets and liabilities that are reported at
fair value under a fair value option:
a. Net gains (losses) on assets ....................................................................................
(1) Estimated net gains (losses) on loans attributable to changes in instrument-specific
_credit risk ........................................................................................................
b. Net gains (losses) on liabilities ..................................................................................
(1) Estimated net gains (losses) on liabilities attributable to changes in instrument-specific
credit risk .........................................................................................................
15. Stock-based employee compensation expense (net of tax effects) calculated for all
awards under the fair value method ..............................................................................
Memorandum item 16 is to be completed by holding companies that are required to
complete Schedule HC-C, Memorandum items 6.b and 6.c.
F551
BHCK
A530
1---11----,
M.12.a.
M.12.b.{1)
M.12.b.{2)
M.12.c.
M.13.
Amount
I
M.14.a.
F552 I
F553I
M.14.a.(1)
M.14.b.
I
M.14.b.(1)
F55 4
C40 9I
BHCKI
16. Noncash income from negative amortization on closed-end loans secured by 1-4 family
residential properties (included in Schedule HI, item 1.a.(1 )(a)) ........................................... F22 8
17. Other-than-temporary impairment losses on held-to-maturity and available-for-sale debt
securities recognized in earnings (included in Schedule HI, items 6.a and 6.b) ....................... J321
M.15.
Year-to-date
Amount
I
M.16.
I
M.17.
1. The asset size test is based on the total assets reported as of June 30, 2016.
!03/2018
DRAFT
FRY-9C
Page 7 of65
March 2018 CHANGES
Schedule Hl-8-Charge-Offs and Recoveries on Loans and
Leases and Changes in Allowance for Loan and Lease Losses
Dollar Amounts in T housands
BHCK
I. Charge-offs and Recoveries on Loans and Leases
(Column A)
Charge-offs 1
Amount
BHCK
(Column B)
Recoveries
Amount
(Fully Consolidated)
1. Loans secured by real estate:
a. Construction, land development, and other land loans
in domestic offices:
(1) 1-4 family residential construction loans .................................
(2) Other construction loans and all land development and
other land loans .................................................................
b. Secured by farmland in domestic offices ......................................
c. Secured by 1-4 family residential properties in domestic offices:
(1) Revolving, open-end loans secured by 1-4 family residential
properties and extended under lines of credit ...........................
(2) Closed-end loans secured by 1-4 family residential
properties in domestic offices:
(a) Secured by first liens ......................................................
(b) Secured by junior liens ....................................................
d. Secured by multifamily (5 or more) residential properties in
domestic offices ......................................................................
e. Secured by nonfarm nonresidential properties in domestic offices:
(1) Loans secured by owner-occupied nonfarm nonresidential
properties ..........................................................................
(2) Loans secured by other nonfarm nonresidential properties ..........
f. In foreign offices .....................................................................
Not eppticab ,.�. beaAs te Ele�esitei:;c iAstitwtieAs aAEI asse�taAses ef ett:ler eaAks:
INol Aoolicable I a. To U.S. eaAks aAEI ett:ler U.S. EleJ')esiter:y iAstiMieAs.......................
INot appllcab B. Toferei9A eaAks .....................................................................
3. Loans to finance agricultural production and other loans to farmers ......
4. Commercial and industrial loans:
a. To U.S. addressees (domicile) ...................................................
b. To non-U.S. addressees (domicile) .............................................
5. Loans to individuals for household, family, and other personal
expenditures:
a. Credit cards ...........................................................................
b. Automobile loans ....................................................................
c. Other consumer loans (includes single payment, installment.
all student loans, and revolving credit plans other than
credit cards) .................................................. : .......................
6. Loans to foreign governments and official institutions .........................
7. All other loans .... , .......................................................................
8. Lease financing receivables:
a. Leases to individuals for household, family, and other personal
expenditurel'; ..........................................................................
b. All other leases .......................................................................
9. Total (sum of items 1 through 8) ....................................................
I
,.,
C891
C892
1.a.(1)
C893
3584
C894
3585
1.a.(2)
1.b.
5411
5412
1.c.(1)
C234
C235
C217
C218
1.c.(2)(a)
1.c.(2)(b)
3588
3589
1.d.
C895
C897
B512
C896
C898
B513
1.e.(1)
1.e.(2)
1.f.
4eea
49&4
�
4655
4984
4665
�
2-..&:3.
4645
4646
4617
4618
4.a.
4.b.
B514
K129
B515
K133
5.a.
5.b. ·
K205
4643
4644
K206
4627
4628
5.c.
6.
7.
F185
C880
4635
F187
F188
4605
8.a.
8.b.
9.
1. Include write-downs arising from transfers to a held-for-sale account.
103//2018
DRAFT
For Federal Reserve Bank Use Only
Name of Holding Company
FR Y-9C
Page 13 of65
C.I.
Consolidated Financial Statements for
Holding Companies
March 2018
changes
solidated Balance Sheet
BHCK
Amount
Assets
1. Cash and lances due from depository institutions:
0081
a. Noninte est-bearing balances and currency and coi
b. lnteres -bearing balances: 2
95
03______
(1) In .S. offices ..................................... ........... .................................................. ,,__
__.
0397
(2) In oreign offices, Edge and Agreement
2. Securiti s:
1754
a. Held1773
3. Federal
B987
5369
a. Loans an leases h
.................................... ,.__,,.______
b. Loans and ases,·Re�l>'l:ff**ilfA4*HIR6I��
c. LESS: Allowa ce for
B52 9
3545
2145
21 50
;EITTC!-13SS.8GiiatEmm1'rmpanies ................................... ,_2_1_30-+--------1
6 ______,
9. Direct and indirect investments in real estate ventures ......................................................... ,_3_ 6_5-+10. Intangible assets:
a. Goodwill .................................................................................................................. ,_31_ 6_ 3-+--------1
6 -------1
b. Other intangible assets (from Schedule HC-M) ................................................................ ,_0_ 42_ -+11. Other assets (from Schedule HC-F).................................................................................. ,_2_16_ 0-+--------1
12. Total assets (sum of items 1 through 11) ........................................................................... �2_170
_ -+------�
1.a.
1.b.{1)
1.b.{2)
2.a.
2.b.
3.a.
3.b.
4.a.
4.b.
4.c.
4.d.
5.
6.
7.
8.
9.
10.a.
10.b.
11.
12.
1. Includes cash items in process of collection and unpasted debits.
2. Includes time certificates of deposit not held for trading.
3. Includes all securities resale agreements in domestic and foreign offices, regardless of maturity.
�
j03,2018
DRAFT
FRY-9C
Page 19 of 65
!March 2018 CHANGES
Schedule HC-C-Loans and Lease Financing Receivables
Do not deduct the allowance for loan and lease losses from amounts reported in this schedule. Report (1) loans and leases held for sale
at the lower of cost or fair value, (2) loans and leases held for investment, net of unearned income, and (3) loans and leases accounted
for at fair value under a fair value option. Exclude assets held for trading and commercial paper.
(Column A)
Consolidated
Amount
Dol lar Amounts in T housands BHCK
1. Loans secured by rea l estate ...................................................... 1410
a. Construction, land development, and other land loans:
(1) 1-4 fami l y residential construction loans ...............................
(2) Othe r construction loans and all land development and other
l and loans .......................................................................
b. Secured by farm land..............................................................
c. Secured by 1-4 family residential properties:
(1) Revo lving, open-end loans secured by 1-4 famil y residential
properties and extended under lines of credit .........................
(2) Closed-end loans secured by 1-4 family residentia l properties:
(a) Secured by first liens.....................................................
(b) Secured by junior liens ..................................................
d. Secured by multifamily (5 or more) residentia l properties .............. :
e. Secured by nonfarm nonreside ntial properties:
(1) Loans secured by owner- occupied nonfarm nonresidential
properties .......................................................................
(2) Loans secured by other nonfarm nonre sidential properties ........
(Column B)
In Domestic Offices
BHDM
Amount
BHCK
F158
�E�
i�.���·
.1 �9 -�b�.��::::
1.a.(1)
F159
BHDM
1420
1.a.(2)
1797
1.c.(1)
5367
5368
1460
1.c.(2)(a)
1.c.(2)(b)
1.d.
BHCK
F160
F161
BHDM
128 8
2. Loans to depository institutions and acceptances of other banks ....... .
i---,---------�------1
a. To U.S. banks and other U.S. depository institutions ..................... 1292
12 96 ------+---�------<
b. To foreign banks ................................................................... >---+-1590 �------+---+-------1
1590
3. Loans to finance agricultural production and other loans to farmers .... 1--4. Commercia l and industrial loans ................................................. . --�------1766
-�------i
a. To U.S. addressees (domicile) ................................................. 1763
b. To non-U.S. addre ssee s (domicile) ........................................... 1764
5. Not app licable.
6. Loans to individuals for househo ld, family, and other personal
expenditures (i.e., consumer loans) (inc ludes purchased paper) ........ i---�------+-1975
-�------i
B 538
a. Credit cards
b. Other revo lving credit plans ..................................................... ._B_ 5_39_ _______.
c. Automobil e loans ................................................................... t-K_ 1_37_ �------1
d. Other consumer loans
(includes sing le payment, installment, and all student loans) .......... K_ 2_0_7�- -- ----<
,_
7. Loans to foreign governments and official institutions
(including foreign centra l banks) .................................................. ,_2_ 08_ _ 1�------+-2_08_ 1�------1
8. Not applicable.
9. Loans to nondepository financial institutions and other loans:
a. Loans to nondepository financial institutions ............................... ,_J_4_5 _4�----- J_45_ 4�------1
-+b. Other loans
held
for
investment
(1) Loans for purchasing or carrying securities !
_ _ _ ------_
__ ___
,_
-+- 15 45__
(secured or unsecured)...... �... �.�.............................. 15 45
_,
(2) All other loans (exclude � l n � ............................. ._J_ 4_51_ �------+-J 4_ 5_1_______,
�� _,5 �:
2165
10. Lease financing receivables (
::' -· ·--) .....................
·
a 1 ----- •� individuals for household, family, and other personal
expenditur s . ., consumer leases) ...... : .................................. F162
·
-- ----1
e
1
-----+- - 2- 3....t-;-�-:-: +-��fl����d ·i� · it���
2
1
11.
��::; � n��:r�� d · ����·� · ;�·
1--_..__________.______-I
1---�------+--....-------1
12. Total sum of items 1 hrough 10 minus item 11)
(total o olumn A ust equal Schedule HC, sum of items 4.a and 4.b) �2_12_ _2�-----�2_12_ 2�------'
I
1.
1.b.
1.e.(1)
1.e.(2)
2.
2.a.
2.b.
3.
4.
4.a.
4.b.
6.
6.a.
6.b.
6.c.
6.d.
7.
9.a.
9.b.(1)
9.b.(2)
10.
10.a.
10.b.
11.
12.
estment and held for sale
103/2018
DRAFT
Schedule HC-C-Continued
Memoranda
1.g Total loans restructured in troubled
debt restructurings ttiat are in compliance
with their modified terms (sum of
Memorandum items 1.a.(1) through 1.f)
Amount
Dollar Amounts in Thousands BHDM
1. Loans restructured in troub)ed debt restruct ings that are in compliance with their modified
terms (included in Schedule HC-C, and n reported as past due or
nonaccrual in Schedule HC-N, Memora um item 1):
a. Construction, land development, an other land loans in domestic offices:
_ s_ a -------1
(1) 1-4 family residential construe on loans .................................. :........................... 1-K1
-+
(2) All other construction loans d all land development and other land loans.................. K159
b. Loans secured by 1-4 family r sidential properties in domestic offices ........................... F_57_ 6 -------1
1- -+
o _____--1
c. Secured by multifamily (5 or ore) residential properties in domestic offices .................... 1-K_1_a__,__
d. Secured by nonfarm nonre idential properties in domestic offices:·
(1) Loans secured by ow er-occupied nonfarm nonresidential properties ........................ K161
(2) Loans secured by o er nonfarm nonresidential properti�s ....................................... K162
BHCK
e. Commercial and Ind trial loans:
(1) To U.S. address es (domicile) ............................................ 1-K_1_6 3_ +---------,
(2) To non-U.S. a clressees (domicile) ...................................... �K_1_6 _4�-------,
f . A II other loans nclude loans to individuals for household, family, and other personal
K165
expenditures) ................................................................................................... .
Itemize an describe loan categories included in Memorandum item 1.f, above that exceed
10 perce of total loans restructured in troubled debt restructurings that are in compliance
with th r modified terms (sum of Memorandum items 1.a through 1.f):
(
Loans secured by farmland in domestic offices .................................................
M.1.a.(1)
M.1.a.(2)
M.1.b.
M.1.c.
M.1.d.(1)
M.1.d.(2)
M.1.e.(1)
M.1.e.(2}
M.1.f.
BHDM
K166
BHCK
(2) Loans to finance agricultural production and other loans to farmers .......................
(3) Loans to individuals for household, family, and other personal expenditures:
(a) Credit cards ......................................... : ................................................
(b) Automobile loans ...................................................................................
FRY-9C
Page 20 of 65
M.1.f.(1)
K168
M.1.f.(2}
K 098
K203
M.1.f.(3}(a)
M.1.f.(3}(b)
K204
HK25
2746
B837
Memorandum item 4 is totb;;;e�c:oo:nmp
'ii l/ie�e'ITT!"tJy-ffl-fffi>ltJii�SGf.�W��t....ti���lli#i1-----l--- --
affiliated institutions, have outstanding credit card receivables (as defined in the instructions)
that exceed $500 million as of the report date or (2) holding compan
that on a
consolidated basis are credit card specialty holding companies (a defined in the instructions).
4. Outstanding credit card fees and finance charges
(included in Schedule HC-C, item 6.a, Column A) ........ ............... ........................... ....... C 391
Memorandum item 5 is to be completed by all holding c
5. Purchased credit-impaired loans held for invest nt accounted for in accordance with AICPA
Statement of Position 03- 3 (exclude loans hel or sale):
a. Outstanding balance ........................... .................................................................
b. Amount included in Schedule HC-C, it s 1 through 9 ...................... ..........................
6. Closed-end loans with negative amorti tion features secured by 1-4 family residential
properties in domestic offices:
a. Total amount of closed-end loa with negative amortization features secured ·
by 1-4 family residential pro erties (included in Schedule HC-C, items 1.c.(2)(a) and (b)) ..
1---"'---------t
M.4.
9
M.5.a.
1-C _ 7_7-+------ -1
_ __.__
o _ __ __ M.5:b.
_
a
C
?
1--1
'-F_2_3__,__
0 _______, M.6.a.
!March 2018 changes
�
!03/2018
I,
DRAFT
FRY-9C
Page 21 of 65
Schedule
HC-C-Continued
held for investment and held
l
for sale
Memoranda-Continued
Amount
Memorandum items 6.b and 6.c are to be completed by holding companies that had
closed-end loans with negative amortization features secured by 1-4 family residential
properties (as reported in Schedule HC-C, Memorandum item 6.a) as of December 31, 2016,
that exceeded the lesser of $100 million or 5 percent of total loans and leases, Ret ef t:JR@afRoo
lAGOFRe,in domestic offices (as reported in Schedule HC-C, item 12, column B).
6. b. Total maximum remaining amount of negative amortization contractually permitted on
closed-end loans secured by 1-4 family residential properties ......................................
c. Total amount of negative amortization on closed-end loans secured by 1-4 family
residential properties included in the amount reported in Memorandum item
6.a above ...........................................................................................................
7.-8. Not applicable.
9. Loans secured by 1-4 family residential properties in domestic offices in process of
foreclosure (included in Schedule HC-C, items 1.c.(1), 1.c.(2)(a), and 1.c.(2)(b)) .................
10.-11. Not applicable.
(Column A)
Fair value of acquired
loans and leases at
acquisition date
Dollar Amounts in T housands
12. Loans (not subject to the requirements of
AICPA Statement of Position 03-3) and
leases held for investment that are
acquired in business combinations with
acquisition dates in the current calendar
year:
a. Loans secured by real estate..................
b. Commercial and industrial loans .............
c. Loans to individuals for household,
family, and other personal expenditures .....
d. All other loans and all leases ..................
BHCKI
Amount
(Column B)
Gross contractual
amounts receivable
at acquisition
BHCKI
Amount
F231 I
M.6.b.
F232 I
M.6.c.
�
F577 I
1--��-------1
M.9.
(Column C)
Best estimate at
acquisition date of contractual cash flows not
expected to be collected
BHCKI
Amount
G091 I
G094I
G09 2I
G095I
G093I
G096I
M.12.a.
M.12.b.
G097I
G1ool
G09BI
G101 I
G099 I
G102I
M.12.c.
M.12.d.
Dollar Amounts in Thousands BHCK I
13. Not applicable.
14. Pledged loans and leases ......................................................................................... G37BI
Amount
M.14.
!03/2018
!
�
DRAFT
Schedule HC-M-Memoranda
!
FR Y-9C
Page 34 of 65
March 2018 CHANGES
BHCK
Amount
1. Total number of holding company common shares
outstanding .................................................... ..... .......... .. ,.____.._-+-------1
2. Debt maturing in one year or less (included in Schedule HC, items 16 and 9.a) that is
issued to unrelated third parties by bank subsidiaries ......................... ....................... 1-6_ 5_5_._
5 _____--1
3. Debt maturing in more than one year (included in Schedule HC, items
and 19.a) that is
issued to unrelated third parties by bank subsidiaries ...................... ........................... ,_6_ 5_56--+--------1
4. Other assets acquired in satisfaction of debts previously contracted . ............................. ,_6_ 5_5______
7
_,
5. Securities purchased under agreements to resell offset against sec rities sold under
agreements to repurchase on Schedule HC ............................ ................................. 1-A_2_a_._
a _____--t
6. Assets covered by loss-sharing agreements with the FDIC:
a. Loans and leases (included in Schedule HC, items 4.a and .b):
(1) Loans secured by real estate in domestic offices:
BHDM
(a) Construction, land development, and other land I ans:
(1) 1-4 family residential construction loans.... .......................................... 1-K_1_69-+--------t
(2) Other construction loans and all land deve pment and other land loans ..... 1-K_1_70-+--------t
(b) Secured by farmland .............................. .............................................. 1-K_1_7_1'--------1
(c) Secured by 1-4 family residential propertie :
(1) Revolving, open-end loans secured b 1-4 family residential properties and +---�------1
2 _____--1
extended under lines of credit ....... .................................................... 1-K_1_7_._
(2) Closed-end loans secured by 1-4 mily residential properties:
(a) Secured by first liens .......... ....................................................... 1-K_1 _ 7-+3 -------1
(b) Secured by junior liens ...... ......................................................... 1-K_1_74-+- -------1
5
(d) Secured by multifamily (5 or more). esidential properties ............................... ,_K_1_7______
_,
(e) Secured by nonfarm nonresident" I properties:
K176
(1) Loans secur
-1:.H-ttmaffins secured by other nonfarm nonresidential properties ....................... K- --=:::,,.. f--+-==== --l
1.
2.
3.
4.
5.
6.a.(1)(a)(1)
6.a.(1 )(a)(2)
6.a.(1)(b)
6.a.(1)(c)(1)
6.a.(1)(c)(2)(a)
6.a.(1)(c)(2)(b)
6.a.(1 )(d)
6.a.(1)(e)(1)
6.a.(1)(e)(2)
Leans te finanse agrist,Jltt,Jral �F8St,JStien ans et her leans te farmers ...................... 1------,1--------1
(3) Cemmersial ans inst,Jstrial leans .... ............... ......... ....................... ....... ......... �
t----''--------1
(4) Leans te inetivist,Jals fer het,Jsehels, family, ans ether �ersenal ex�ensihires
(i.e., senst,Jmer leans) (inslt,Jses �t,Jrshases �a�er):
(a) Gre sit sarEls ......................................................................................... 1-� -+--------1
(s) ,A.t,Jtemesile leans .................................................................................. f--K_18_ ....J1 L----c:::;;;,,-"""9V-l�,l.4-l�
(5) All other loans and leases ............................................................................
b. Other real estate owned (included in Schedule HC, item 7):
(1) Construction, land development, and other land in domestic offices ......................
(2) Farmland in domestic offices ........................................................................
(3) 1-4 family residential properties in domestic offices ..........................................
(4) Multifamily (5 or more) residential properties in domestic offices...........................
(5) Nonfarm nonresidential properties in domestic offices ........................................
_ 3_ ,_______,
,_K_18
-------1
1-B_HD_ M
-+1-K_18
_ 7_ +-- ------1
1-K_1_a_a+-- ------1
1-K_1_89_ +-- ------1
1-K_19
_ 0_ +-- ------1
..._K_19
_ 1
_ ._________.
e.a.(4)(s)
6.a.(5)
6.b.(1)
6.b.(2)
6.b.(3)
6.b.(4)
6.b.(5)
!03/2018
DRAFT
!March 2018 CHANGES
For Federal Reserve Bank Use Only
FRY-9C
Page 38 of 65
C.I.
Schedule HC-N-Past Due and Nonaccrual Loans,
Leases, and Other Assets
Dollar Amounts in Thousands
1. Loans secured by real estate:
a. Construction, land development, and other
land loans in domestic offices:
(1) 1-4 family residential construction loans ...
(2) Other construction loans and all land
development and other land loans .......
b. Secured by farmland in domestic offices .....
C. Secured by 1-4 family residential
properties in domestic offices:
(1) Revolving, open-end loans secured by
1-4 family residential properties and
extended under lines of credit .............
· (2) Closed-end loans secured by 1-4
family residential properties:
(a) Secured by first liens ...................
(b) Secured by junior liens .................
d. Secured by multifamily (5 or more)
residential properties in domestic offices.....
e. Secured by nonfarm nonresidential
properties in domestic offices:
(1) Loans secured by owner-occupied
nonfarm non-residential properties .......
(2) Loans secured by other nonfarm
nonresidential properties ....................
f. In foreign offices .....................................
2. Loans to depository institutions and
acceptances of other banks:
a. U.S. banks and other U.S. depository
institutions ............................................
b. Foreign banks .......................................
3. Loans to finance agricultural production and
other loans to farmers .................................
4. Commercial and industrial loans ..................
5. Loans to individuals for household, family, and
other personal expenditures:
a. Credit cards .........................................
b. Automobile loans ........'...........................
C. Other consumer loans (includes single
payment, installment, all student loans, and
revolving credit plans other than credit cards) ..
6. Loans to foreign
governments and official institutions ..............
7. All other loans ...........................................
8. Lease financing receiva bles:
a. Leases to individuals for household, family,
and other personal expenditures ...............
b. All other leases .....................................
19. Total loans and leases (Sum of items 1 through 8.b)
(Column A)
Past due
30 through 89 days
and still accruing
BHCK
(Column B)
Past due
90 days or more
and still accruing
Amount
Amount
BHCK
(Column C)
Nonaccrual
Amount
BHCK
F172
F174
F176
1.a.(1)
F173
3493
F175
3494
F177
3495
1.a.(2)
1.b.
5398
5399
5400
1.c.(1)
C236
C238
C237
C239
C229
C230
1.c.(2)(a)
1.c.(2)(b)
3499
3500
3501
1.d.
F178
F180
F182
1.e.(1)
F179
B572
F181
B573
F183
B574
1.e.(2)
1.f.
5377
5380
5378
5381
5379
5382
2.a.
2.b.
1594
1606
1597
1607
1583
1608
3.
4.
B575
1<213
B576
1<214
B577
1<215
5.a.
5.b.
K216
K217
1<218
5.c.
5389
5459
5390
5460
5391
5461
7.
F1661
F169:
F167
F170
F168
F171
1403
lfMo� I
I
1407
11
6.
I
8.a.
8.b.
I [u
�m.mts r0i;i0Ft0s in Schedule HC-N, items 1 through 8, above include guaranteed and unguaranteed portions of past due and
noll�crual loans and leases. Report in item 44--below certain guaranteed loans and leases that have already been included in the
amou� reported in items 1 through 8.
'--.
�-- .
Amounts reported by loan
and lease category
�
�
103/2018
I·
!March 2018 changes
DRAFT
FRY-9C
Page 39 of 65
Schedule HC-N-Continued
9,.
40,.
11.
12.
B-D not
applicabl
e
(Column A)
Past due
30 through 89 days
and still accruing
Amount
Dollar Amounts in Thousands BHCK
Debt securities and other assets (exclude
other real estate owned and other
repossessed assets) .... : ........................ 3505
TQ+.l\b (SUR'! of itOA'IS 1 thFOU§h Q) ........... �
Loans and leases reported in items 1
through 8 above which are wholly or partially guaranteed by the U.S.Government
(excluding loans and leases covered by
loss-sharing agreements with the FDIC) .... K036
a. Guaranteed portion of loans and leases
(exclude rebooked " GNMA loans")
included in item 11 above ................... K039
b. Rebooked "GNMA loans" that have
been repurchased or are eligible for
repurchase included in item 11 above ... K042
Loans and leases in items 1 through 8
above which are covered by
loss-sharing agreements with the FDIC:
a. Loans secured by real estate in
domestic offices:
(1) Construction, land development,
and other land loans:
(a) 1-4 family residential
�
construction loans ................... K045
(b) Other construction loans and
all land development and
other land loans ...................... K048
(2) Secured by farmland..................... K051
(3) Secured by 1-4 family residential
properties:
(a) Revolving, open-end loans
secured by 1-4 family residential
properties and extended under
lines of credit.......................... K054
(b) Closed-end loans secured by
1-4 family residential properties:
(1) Secured by first liens ............ K057
(2) Secured by junior liens .......... K060
(4) Secured by multifamily (5 or
more) residential properties ............ K063
(5) Secured by nonfarm
nonresidential properties:
(a) Loans secured by owneroccupied nonfarm nonresidential
properties ............................... K066
(b) Loans secured by other non-farm
nonresidential properties ............ K069
beans oofinansa awisultuFal 13FOaustian BHGK
ana othoF loans ta faFA'IOFS ................... �
s. Cemmersial ana inaustrial leans ............. KG+&
(
(Column B)
Past due
90 days or more
and still accruing
BHCK
Amount
3506
(Column C)
Nonaccrual
BHCK
Amount
3507
�
�
K037
K038
11.
K040
K041
11.a.
K043
K044
11.b.
BHDM]
�
K047
1 2.a.(1)(a)
K049
K052
KOSO
K053
1 2.a.(1)(b)
1 2.a.(2)
K055
K056
12.a.(3)(a)
K058
K061
K059
K062
12.a.(3)(b)(1)
12.a.(3)(b)(2)
K064
K065
12.a.(4)
K067
K068
12.a.(5)(a)
· K070
K071
12.a.(5)(b)
BMGK
BHGK
l@7e
�
K046
�
103/2018
DRAFT
March
FR Y-9C
Page 40 of 65
2018 CHANGES !
Schedule HC-N-Continued
(Column A)
Past due
30 through 89 days
and still accruing
Dollar Amounts in Thousands BHCK
12.El. beaRs te iREli�•iEl1:1als feF R01:1s0R0IEl,
fafflily, aREl etR8F f38FS8Ral 8Xf38RElit1:1F8S
(i.e., 60RS1:1ffl0F laaRS)
(iR6l1:190S f31:1F6RaS08 J3af38F):
(1) CFeElit eaFEls ..................................... K0+8
(2) A1:1t0me0ile laaRs............................... K00-1,
(3) 0tR0F 60RS1:1ffl0F laaRS "" ....... ". "........ 1@34
e. All other loans and leases ........................ K087
f. Portion of covered loans and leases
included in items 12.a tRF01:1€JR 12.e
above that is protected�sssharing agreements................................ K102
Amount
(Column C)
Nonaccrual
(Column B)
Past due
90 days or more
and still accruing
BHCK
Amount
BHCK
Amount
KG79
KQ8G
�
�
K088
K03J
l«lW
K089
�
�
�
12.e.
K103
K104
12.f.
112.a and 12.e
Memoranda
Dollar Amounts in Thousands
1. Loans restructured in troubled debt
restructurings included in Schedule HC-N,
items 1 through 7, above (and not reported in
Schedule HC-C, Memorandum item 1):
a. Construction, land development, and other
land loans in domestic offices:
(1) 1-4 family residential construction loans ..
(2) Other construction loans and all land
development and other land loans .........
b. Loans secured by 1-4 family residential
properties in domestic offices....................
c. Secured by multifamily (5 or more) residential properties in domestic offices ..........
d. Secured by nonfarm nonresideptial
properties in domestic offices:
(1) Loans secured by owner-occupied
nonfarm nonresidential properties .........
(2) Loans secured by other nonfarm
nonresidential properties .....................
BHDM
K105
K108
Amount
BHDM
K106
K109
Amount
BHDM
K107
M.1.a.(1)
K110
M.1.a.(2)
F663
M.1.b.
K113
M.1.c.
BHCK
BHCK
BHCK
BHDM
BHDM
BHDM
F661
K111
F662
K112
Amount
K114
K115
K116
M.1.d.(1)
K117
K118
K119
M.1.d.(2)
!03/2018
DRAFT
March 2018 CHANGES
Schedule HC-N-Continued
Memoranda-Continued
?t:f
(Column B)
Past due
90 days or more
and still accruing
BHCK
Amount
BHCK
K121
K124
K122
K125
M.1.e.(1)
M.1.e.(2)
K127
K128
M.1.f.
BHDM
K130
BHCK
K138
,---
BHDM
K131
BHCK
K139
,---
BHDM
K132
BHCK
K140
M.1.f.(2)
K274
K277
K275
K278
K276
K279
M.1.f.(3)(a)
M.1.f.(3)(b)
I HK27
K281
K282
HK28
M.1.f.(3)(c)
!M.1.g
6558
6559
6560
M.2.
3508
1912
1913
M.3.
C240
C241
C226
M.5.a.
F664
F667
F665
F668
F666
F669
M.5.b.(1)
M.5.b.(2)
Pas ue
30 thro h 89 days
and ill accruing
Dollar Amounts in Thousands BHCKY Amount
1. e. Commercial and industrial loans:
/
(1) To U.S. addressees (domicile)............ 19120
(2) To non-U.S. addressees (domicile) ...·... K123
f. All other loans (include loans to individu
for household, family, and other perso I
expenditures) ............................. ........ K126
Itemize and describe loan categori s
included in item 1.f, above that ceed 10
percent of total loans restruct ed in troubled
debt restructurings that are ast due 30 days
or more or in non-accrua status (sum of
Memorandum items 1. through 1.f, columns
A through C):
(1) Loans secur by farmland in domestic
offices ..... .....................................
(2) Loans to 1nance agricultural production
and ot er loans to farmers .................
(3) Loa to individuals for household,
fa ily, and other personal expenditures:
a) Credit cards ...............................
(b) Automobile loan ..........................
(c) other consumer loans (includes
single payment, installment, all
student loans, and revolving credit
plans other .than credit cards ..........
2. Loans to finance commercial real estate,
construction, and land development activities
(not secured by real estate) included in
Schedule HC-N, items 4 and 7 above ..........
3. Loans and leases included in Schedule
HC-N, items 1, 2, 4, 5, 6, 7, and 8 extended
to non-U.S. addressees ...........................
4. Not applicable.
5. Loans and leases held-for-sale and loans
measured at fair value (included in
Schedule HC-N, items 1 through 8 above)
a. Loans and leases held for sale ...............
b. Loans measured at fair value:
(1)Fair value .......................................
(2) Unpaid principal balance ...................
FR Y-9C
Page 41 of 65
1.g. Total loans restructured in troubled debt
restructurings included in Schedule HC-N
items 1 though 7 above and not reported In
Schedule· HC-C Memorandum item 1 (sum of
memorandum items 1.a.( 1) through
memorandum item 1.1) 1
,---
K280
HK26
I
(Column C)
Nonaccrual
Amount
M.1.f.(1)
1 Exclude amounts reported In Memorandum items 1.1.(1)
through 1.1.(3) when calculating the total in Memorandum item
1.g.
103/2018
I
DRAFT
!held for investment
Schedule HC-R-Continued
Amo�
g
Amount
Amount
Amount
Amount
BHCKS431
BHCKS432
BHCKS433
BHCKHJ80
BHCKHJ81
FRY-9C
Page 51 of 65
Part II. Risk-Weighted Assets-Continued
(Column A)
Totals From
Schedule
HC
Dollar Amounts in Thousands
/
4. Loans and leases held for
sale (continued):
d.
:�;;:��es ....../
5. Loans and leases, net-ef
l:IReaFReEI iROOFRe:
a. Residential mortgage
exposures................
b. High volatility
commercial real estate
exposures................
C. Exposures past due
90 days or more or on
nonaccrual' ..............
d. All other exposures ....
6. LESS: Allowance for loan
and lease losses ...........
7. Trading Assets ..............
/
(Column C)
(Column D)
(Column E)
(Column F)
(Column G)
(Column H)
(Column I)
(Column J)
Allocation by Risk-Weight Category
0%
2%
4%
10%
20%
50%
100%
150%
Amount
Amount
Amount
Amount
Amount
BHCKS434
BHCKS435
BHCKS436
BHCKS437
4.d.
BHCKS440
BHCKS439
BHCKS441
BHCKH178
BHCKS442
BHCKS443
5.a.
BHCKS446
BHCKS445
BHCKH180
BHCKH179
BHCKH181
BHCKH182
BHCKS447
5.b.
BHCKS449
BHCKS450
BHCKS451
BHCKHJ82
BHCKHJ83
BHCKS452
BHCK S453
BHCKS454
BHCKS455
BHCKS457
BHCK S458
BHCKS459
BHCKHJ84
BHCKHJ85
BHCKS460
BHCK S461
BHCKS462
BHCKS463
BHCX3123
BHCY3123
BHCK D976
BHCKS466
BHCK D977
BHCKHJ86
BHCK HJ87
BHCKD978
BHCK D979
BHCK D980
BHCKS467
BHCK D981
BHCKS469
BHCK D982
BHCK HJ88
BHCK HJ89
BHCK0983
BHCK D984
BHCK D985
BHCKH185
5.c.
5.d.
6.
7.
8.
8. All other assets• ............
a. Separate account
bank-owned life
insurance ................
b. Default fund
contributions to central
counterparties ..........
8.a.
8.b.
7. For loans and leases, Ret ef 1:1ReaFRee iRsoffie, exclude residential mortgage exposures, high volatility commercial real estate exposures, or sovereign exposures that are past due 90 days or
more or on nonaccrual.
8. Includes premises and fix
sets; other real estate owned; investments in unconsolidated subsidiaries and associated companies; direct and indirect investments in real estate ventures;
intangible assets; and other asse
held for
investment
031_2018
._1
_ __.
DRAFT
FRY-9C
Page 52 of 65
Schedule HC-R-Continued
Part II. Risk-Weighted Assets-Continued
held for
/ !investment
(ColJ'fTm K)
TL
4. Loans and leases
sale (continued): z
d.
:�;�:��es ...... ...........................
5. Loans and leases, RE*--ef
1,1nearneel inoeR'le:
a. Residential mortgage
exposures ...................................
b. High volatility
commercial real estate
exposures....................................
C. Exposures past due
90 days or more or on
non accrual" ................................
Dolla, Amounts ;n
(Column L)
I
(Column M)
(Column N)
(Column 0)
(Column P)
(Column Q)
(Column R)
(Column S)
Application of Other RiskWeighting Approaches•
Allocation by Risk-Weight Category
250%'0
300%
400%
600%
625%
937.5%
1250%
Exposure
Amount
Risk-Weighted
Asset Amount
Amount
Amount·
Amount
Amount
Amount
Amount
Amount
Amount
Amount
BHCK H279
BHCKH280
4.d.
BHCK H281
BHCKH282
5.a.
BHCKH283
BHCKH284
5.b.
BHCKH285
BHCKH286
BHCKH2B7
BHCKH288
5.c.
d. All other exposures .......................
6. LESS: Allowance for loan
and lease losses ..............................
7. Trading Assets .................................
5.d.
6.
BHCK H186
BHCKH290
BHCK H187
BHCK H291
BHCKH292
BHCK H188
BHCKS470
BHCKS471
BHCKH294
BHCKH295
7.
8.
8. All other assets12 • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • •
a. Separate account
bank-owned life
insurance ...................................
b. Default fund
contributions to central
counterparties .............................
BHCK H296
BHCKH297
8.a.
BHCK H298
BHCKH299
8.b.
9. Includes, for example, investments in mutual funds/investment funds, exposures collateralized by securitization exposures or mutual funds, exposures to which the collateral haircut approach is
applied, separate account bank-owned life insurance, and default fund contributions to central counterparties.
10. Column K - 250% risk weight is not applicable until the March 31, 2018, report date.
·
, exdude residential mortgage exposures, high volatility commercial real estate exposures, or sovereign exposures that are past due 90 days or more or on
11. For loans and leases,
nonaccrual.
12. lndudes premises and fixed
ets; other real estate owned; investments in unconsolidated subsidiaries and associated companies; direct and indirect investments in real estate ventures; intangible
assets; and other assets.
�
!held for investment
!03/2018
DRAFT
FRY-9C
Page 63 of 65
Schedule HC-V-Variable Interest Entities
!held for investment
(Column A)
Securitization Vehicles
Amount
Dollar Amounts in T usands BHCK
1. Assets of consolidated variable interest e ,ties
(VIEs) that can be used only to settle o igations of
consolidated VIEs:
a. Cash and balances due from de ository institutions J981
b. Held-to-maturity securities .. ............................. J984
c. Available-for-sale securiti .............................. J987
d. Securities purchased u er agreements to resell ... J990
e. Loans and leases h
for sale .......................... J993
·---' '----,....- .......... J996
f. Loans and leases, - _,
g. Less: Allowance for loan and lease losses ............ J999
h. Trading assets (other than derivatives) ................ K003
i. Derivative trading assets .................................. K006
j. Other real estate owned ................................... K009
k. Other assets .................................................. K012
2. Liabilities of consolidated VIEs for which creditors do
not have recourse to the general credit of the
reporting holding company:
a. Securities sold under agreements to repurchase ... K015
b. Derivative trading liabilities ................................ K018
c. Commercial paper ........................................... K021
d. Other borrowed money
(exclude commercial paper) .............................. K024
e. Other liabilities ............................................... K027
3. All other assets of consolidated VIEs
(not included in items 1.a through 1.k above) ........... K030
4. All other liabilities of consolidated VIEs
(not included in items 2.a through 2.e above) ........... K033
(Column B)
ABCP Conduits
BHCK
Amount
(Column C)
OtherVIEs
BHCK
Amount
J982
J985
J988
J991
J994
J997
K001
K004
KOO?
K010
K013
J983
J986
J989
J992
J995
J998
K002
KOOS
KOOB
K011
K014
1.a.
1.b.
1.c.
1.d.
1.e.
1.f.
1.g.
1.h.
1.i.
1.j.
1.k.
K016
K019
K022
K017
K020
K023
2.a.
2.b.
2.c.
K025
K028
K026
K029
2.d.
2.e.
K031
K032
3.
K034
K035
4.
!03/2018
DRAFT
FRY-9C
held for investment
and held for sale
Page 64 of 65
Notes to the Balance Sheet-Predecess
For holding companies involved in a business co ination(s) during the quarter, provide on the lines below quarterly average information for any acquired company(ies) with aggr ated assets of $10 billion or more or 5 percent of the reporting holding company's total
consolidated assets as of the previous q
er-end, whichever is less.
1.
2.
3.
4.
Dollar Amounts in Thousands
Average loans and leases Rel sf 1:1RearRoel iRseFRo) ...................................................................
Average earning assets ........................................................................................................
Average total consolidated assets ................................................................................ : ..........
Average equity capital ........................................................············-·-··· ............................... .
BHBC
Amount
3516
3402
3368
3519
1.
2.
3.
4.
Notes to the Balance Sheet (Other)
Enter in the lines provided below any additional information on specific line items on the balance sheet or its supporting schedules that
the holding company wishes to explain, that has been separately disclosed in the holding company's quarterly reports to its sharehold
ers, in its press releases, or on its quarterly reports to the Securities and Exchange Commission (SEC). Also include any transactions
which previously would have appeared as footnotes to Schedules HC throug h HC-S.
Each additional piece of information disclosed should include the appropriate reference to schedule and item number, as well as a
description of the additional information and the dollar amount (in thousands of dollars) associated with that disclosure.
Example
A holding company has guaranteed a new loan for its leveraged Employee Stock Ownership Plan (ESOP) for $750 thousand and that
amount has increased the holding company's long-term unsecured debt by a material amount. The holding company has disclosed that
change to its stockholders and to the SEC. Enter on the line item below the following info rmation:
-
BHCKI
TEXT
0000
Sch. HC, item 16, New loan to holding company's ESOP guaranteed
by holding company
Amount
ooool
750
Notes to the Balance Sheet (Other)
TEXT
2 5357
3
5358
4. 5359
5. 5360
6. B027
Dollar Amounts in Thousands BHCKI
Outstanding issuances of perpetual preferred stock associated with the U.S. Department
of Treasury Community Development Capital Initiative (CDCI) program included in
Schedule HC, item 23 , Perpetual preferred stock and related surplus ( for Subchapter S
corporations, outstanding issuances of subordinated debt securities associated with
K141
CDCI included in Schedule HC, item 19.a, Subordinated notes and debentures)
Amount
I
1.
53571
2.
5358
I
3.
5359
I
4.
5360
I
5.
B027l
6.
!03/2018
| File Type | application/pdf |
| File Modified | 2018-03-15 |
| File Created | 2017-06-01 |