60D Fed. Reg. Notice

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Federal Register / Vol. 77, No. 127 / Monday, July 2, 2012 / Notices

7. Consumers typically pay off their
reverse mortgage loans earlier than
would be expected based on underlying
mortality rates.
a. Why do consumers typically pay off
their reverse mortgage loans early?
b. Do consumers anticipate being able
to pay off a reverse mortgage at a
specific time (e.g. upon receiving a
pension or retirement benefit) when
taking the reverse mortgage loan?
c. Do consumers who pay off their
loans early typically feel that the loan
was a good choice? Are there things
they wish they had done differently?
8. Some consumers pay off a reverse
mortgage upon moving out of a home.
a. Why do consumers decide to move?
Are such moves typically because the
move is planned in advance or because
the move is required for health or other
reasons?
b. How do reverse mortgage borrowers
finance a later move?
9. What are the typical outcomes for
borrowers who still have the loan after
5 years or more?
a. Does the loan continue to meet
borrowers’ financial needs 5 or more
years after origination?
b. If borrowers have drawn all of their
available funds, what financial
resources do they use to meet new or
unexpected expenses?
c. Do borrowers who still have the
loan after 5 or more years typically feel
that the loan was a good choice? Are
there things they wish they had done
differently?
The differences in market dynamics
and business practices among the
broker, correspondent, and retail
channels:
10. How are brokers, correspondent
lenders, and retail loan officers typically
compensated?
a. How does this compensation differ
by channel?
b. How do compensation structures
and regulatory requirements (e.g.,
mortgage loan originator compensation
rules) affect the business practices of
lenders and brokers?
c. How do these factors affect the
choices presented to consumers?
11. The Bureau has observed that
major large bank originators of reverse
mortgages tended to originate a far
higher percentage of adjustable-rate,
line-of-credit (or monthly-installment)
loans than the nonbank originators.
What explains this difference?
Dated: June 25, 2012.
Garry Reeder,
Acting Chief of Staff, Bureau of Consumer
Financial Protection.
[FR Doc. 2012–16078 Filed 6–29–12; 8:45 am]
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DEPARTMENT OF EDUCATION
Notice of Proposed Information
Collection Requests; Office of Special
Education and Rehabilitative Services;
Annual Vocational Rehabilitation
Program/Cost Report (Rehabilitation
Services Administration (RSA)-2)
The Annual Vocational
Rehabilitation Program/Cost Report,
Rehabilitation Services Administration
(RSA)-2 collects data on the vocational
rehabilitation (VR) and supported
employment (SE) program activities for
agencies funded under the
Rehabilitation Act of 1973, as amended
(Rehabilitation Act).
DATES: Interested persons are invited to
submit comments on or before August
31, 2012.
ADDRESSES: Written comments
regarding burden and/or the collection
activity requirements should be
electronically mailed to
ICDocketMgr@ed.gov or mailed to U.S.
Department of Education, 400 Maryland
Avenue SW., LBJ, Washington, DC
20202–4537. Copies of the proposed
information collection request may be
accessed from http://edicsweb.ed.gov,
by selecting the ‘‘Browse Pending
Collections’’ link and by clicking on
link number 04881. When you access
the information collection, click on
‘‘Download Attachments’’ to view.
Written requests for information should
be addressed to U.S. Department of
Education, 400 Maryland Avenue SW.,
LBJ, Washington, DC 20202–4537.
Requests may also be electronically
mailed to ICDocketMgr@ed.gov or faxed
to 202–401–0920. Please specify the
complete title of the information
collection and OMB Control Number
when making your request.
Individuals who use a
telecommunications device for the deaf
(TDD) may call the Federal Information
Relay Service (FIRS) at 1–800–877–
8339.
SUPPLEMENTARY INFORMATION: Section
3506 of the Paperwork Reduction Act of
1995 (44 U.S.C. Chapter 35) requires
that Federal agencies provide interested
parties an early opportunity to comment
on information collection requests. The
Director, Information Collection
Clearance Division, Privacy, Information
and Records Management Services,
Office of Management, publishes this
notice containing proposed information
collection requests at the beginning of
the Departmental review of the
information collection. The Department
of Education is especially interested in
public comment addressing the
following issues: (1) Is this collection
SUMMARY:

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necessary to the proper functions of the
Department; (2) will this information be
processed and used in a timely manner;
(3) is the estimate of burden accurate;
(4) how might the Department enhance
the quality, utility, and clarity of the
information to be collected; and (5) how
might the Department minimize the
burden of this collection on the
respondents, including through the use
of information technology. Please note
that written comments received in
response to this notice will be
considered public records.
Title of Collection: Annual Vocational
Rehabilitation Program/Cost Report
(Rehabilitation Services Administration
(RSA)-2).
OMB Control Number: 1820–001.
Type of Review: Revision.
Total Estimated Number of Annual
Responses: 80.
Total Estimated Number of Annual
Burden Hours: 320.
Abstract: The Annual Vocational
Rehabilitation Program/Cost Report
(RSA–2) collects data on the vocational
rehabilitation (VR) and supported
employment (SE) program activities for
agencies funded under the
Rehabilitation Act of 1973, as amended
(Rehabilitation Act). The RSA–2
captures: administrative expenditures
for the VR and SE programs; VR
program service expenditures by
category; SE administrative
expenditures and service expenditures;
expenditures for the VR program by
number of individuals served; the costs
of types of services provided; and a
breakdown of staff of the VR agencies.
Dated: June 27, 2012.
Darrin A. King,
Director, Information Collection Clearance
Division, Privacy, Information and Records
Management Services, Office of Management.
[FR Doc. 2012–16179 Filed 6–29–12; 8:45 am]
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DEPARTMENT OF EDUCATION
Notice of Proposed Information
Collection Requests; Office of Special
Education and Rehabilitative Services;
Case Service Report (Rehabilitation
Services Administration (RSA)-911)
The Case Service Report
(RSA–911) is an annual report of
demographic and caseload information,
including financial information, related
to all individuals who have exited the
State Vocational Rehabilitation Service
Program (VR program).
DATES: Interested persons are invited to
submit comments on or before August
31, 2012.
SUMMARY:

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