30-Day Federal Register Notice

FR2 0145 - Notice Regarding Unauthorized Access to Customer Information 80 FR 67401 (2 NOV 2015 ).pdf

Notice Regarding Unauthorized Access to Customer Information

30-Day Federal Register Notice

OMB: 3064-0145

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asabaliauskas on DSK5VPTVN1PROD with NOTICES

Federal Register / Vol. 80, No. 211 / Monday, November 2, 2015 / Notices
these individuals can voluntarily submit
tips and complaints regarding suspected
violations of environmental law. OECA
is considering the use of a mobilefriendly version of the Tips and
Complaints Web pages that will
complement the existing process. Tips
or complaints received are used by civil
and/or criminal enforcement personnel
at EPA to determine whether an
investigation is warranted into the
suspected or alleged misconduct. In
some cases, EPA may decide to refer
tips or complaints for investigation to
other federal agencies or to State or local
authorities within whose jurisdiction
the matter may appropriately fall. The
OECA Tips and Complaints Web page or
mobile-friendly versions does not
replace or otherwise supplant other
means of providing tips or complaints to
EPA; it merely provides a convenient
means by which to supply these tips or
complaints.
As with complaints provided by
phone, fax, or electronic mail, we expect
that tippers or complainants are already
in the possession of information that
leads them to suspect a violation of
environmental law when they contact
EPA to report the matter. Accordingly,
EPA believes that the burden associated
with the reporting is merely that arising
from the need to read the instructions
and type or select information into the
appropriate fields. In our estimate, this
amounts to approximately 1⁄2 hour per
tip or complaint, for total annualized
burden for all tippers and complainants
of 5,143 hours. While we do not expect
actual labor costs associated with these
burden hours, the opportunity cost of
4,601 burden hours would be
approximately $100,026.
EPA does not maintain hardcopies of
the information supplied through the
webform. Tips or complaints not acted
upon within 30 days are automatically
purged from the database. Tips or
complaints upon which some action is
taken are preserved for a period of five
years, pursuant to the record schedule
for criminal investigations.
Form Numbers: None.
Respondents/affected entities:
Anyone wishing to file a tip or
complaint.
Respondent’s obligation to respond:
Voluntary.
Estimated number of respondents:
10,286 (total).
Frequency of response: Occasionally.
Total estimated burden: 5,143 hours
(per year). Burden is defined at 5 CFR
1320.03(b).
Total estimated cost: $100,026 (per
year), includes no annualized capital or
operation & maintenance costs.

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Changes in Estimates: There is an
increase of 542 hours in the total
estimated respondent burden compared
with the ICR currently approved by
OMB. This increase reflects the fact that
tips and complaints are being filed at a
higher rate than originally anticipated, a
strong indication of the success of this
program. There has been no change in
the information being reported or the
estimated burden per respondent.
Dated: October 15, 2015.
Henry Barnet,
Director, Office of Criminal Enforcement,
Forensics and Training.
[FR Doc. 2015–27892 Filed 10–30–15; 8:45 am]

67401

Equal Employment Opportunity
Commission;
Ms. Veronica Venture, Director, EEO
and Diversity, Department of
Homeland Security.
Alternate: Ms. Germaine Roseboro,
Director, Office of the Chief Financial
Officer, Equal Employment Opportunity
Commission.
By the direction of the Commission.
Dated: October 23, 2015.
Jenny R. Yang,
Chair.
[FR Doc. 2015–27733 Filed 10–30–15; 8:45 am]
BILLING CODE 6570–01–P

BILLING CODE 6560–50–P

EQUAL EMPLOYMENT OPPORTUNITY
COMMISSION
SES Performance Review Board—
Appointment of Members
Equal Employment
Opportunity Commission.
ACTION: Notice.
AGENCY:

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Agency Information Collection
Activities: Submission for OMB
Review; Comment Request (3064–
0072, –0093, –0095, –0117, –0145,
–0152 & –0161)
Federal Deposit Insurance
Corporation (FDIC).
ACTION: Notice and request for comment.
AGENCY:

SUMMARY: Notice is hereby given of the
appointment of members to the
Performance Review Board of the Equal
Employment Opportunity Commission.
FOR FURTHER INFORMATION CONTACT: Lisa
M. Williams, Chief Human Capital
Officer, U.S. Equal Employment
Opportunity Commission, 131 M Street
NE., Washington, DC 20507, (202) 663–
4306.
SUPPLEMENTARY INFORMATION:
Publication of the Performance Review
Board (PRB) membership is required by
5 U.S.C. 4314(c)(4). The PRB reviews
and evaluates the initial appraisal of a
senior executive’s performance by the
supervisor, and makes
recommendations to the Chair, EEOC,
with respect to performance ratings, pay
level adjustments and performance
awards.
The following are the names and titles
of executives appointed to serve as
members of the SES PRB. Members will
serve a 12-month term, which begins on
November 18, 2015.
PRB Chair: Ms. Delner FranklinThomas, Director, Birmingham District
Office, Equal Employment Opportunity
Commission.
Members:
Ms. Julianne Bowman, Director, Chicago
District Office, Equal Employment
Opportunity Commission;
Mr. Carlton Hadden, Director, Office of
Federal Operations, Equal
Employment Opportunity
Commission;
Mr. James L. Lee, Deputy General
Counsel, Office of General Counsel,

PO 00000

FEDERAL DEPOSIT INSURANCE
CORPORATION

SUMMARY: The FDIC, as part of its
continuing effort to reduce paperwork
and respondent burden, invites the
general public and other Federal
agencies to take this opportunity to
comment on the renewal of existing
information collections, as required by
the Paperwork Reduction Act of 1995.
The FDIC recently requested comment
for 60 days on proposals to renew the
information collections described
below. Only one comment was received,
as explained below. The FDIC hereby
gives notice of its plan to submit to
OMB a request to approve the renewal
of these information collections, and
again invites comment on these
renewals.
DATES: Comments must be submitted on
or before December 2, 2015.
ADDRESSES: Interested parties are
invited to submit written comments to
the FDIC by any of the following
methods:
• http://www.FDIC.gov/regulations/
laws/federal/.
• Email: comments@fdic.gov Include
the name and number of the collection
in the subject line of the message.
• Mail: Gary A. Kuiper, Counsel,
(202.898.3877) Room MB–3016 or
Manny Cabeza, Counsel, (202.898.3767),
MB–3105, Federal Deposit Insurance
Corporation, 550 17th Street NW.,
Washington, DC 20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 17th Street Building

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67402

Federal Register / Vol. 80, No. 211 / Monday, November 2, 2015 / Notices

(located on F Street), on business days
between 7:00 a.m. and 5:00 p.m.
All comments should refer to the
relevant OMB control number. A copy
of the comments may also be submitted
to the OMB desk officer for the FDIC:
Office of Information and Regulatory
Affairs, Office of Management and
Budget, New Executive Office Building,
Washington, DC 20503.
FOR FURTHER INFORMATION CONTACT: Gary
Kuiper or Manny Cabeza, at the FDIC
address above.
SUPPLEMENTARY INFORMATION:
Proposal to revise and renew the
following currently-approved
collections of information:
1. Title: Acquisition Services
Information Requirements.
OMB Number: 3064–0072.
Form Numbers: 3064–1600/04, 1600–
07, 3700–57, 3700/04A, 3700/12, 3700/
44, 3700/59.
Affected Public: Entities contracting
with FDIC.
Estimated Number of Respondents:
5,135.
Estimated Average Burden per
Respondent: .5 hours.
Estimated Total Annual Burden
Hours: 2,434 hours.
General Description of Collection:
This is a collection of information
involving submission of various forms
by contractors doing business with the
FDIC.
FDIC Form 3700/59, Fair Inclusion of
Minorities and Women, is a contract
clause implementing Section 342(c)(2)
of the Dodd-Frank Wall Street Reform
and Consumer Protection Act (12 U.S.C.
5452). The contract clause seeks a
commitment from an FDIC Contractor to
ensure, to the maximum extent possible
consistent with applicable law, the fair
inclusion of minorities and women in
its workforce and the workforces of its
applicable subcontractors. Further, the
clause asserts the FDIC’s right to request
documentation from the Contractor that
demonstrates the Contractor’s good faith
effort to include minorities and women
in its workforce and subcontractors’
workforces, and requires the Contractor
to annually certify that it has made such
good faith efforts.
FDIC Form 3700/04A, Contractor
Representations and Certification, must
be completed by any offeror that
responds to a solicitation for an award
over $100,000. The Form is being
revised to add two certifications,
‘‘Certification Regarding Fair Inclusion
of Minorities and Women’’ and
‘‘Representation by Corporations
Regarding an Unpaid Delinquent
Federal Tax Liability.’’ The
‘‘Certification Regarding Fair Inclusion

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of Minorities and Women’’ implements
§ 342 of the Dodd-Frank Wall Street
Reform and Consumer Protection Act
(12 U.S.C. 5452) and requires an offeror
to certify to its commitment to equal
opportunity in employment and
contracting and that it has made and
will continue to make a good faith effort
to ensure, to the maximum extent
possible, the fair inclusion of minorities
and women in its workforce and in the
workforce of its applicable
subcontractors. The ‘‘Representation by
Corporations Regarding an Unpaid
Delinquent Federal Tax Liability’’
implements Section 744 of Division E,
Title VII, of the Consolidated and
Further Continuing Appropriations Act,
2015 (Pub. L. 113–235)), by requiring an
offeror to represent whether it is or is
not ‘‘a corporation that has any unpaid
Federal tax liability that has been
assessed, for which all judicial and
administrative remedies have been
exhausted or have lapsed, and that is
not being paid in a timely manner
pursuant to an agreement with the
authority responsible for collecting the
tax liability.’’
One comment was received regarding
this information collection that did not
address the propriety of the collection of
information, the practical utility of the
information requested, or the accuracy
of FDIC’s estimate of the burden of the
collection of information. The comment
addressed policy considerations that
FDIC believes are fully embodied in the
implementing statutory provisions and
the information and certifications
requested in the forms included in the
collection of information.
2. Title: Notices Required of
Government Securities Dealers or
Brokers.
OMB Number: 3064–0093.
Form Numbers: G–FIN; G–FINW; G–
FIN4; and G–FIN5.
Affected Public: Insured state
nonmember banks acting as government
securities brokers and dealers.
Estimated Number of Respondents:
17.
Frequency of Response: On Occasion.
Estimated Average Burden per
Respondent: 1 hours.
Estimated Total Annual Burden
Hours: 17 hours.
General Description of Collection: The
Government Securities Act of 1986
requires all financial institutions acting
as government securities brokers and
dealers to notify their Federal regulatory
agencies of their broker-dealer activities,
unless exempted from the notice
requirements by Treasury Department
regulation.
3. Title: Procedures for Monitoring
Bank Protection Act Compliance.

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OMB Number: 3064–0095.
Affected Public: Insured state
nonmember banks.
Estimated Number of Respondents:
4,049.
Estimated Average Burden per
Respondent: .5 hours.
Estimated Total Annual Burden
Hours: 2,025 hours.
General Description of Collection: The
collection requires insured state
nonmember banks to comply with the
Bank Protection Act and to review bank
security programs.
4. Title: Mutual Stock Conversion of
State Savings Banks.
OMB Number: 3064–0117.
Affected Public: Insured state
nonmember banks.
Estimated Number of Respondents:
15.
Estimated Average Burden per
Respondent: 250 hours.
Estimated Total Annual Burden
Hours: 3,750 hours.
General Description of Collection:
State nonmember savings bank must file
a notice of intent to convert to stock
form, and provide the FDIC with copies
of documents filed with state and
federal banking and/or securities
regulators in connection with any
proposed mutual-to-stock conversion.
5. Title: Notice Regarding
Unauthorized access to Customer
Information.
OMB Number: 3064–0145.
Affected Public: Insured state
nonmember banks.
Frequency of Response: On Occasion.
Number of FDIC-Regulated Banks that
will Notify Customers: 93.
Estimated Time per Response: 29
hours.
Estimated Total Annual Burden
Hours: 2,697 hours.
General Description of Collection:
This collection reflects the FDIC’s
expectations regarding a response
program that financial institutions
should have, to address unauthorized
access to or use of customer
information, that could result in
substantial harm or inconvenience to a
customer. The information collection
requires financial institutions to: (1)
Develop notices to customers; and (2) in
certain circumstances, determine which
customers should receive the notices,
and to send the notices to customers.
6. Title: ID Theft Red Flags.
OMB Number: 3064–0152.
Affected Public: Insured state
nonmember banks.
Estimated Number of Respondents:
4,049.
Estimated Average Burden per
Respondent: 16 hours.
Estimated Total Annual Burden
Hours: 64,784 hours.

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asabaliauskas on DSK5VPTVN1PROD with NOTICES

Federal Register / Vol. 80, No. 211 / Monday, November 2, 2015 / Notices
General Description of Collection: The
regulation containing this information
collection requirement is 12 CFR part
334, which implements sections 114
and 315 of the Fair and Accurate Credit
Transactions Act of 2003 (FACT Act),
Public Law 108–159 (2003).
FACT Act Section 114: Section 114
requires the Agencies to jointly propose
guidelines for financial institutions and
creditors identifying patterns, practices,
and specific forms of activity that
indicate the possible existence of
identity theft. In addition, each financial
institution and creditor is required to
establish reasonable policies and
procedures to address the risk of
identity theft that incorporate the
guidelines. Credit card and debit card
issuers must develop policies and
procedures to assess the validity of a
request for a change of address under
certain circumstances.
The information collections pursuant
to section 114 require each financial
institution and creditor to create an
Identify Theft Prevention Program and
report to the board of directors, a
committee thereof, or senior
management at least annually on
compliance with the proposed
regulations. In addition, staff must be
trained to carry out the program. Each
credit and debit card issuer is required
to establish policies and procedures to
assess the validity of a change of
address request. The card issuer must
notify the cardholder or use another
means to assess the validity of the
change of address.
FACT Act Section 315: Section 315
requires the Agencies to issue
regulations providing guidance
regarding reasonable policies and
procedures that a user of consumer
reports must employ when such a user
receives a notice of address discrepancy
from a consumer reporting agencies.
Part 334 provides such guidance. Each
user of consumer reports must develop
reasonable policies and procedures that
it will follow when it receives a notice
of address discrepancy from a consumer
reporting agency. A user of consumer
reports must furnish an address that the
user has reasonably confirmed to be
accurate to the consumer reporting
agency from which it receives a notice
of address discrepancy.
The Agencies believe that the entities
covered by the proposed regulation are
already furnishing addresses that they
have reasonably confirmed to be
accurate to consumer reporting agencies
from which they receive a notice of
address discrepancy as a usual and
customary business practice. Therefore,
this requirement is not included in the
burden estimates set out below.

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7. Title: Furnisher Information
Accuracy and Integrity (FACTA 312).
OMB Number: 3064–0161.
Affected Public: State nonmember
banks.
Policies and Procedures:
Estimated Number of Respondents:
4,049.
Estimated Burden per Respondent: 40
hours (24 hours to implement written
policies and procedures and training
associated with the written policies and
procedures; 8 hours to amend
procedures for handling complaints
received directly from consumers; and,
8 hours to implement the new dispute
notice requirements.)
Estimated Annual Burden: 161,960
hours (4,049 × 40 hours).
Frivolous or Irrelevant Dispute
Notices:
Number of Frivolous or Irrelevant
Dispute Notices: 88,980.
Estimated Burden per Frivolous or
Irrelevant Dispute Notice: 14 minutes.
Estimated Annual Burden: 20,762
hours (88,980 × 14/60).
Total Estimated Annual Burden:
182,722 hours (161,960 hours for
policies and procedures plus 20,762
hours for frivolous and irrelevant
dispute notices).
General Description of the Collection:
FDIC is required by section 312 of the
Fair and Accurate Credit Transactions
Act of 2003 (FACT Act) to issue
guidelines for use by furnishers
regarding the accuracy and the integrity
of the information about consumers that
they furnish to consumer reporting
agencies, and prescribe regulations
requiring furnishers to establish
reasonable policies and procedures for
implementing guidelines. Section 312
also requires the Agencies to issue
regulations identifying the
circumstances under which a furnisher
must reinvestigate disputes about the
accuracy of information contained in a
consumer report based on a direct
request from a consumer
Request for Comment
Comments are invited on: (a) Whether
the collections of information are
necessary for the proper performance of
the FDIC’s functions, including whether
the information has practical utility; (b)
the accuracy of the estimates of the
burden of the collections of information,
including the validity of the
methodology and assumptions used; (c)
ways to enhance the quality, utility, and
clarity of the information to be
collected; and (d) ways to minimize the
burden of the collections of information
on respondents, including through the
use of automated collection techniques
or other forms of information

PO 00000

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67403

technology. All comments will become
a matter of public record.
Dated at Washington, DC, this 28th day of
October 2015.
Federal Deposit Insurance Corporation.
Robert E. Feldman,
Executive Secretary.
[FR Doc. 2015–27836 Filed 10–30–15; 8:45 am]
BILLING CODE 6714–01–P

FEDERAL DEPOSIT INSURANCE
CORPORATION
Notice of Termination, 10461 First East
Side Savings Bank, Tamarac, Florida
The Federal Deposit Insurance
Corporation (FDIC), as Receiver for
10461 First East Side Savings Bank,
Tamarac, Florida (Receiver) has been
authorized to take all actions necessary
to terminate the receivership estate of
First East Side Savings Bank
(Receivership Estate); The Receiver has
made all dividend distributions
required by law.
The Receiver has further irrevocably
authorized and appointed FDICCorporate as its attorney-in-fact to
execute and file any and all documents
that may be required to be executed by
the Receiver which FDIC-Corporate, in
its sole discretion, deems necessary;
including but not limited to releases,
discharges, satisfactions, endorsements,
assignments and deeds.
Effective October 1, 2015 the
Receivership Estate has been
terminated, the Receiver discharged,
and the Receivership Estate has ceased
to exist as a legal entity.
Dated: October 28, 2015.
Federal Deposit Insurance Corporation
Robert E. Feldman,
Executive Secretary.
[FR Doc. 2015–27851 Filed 10–30–15; 8:45 am]
BILLING CODE 6714–01–P

FEDERAL DEPOSIT INSURANCE
CORPORATION
Notice of Termination, 10466
Hometown Community Bank,
Braselton, Georgia
The Federal Deposit Insurance
Corporation (FDIC), as Receiver for
10466 Hometown Community Bank,
Braselton, Georgia (Receiver) has been
authorized to take all actions necessary
to terminate the receivership estate of
Hometown Community Bank
(Receivership Estate); The Receiver has
made all dividend distributions
required by law.
The Receiver has further irrevocably
authorized and appointed FDIC-

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