30-Day Federal Register Notice

FR2-0136 Privacy of Consumer Financial Information 80FR 62073 (15 OCT 2015).pdf

Privacy of Consumer Financial Information

30-Day Federal Register Notice

OMB: 3064-0136

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Federal Register / Vol. 80, No. 199 / Thursday, October 15, 2015 / Notices
be filed with the committee before or
after the meeting. This ComE–IN
meeting will be Webcast live via the
Internet at: https://
fdic.primetime.mediaplatform.com/#/
channel/1384299229422/
Advisory+Committee+on+Economic
+Inclusion. Questions or
troubleshooting help can be found at the
same link. For optimal viewing, a high
speed internet connection is
recommended. The ComE–IN meeting
videos are made available on-demand
approximately two weeks after the
event.
Dated: October 9, 2015.
Federal Deposit Insurance Corporation.
Robert E. Feldman,
Executive Secretary, Federal Deposit
Insurance Corporation.
[FR Doc. 2015–26224 Filed 10–14–15; 8:45 am]
BILLING CODE 6714–01–P

FEDERAL DEPOSIT INSURANCE
CORPORATION
Agency Information Collection
Activities: Submission of Renewals for
OMB Review; Comment Request
(3064–0090, –0111, –0136, –0138 &
–0171)
Federal Deposit Insurance
Corporation (FDIC).
ACTION: Notice and request for comment.
AGENCY:

The FDIC, as part of its
continuing effort to reduce paperwork
and respondent burden, invites the
general public and other Federal
agencies to take this opportunity to
comment on the renewal of existing
information collections, as required by
the Paperwork Reduction Act of 1995.
On July 10, 2015, (80 FR 39777), the
FDIC requested comment for 60 days on
a proposal to renew the information
collections listed below. No comments
were received. The FDIC hereby gives
notice of its plan to submit to OMB a
request to approve the renewal of these
information collections, and again
invites comment on these renewals.
DATES: Comments must be submitted on
or before November 16, 2015.
ADDRESSES: Interested parties are
invited to submit written comments to
the FDIC by any of the following
methods:
• http://www.FDIC.gov/regulations/
laws/federal/.
• Email: comments@fdic.gov. Include
the name and number of the collection
in the subject line of the message.
• Mail: Gary A. Kuiper
(202.898.3877), Counsel MB–3016,
Federal Deposit Insurance Corporation,

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SUMMARY:

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550 17th Street NW., Washington, DC
20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 17th Street Building
(located on F Street), on business days
between 7:00 a.m. and 5:00 p.m.
All comments should refer to the
relevant OMB control number. A copy
of the comments may also be submitted
to the OMB desk officer for the FDIC:
Office of Information and Regulatory
Affairs, Office of Management and
Budget, New Executive Office Building,
Washington, DC 20503.
FOR FURTHER INFORMATION CONTACT: Gary
A. Kuiper at gkuiper@fdic.gov.
SUPPLEMENTARY INFORMATION: Proposal
to renew the following currentlyapproved collections of information:
1. Title: Public Disclosure by Banks.
OMB Number: 3064–0090.
Affected Public: Insured state
nonmember banks.
Frequency of Response: Annually.
Estimated Number of Respondents:
4,015.
Estimated Time per Response: 0.5
Total Annual Burden: 2,008 hours.
General Description: 12 CFR part 350
requires a bank to notify the general
public, and in some instances
shareholders, that financial disclosure
statements are available by request.
Required disclosures consist of financial
reports for the current and preceding
year, which can be photocopied directly
from the year-end call reports. The FDIC
may also require, on a case-by-case
basis, that descriptions of enforcement
actions be included in disclosure
statements. This regulation allows, but
does not require, the inclusion of
management discussion and analysis.
2. Title: Activities and Investments of
Insured State Banks.
OMB Number: 3064–0111.
Form Numbers: None.
Frequency of Response: On occasion.
Affected Public: Insured state
nonmember banks.
Estimated Number of Respondents:
110.
Estimated Time per Response: 8
hours.
Total Annual Burden: 880 hours.
General Description: Section 24 of the
Federal Deposit Insurance Act (FDI Act),
12 U.S.C. 1831a, limits investments and
other activities in which state banks
may engage as principal to those
permissible for national banks and those
approved by the FDIC under procedures
set forth in part 362 of the FDIC’s Rules
and Regulations, 12 CFR part 362. With
certain exceptions, section 24 of the FDI
Act limits the direct equity investments
of state chartered banks to equity

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62073

investments that are permissible for
national banks. In addition, the statute
prohibits an insured state bank from
directly engaging, as a principal, in any
activity that is not permissible for a
national bank, or indirectly through a
subsidiary in an activity that is not
permissible for a subsidiary of a
national bank, unless such bank meets
its minimum capital requirements and
the FDIC determines that the activity
does not pose significant risk to the
Deposit Insurance Fund. The FDIC can
make such a determination for
exception by regulation or by order. The
FDIC’s implementing regulation for
section 24 is 12 CFR part 362. This
regulation details the activities that
insured state nonmember banks or their
subsidiaries may engage in, under
certain criteria and conditions, and
identifies the information that banks
must furnish to the FDIC in order to
obtain the FDIC’s approval or
nonobjection.
3. Title: Privacy of Consumer
Financial Information.
OMB Number: 3064–0136.
Form Numbers: None.
Frequency of Response: On occasion.
Affected Public: Insured state
nonmember banks and consumers.
Estimated Number of Respondents:
Initial notice, 208; annual notice and
change in terms 4,084; opt-out notice,
866; consumer opt-out/status update,
212,432.
Estimated Number of Responses:
217,590.
Total Annual Burden: 162,456 hours.
General Description: The elements of
this collection are required under
section 504 of the Gramm-Leach-Bliley
Act, Public Law 106–102. The collection
mandates notice requirements and
restrictions on a financial institution’s
ability to disclose nonpublic personal
information about consumers to
nonaffiliated third parties.
4. Title: Applicant Background
Questionnaire.
OMB Number: 3064–0138.
Form Number: FDIC 2100/14.
Frequency of Response: On occasion.
Affected Public: FDIC job applicants
who are not current FDIC employees.
Estimated Number of Respondents:
30,000.
Estimated Time per Response: 3
minutes.
Total Annual Burden: 1,500 hours.
General Description: The FDIC
Applicant Background Questionnaire is
voluntarily completed by prospective
FDIC job applicants who are not current
employees. Responses to survey
questions provide information regarding
gender, age, disability, race, and
national origin. Additional survey

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Federal Register / Vol. 80, No. 199 / Thursday, October 15, 2015 / Notices

questions address the applicant’s source
of vacancy announcement information.
Data is used by the FDIC Office of
Minority and Women Inclusion and the
FDIC Human Resources Branch to
evaluate the efficacy of various FDIC
recruitment methods used to ensure that
the agency meets workforce diversity
objectives.
5. Title: Registration of Mortgage Loan
Originators.
OMB Number: 3064–0171.
Total Estimated Annual Burden:
608,867, which is comprised of:

E. Financial Institution Information
Reporting to Registry

A. Financial Institution Policies and
Procedures for Ensuring EmployeeMortgage Loan Originator Compliance
With S.A.F.E. Act Requirements
Affected Public

Affected Public: FDIC-supervised
institutions.
Estimated Number of Respondents:
4,080.
Frequency of Response: Annually.
Estimated Time per Response: 4
hours.
Estimated Annual Burden: 16,320
hours.

Affected Public: FDIC-supervised
institutions.
Estimated Number of Respondents:
4,080.
Frequency of Response: Annually.
Estimated Time per Response: 20
hours.
Estimated Annual Burden: 81,600
hours.

Affected Public: Employee Mortgage
Loan Originators.
Estimated Number of Respondents:
59,592.
Frequency of Response: Annually.
Estimated Time per Response: 15
minutes.
Estimated Annual Burden: 14,898
hours.

Estimated Number of Respondents:
4,080.
Frequency of Response: Annually.
Estimated Time per Response: 60
hours.
Estimated Annual Burden: 244,800
hours.

H. Mortgage Loan Originator
Registration Updates Upon Change in
Circumstances

C. Financial Institution Procedures for
the Collection and Maintenance of
Employee Mortgage Loan Originators
Criminal History Background Reports
Affected Public: FDIC-supervised
institutions.
Estimated Number of Respondents:
4,080.
Frequency of Response: Annually.
Estimated Time per Response: 20
hours.
Estimated Annual Burden: 81,600
hours.

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Affected Public: Employee Mortgage
Loan Originators.
Estimated Number of Respondents:
29,646.
Frequency of Response: On occasion.
Estimated Time per Response: 15
minutes.
Estimated Annual Burden: 7,412
hours.
I. Mortgage Loan Originator Procedures
for Disclosure to Consumers of Unique
Identifier

D. Financial Institution Procedures for
Public Disclosure of Mortgage Loan
Originator’s Unique Identifier

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F. Financial Institution Procedures for
the Collection of Employee Mortgage
Loan Originator’s Fingerprints

G. Mortgage Loan Originator Initial and
Annual Renewal Registration Reporting
and Authorization Requirements

B. Financial Institution Procedures to
Track and Monitor Compliance With
S.A.F.E. Act

Affected Public: FDIC-supervised
institutions.
Estimated Number of Respondents:
4,080.
Frequency of Response: Annually.
Estimated Time per Response: 25
hours.
Estimated Annual Burden: 102,000
hours.

Affected Public: FDIC-supervised
institutions.
Estimated Number of Respondents:
4,080.
Frequency of Response: Annually.
Estimated Time per Response: 15
minutes.
Estimated Annual Burden: 1,020
hours.

Affected Public: Employee Mortgage
Loan Originators.
Estimated Number of Respondents:
59,292.
Frequency of Response: Annually.
Estimated Time per Response: 1 hour.
Estimated Annual Burden: 59,292
hours.
Request for Comment
Comments are invited on: (a) Whether
the collections of information are
necessary for the proper performance of
the FDIC’s functions, including whether
the information has practical utility; (b)

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the accuracy of the estimates of the
burden of the collections of information,
including the validity of the
methodology and assumptions used; (c)
ways to enhance the quality, utility, and
clarity of the information to be
collected; and (d) ways to minimize the
burden of the collections of information
on respondents, including through the
use of automated collection techniques
or other forms of information
technology. All comments will become
a matter of public record.
Dated at Washington, DC, this 9th day of
October, 2015.
Federal Deposit Insurance Corporation.
Ralph E. Frable,
Assistant Executive Secretary.
[FR Doc. 2015–26237 Filed 10–14–15; 8:45 am]
BILLING CODE 6714–01–P

FEDERAL MARITIME COMMISSION
[Docket No. 15–10]

Revocation of License No. 017843,
Washington Movers, Inc.; Order To
Show Cause
Federal Maritime Commission.
The Order to Show Cause was
served October 8, 2015.
ACTION: Notice of Order to show cause.
AGENCY:
DATES:

Authority: 46 U.S.C. 41312 & 40903.

On
October 8, the Commission issued an
Order to Washington Movers, Inc. to
show cause why its ocean transportation
intermediary license, FMC No. 017843,
should not be revoked as a result of the
felony convictions of its owner,
President and Qualifying Individual, the
failure to report material changes in fact,
and the failure to obtain prior approval
for a change in corporate name,
rendering such licensee no longer
qualified to provide ocean
transportation intermediary services.
The Order may be viewed in its
entirety at http://www.fmc.gov/15-10.

SUPPLEMENTARY INFORMATION:

Karen V. Gregory,
Secretary.
[FR Doc. 2015–26171 Filed 10–14–15; 8:45 am]
BILLING CODE 6731–AA–P

FEDERAL MARITIME COMMISSION
Notice of Agreement Filed
The Commission hereby gives notice
of the filing of the following agreement
under the Shipping Act of 1984.
Interested parties may submit comments
on the agreement to the Secretary,
Federal Maritime Commission,

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