HUD-50123 Section 184Indian Loan Guarantee Program - Endorsement S

OMB Approval No. 2577-0200

(exp. 8/31/2017)

SECTION 184 INDIAN LOAN GUARANTEE PROGRAM
ENDORSEMENT SUBMISSION CASE BINDER ASSEMBLY

The table below describes the submission order of loan file binders for endorsement review
TWO HOLE PUNCH AND FASTEN ALL DOCUMENTS IN THE FILE

Left side of binder Right side of binder

Purchase Contract (if applicable), with all accompanying

Documents

Amendatory Clause executed by all parties

Real Estate Certification executed by all parties

All other contract addenda

Form HUD-92300, Mortgage Assurance of Completion

Comprehensive Valuation Package (CVP):

Fannie Mae form 1004

Uniform Residential Appraisal Report (URAR) if applicable

Condo: Evidence of FHA Approval

Manufactured Home: Engineer Report and Evidence of

conversion to real property

Location map, and photographs of properties, building

sketch VA CRV-VA-26-1841 and MCRV-VA-26-1843a,

including all attachments and endorsements, if applicable

Form HUD-92051, Compliance Inspection Report, or other

applicable documentation

Evidence of satisfaction of valuation conditions, if

applicable

Form NPMA 33, Wood Destroying Insect Infestation

Report, or State mandated infestation report, if applicable

Hazard Insurance

Flood Certification

Homeowner’s Insurance

Local Health Authority's Approval for individual water and

sewer systems, if applicable

New Construction (less than 1 year old)

Builders certificate HUD Form 92541 (Completed and

Signed)

Builder's one year warranty (HUD Form 92544)

As Applicable:

Early Start Letter

Evidence of 10 year warranty

3 inspections completed by local authority, or by the tribe

Building permit and CO

FHA Compliance Inspector (footings, frames & Final)

Subterranean Termite Treatment Report: NPCA-99a and

NPCA-99b

Construction loan rider (signed, conformed and executed)

Single Close or Rehab

Evidence of the interest bearing escrow account

Single Close 184 applicant acknowledgement (signed,

conformed and executed)

Construction loan agreement (signed, conformed and

executed)

Construction loan rider (signed, conformed and executed)

Fee Simple Land

Preliminary Title report

Tribal Trust Land

Land Status and Jurisdiction Form

Final certified Title Status Report and BIA recorded

mortgage Instrument/Riders (within one year of the loan

closing to include the recorded lease to include the

consent to mortgage from all owners if fractionated) and

Leaser Approval to Refinance

Certified true copy of the current lease with all signatures.

Individual Allotted Trust Land (No Lease)

mortgage Instrument/Riders Land Status and Jurisdiction Form Individual Allotted Trust Land (With Lease) Final certified Title Status Report and BIA recorded mortgage Instrument/Riders (current within six months of the loan closing to include the recorded lease and the consent to mortgage from all owners if fractionated Leasehold instrument (with all signatures as required) Certified true copy of the current lease with all signatures. Land Status and Jurisdiction Form

Final certified Title Status Report and BIA recorded

Lender Submission Contact Sheet

Tribal ID Card (MUST be a clear copy)

Evidence of the following documents, if applicable

Photo Identification (driver’s license/passport)

Social Security Number (SSN) (such as a printed pay stub,

W-2, 1099, Social Security card, Medicare card, etc)

Tax Identification Number (TIN) for non-profit borrowers

CAIVRS, LDP/GSA-EPLS

Pay.Gov Transmittal Confirmation Receipt

Case Number Request Form

HUD Form 50143 (Section 184 Direct Guarantee

Reservation of Funds Request)

Reservation of Funds Issuance Form (signed copy by DG

Underwriter)

Final Mortgage Credit Analysis Worksheet (MCAW) Dated

and signed copy by DG Underwriter)

Amortization (Annual Fee Schedule) (Only applicable for LTV

of 78% or higher)

TILA-RESPA Integrated Disclosure (TRID) (Loan Estimate and

Closing Disclosure forms) (signed/conformed/executed)

Initial and Final Fannie Mae Form FINAL 1003, Uniform

Residential Loan Application (URLA)

Form HUD-92900-A , HUD/VA Addendum to the

Application

Copy of the Certified True NOTE

Copy of the Certified True Security

instrument/Mortgage/Deed of Trust

2nd Mortgage Notes Security Agreement (If Applicable)

All applicable RIDERS

Form HUD-1 Settlement Statement with ALL signatures

HUD-1 Addendum

Credit and Capacity Documentation

Credit Report and all supporting documents. (waiver

letters, letters of explanation)

Verification of Mortgage

Divorce Decree/Separation Agreement

Child Support Documentation

Student Loan Verification

Payoff Statement

Subordination / Tribal Agreement

Verification of rental payment history

Written or Verbal Verification Of Income documentation

Paystubs, W2’s, Tax Return, per Capita documentation, Tax

From 4506-T etc.

Asset documentations

Verification of Deposit documentation (including and

relevant documents)

Gift letters

Bank statements

Form HUD-50123