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CERTIFICATION OF NCUA 5300 CALL REPORT AS OF MARCH 31, 2014
By signing below, I hereby certify the information being submitted is complete and accurate to the best of
my knowledge and has been certified by the person below. If submitted information is not accurate, I
understand I am required to submit a corrected Call Report upon notification or the discovery of a need for
correction. I understand false entries and reports or statements, including material omissions, with intent to
injure or defraud the credit union, the National Credit Union Administration, its examiners, or other
individuals or companies is punishable under 18 U.S.C. 1006.
Certifying Official:
Last Name:
Please Print
First Name:
Please Print
Last Name:
(Signature )
First Name:
(Signature )
Date:_________________________
Validation Date:_____________________
The instructions to prepare this form meet the requirement to provide guidance to small credit unions under
Section 212 of the Small Business Regulatory Enforcement Fairness Act of 1996.
You are not required to provide the information requested on a form that is subject to the Paperwork
Reduction Act unless the form displays a valid OMB control number.
Public reporting burden of this collection of information is estimated to average 6.6 hours per response,
including the time for reviewing instructions, searching existing data needed, and completing and reviewing
the collection of information. Send comments regarding this burden estimate or any other aspects of this
collection of information, including suggestions for reducing this burden to:
National Credit Union Administration
Office of the Chief Information Officer
1775 Duke Street
Alexandria, VA 22314-3428
OMB No. 3133-0004
Expires 07/31/2016
Credit Union Name:_________________________________________
Federal Charter/Certificate Number:________________
STATEMENT OF FINANCIAL CONDITION AS OF MARCH 31, 2014
(ROUND CENTS TO THE NEAREST WHOLE DOLLAR. DO NOT REPORT CENTS.)
This page must be completed by all credit unions.
ASSETS
CASH:
Acct
Code
1. Cash on Hand (Coin and Currency)………………………..…..…………………..……………………………..
Amount
730A
2. Cash on Deposit (Amounts Deposited in Financial Institutions)
Amount
a. Cash on Deposit in Corporate Credit Unions………......………………….……..……
730B1
b. Cash on Deposit in Other Financial Institutions…………....………..…………...……
730B2
c. Total Cash on Deposit (Amounts Deposited in Financial Institutions)…………………………………………..
730B
3. Cash Equivalents (Investments with Original Maturities of Three Months or Less)……….…………………..
730C
INVESTMENTS: If your credit union reports amounts for items 4, 5, or 6 below, complete Schedule B - Investments, Supplemental Information.
A
<= 1 Year
B
Acct
Code
> 1-3 Years
C1
Acct
Code
> 3-5 Years
C2
Acct
Code
> 5-10 Years
E
D
Acct
Code
> 10 Years
Acct
Code
TOTAL AMOUNT
Acct
Code
4. Trading Securities……………..
965A
965B
965C1
965C2
965D
965
5. Available for Sale Securities…
797A
797B
797C1
797C2
797D
797E
6. Held-to-Maturity Securities……
796A
796B
796C1
796C2
796D
796E
7. Deposits in commercial banks,
S&Ls, savings banks…..
744A
744B
744C1
744C2
744D
744C
8. Loans to and investments in
natural person credit unions …….
672A
672B
672C1
672C2
672D
672C
9. Membership capital at corp.
CUs/Nonperpetual Capital Account
769A1
769A
10. Paid-in capital at corp.
CUs/Perpetual Contributed Capital
769B1
769B
11. All other investments in corporate
credit unions…………..
652A
652B
652C1
652C2
652D
652C
12. Derivatives with a Positive Fair
Value
New
New
New
New
New
New
13. All other investments…………
766A
766B
766C1
766C2
766D
766E
799A1
799B
799C1
799C2
799D
799I
14. TOTAL INVESTMENTS
(Sum of Items 4-13)…….…………
LOANS Held for Sale: See Instructions.
Amount
15. Loans Held for Sale………………………………………………………………………………………………………………………………………………………………………
OMB No. 3133-0004
Expires 07/31/2016
NCUA 5300
Acct
003
Page 1
Credit Union Name:________________________________________________ Federal Charter/Certificate Number:________________
STATEMENT OF FINANCIAL CONDITION AS OF MARCH 31, 2014
This page must be completed by all credit unions.
ASSETS -- CONTINUED
LOANS & LEASES: LOANS & LEASES: Report participation loans (loans purchased by the credit union) in the appropriate category within this section. Also, please
complete Schedule A - Specialized Lending, if your credit union has any real estate loans, member business loans outstanding, originated any real estate loans, or
member business loans during the reporting period.
Acct
Code
Interest Rate
Number of Loans
Acct
Code
Acct
Code
Amount
16. Unsecured Credit Card Loans………...……………….
521
993
396
17. All Other Unsecured Loans/Lines of Credit……...……
522
994
397
18. Short-Term, Small Amount Loans (STS) (Federal CU Only)
522A
994A
397A
19. Non-Federally Guaranteed Student Loans………………….
595A
963A
698A
20. New Vehicle Loans…………...………………………..
523
958
385
21. Used Vehicle Loans………..……...……………………
524
968
370
22. Total 1st Mortgage Real Estate Loans/Lines of Credit
563
959
703
23. Total Other Real Estate Loans/Lines of Credit ……….
562
960
386
24. Leases Receivable………….....……………………….
565
954
002
25. Total All Other Loans/Lines of Credit…………..………
595
963
698
025A
025B
26. TOTAL LOANS & LEASES (Sum of items 16-25)………………………...….………
27. Less: Allowance for Loan & Lease Losses…………..…..…………………………...………...……………………….
719
Other Assets:
28. Foreclosed and Repossessed Assets
Number of Loans
Acct
Code
Amount
Acct
Code
a. Real Estate…………………………….……
798B1
798A1
b. Automobiles………………………………...
798B2
798A2
c. Other…………….…………………………..
798B3
798A3
d. Total Foreclosed and Repossessed Assets………
798B
798A
Acct
Code
Amount
29. Land and Building………………………………….……………..……………………………...……....…………………..
007
30. Other Fixed Assets…………………………………………………………………………………………………...……..
008
31. NCUA Share Insurance Capitalization Deposit…………………………………………………………………………….
32. Intangible Assets
Amount
794
Acct
Code
a. Identifiable Intangible Assets…………………….…………………………..…….
009D1
b. Goodwill…….....…………………..…………………………………………………
009D2
c. Total Intangible Assets……………………………………………………………..
009D
33. Other Assets
Amount
Acct
Code
a. Accrued Interest on Loans……………………………….……...………………...
009A
b. Accrued Interest on Investments………………………….……………………….
009B
c. All Other Assets…………………….……………………………………………….
009C
d. Total Other Assets……….…......……………..…………………………………….
009
34. TOTAL ASSETS (Sum of items 1, 2c, 3, 14, 15, 26 less 27, 28d, 29, 30, 31, 32c, and 33d)………………………..…………
Number
35. Loans Granted Year-to-Date…………………………...…………………………….
010
Acct
Code
Acct
Code
Amount
031A
031B
031C
031D
36. Non-Federally Guaranteed Student Loans in Deferred Status……………………
963B
698B
37. Loans Outstanding to Credit Union Officials and Senior Executive Staff…………
995
956
a. Short-Term, Small Amount Loans (STS) Granted Year-to-Date
(include amount in Line 35 also) (Federal CU Only)
OMB No. 3133-0004
Expires 07/31/2016
NCUA 5300
Page 2
Credit Union Name:_________________________________________
Federal Charter/Certificate Number:________________
STATEMENT OF FINANCIAL CONDITION AS OF MARCH 31, 2014
This page must be completed by all credit unions.
A. < 1 Year
LIABILITIES:
Acct
Code
B1. 1 - 3 Years
Acct
Code
B2. > 3 Years
Acct
Code
C. Total Amount
Acct
Code
1. Draws Against Lines of Credit ……….......…..…….……………
883A
883B1
883B2
883C
2. Other Notes, Promissory Notes and Interest Payable……...…..
011A
011B1
011B2
011C
3. Borrowing Repurchase Transactions………………………..….
058A
058B1
058B2
058C
4. Derivatives with a Negative Fair Value…………………………………
New
New
New
New
5. Subordinated Debt…………………...………………….…...….…
867A
867B1
867B2
867C
925A1
925A2
925A
860B1
860B2
860C
6. Subordinated Debt included in Net Worth……………...………
7. TOTALS (each column)……………….…...…………....…………
860A
8. Accrued Dividends & Interest Payable on Shares & Deposits……..……….....………………….…………………
820A
9. Accounts Payable and Other Liabilities……………….…………………..……………….………...…...……………
825
SHARES/DEPOSITS:
Dividend Rate
Acct
Code
Number of Accounts
Acct
Code
A. < 1 Year
Acct
Code
B1. 1 - 3 Years
Acct
Code
B2. > 3 Years
Acct
Code
C. Total Amount
Acct
Code
10. Share Drafts……
553
452
902A
902
11. Regular Shares………
552
454
657A
657
12. Money Market Shares…
532
458
911A
13. Share Certificates…
547
451
908A
908B1
908B2
908C
14. IRA/KEOGH Accounts…
554
453
906A
906B1
906B2
906C
15. All Other Shares…
585
455
630A
630B1
630B2
630
966
013A
013B1
013B2
013
457
880A
880B1
880B2
880
460
018A
018B1
018B2
018
16. TOTAL SHARES…
17. Nonmember Deposits…
18. TOTAL SHARES and DEPOSITS…………
599
Additional Shares/ Deposits (Included in the Shares/Deposits Listed Above):
911
Amount
Acct
19. Accounts Held by Member Government Depositors…………………………………………………………
631
20. Accounts Held by Nonmember Government Depositors…………………………………………………
632
21. Employee Benefit Member Shares…………………………………………………………………………
633
22. Employee Benefit Nonmember Shares……………………………………………………………………
634
23. 529 Plan Member Deposits….………………………………………………………………………………
635
24. Non-dollar denominated deposits………………………………………………………………………
636
25. Health Savings Accounts…………………………………………………………………………………………
637
26. Dollar Amount of Share Certificates = or > $100,000 (Excluding brokered share certificates participated
out by the broker in shares of less than $100,000)…………………………………………………………………..….
638
27. Dollar Amount of IRA/Keogh Accounts = or > $100,000….………………………………………………………....
639
28. Dollar Amount of Share Drafts Swept to Regular Shares or Money Market Accts as part of Sweep Program
641
29. Dollar Amount of Business Share Accounts………………………………………………………………………
643
30. Negative Shares Included in All Other Unsecured Loans/Lines of Credit on Page 2…………………………
644
OMB No. 3133-0004
Expires 07/31/2016
NCUA 5300
Page 3
Credit Union Name:______________________________________________ Federal Charter/Certificate Number:________________
STATEMENT OF FINANCIAL CONDITION AS OF DECEMBER 31, 2013
This page must be completed by all credit unions.
EQUITY:
Amount
Acct code
31. Undivided Earnings………………………………………………….………………………………………..……..……..……..
940
32. Regular Reserves…………………………...…………………………...…………………………………..……..……..……..
931
33. Appropriation for Non-Conforming Investments (State Credit Unions ONLY)……..........………..……..…
668
34. Other Reserves.(Appropriations of Undivided Earnings)……………………………………………......……..……..……..
658
35. Equity Acquired in Merger…………………………………………………………………………………..……..……..……..
658A
36. Miscellaneous Equity ……….………....…………………….…………….………………………………..……..……..……..
996
37. Accumulated Unrealized Gains (Losses) on Available for Sale Securities…………………………………..……..……..
945
38. Accumulated Unrealized Losses for OTTI (Due to Other Factors) on HTM Debt Securities………………..……..……..
945C
39. Accumulated Unrealized Net Gains (Losses) on Cash Flow Hedges……....….……………………..……..……..……..
945A
40. Other Comprehensive Income (unless already included in item 35-37)…………………………………..……..……..……..
945B
41. Net Income (unless this amount is already included in Undivided Earnings)……..…………………..……..……..……..
602
42. TOTAL LIABILITIES, SHARES, AND EQUITY (Sum items 7-9, 18, and 31-41; must equal line 34, P.2.)……..………
014
If the credit union has any unfunded commitments or loans sold or swapped with recourse, complete Pg 10 - Liquidity, Commitments and Sources.
NCUA INSURED SAVINGS COMPUTATION
(ROUND CENTS TO THE NEAREST WHOLE DOLLAR. DO NOT REPORT CENTS.)
This section must be completed by all credit unions.
Insured shares and deposits, as described in Part 745 of the NCUA Rules and Regulations, are authorized by state law and issued to members
(or nonmembers in the case of low-income designated credit unions), other credit unions, or government depositors. Report uninsured shares in this section.
Do not include notes payable or other forms of borrowings. Eligible accounts are generally insured up to $250,000 each.
(See instructions for the following line items.)
A. Uninsured IRA and KEOGH Member Shares and Deposits
Uninsured Amount
Acct Code
065A1
065A3
A1. Uninsured KEOGH Member Shares and Deposits for Employee Benefit Plans
065B1
B. Uninsured Employee Benefit Member Shares and Deposits
065C1
C. Uninsured Member 529 Plan Deposits
065D1
D. Uninsured Member Accts Held by Government Depositors
E. Other Uninsured Member Shares and Deposits
065E1
F. TOTAL UNINSURED MEMBER SHARES AND DEPOSITS (A+A1+B+C+D+E)
065A4
067A1
G. Uninsured Nonmember Employee Benefit Shares and Deposits
067B1
H. Uninsured Nonmember Accts Held by Government Depositors
I. Other Uninsured Nonmember Shares and Deposits
067C1
J. TOTAL UNINSURED NONMEMBER SHARES AND DEPOSITS (G+H+I)
067A2
K. TOTAL UNINSURED SHARES AND DEPOSITS (F+J)
068A
L. TOTAL INSURED SHARES AND DEPOSITS (item 17 from page 3 less item K)
069A
OMB No. 3133-0004
Expires 07/31/2016
NCUA 5300
Page 4
Credit Union Name:_____________________________________________________
Federal Charter/Certificate Number:________________
STATEMENT OF INCOME AND EXPENSE
This page must be completed by all credit unions.
Report year-to-date numbers for the period JANUARY 1, 2014 - MARCH 31, 2014
INTEREST INCOME YEAR-TO-DATE: JANUARY 1, 2014 TO MARCH 31, 2014
Amount
Acct
Code
1.
Interest on Loans (Gross-before interest refunds)…..…..……………………….………………………
110
2.
(Less) Interest Refunded…………….…………...…………..……………………………………………
119
3.
Income from Investments (Including Interest and Dividends)…..………………...……………….………
120
4.
Trading Profits and Losses (Realized and Unrealized Gains/Losses)…………………………..……
124
5.
TOTAL INTEREST INCOME (Sum of items 1-4)………...………………...………………………………
115
INTEREST EXPENSE YEAR-TO-DATE: JANUARY 1, 2014 TO MARCH 31, 2014
6.
Dividends on Shares (Includes dividends earned during current period)……………………...………
380
7.
Interest on Deposits (Total interest expense for deposit accounts) (State Credit Union ONLY)…
381
8.
Interest on Borrowed Money……………………………………...……………………..…………………
340
9.
TOTAL INTEREST EXPENSE (Sum of items 6-8)………………………….………………………….........
350
10.
Provision for Loan & Lease Losses…………………….……...…………………………………………
300
11.
NET INTEREST INCOME AFTER PROVISION FOR LOAN AND LEASE LOSSES
116
(Item 5 less item 9 less item 10)……………………………..…………………………………......………
NON-INTEREST INCOME YEAR-TO-DATE: JANUARY 1, 2014 TO MARCH 31, 2014
12.
Fee Income…………………………………………………………………………..…………………………
131
13.
Other Operating Income (Include unconsolidated CUSO Income)…………………………...…………
659
14.
Gain (Loss) on Investments (DO NOT include Gain or Loss on Trading Securities)………………
420
420A
14a. Total Other-Than-Temporary Impairment (OTTI) Losses…
14b. Less: Portion OTTI Losses in Other Comprehensive Income..
420B
14c. OTTI Losses Recognized in Earnings (Include in Item 14)…
420C
15.
Gain (Loss) on Derivatives associated with FV Hedge Designation
New
16.
Gain (Loss) on Hedged item associated with FV Hedge Designation
New
17.
Gain (Loss) related to ineffectiveness of Cashflow Derivative hedges
New
18.
Gain (Loss) on Derivatives with no Hedge Designation
New
19.
Gain (Loss) on Disposition of Fixed Assets……………………………………….………………………
430
20.
Gain from Bargain Purchase (Merger)………………………………………………………………………
431
21.
Other Non-operating Income (Expense)……………………………………..………………………………
440
22.
TOTAL NON-INTEREST INCOME (Sum of items 12-21)…………………………..…………………………
117
NON-INTEREST EXPENSE YEAR-TO-DATE: JANUARY 1, 2014 TO MARCH 31, 2014
210
23.
Total Employee Compensation and Benefits……………………………….………………………………
24.
Travel and Conference Expense………………………………………….………………………………
230
25.
Office Occupancy Expense…………………………..……………………………………………………
250
260
26.
Office Operations Expense……………………………………..……………………………………………
27.
Educational and Promotional Expenses……………………………...…………………………………
270
28.
Loan Servicing Expense………………………………………..…………………………………………
280
29.
Professional and Outside Services……………………………...…………………………………………
30.
Member Insurance
Amount
290
Acct
Code
311A
30a. NCUSIF Premium Expense……………………………………
30b. Temporary Corporate CU Stabilization Fund Assessment…
311
30c. Other Member Insurance Expense…………………………..
310A
30d. Total Member Insurance…………..…………………………………...……………………………
310
31.
Operating Fees (Examination and/or supervision fees)………………………..…………………………
320
32.
Miscellaneous Operating Expenses………………………………….………………………………………
360
33.
TOTAL NON-INTEREST EXPENSE (Sum of items 23-32)………………………….……………………
671
34.
NET INCOME (LOSS) (line 11 plus line 22 less line 33)…………………………...…………………
661A
RESERVE TRANSFERS YEAR-TO-DATE: JANUARY 1, 2014 TO MARCH 31, 2014
35.
Transfer to Regular Reserves……………………………….………………………………………………….
393
OTHER CALCULATIONS
36.
NET INCOME (LOSS) EXCLUDING NCUSIF PREMIUMS AND TEMPORARY CORPORATE CU STABILIZATION
FUND ASSESSMENT REPORTED ON LINES 30a & 30b (Item 34 + Item 30a+ Item 30b)…………………………
OMB No. 3133-0004
Expires 07/31/2016
NCUA 5300
660A
Page 5
Federal Charter/Certificate Number:________________
Credit Union Name:______________________________________________
MISCELLANEOUS INFORMATION AS OF MARCH 31, 2014
This page must be completed by all credit unions.
Acct
Code
1.
875
Does your credit union maintain share/deposit insurance coverage in addition to the NCUSIF?
(Do not include Life Savings and Borrowers' Protection Insurance or Surety Bond Coverage.)
Yes/No
a. If so, indicate the name of the insurance company……………………….
876
b. Dollar amount of shares and/or deposits insured by the company named above…………………
877
2.
Number of current members (not number of accounts)…………………………………………………….
083
3.
4.
Number of potential members……………………………………………………………………………...….
Number of credit union employees who are:
084
a. Full-Time (26 hours or more per week)…………………………………………………………………..
564A
b. Part-Time (25 hours or less per week)……………………………………………………………….….
564B
Provide the aggregate of all capital and operating lease payments on fixed assets, without
discounting commitments for future payments to present value……..……..……..……..……..………
980
5.
1003
6. Has the credit union completed a merger or acquisition that qualifies for Business Combination Accounting
on or after January 1, 2009? If this answer is "Yes" please complete line 7 on Page 11.
7.
If you have a transactional world wide website, how many members use it………………..……..……..……..
8.
Does the credit union plan to add any new branches or expand existing facilities in the next 12 months?.....
Yes/No
892B
566B
Yes/No
1 - 3 Years
9.
Acct
Code
925B1
Uninsured Secondary Capital (Low-Income Designated CUs Only)…….
> 3 Years
Acct
Code
925B2
Total Amount
Acct
Code
925
Acct
Code
10. Amount of Grants Awarded to Your Credit Union Year-to-Date…………………………………………………………………
926
11. Amount of Grants Received by Your Credit Union Year-to-Date…………………………………………………………………
927
12. Number of International Remittances Originated Year-to-Date……………………………………………………………………
928
OMB No. 3133-0004
Expires 07/31/2016
NCUA 5300
Page 6
Federal Charter/Certificate Number:________________
Credit Union Name:_________________________________________
DELINQUENT LOANS BY COLLATERAL TYPE AS OF MARCH 31, 2014
This page must be completed by all credit unions.
Report Number Only
TOTAL NUMBER OF DELINQUENT LOANS BY
COLLATERAL TYPE
Reportable Delinquency
30- 59 days
60-179 days
180-359 days
Total Number of Reportable Delinquent
Loans
>=360 days
1a.
Unsecured Credit Card Loans…………………………
024A
026A
027A
028A
045A
2a.
Short-Term, Small Amount Loans (STS) (Federal CU Only).
089A
127A
128A
129A
130A
3a.
Non-Federally Guaranteed Student Loans……………
053A
053B
053C
053D
053E
4a.
New Vehicle Loans…………...………………………..
035A1
035B1
035C1
035D1
035E1
5a.
Used Vehicle Loans…………...………………………..
035A2
035B2
035C2
035D2
035E2
6a.
1st Mortgage Real Estate Loans/Lines of Credit
1. Fixed Rate (incl. Hybrid/Balloon > 5 yrs)……………
029A
029B
029C
029D
029E
2. Adjustable Rate (incl. Hybrid/Balloon 5 yrs or less)
030A
030B
030C
030D
030E
1. Fixed Rate/Hybrid/Balloon……………………………
032A
032B
032C
032D
032E
2. Adjustable Rate……………………………………
033A
033B
033C
033D
033E
7a.
Other Real Estate Loans/Lines of Credit
8a.
Leases Receivable……………………………………
034A
034B
034C
034D
034E
9a.
All Other Loans (See Instructions)……………………
035A
035B
035C
035D
035E
020A
021A
022A
023A
041A
10a. TOTAL NUMBER OF DELINQUENT LOANS
Report Amount Only
TOTAL AMOUNT OF DELINQUENT LOANS BY
COLLATERAL TYPE
Reportable Delinquency
30- 59 days
60-179 days
180-359 days
Total Amount of Reportable Delinquent
Loans
>=360 days
1b.
Unsecured Credit Card Loans……………………………
024B
026B
027B
028B
045B
2b.
Short-Term, Small Amount Loans (STS) (Federal CU Only)
089B
127B
128B
129B
130B
3b.
Non-Federally Guaranteed Student Loans………………
020T
021T
022T
023T
041T
4b.
New Vehicle Loans…………...………………………..
020C1
021C1
022C1
023C1
041C1
5b.
Used Vehicle Loans…………...………………………..
020C2
021C2
022C2
023C2
041C2
6b.
1st Mortgage Real Estate Loans/Lines of Credit
1. Fixed Rate (incl. Hybrid/Balloon > 5yrs)………………
751
752
753
754
713A
2. Adjustable Rate (incl. Hybrid/Balloon 5 yrs or less)
771
772
773
774
714A
1. Fixed Rate/Hybrid/Balloon………………………………
755
756
757
758
715A
2. Adjustable Rate………………………………………
775
776
777
778
716A
041D
7b.
Other Real Estate Loans/Lines of Credit
8b.
Leases Receivable…………………………………………
020D
021D
022D
023D
9b.
All Other Loans (See Instructions)………………………
020C
021C
022C
023C
041C
020B
021B
022B
023B
041B
10b. TOTAL AMOUNT OF DELINQUENT LOANS
OMB No. 3133-0004
Expires 07/31/2016
NCUA 5300
Page 7
Federal Charter/Certificate Number:________________
Credit Union Name:_________________________________________
ADDITIONAL DELINQUENCY INFORMATION AS OF MARCH 31, 2014
(Included in the delinquent loan information reported on Page 7)
This page must be completed by all credit unions.
Report Number Only
Reportable Delinquency
30-59 days
60-179 days
180-359 days
Total Number of Reportable Delinquent
Loans
>=360 days
11a. Indirect Loans…….………...……………………………
036A
036B
036C
036D
036E
12a. Participation Loans………...………………………….
037A
037B
037C
037D
037E
13a. Interest Only & Payment Option 1st Mortgage Loans
038A
038B
038C
038D
038E
14a. Interest Only & Payment Option Other RE/LOC Loans
039A
039B
039C
039D
039E
15a. Residential Construction excluding Business Purpose
040A
040B
040C
040D
040E
16a. Member Business Loans Secured by Real Estate
043A1
043B1
043C1
043D1
043E1
17a. Member Business Loans NOT Secured by Real Estate
043A2
043B2
043C2
043D2
043E2
18a. Nonmember Business Secured by Real Estate
046A1
046B1
046C1
046D1
046E1
19a. Nonmember Business Loans NOT Secured By Real Estate
046A2
046B2
046C2
046D2
046E2
20a. Agricultural Loans………...…………………………..
044A
044B
044C
044D
044E
21a. Business Construction & Development Loans…….
047A
047B
047C
047D
047E
22a. TDR Loans Secured by First Mortgages
054A
054B
054C
054D
054E
23a. TDR Loans Secured by Other RE/LOCs
055A
055B
055C
055D
055E
24a. TDR RE Loans Also Reported as Business Loans
056A
056B
056C
056D
056E
25a. TDR Consumer Loans NOT Secured by Real Estate
057A
057B
057C
057D
057E
26a. TDR Business Loans NOT Secured by Real Estate
059A
059B
059C
059D
059E
27a. Loans Held for Sale…………………………………
060A
060B
060C
060D
060E
Report Amount Only
Reportable Delinquency
30- 59 days
60-179 days
180-359 days
Total Amount of Reportable Delinquent
Loans
>=360 days
11b. Indirect Loans…….………...……………………………
020E
021E
022E
023E
041E
12b. Participation Loans………...………………………….
020F
021F
022F
023F
041F
13b. Interest Only & Payment Option 1st Mortgage Loans
020I
021I
022I
023I
041I
14b. Interest Only & Payment Option Other RE/LOC Loans
020M
021M
022M
023M
041M
15b. Residential Construction excluding Business Purpose
020N
021N
022N
023N
041N
16b. Member Business Loans Secured by Real Estate
020G1
021G1
022G1
023G1
041G1
17b. Member Business Loans NOT Secured by Real Estate
020G2
021G2
022G2
023G2
041G2
18b. Nonmember Business Secured by Real Estate
020P1
021P1
022P1
023P1
041P1
19b. Nonmember Business Loans NOT Secured By Real Estate
020P2
021P2
022P2
023P2
041P2
20b. Agricultural Loans………...…………………………..
020H
021H
022H
023H
041H
21b. Business Construction & Development Loans…….
020Q
021Q
022Q
023Q
041Q
22b. TDR Loans Secured by First Mortgages
020U
021U
022U
023U
041U
23b. TDR Loans Secured by Other RE/LOCs
020V
021V
022V
023V
041V
24b. TDR RE Loans Also Reported as Business Loans
020W
021W
022W
023W
041W
25b. TDR Consumer Loans NOT Secured by Real Estate
020X
021X
022X
023X
041X
26b. TDR Business Loans NOT Secured by Real Estate
020Y
021Y
022Y
023Y
041Y
27b. Loans Held for Sale…………………………………
071F
071G
071H
071I
071J
OMB No. 3133-0004
Expires 07/31/2016
NCUA 5300
Page 8
Credit Union Name:______________________________________________
Federal Charter/Certificate Number:________________
LOAN CHARGE OFFS AND RECOVERIES AS OF MARCH 31, 2014
This page must be completed by all credit unions.
LOAN LOSS INFORMATION
YTD
Charge Offs
Acct
Code
YTD
Recoveries
Acct Code
1. Unsecured Credit Card Loans………………………..
680
681
2. Short-Term, Small Amount Loans (STS) (Federal CU Only)…
136
137
3. Non-Federally Guaranteed Student Loans………………….
550T
551T
4. New Vehicle Loans…………...………………………..
550C1
551C1
5. Used Vehicle Loans…………...………………………..
550C2
551C2
6. Total 1st Mortgage Real Estate Loans/Lines of Credit
548
607
7. Total Other Real Estate Loans/Lines of Credit………
549
608
8. Leases Receivable….………………………………..
550D
551D
9. All Other Loans (See Instructions)…………………..
550C
551C
550
551
10. Total Charge Offs and Recoveries………..…..
ADDITIONAL LOAN LOSS INFORMATION
(Included in the loan losses reported above.)
YTD
Charge Offs
Acct
Code
YTD
Recoveries
Acct Code
11. Indirect Loans………………………………………
550E
551E
12. Participation Loans…………………………………..
550F
551F
13. Interest Only & Payment Option 1st Mortgage Loans
550I
551I
14. Interest Only & Payment Option Other RE/LOC Loans
550M
551M
15. Residential Construction excluding Business Purpose
550N
551N
16. Member Business Loans Secured by Real Estate
550G1
551G1
17. Member Business Loans NOT Secured by Real Estate
550G2
551G2
18. Nonmember Business Secured By Real Estate
550P1
551P1
19. Nonmember Business Loans NOT Secured By Real Estate
550P2
551P2
20. Agricultural Loans……...……………………………..
550H
551H
21. Business Construction & Development Loans
550Q
551Q
22. TDR Loans Secured by First Mortgages
550U
551U
23. TDR Loans Secured by Other RE/LOCs
550V
551V
24. TDR RE Loans Also Reported as Business Loans
550W
551W
25. TDR Consumer Loans NOT Secured by Real Estate
550X
551X
26. TDR Business Loans NOT Secured by Real Estate
550Y
551Y
27. All loans charged off due to Bankruptcy YTD………
682
28. Number of members with loans (outstanding) who have filed for:
No. of Members
Acct Code
a. Chapter 7 Bankruptcy YTD……………………..
081
b. Chapter 13 Bankruptcy YTD……………………
082
c. Chapter 11 or 12 Bankruptcy YTD……………………
088
Amount
29. Total outstanding loan balances subject to bankruptcies identified in items 28a - 28c.
Acct Code
971
No. of Loans
30. Real Estate Loans Foreclosed Year-to-Date (Report Balance at time of Foreclosure)
Acct
Code
1005A
Amount
Acct Code
1005
31. Congressional Reporting Requirement
a. Dollar amount of loans with interest rates that exceed 15% (Federal Credit Unions Only)........................
b. Aggregate weighted average interest rate for the loans
with interest rates that exceed 15% (Federal Credit Unions Only).............................................................
OMB No. 3133-0004
Expires 07/31/2016
NCUA 5300
567
568
Page 9
Federal Charter/Certificate Number:________________
Credit Union Name:______________________________________________
LIQUIDITY, COMMITMENTS AND SOURCES AS OF MARCH 31, 2014
All credit unions must complete lines 1 through 10, if applicable.
OFF-BALANCE SHEET COMMITMENTS AND OTHER ITEMS
1.
A.
B.
C.
D.
E.
Amount Committed Directly by
Credit Union
Unfunded Commitments for Business Loans
Member Business Loans Secured by Real Estate
Member Business Loans NOT Secured by Real Estate
Nonmember Business Loans Secured By Real Estate
Nonmember Business Loans NOT Secured By Real Estate
Total Unfunded Commitments for Business Loans
Acct
Code
Amount Committed through
Third Party / Indirect
Acct
Code
Total Amount
Acct
Code
814D1
814D2
814F1
814F2
814D
814F
814G1
814G2
814G
814H1
814H2
814H
814E1
814E2
814E
2.
Miscellaneous Business Loan Unfunded Commitments (Include in the appropriate security category of item 1 above.)
814J1
A. Agricultural Related Business Loans………………………..
814A2
B. Construction & Land Development…………………..
813A
C. Outstanding Letters of Credit……........……………………………
3.
A.
B.
C.
D.
E.
F.
G.
H.
I.
Unfunded Commitments for All Remaining Loans (Non-Business Loans)
Revolving Open-End lines secured by 1-4 Family Residential Properties……….
Credit Card Lines…………........…..………………….…………………..
Unsecured Share Draft Lines of Credit………………..………
Overdraft Protection Program Commitments…………
Residential Construction Loans excluding Business Purpose…………………
Federally Insured Home Equity Conversion Mortgages (HECM)(Reverse
Mortgages)
Proprietary Reverse Mortgage Products…………..
Other Unfunded Commitments…………….……………….………
Total Unfunded Commitments for Non-Business Loans
Total Unfunded Commitments for all
loan types (Sum items 1E and 3I)……
4.
814J2
814J
814A3
814A1
813B
813
811A3
811A4
811
812A
812B
812
815A
815B
815
822A
822B
822
811A1
811A2
811A
811B1
811B2
811B
811C1
811C2
811C
816B1
816B2
816
816E1
816E2
816E
816A1
816A2
816A
818
Dollar Amount of Pending Bond Claims……………………...…….……………………………………………………
CONTINGENT LIABILITIES
5.
6.
819
Loans Transferred with Limited Recourse Qualifying for Sales Accounting………………………………………..
Other Contingent Liabilities…………………………………..…..…………………………………………………………
818A
CREDIT AND BORROWING ARRANGEMENTS
7.
8.
Amount of Borrowings Subject to Early Repayment at Lender’s Option……………………………………………..
Assets Pledged to Secure Borrowings…………………………………………………………………………………..
9.
Lines of Credit
Uncommitted LOC
A. Corporate Credit Unions
B. Natural Person Credit Unions
C. Other Credit Lines
D. TOTAL
10. Borrowings
A. Corporate Credit Unions
B. Natural Person Credit Unions
C. Other Sources
D. FHLB
E. CLF
F. FRB
G. TOTAL
OMB No. 3133-0004
Expires 07/31/2016
Draws Against LOC
865A
878
884A1
Acct
Code
884A2
884C1
884C2
884C
884D1
884D2
884D
884E
882
881
Acct Code
Acct Code
Committed LOC
Term Borrowings
Acct
Code
Total Amount
Other Borrowings
Acct
Code
884
Acct
Code
Total Borrowings
Acct
Code
885D
885A
885B
885C
885A1
885B1
885C1
885D1
885A2
885B2
885C2
885D2
885A3
885B3
885C3
885D3
885B4
885C4
885D4
885C5
885D5
885C6
885D6
885B5
885A4
NCUA 5300
Page 10
Credit Union Name:______________________________________________
Federal Charter/Certificate Number:________________
PCA NET WORTH CALCULATION WORKSHEET AS OF MARCH 31, 2014
A credit union is not required to provide input on this page unless it has chosen an alternative total assets option offered on lines
10 through 12 to calculate Net Worth, elected to calculate an alternative Risk Based Net Worth ratio, or completed a merger/
acquisition after 12/31/2008.
o Online Filers : Information entered on preceding schedules will populate line items below in the online 5300 System,
excluding items 7a - 7d and optional items 10, 11 and 12.
o Manual Call Report Filers : Use this page as a manual net worth calculation worksheet. If you have had any
any business combinations, complete items 7a - 7d.
NET WORTH TO TOTAL ASSETS RATIO
NUMERATOR: NET WORTH
Amount
Acct
Code
1. Undivided Earnings………………………………………………….………………………….……………………………..
940
2. Regular Reserves………………………………...………...………………..……………………………………………….
931
3. Appropriation for Non-Conforming Investments (State Credit Union ONLY)……………………………………………
668
4. Other Reserves (Appropriations of Undivided Earnings)………………………………………..………………………..
658
5. Subordinated Debt included in Net Worth………………..………………………………………………………………….
925A
602
6. Net Income (unless this amount is already included in Undivided Earnings)…………………………………………….
7. Adjusted Retained Earnings acquired through Business Combinations
Amount
a. Prior Quarter-End Adjusted Retained Earnings acquired through Business
Acct
Code
1004A
Combinations……………………………………………………………………..
b. Adjustments made to Retained Earnings acquired through Business
Combinations during current quarter (See Instructions)……………………..
c. Adjusted Gain from Bargain Purchase due to Business Combinations
completed during current quarter (See Instructions)………………………….
1004B
1004C
d. Current Quarter's Total Adjusted Retained Earnings acquired through
1004
Business Combinations (7a + 7b - 7c)………………………………………………………………………………
8. TOTAL NET WORTH (Sum of items 1-6 and 7d)………………...…...………………….………………………………
997
DENOMINATOR: TOTAL ASSETS
9. Total Assets (quarter-end)……………………………………...……………………………………………………………
010
Total Assets Elections (Optional)
Retain line 9 quarter-end total assets above as net worth ratio denominator, or select one of the total assets computation options below by inputting
the result in the appropriate line item. Line 13 below will compute your net worth ratio using line 9 quarter-end total assets as your denominator
unless you enter an amount in line 10, 11 or 12.
10. Average of Daily Assets over the calendar quarter…………………………………………...………………………….
010A
11. Average of the three month-end balances over the calendar quarter………………………………………………….
010B
12. The average of the current and three preceding calendar quarter-end balances………………………………………
010C
13. Net Worth Ratio (Line 8 divided by line 9, 10, 11, or 12)
998
14a. Risk Based Net Worth (RBNW) Requirement (Standard Calculation)…………………………………………………..
999
b. Risk Based Net Worth (RBNW) Alternative Method under Section 702.107…………………………………………..
999A
15. Net Worth Classification if credit union is not new (Based upon Call Report
data only--See instructions.)…………………………………….
700
701
16. Net Worth Classification if credit union is new………………………….…
A "New" credit union has less than $10 million in assets and was chartered
in the last 10 years. (Based upon Call Report data only--See instructions.)
OMB No. 3133-0004
Expires 07/31/2016
NCUA 5300
Page 11
Credit Union Name:______________________________________________ Federal Charter/Certificate Number:________________
STANDARD COMPONENTS OF
RISK BASED NET WORTH REQUIREMENT (RBNW) AS OF MARCH 31, 2014
(AUTOMATED -- NO INPUT NECESSARY)
This information below is provided only for your information. No credit union is required to provide input on this page.
Information entered on preceding schedules will populate the line items below in the online 5300 System.
Manual Call Report filers will also leave these items blank.
A RBNW Requirement is only applicable for those credit unions with assets greater than $50,000,000 and a RBNW requirement greater
than six percent.
A
Risk portfolio
B
Dollar balance
C
Amount as percent of
quarter-end total
assets
D
Risk weighting
E
Amount times risk
weighting
F
Standard component
Quarter-end total assets
Assets, line 34 (Acct 010)
(a) Long-term real estate loans
Sched A Sect 2 Line 10 (Acct. Code 710) less:
Sched A Sect 4 Line 12 (Acct. Code 718)
Sched A Sect 2 Line 17 (Acct. Code 712)
Threshold amount: 0 to 25%
Excess amount: over 25%
(b) MBLs outstanding
Sched A Sect 4 line 10 (Acct. Code 400)
Threshold amount: 0 to 15%
Threshold amount: >15 to 25%
Excess amount: over 25%
(c) Investments
Weighted-average life:
Page 1 Lines 2c, 3 and 14:
0 to 1 year (Acct. Code 799A1 + 730B + 730C-738A-739A)
> 1 year to 3 years (Acct. Code 799B-738B-739B)
> 3 years to 5 years (Acct. Code 799C1-738C-739C)
> 5 years to 10 years (Acct. Code 799C2-738D-739D)
> 10 years (Acct. Code 799D-738E-739E)
(d) Low-risk assets
Assets Line 1 (Acct. Code 730A)
Assets Line 31 (Acct. Code 794)
Schedule B Line 1b (Acct. Code 740)
Sum of risk portfolios (a) through (d) above
(e) Average-risk assets
Assets, line 34 (Acct. Code 010) less: Risk portfolio items (a)
through (d) above
(f) Loans sold with recourse
Page 10, Line 4 (Acct. Code 819)
(g) Unused MBL commitments
Sched A Sect 4 line 11 (Acct. Code 814B)
(h) Allowance (Credit limited to 1.5% of loans)
Assets, line 27 (Acct. Code 719)
Sum of standard components:
RBNW requirement (Acct. Code 999B)
OMB No. 3133-0004
Expires 07/31/2016
NCUA 5300
Page 12
Federal Charter/Certificate Number:________________
Credit Union Name:_________________________________________
SCHEDULE A
SPECIALIZED LENDING AS OF MARCH 31, 2014
Section 1:
Section 2:
Section 3:
Section 4:
also.
Section 5:
Section 6:
If your credit union has indirect loans, complete this section.
If your credit union has any real estate loans outstanding or has originated any real estate loans year-to-date, complete this section.
If your credit union has any participation loans outstanding or purchased or sold loans or participations year-to-date, complete this section.
If your credit union has any business loans outstanding or has originated/purchased any business loans year-to-date, complete this section. If these loans are secured by real estate, complete section 2
If your credit union has any modified loans outstanding or has modified any loans year-to-date, complete this section.
If your credit union has purchased or obtained credit impaired loans in a merger, complete this section.
SECTION 1 - INDIRECT LOANS
1. INDIRECT LOANS
Number
Acct
Code
Acct
Code
Amount
a. Indirect Loans - Point of Sale Arrangement……………………………………
617B
618B
b. Indirect Loans - Outsourced Lending Relationship……………………………
617C
618C
c. TOTAL OUTSTANDING INDIRECT LOANS……………...……………………..
617A
618A
You may stop here if your credit union has no real estate loans or member business loans outstanding and has not originated any real estate loans or member business loans
year-to-date or if your credit union has not purchased or sold any loans or does not have any participation loans outstanding.
SECTION 2 - REAL ESTATE LOANS AND LINES OF CREDIT - INCLUDING BUS. LOANS SECURED BY REAL ESTATE
REAL ESTATE LOANS
FIRST MORTGAGE
1.
2.
Fixed Rate
No. of Loans Outstanding
Acct
Code
Amt of Loans Outstanding
Acct
Code
No. of Loans Granted
Year- to-Date
Acct
Code
Amount Granted Year-To-Date
Acct
Code
a. > 15 Years…………….
972A
704A
982A
720A
b. 15 Years or less……...
972B
704B
982B
720B
a. > 5 Years………………
972C
704C
982C
720C
b. 5 Years or less……….
972D
704D
982D
720D
Balloon/Hybrid
3.
Other Fixed Rate…………
972E
704E
982E
720E
4.
Adjustable Rate 1 yr or less
973A
705A
983A
721A
5.
Adjustable Rate > 1 yr……
973B
705B
983B
721B
OTHER REAL ESTATE
6.
Closed-End Fixed Rate……
974
706
984
722
7.
Closed-End Adjustable Rate
975
707
985
723
8.
Open-End Adjustable Rate
976
708
986
724
9.
Open-End Fixed Rate…….
976B
708B
986B
724B
978
710
988
726
10. TOTALS (each column)….
MISCELLANEOUS REAL ESTATE LOANS/
LINES OF CREDIT INFORMATION
No. of Loans Outstanding
Acct Code
Amount Outstanding
Acct
Code
Amount Granted YTD
Acct
Code
11. Interest Only & Payment Option 1st Mortgage Loans
704C2
704C1
704C3
12. Interest Only & Payment Option Other RE/LOC Loans
704D1
704D2
704D3
13. REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)
b. Proprietary Reverse Mortgage Products
OMB No. 3133-0004
Expires 07/31/2016
No. of Loans Outstanding
Acct
Code
Amt of Loans Outstanding
Acct
Code
No. of Loans Granted
YTD
Acct
Code
Amount Granted YTD
Acct
Code
704F1
704F2
704F3
704F4
704G1
704G2
704G3
704G4
NCUA 5300
Page 13
Federal Charter/Certificate Number:________________
Credit Union Name:_________________________________________
SCHEDULE A
SPECIALIZED LENDING AS OF MARCH 31, 2014 (Continued)
SECTION 2 CONTINUED - REAL ESTATE LOANS AND LINES OF CREDIT
Amount
MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION (continued)
Acct
Code
704A1
14.
Balance Outstanding of 1st Mtg Residential Construction Loans - Excluding Business Purpose…
15.
Allowance for Losses on all Real Estate Loans………………………………………………
731
16.
17.
Total Amount of All 1st Mortgage Loans which have been sold in the secondary market year-to-date
Amount of Real Estate Loans Outstanding that will contractually refinance, reprice or
736
mature within the next 5 years and that are not reported in Sect 4, line 9………………..
712
18.
Amount of real estate loans sold but serviced by the credit union…………………………
779A
19.
Mortgaging Servicing Rights………..………...…………………………………………………
779
SECTION 3 - LOANS PURCHASED AND SOLD IN FULL & PARTICIPATION LOANS PURCHASED AND SOLD
a.
Loans Purchased In Full from Other Financial Institutions……………...………………….
Acct
Code
614
b.
Loans Purchased In Full from Other Sources………….………...…...…………………….
612
613
c.
Loans, Excluding Real Estate Loans, Sold in Full……………………………………………
616
616A
1.
LOANS PURCHASED AND SOLD YEAR-TO-DATE
2.
Number
PARTICIPATION LOANS PURCHASED
Number
ALL OUTSTANDING
Acct
Code
Amount Outstanding
Acct
Code
Number
Amount
PURCHASED YTD
Acct
Code
Amount Purchased YTD
Acct
Code
615
Acct
Code
a.
Purchased With Recourse ………..………….
619A1
619B1
690A1
690B1
b.
Purchased Without Recourse ………………..
619A2
619B2
690A2
690B2
TOTAL PURCHASED (each column)………..
619A3
619B
690A
690
3.
OUTSTANDING PARTICIPATION LOANS SOLD
Number
Participation Interest Retained
Acct
Amount of Participation Interest
Code
Retained
Acct
Code
Participation Interest Sold AND/OR Serviced
Acct
Amount of Participation Interest
Number
Code
Sold AND/OR Serviced
Acct
Code
a.
Sold With Recourse ………………………………….
691D1
691E1
691F1
691G1
b.
Sold Without Recourse …………………………
691D2
691E2
691F2
691G2
TOTAL OUTSTANDING SOLD (each column)…
691D
691E
691F
691G
4.
PARTICIPATION LOANS SOLD YEAR-TO-DATE
Number
Participation Interest Retained
Acct
Amount of Participation Interest
Code
Retained
Acct
Code
Participation Interest Sold AND/OR Serviced
Acct
Amount of Participation Interest
Number
Code
Sold AND/OR Serviced
Acct
Code
a.
Sold With Recourse YTD……………………………
691H1
691I1
691A1
691J1
b.
Sold Without Recourse YTD………....…..…..…
691H2
691I2
691A2
691J2
TOTAL SOLD YTD (each column)……………
691H
691I
691A
691
5.
PARTICIPATION LOANS OUTSTANDING BY TYPE
Purchased Participations, Outstanding on Financial Statements
Acct
Acct
Number
Amount
Code
Code
Portion of Participations Sold, Outstanding on Financial Statements
Acct
Acct
Number
Amount Sold Outstanding
Code
Code
a.
Consumer……………………………………………
691K1
691L1
691M1
691N1
b.
Non-Federally Guaranteed Student Loans……
691K7
691L7
691M7
691N7
c.
Real Estate…………………………………………
691K2
691L2
691M2
691N2
d.
Member Business Loans excluding C&D…………
691K3
691L3
691M3
691N3
e.
Non-Member Business Loans excluding C&D……
691K4
691L4
691M4
691N4
f.
Commercial Construction & Development…………
691K5
691L5
691M5
691N5
g.
Loan Pools……………………………………………
691K6
691L6
691M6
691N6
TOTAL OUTSTANDING (each column)………
691K
691L
691M
691N
OMB No. 3133-0004
Expires 07/31/2016
NCUA 5300
Page 14
Federal Charter/Certificate Number:________________
Credit Union Name:________________________________________________________________
SCHEDULE A
Report year-to-date numbers for the period JANUARY 1, 2014 - MARCH 31, 2014
SECTION 4 - BUSINESS LENDING - Complete this section if the credit union has any business loans.
1.
Member Business Loans
No. of Loans
Acct
Code
Net Member Business Loan
Balance (NMBLB)
Acct
Code
No. of Loans Granted or
Purchased Year-to-Date
Acct
Code
NMBLB Granted or Purchased
Year-to-Date
Acct
Code
a.
Construction and Development Loans
143A1
143B1
143C1
143D1
b.
Secured by Farmland
961A1
042A1
099A1
463A1
c.
Secured by Non-Farm Residential Property
900G
400G
090G
475G
d.
Secured by Owner Occupied, Non-Farm, Non-Residential Property
900H
400H
090H
475H
e.
Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property
900J
400J
090J
475J
f.
TOTAL REAL ESTATE SECURED
900K
718A1
090K
475K
g.
Loans to finance agricultural production and other loans to farmers
961A2
042A2
099A2
463A2
h.
Commercial and Industrial Loans
900L
400L
090L
475L
i.
Unsecured Business Loans
900C1
400C1
090C1
475C1
j.
Unsecured Revolving Lines of Credit for Business Purposes
900C2
400C2
090C2
475C2
k.
TOTAL MEMBER BUSINESS LOANS
900A
400A
090A
475A
143D2
2.
Purchased business loans or participation interests to nonmembers
a.
Construction and Development Loans
143A2
143B2
143C2
b.
Secured by Farmland
961A3
042A3
099A3
463A3
c.
Secured by Non-Farm Residential Property
900G1
400G1
090G1
475G1
d.
Secured by Owner Occupied, Non-Farm, Non-Residential Property
900H1
400H1
090H1
475H1
e.
Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property
900J1
400J1
090J1
475J1
f.
TOTAL REAL ESTATE SECURED
900K1
718A2
090K1
475K1
g.
Loans to finance agricultural production and other loans to farmers
961A4
042A4
099A4
463A4
h.
Commercial and Industrial Loans
900L1
400L1
090L1
475L1
i.
Unsecured Business Loans
900C3
400C3
090C3
475C3
j.
Unsecured Revolving Lines of Credit for Business Purposes
900C4
400C4
090C4
475C4
k.
TOTAL NONMEMBER BUSINESS LOANS
900B
400B
090B
475B
TOTAL BUSINESS LOANS (1k+2k)
900T
400T
3.
Construction and Development Loans meeting the requirements of 723.3(a)
Acct
Code
143A
4.
Unsecured Business Loans outstanding meeting the requirement of 723.7(c) - (d)
900C
400C
5.
Purchased business loans or participation interests to members
900D
400D
6.
Agricultural Related Loans (1b+1g+2b+2g)
961A
042A
7.
Business Loans and Participations sold Year-to-Date
691B
691C
8.
Small Business Administration Loans
900F
MISCELLANEOUS BUSINESS LOAN INFORMATION
9.
Number
Amount
Acct
Code
143B
400F
Portion of Real Estate Loans included in line 10 of page 13 which are also
reported as business loans on lines 1f and 2f above
718A
RISK BASED NET WORTH (RBNW)
For credit unions with assets greater than $50,000,000
10. Loans and participation interests qualifying for RBNW
Acct
Code
400
11. Unfunded commitments for business loans and participation interests qualifying for RBNW
814B
Amount
12. Amount of Real Estate Loans included in line 10 of page 13 also reported as business loans
and participation interests qualifying for RBNW on line 10 directly above
OMB No. 3133-0004
Expires 07/31/2016
718
NCUA 5300
Page 15
Federal Charter/Certificate Number:________________
Credit Union Name:________________________________________________________________
SCHEDULE A
SPECIALIZED LENDING AS OF MARCH 31, 2014 (Continued)
This page must be completed by all credit unions
SECTION 5 - TROUBLED DEBT RESTRUCTURED LOANS - Complete this section if the credit union has any TDR loans outstanding.
Report loans that qualify under generally accepted accounting principles as troubled debt restructurings (TDRs). TDRs are loans for which the credit union, for economic or legal reasons related to a borrower's financial difficulties, grants a concession to the borrower that it
would not otherwise consider. Refer to FASB Accounting Standards Codification 310-40. These loans should also be reported as part of the overall balances in the appropriate category on the Statement of Financial Condition (page 2); in Schedule A, Section 2 for real
estate loans; in Schedule A, Section 4 for business loans; and on pages 7 and 8, if delinquent. See Delinquent Loan instructions for information regarding TDR delinquency reporting.
TDR Loans in Accrual Status
No. of Loans
Outstanding
1.
Acct
Code
Amount in Accrual
Status
TDR Loans in Nonaccrual Status
Acct
Code
No. of Loans
Outstanding
Acct
Code
Total TDR Loans Outstanding by Category
Amount in Nonaccrual
Status
Acct
Code
Total No. of Loans
Acct
Code
Total Amount
Acct
Code
a. TDR Loans Secured by First Mortgages
1006A
1007A
1008A
1009A
1010A
1011A
b. TDR Loans Secured by Other RE/LOCs
1006B
1007B
1008B
1009B
1010B
1011B
c. TDR RE Loans Also Reported as Business Loans
1006C
1007C
1008C
1009C
1010C
1011C
d. TDR Consumer Loans NOT Secured by Real Estate
1006D
1007D
1008D
1009D
1010D
1011D
e. TDR Business Loans NOT Secured by Real Estate
1006E
1007E
1008E
1009E
1010E
1011E
1006
1007
1008
1009
1000F
1001F
f.
Total TDR Loans Outstanding (a+b+d+e)
Report year-to-date numbers for the period JANUARY 1, 2014 - MARCH 31, 2014
Acct
Acct
Number of Loans
Amount YTD
Code
Code
2.
TDR Loans Approved Year-to-Date
1012A
Amount
3.
TDR portion of Allowance for Loan and Lease Losses
1002F
Acct
Code
1013
Section 6- PURCHASED CREDIT IMPAIRED LOANS (PCILs) - Complete this section if the credit union has any PCILs.
Report purchased impaired loans, whether obtained through merger or other purchase. The outstanding balances of these loans should also be reported on the correct lines of the Statement of Financial Condition (page 2); in Schedule A, Section 2 for real estate loans; in
Schedule A, Section 4 for business loans; and on pages 7 and 8, if delinquent.
Report all Balances as of Call Report Date
A
No. of Loans
Outstanding
1. a. PCILs Secured by First Mortgages
b. PCILs Secured by Other RE/LOCs
c. PCILs (RE Loans) Also Reported as Business Loans
d. PCILs (Consumer Loans) NOT Secured by Real Estate
e. PCILs (Business Loans) NOT Secured by Real Estate
f. Total PCILs Outstanding (a+b+d+e)
OMB No. 3133-0004
Expires 07/31/2016
B
Acct
Code
1014
Contractually Required
Payments Receivable of
PCILs
C
Acct
Code
1014A
Nonaccretable Balance
Outstanding
Acct
Code
1014B
D
Calculated
(E=B-C-D)
Accretable Yield
Outstanding
Recorded Investment in
Loan Receivable
(Amount included in
Loans on Page 2)
Acct
Code
1014C
Uncollectible amounts of
PCILs charged off to the
Allowance for Loan and
Acct Lease Losses Account, Acct
Code
YTD
Code
1014D
1014E
1015
1015A
1015B
1015C
1015D
1015E
1016
1016A
1016B
1016C
1016D
1016E
1017
1018
1017A
1018A
1017B
1018B
1017C
1018C
1017D
1018D
1017E
1018E
1019
1019A
1019B
1019C
1019D
1019E
NCUA 5300
Page 16
Federal Charter/Certificate Number:________________
Credit Union Name:_____________________________________________
SCHEDULE B
INVESTMENTS, SUPPLEMENTAL INFORMATION AS OF MARCH 31, 2014
Complete this schedule if amounts are reported on page 1, lines 4, 5, or 6; or if items below are applicable.
TYPES OF INVESTMENTS
1. U.S. Government Obligations
a. NCUA Guaranteed Notes
< = 1 Year
738A
> 1- 3 Years
738B
> 3 - 5 Years
738C
> 5 - 10 Years
738D
> 10 Years
738E
739A
739B
739C
739D
739E
Total Amount
Amt of Variable Rate
738
Amt of Fixed Rate
739
740
b. TOTAL NCUA GUARANTEED NOTES …………………………………………………………………………..
c. Total FDIC-Issued Guaranteed Notes……………………………………………………………………………
740A
d.
741C3
All Other U.S. Government Obligations…………………………………………………………………………
e. TOTAL U.S. GOVERNMENT OBLIGATIONS……………………………………………………………………
2. Federal Agency Securities
a. Agency/GSE Debt Instruments (not backed by mortgages)…………………………………..
741C
742C1
b. Agency/GSE Mortgage-Backed Securities……………………………………………………..
742C2
c. TOTAL FEDERAL AGENCY SECURITIES………………………………………………………..
742C
3. Securities Issued by States and Political Subdivisions in the U.S. ………………………………….
4. Other Mortgage-Backed Securities
a. Privately Issued Mortgage-Related Securities
i. Privately Issued Mortgage-Related Securities …...…………………………
ii. Privately Issued Securities (exclude from 4.a.i.) that fail to meet the definition of a
mortgage-related security (i.e., downgraded below the two highest rating categories)
after purchase (FCU Only) ….………………………..…………………………………
b. Privately Issued Mortgage-Backed Securities (SCU Only)…........……..….....……………….
745
981A
981C
981B
981
c. TOTAL OTHER MORTGAGE-BACKED SECURITIES…………………………………………….
5. Mutual Funds ……………………..………………..…………………………………...………….
743D
6. Common Trusts……………………………………………………………………………………….
743E
746
7. Bank Issued FDIC-Guaranteed Bonds………………………………………………………………………
Acct
Code
786A
Amount
INVESTMENTS MEETING SPECIFIC CRITERIA OF PART 703 (FCU ONLY)
8. Non-Mortgage Related Securities with Embedded Options or Complex Coupon Formulas……..
Non-Mortgage Related Securities with Maturities Greater than Three Years that Do Not Have Embedded Options or
9.
Complex Coupon Formulas……………………………
786B
786
10. Total of Securities Meeting the Requirements of Section 703.12(b) (Sum of items 2b+4c+8+9) ....
MORTGAGE-BACKED SECURITIES
11. Collateralized Mortg. Obligations/Real Estate Mortgage Investment Conduits (CMOs/REMICs)….
733
733A
12. Commercial Mortgage Backed Securities………………………………………………...…………...
OMB No. 3133-0004
Expires 07/31/2016
NCUA 5300
Page 17
Credit Union Name:_____________________________________________
Federal Charter/Certificate Number:________________
SCHEDULE B
INVESTMENTS, SUPPLEMENTAL INFORMATION AS OF MARCH 31, 2014
Complete this schedule if amounts are reported on page 1, lines 4, 5, or 6; or if items below are applicable.
MISCELLANEOUS INVESTMENT INFORMATION
13. Total of Deposits and Shares Meeting the Requirements of Section 703.10(a) (FCU Only)……………………………………………………………….
785
14. Market Value of Investments Purchased Under an Investment Pilot Program - 703.19 (FCU Only)…………………..……………………………..……
785A
15. Fair Value of Held to Maturity Investments (reported on line 6 of page 1)…………………………………………….…………………………….…………
801
16. Investment Repurchase Agreements…………………………………………………………………...………………………………………………………….
780
17. Borrowing Repurchase Transactions Placed in Investments for Purposes of Positive Arbitrage………………......….……………………………………
781
18. Investments Not Authorized by the FCU Act or NCUA Rules and Regulations (SCU ONLY). Exclude investments listed in Line 20 a. or b. (below)
New
19. Outstanding balance of brokered certificates of deposit and share certificates ………………………………..………………………………………….....
788
20. Amounts reported in the Asset section of the Statement of Financial Condition to fund employee benefit plans or deferred compensation plans under
Section 701.19(c) of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU), that are not authorized under Part 703 of NCUA Rules
and Regulations.
Recorded Value
Acct
Code
a. Securities………………………………………………………………………………………………………….………………….……………………………
New
b. Other Investments……………………….…………………………………...………………………….……..………………………………………………..
New
c. Other Assets:………………………………..…….……………………………………………………………………………………………………………..
i.
Split Dollar Life Insurance Arrangements
a)
Collateral Assignment……………………………….…………………………………………….………………………………………………….
New
b)
Endorsement……………………………………….………………………………….……………………………………………………………….
New
ii. Other Insurance…………………..……………….………………………………………………………………………………………………………….
New
iii. Other Non-insurance……………….…….……………………………....………………………………………………………………………………….
New
d. Total (sum items a. - c.)…………………….…………..…………………………………………………………………………………………………..
New
Recorded Value
21. Amounts reported in Asset section of the Statement of Financial Condition to fund Charitable Donation Accounts………….…………………..……....
FCU= Federal Credit Union
OMB No. 3133-0004
Expires 07/31/2016
NCUA 5300
Acct
Code
New
SCU= State Credit Union
Page 18
Federal Charter/Certificate Number:________________
Credit Union Name:_________________________________________
SCHEDULE C
CREDIT UNION SERVICE ORGANIZATION (CUSO) INFORMATION AS OF MARCH 31, 2014
AGGREGATE OF FINANCIAL INTERESTS THE CREDIT UNION HAS IN CUSOs
Report the following aggregate totals the credit union has in all CUSOs, regardless of whether your credit union owns the CUSO, has a "controlling financial interest," has the "ability to exert significant influence" or owns only a smaller portion of the CUSO. These
totals should match the sum of all detailed CUSO information entered in the credit union's online profile or provided manually on NCUA Form 4501A (Profile Form). Please update your profile as necessary to ensure the figures provided below match.
Amount
ACCT CODE
Total Value of Investments in CUSOs
851
Total Amount loaned to CUSOs
852
Total Aggregate Cash Outlay in CUSOs
853
WHOLLY OWNED CUSO SECTION
DON’T MAKE ENTRIES IN THIS SECTION UNLESS YOUR CREDIT UNION HAS A WHOLLY OWNED CUSO
Complete a separate line of information for each CUSO wholly owned by the credit union. These CUSOs should also be listed in the credit union's profile under the "CUSO" tab in the online system.
For manually filing credit unions, these CUSOs should also be listed in NCUA Form 4501A (Profile Form).
CUSO
ACCT
CODE
Total Assets of CUSO
EIN
Full/Legal Name of CUSO
844A - T
845A - T
Total Capital of CUSO
Net Income/Loss
Total Loans of CUSO
of CUSO
846A - T
847A - T
848A - T
854A - T
Total Delinquency of CUSO Does this CUSO have any
subsidiary CUSOs? (Y/N)
849A - T
855A - T
A.
B.
C.
D.
E.
F.
G.
H.
I.
J.
K.
L.
M.
N.
O.
P.
Q.
R.
S.
T.
OMB No. 3133-0004
Expires 07/31/2016
NCUA 5300
Page 19
Credit Union Name:_____________________________________________
Federal Charter/Certificate Number:________________
SCHEDULE D
DERIVATIVE TRANSACTIONS REPORT AS OF MARCH 31, 2014
1. Derivative Transactions outstanding:
Total
Notional
Amount
a. Interest Rate Swaps:
i. Pay-fixed………….……
ii. Rec-fixed……………….
iii. Basis……..……………
b. Interest Rate Options:
i. Caps Purchased……….
ii. Floors Purchased………
c. Treasury Futures:
i. 2 & 3 Year Notes…………
ii. 5 & 10 Year Notes………
d. Other Derivatives (List) Acct #
i. _________________ New
ii. _________________ New
iii. ________________ New
Total Derivatives……………….
OMB No. 3133-0004
Expires 07/31/2016
Fair Value
Fair Value
of
of
Acct Derivatives Acct Derivatives Acct Net Gain Acct
Code in a Gain Code in a (Loss) Code
(Loss)
Code
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
NCUA 5300
Page 20
Credit Union Name:________________________________________
Federal Charter/Certificate Number:________________
SCHEDULE D
DERIVATIVE TRANSACTIONS REPORT AS OF MARCH 31, 2014
1. Derivative Transactions outstanding continued - Accounting Designation:
No Hedge Accounting Designation
# of Trades Acct Code Notional Acct Code Net Gain (Loss) Acct Code
a. Interest Rate Swaps:
i. Pay-fixed………….……
New
New
New
ii. Rec-fixed……………….
New
New
New
iii. Basis……..……………
New
New
New
b. Interest Rate Options:
i. Caps Purchased……….
New
New
New
ii. Floors Purchased………
New
New
New
c. Treasury Futures:
i. 2 & 3 Year Notes…………
New
New
New
ii. 5 & 10 Year Notes………
New
New
New
Acct
d. Other Derivatives (List) Code
i. _________________ New
New
New
New
ii. _________________ New
New
New
New
iii. ________________ New
New
New
New
Total Derivatives……………….
New
New
New
Fair Value Hedge Designation
# of Trades Acct Code Notional Acct Code Net Gain (Loss) Acct Code
a. Interest Rate Swaps:
i. Pay-fixed………….……
New
New
New
ii. Rec-fixed……………….
New
New
New
iii. Basis……..……………
New
New
New
b. Interest Rate Options:
i. Caps Purchased……….
New
New
New
ii. Floors Purchased………
New
New
New
c. Treasury Futures:
i. 2 & 3 Year Notes…………
New
New
New
ii. 5 & 10 Year Notes………
New
New
New
Acct
d. Other Derivatives (List) Code
i. _________________ New
New
New
New
ii. _________________ New
New
New
New
iii. ________________ New
New
New
New
Total Derivatives……………….
New
New
New
Cash Flow Hedge Designation
# of Trades Acct Code Notional Acct Code Net Gain (Loss) Acct Code
a. Interest Rate Swaps:
i. Pay-fixed………….……
New
New
New
ii. Rec-fixed……………….
New
New
New
iii. Basis……..……………
New
New
New
b. Interest Rate Options:
i. Caps Purchased……….
New
New
New
ii. Floors Purchased………
New
New
New
c. Treasury Futures:
i. 2 & 3 Year Notes…………
New
New
New
ii. 5 & 10 Year Notes………
New
New
New
Acct
d. Other Derivatives (List) Code
i. _________________ New
New
New
New
ii. _________________ New
New
New
New
iii. ________________ New
New
New
New
Total Derivatives……………….
New
New
New
OMB No. 3133-0004
NCUA 5300
Page 21
Expires 07/31/2016
Credit Union Name:_____________________________________________
Federal Charter/Certificate Number:________________
SCHEDULE D
DERIVATIVE TRANSACTIONS REPORT AS OF MARCH 31, 2014
2. Derivative Transactions activity:
Previous
Reported
Total
Notional
Amount
OMB No. 3133-0004
Expires 07/31/2016
Notional of
Amortization,
Matured,
Terminated
Notional of
Acct
New
Code Transactions
Acct
Code
New
New
New
New
New
New
New
New
New
New
New
New
Acct
Code
Current Total
Notional
Amounts
Acct
Code
a. Interest Rate Swaps:
i. Pay-fixed………….
ii. Rec-fixed………….
iii. Basis………………
b. Interest Rate Options:
i. Caps Purchased….
ii. Floors Purchased…
c. Treasury Futures:
i. 2 & 3 Year Notes….
ii. 5 & 10 Year Notes..
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
Acct
d. Other Derivatives (List) Code
i. _________________ New
ii. _________________ New
iii. ________________ New
Total Derivatives………………
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
NCUA 5300
Page 22
Credit Union Name:_____________________________________________
Federal Charter/Certificate Number:________________
SCHEDULE D
DERIVATIVE TRANSACTIONS REPORT AS OF MARCH 31, 2014
3. Derivative Maturity Analysis (years remaining in contract):
Notional Amount
Acct >1 to <=3 Acct >3 to <=5 Acct >5 to <=10 Acct
<=1 year Code
years
Code
years
Code
years
Code
a. Interest Rate Swaps:
i. Pay-fixed………….
ii. Rec-fixed………….
iii. Basis………………
b. Interest Rate Options:
i. Caps Purchased….
ii. Floors Purchased…
c. Treasury Futures:
i. 2 & 3 Year Notes….
ii. 5 & 10 Year Notes..
Acct
d. Other Derivatives (List) Code
i. _________________ New
ii. _________________ New
iii. ________________ New
Total Derivatives………………
Acct
d. Other Derivatives (List) Code
i. _________________ New
ii. _________________ New
iii. ________________ New
Total Derivatives………………
OMB No. 3133-0004
Expires 07/31/2016
Total
Acct
Code
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
Net Fair Value
Acct >1 to <=3 Acct >3 to <=5 Acct >5 to <=10 Acct
<=1 year Code
years
Code
years
Code
years
Code
a. Interest Rate Swaps:
i. Pay-fixed………….
ii. Rec-fixed………….
iii. Basis………………
b. Interest Rate Options:
i. Caps Purchased….
ii. Floors Purchased…
c. Treasury Futures:
i. 2 & 3 Year Notes….
ii. 5 & 10 Year Notes..
>10 Acct
years Code
>10 Acct
years Code
Total
Acct
Code
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
NCUA 5300
Page 23
Credit Union Name:_____________________________________________
Federal Charter/Certificate Number:________________
SCHEDULE D
DERIVATIVE TRANSACTIONS REPORT AS OF MARCH 31, 2014
4. Credit Loss Exposure and Position Limit Compliance for Derivative Transactions:
Clearing or Bilateral Agreement Number:
a. Derivative net Fair Value Totals
OMB No. 3133-0004
Expires 07/31/2016
1
Acct
Code
New
2
Acct
Code
New
3
Acct
Code
New
4
Acct
Code
New
Total
Acct
Code
New
b. Fair Value of Collateral:
i. Cash
ii. U.S. Treasury Securities
iii. U.S. Gov't Agency Debt
iv. U.S. Gov't Agency Securities (MBS)
v. Total Fair Value of Collateral
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
New
c. Net Credit Exposure from Derivatives
New
New
New
New
New
NCUA 5300
Page 24
Federal Charter/Certificate Number:________________
Credit Union Name:______________________________________________
SCHEDULE E
BANK SECRECY ACT/ANTI-MONEY LAUNDERING INFORMATION AS OF MARCH 31, 2014
Complete this schedule if the items below are applicable. This information will not be released to the public.
MONEY SERVICES BUSINESSES
Number of Accounts
Acct
Code
Amount
Acct Code
1. Dealers in Foreign Exchange…………………………………………………
New
New
2. Check Cashers…………………………………………………………………
New
New
3. Monetary Instruments…………………………………………………………
New
New
4. Money Transmitters……………………………………………………………
New
New
5. Provider of Prepaid Access……………………………………………………
New
New
6. Seller of Prepaid Access………………………………………………………
New
New
OMB No. 3133-0004
Expires 07/31/2016
NCUA 5300
Page 25
| File Type | application/pdf |
| Author | NCUA |
| File Modified | 2013-10-25 |
| File Created | 2013-10-25 |