Company-Run Annual Stress Test Reporting Template and Documentation for Covered Institutions with Total Consolidated Assets of over $50 Billion

Forms and Documents

Document Name	Status
Summary Schedule Form	Modified
Scenario Template Form	Modified
Regulatory Capital Transitions Template Form	Modified
Regulatory Capital Template Form	Modified
Operational Risk Template Form	Modified
Stress testing - $50+ templates - supporting statement 3.22.17.docx Supporting Statement A	2017-03-22

IC Document Collections

IC ID	Document Title	Status
209184	Summary Schedule Form	Modified
209179	Scenario Template Form	Modified
209178	Regulatory Capital Transitions Template Form	Modified
209177	Regulatory Capital Template Form	Modified
209176	Operational Risk Template Form	Modified

ICR Details

OMB Control No: 1557-0319	ICR Reference No: 201701-1557-003
Status: Historical Active	Previous ICR Reference No: 201602-1557-001
Agency/Subagency: TREAS/OCC	Agency Tracking No:
Title: Company-Run Annual Stress Test Reporting Template and Documentation for Covered Institutions with Total Consolidated Assets of over $50 Billion
Type of Information Collection: Revision of a currently approved collection	Common Form ICR:  No
Type of Review Request: Regular
OIRA Conclusion Action: Approved without change	Conclusion Date: 04/03/2017
	Date Received in OIRA: 02/03/2017
Terms of Clearance:

	Inventory as of this Action	Requested	Previously Approved
Expiration Date	04/30/2020	36 Months From Approved	08/31/2019
Responses	125	0	110
Time Burden (Hours)	13,414	0	12,254
Cost Burden (Dollars)	0	0	0

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Abstract: Section 165(i)(2) of the Dodd-Frank Act requires certain financial companies, including national banks and Federal savings associations, to conduct annual stress tests and requires the primary financial regulatory agency of those financial companies to issue regulations implementing the stress test requirements. The OCC issued an anuual stress test rule to meet this requirement in 2012. The OCC also issued related reporting templates for institutions with consolidated assets of over $50 billion in 2012. The revisions to the DFAST-14A reporting templates consist of the following: • Adding line items to the Regulatory Capital Instruments Schedule. • Updating the Summary Schedule to collect items related to the supplementary leverage ratio. • Removing sub-schedules of the Operational Risk Schedule for all covered institutions and adding sub-schedules to the Operational Risk Schedule for a subset of covered institutions. • Creating a new supplemental schedule to collect certain items not included in the Board’s FR Y-14A. • Requiring a bank-specific scenario. Covered institutions would be required to submit bank-specific baseline and stress scenarios. • Requiring the assumption of largest counterparty default. The largest trading covered institutions that also submit the Global Market Shock scenario would be required to assume the default of their largest counterparty in the supervisory severely adverse and adverse scenarios.

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Authorizing Statute(s): PL: Pub.L. 111 - 203 165(i) Name of Law: Dodd-Frank Wall Street Reform and Consumer Protection Act
  

Citations for New Statutory Requirements: None

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Associated Rulemaking Information
RIN:	Stage of Rulemaking:	Federal Register Citation:	Date:
	Not associated with rulemaking

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Federal Register Notices & Comments
60-day Notice:	Federal Register Citation:	Citation Date:
	81 FR 70717	11/16/2016
30-day Notice:	Federal Register Citation:	Citation Date:
	82 FR 9273	02/03/2017
Did the Agency receive public comments on this ICR? Yes

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Number of Information Collection (IC) in this ICR: 5

IC Title	Form No.	Form Name
Regulatory Capital Template	N/A	Regulatory Capital Instruments Annual Schedule
Regulatory Capital Transitions Template	N/A	Regulatory Capital Transitions Cover Sheet
Scenario Template	N/A	Scenario Schedule Cover Sheet
Summary Schedule	N/A, N/A, N/A	Summary Schedule Cover Sheet ,   Supplemental Schedule ,   Retail Repurchase Schedule
Operational Risk Template	N/A	Operational Risk Schedule Cover Sheet

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ICR Summary of Burden

	Total Approved	Previously Approved	Change Due to New Statute	Change Due to Agency Discretion	Change Due to Adjustment in Estimate	Change Due to Potential Violation of the PRA
Annual Number of Responses	125	110	0	0	15	0
Annual Time Burden (Hours)	13,414	12,254	0	1,000	160	0
Annual Cost Burden (Dollars)	0	0	0	0	0	0

Burden increases because of Program Change due to Agency Discretion: Yes

Burden Increase Due to: Miscellaneous Actions

Burden decreases because of Program Change due to Agency Discretion: No

Burden Reduction Due to:

Short Statement: The change is burden is due to the fact that more respondents are expected to complete the templates. Also, the OCC’s burden estimate is based upon the Board’s estimate of the burden of completing the FR Y-14A reporting form, which is very similar to these reporting templates. To the extent the burden of completing the FR Y-14A increases or decreases, the burden of completing the OCC’s reporting templates will also increase or decrease.

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Annual Cost to Federal Government:

Does this IC contain surveys, censuses, or employ statistical methods? No

Is the Supporting Statement intended to be a Privacy Impact Assessment required by the E-Government Act of 2002? No

Is this ICR related to the Affordable Care Act [Pub. L. 111-148 & 111-152]? No

Is this ICR related to the Dodd-Frank Wall Street Reform and Consumer Protection Act, [Pub. L. 111-203]? Yes

Is this ICR related to the American Recovery and Reinvestment Act of 2009 (ARRA)? No

Is this ICR related to the Pandemic Response? Uncollected

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Common Form ICR:  No

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On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).

The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:

(a) It is necessary for the proper performance of agency functions;

(b) It avoids unnecessary duplication;

(c) It reduces burden on small entities;

(d) It uses plain, coherent, and unambiguous language that is understandable to respondents;

(e) Its implementation will be consistent and compatible with current reporting and recordkeeping practices;

(f) It indicates the retention periods for recordkeeping requirements;

(g) It informs respondents of the information called for under 5 CFR 1320.8 (b)(3) about:

(i) Why the information is being collected;

(ii) Use of information;

(iii) Burden estimate;

(iv) Nature of response (voluntary, required for a benefit, or mandatory);

(v) Nature and extent of confidentiality; and

(vi) Need to display currently valid OMB control number;

(h) It was developed by an office that has planned and allocated resources for the efficient and effective management and use of the information to be collected.

(i) It uses effective and efficient statistical survey methodology (if applicable); and

(j) It makes appropriate use of information technology.

If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.

Certification Date: 02/03/2017

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