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Consumer Financial Stability Surveys
(FR 3053; OMB No. 7100-0323)
Topics covered by the FR 3053 monthly survey may include:
For consumers
ability to notice, comprehend, and use disclosures,
ability to comprehend terms of credit or account agreements,
preferences about the delivery of information (content, format, timing, and method),
perceptions about the usefulness of financial products,
comprehension of particular deliveries of information (electronic and paper media),
abilities to use a particular method of delivery, such as web-based disclosures, and
skills and practices in searching, shopping, and negotiating for credit or other financial
products and services.
For financial institutions and stakeholders
effect of disclosure, marketing, advertising, and sales practices of the mortgage,
consumer credit, and other relevant financial services industries,
effect of disclosure, marketing, advertising, and sales practices of other financial services
or products sold by banks,
terms of credit or account agreements,
influence of the Community Reinvestment Act (Reg BB; CRA) and fair lending
regulations on the financial institution’s involvement in lending and community
development, and
effect of marketing and other industry practices on the availability and price of credit to
consumers of different races, ethnicities, genders, incomes, and geographic locations.
File Type | application/pdf |
File Modified | 2015-08-12 |
File Created | 2015-08-12 |