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pdfNATIONAL CREDIT
UNION ADMINISTRATION
ALEXANDRIA, VA 22314-3428
OFFICIAL BUSINESS
MUST BE RECEIVED BY: January 18, 2013
TO THE BOARD OF DIRECTORS OF THE
CREDIT UNION ADDRESSED:
This booklet contains the fourth quarter 2012 5300
Call Report. All credit unions must complete pages
1 – 10 of this form. Page 11 is the PCA Net Worth
Calculation Worksheet and requires no input unless
you have completed a merger or acquisition that
qualifies for Business Combination Accounting or
intend to use an optional Total Assets Election
and/or Alternative Risk Based Net Worth calculation
to compute your net worth ratio. Page 12 is the
Standard Components of Risk Based Net Worth
Requirement worksheet which is automated and
requires no input.
Pages 13 – 18 contain
supplementary schedules and should be completed
as applicable.
Please complete the Call Report using accounting
and statistical information from your credit union’s
records as of December 31, 2012.
You may
complete a paper copy of the form; however, we
urge you to consider filing your Call Report using the
online, web-based system. This system is more
efficient to use, more cost effective and helps to
ensure more accurate data.
Please return your completed Call Report
information as soon as possible, but no later than
January 18, 2013. If you have any non-technical
questions, please contact your National Credit Union
Administration Regional Office or your state credit
union supervisor, as appropriate. Please call NCUA
Customer Service at 1-800-827-3255 with any
technical questions.
NATIONAL
CREDIT UNION
ADMINISTRATION
FOURTH QUARTER
CALL REPORT
2012
INSTRUCTIONS FOR REPORTING REQUIREMENTS
This form has been divided into two sections -- a core section and section of supplementary
schedules. All credit unions must complete the core section, pages 1 - 10. Supplementary
schedules A - C on pages 13 - 18 must be completed if they are applicable to your credit union.
SCHEDULE
REPORTING REQUIREMENT
A - Specialized Lending
Complete this schedule if your credit union:
● has indirect loans outstanding,
● has real estate loans outstanding or real estate
lending activity year to date,
● has purchased loans from, or sold loans to, other
financial institutions year to date,
● has participation loans outstanding or participation
lending activity year to date,
● has business loans outstanding or business lending
activity year to date, or
● has any Troubled Debt Restructured (TDR) loans
outstanding or has approved TDR loans year-to-date.
B - Investments, Supplemental Information
Complete this schedule if your credit union:
● has investments classified as Trading, Available for
Sale, or Held to Maturity,
● has non-security investments that meet the
requirements of Section 703.10(a),
● has investments purchased under an investment pilot
program as defined by Section 703.19,
● has investment repurchase agreements,
● has investments not authorized by the FCU Act or
NCUA Rules and Regulations, or
● has investments in brokered certificates of deposit or
brokered share certificates.
C - Credit Union Service Organization
(CUSO) Information
Complete this schedule if your credit union has a wholly
owned CUSO or has investments, loans, or an
aggregate cash outlay in CUSOs.
INSTRUCTIONS FOR CORRECTING A SUBMITTED CALL REPORT
If a submitted call report is not accurate and requires correction, a credit union is required to submit a
corrected Call Report immediately upon notification or a credit union's discovery of the need for a
correction. Online filing credit unions will make these corrections in the online system. Manual filing
credit unions will complete the paper form and return the form to their regulator.
Credit Union Name:_____________________________ Federal Charter/Certificate Number:________________
CERTIFICATION OF NCUA 5300 CALL REPORT AS OF DECEMBER 31, 2012
FOR CREDIT UNIONS FILING A MANUAL 5300 ONLY
By signing below, I hereby certify the information being submitted is complete and accurate to the best of my
knowledge and has been certified by the person below. If submitted information is not accurate, I
understand I am required to submit a corrected Call Report upon notification or the discovery of a need for
correction. I understand false entries and reports or statements, including material omissions, with intent to
injure or defraud the credit union, the National Credit Union Administration, its examiners, or other
individuals or companies is punishable under 18 U.S.C. 1006.
Certifying Official:
Last Name:
Please Print
First Name:
Please Print
Last Name:
(Signature )
First Name:
(Signature )
Date:_________________________
The instructions to prepare this form meet the requirement to provide guidance to small credit unions under
Section 212 of the Small Business Regulatory Enforcement Fairness Act of 1996.
You are not required to provide the information requested on a form that is subject to the Paperwork
Reduction Act unless the form displays a valid OMB control number.
Public reporting burden of this collection of information is estimated to average 6.6 hours per response,
including the time for reviewing instructions, searching existing data needed, and completing and reviewing
the collection of information. Send comments regarding this burden estimate or any other aspects of this
collection of information, including suggestions for reducing this burden to:
National Credit Union Administration
Office of the Chief Information Officer
1775 Duke Street
Alexandria, VA 22314-3428
OMB No. 3133-0004
Expires 12/31/2014
Credit Union Name:_________________________________________
Federal Charter/Certificate Number:________________
STATEMENT OF FINANCIAL CONDITION AS OF DECEMBER 31, 2012
(ROUND CENTS TO THE NEAREST WHOLE DOLLAR. DO NOT REPORT CENTS.)
Credit Union Name:________________________________________________________________
Federal Charter/Certificate Number:_______________________
This page must be completed by all credit unions.
ASSETS
CASH:
Acct
Code
1. Cash on Hand (Coin and Currency)………………………..…..…………………..……………………………..
Amount
730A
2. Cash on Deposit (Amounts Deposited in Financial Institutions)
Amount
a. Cash on Deposit in Corporate Credit Unions………......………………….……..……
730B1
b. Cash on Deposit in Other Financial Institutions…………....………..…………...……
730B2
c. Total Cash on Deposit (Amounts Deposited in Financial Institutions)…………………………………………..
730B
3. Cash Equivalents (Investments with Original Maturities of Three Months or Less)……….…………………..
730C
INVESTMENTS: If your credit union reports amounts for items 4, 5, or 6 below, complete Schedule B - Investments, Supplemental Information.
A
<= 1 Year
B
Acct
Code
> 1-3 Years
C1
Acct
Code
> 3-5 Years
C2
Acct
Code
> 5-10 Years
E
D
Acct
Code
> 10 Years
Acct
Code
TOTAL AMOUNT
Acct
Code
4. Trading Securities……………..
965A
965B
965C1
965C2
965D
965
5. Available for Sale Securities…
797A
797B
797C1
797C2
797D
797E
6. Held-to-Maturity Securities……
796A
796B
796C1
796C2
796D
796E
744A
744B
744C1
744C2
744D
744C
672A
672B
672C1
672C2
672D
672C
7. Deposits in commercial banks,
S&Ls, savings banks……………..
8. Loans to and investments in
natural person credit unions …….
9. Membership capital at corp.
CUs/Nonperpetual Capital Account
10. Paid-in capital at corp.
CUs/Perpetual Contributed Capital
11. All other investments in corporate
credit unions…………..
12. All other investments…………
13. TOTAL INVESTMENTS
(Sum of Items 4-12)…….…………
LOANS Held for Sale: See Instructions.
769A1
769A
769B1
769B
652A
652B
652C1
652C2
652D
652C
766A
766B
766C1
766C2
766D
766E
799A1
799B
799C1
799C2
799D
799I
Amount
14. Loans Held for Sale………………………………………………………………………………………………………………………………………………………………………
OMB No. 3133-0004
Expires 12/31/2014
NCUA 5300
Acct
003
Page 1
Credit Union Name:________________________________________________
Federal Charter/Certificate Number:________________
STATEMENT OF FINANCIAL CONDITION AS OF DECEMBER 31, 2012
This page must be completed by all credit unions.
ASSETS -- CONTINUED
LOANS & LEASES: Participation loans purchased by the credit union should be reported in the appropriate category in this section. If your credit union
has any real estate loans or member business loans outstanding or has originated any real estate loans or member business loans during the reporting
period, complete Schedule A - Specialized Lending.
Interest Rate
Acct
Code
Number of Loans
Acct
Code
Amount
Acct
Code
15. Unsecured Credit Card Loans………...……………….
521
993
396
16. All Other Unsecured Loans/Lines of Credit……...……
522
994
397
17. Short-Term, Small Amount Loans (STS) (Federal CU Only)…
522A
994A
397A
18. Non-Federally Guaranteed Student Loans………………….
595A
963A
698A
19. New Vehicle Loans…………...………………………..
523
958
385
20. Used Vehicle Loans………..……...……………………
524
968
370
21. Total 1st Mortgage Real Estate Loans/Lines of Credit
563
959
703
22. Total Other Real Estate Loans/Lines of Credit ……….
562
960
386
23. Leases Receivable………….....……………………….
565
954
002
24. Total All Other Loans/Lines of Credit…………..………
595
963
698
025A
025B
25. TOTAL LOANS & LEASES (Sum of items 15-24)………………………...….………
26. Less: Allowance for Loan & Lease Losses…………..…..…………………………...………...……………………….
719
Other Assets:
Number of
Loans
27. Foreclosed and Repossessed Assets
a. Real Estate…………………………….……
Acct
Code
Amount
798A1
798B1
b. Automobiles………………………………...
Acct
Code
798A2
798B2
c. Other…………….…………………………..
798B3
798A3
d. Total Foreclosed and Repossessed Assets………
798B
798A
Amount
Acct
Code
28. Land and Building………………………………….……………..……………………………...……....…………………..
007
29. Other Fixed Assets…………………………………………………………………………………………………...……..
008
30. NCUA Share Insurance Capitalization Deposit…………………………………………………………………………….
31. Intangible Assets
Amount
794
Acct
Code
a. Identifiable Intangible Assets…………………….…………………………..…….
009D1
b. Goodwill…….....…………………..…………………………………………………
009D2
c. Total Intangible Assets……………………………………………………………..
009D
32. Other Assets
Amount
Acct
Code
a. Accrued Interest on Loans……………………………….……...………………...
009A
b. Accrued Interest on Investments………………………….……………………….
009B
c. All Other Assets…………………….……………………………………………….
009C
d. Total Other Assets……….…......……………..…………………………………….
009
010
33. TOTAL ASSETS (Sum of items 1, 2c, 3, 13, 14, 25 less 26, 27d, 28, 29, 30, 31c, and 32d)………………………..…………
Report year-to-date numbers for the period JANUARY 1, 2012 - DECEMBER 31, 2012
Acct
Number
Code
34. Loans Granted Year-to-Date…………………………...…………………………….
a. Short-Term, Small Amount Loans (STS) Granted Year-to-Date
(include amount in Line 34 also) (Federal CU Only)
35. Loans Outstanding to Credit Union Officials and Senior Executive Staff…………
OMB No. 3133-0004
Expires 12/31/2014
NCUA 5300
Amount
Acct
Code
031A
031B
031C
031D
995
956
Page 2
Credit Union Name:_________________________________________
Federal Charter/Certificate Number:________________
STATEMENT OF FINANCIAL CONDITION AS OF DECEMBER 31, 2012
This page must be completed by all credit unions.
A. < 1 Year
LIABILITIES:
Acct
Code
B1. 1 - 3 Years
Acct
Code
B2. > 3 Years
Acct
Code
C. Total Amount
Acct
Code
1. Draws Against Lines of Credit ……….......…..…….……………
883A
883B1
883B2
883C
2. Other Notes, Promissory Notes and Interest Payable……...…..
011A
011B1
011B2
011C
3. Borrowing Repurchase Transactions………………………..….
058A
058B1
058B2
058C
4. Subordinated Debt…………………...………………….…...….…
867A
867B1
867B2
867C
925A1
925A2
925A
860B1
860B2
860C
5. Subordinated Debt included in Net Worth……………...………
6. TOTALS (each column)……………….…...…………....…………
860A
7. Accrued Dividends & Interest Payable on Shares & Deposits……..……….....………………….…………………
8. Accounts Payable and Other Liabilities……………….…………………..……………….………...…...……………
SHARES/DEPOSITS:
Dividend
Rate
Acct
Code
Number of
Accounts
Acct
Code
A. < 1 Year
825
Acct
Code
B1. 1 - 3 Years
Acct
Code
B2. > 3 Years
Acct
Code
C. Total Amount
Acct
Code
9. Share Drafts………………………….……
553
452
902A
902
10. Regular Shares…………………………..
552
454
657A
657
11. Money Market Shares……………………
532
458
911A
911
12. Share Certificates……………………..…
547
451
908A
908B1
908B2
908C
13. IRA/KEOGH Accounts……………………
554
453
906A
906B1
906B2
906C
14. All Other Shares……………………..…..
585
455
630A
630B1
630B2
630
966
013A
013B1
013B2
013
599
457
880A
880B1
880B2
880
460
018A
018B1
018B2
018
15. TOTAL SHARES…………………..…………
16. Nonmember Deposits…………….………
17. TOTAL SHARES and DEPOSITS………….
Additional Shares/ Deposits (Included in the Shares/Deposits Listed Above):
Amount
Acct
18. Accounts Held by Member Government Depositors…………………………………………………………………..
631
19. Accounts Held by Nonmember Government Depositors……………………………………………………………..
632
20. Employee Benefit Member Shares………………………………………………………………………………...……
633
21. Employee Benefit Nonmember Shares………………………………………………………………………………...
634
22. 529 Plan Member Deposits….…………………………………………………………………………………………..
635
23. Non-dollar denominated deposits…………………………………………………………………………………...….
636
24. Health Savings Accounts…………………………………………………………………………………………….….
637
25. Dollar Amount of Share Certificates = or > $100,000 (Excluding brokered share certificates participated
out by the broker in shares of less than $100,000)…………………………………………………………………..….
638
26. Dollar Amount of IRA/Keogh Accounts = or > $100,000….………………………………………………………....
639
27. Dollar Amount of Share Drafts Swept to Regular Shares or Money Market Accts as part of Sweep Program
641
28. Dollar Amount of Noninterest Bearing Transactional Accounts with balances > $250,000……………………..
642
OMB No. 3133-0004
Expires 12/31/2014
NCUA 5300
Page 3
Credit Union Name:______________________________________________ Federal Charter/Certificate Number:________________
STATEMENT OF FINANCIAL CONDITION AS OF DECEMBER 31, 2012
This page must be completed by all credit unions.
EQUITY:
Amount
Acct code
29. Undivided Earnings………………………………………………….………………………………………..……..……..……..
940
30. Regular Reserves…………………………...…………………………...…………………………………..……..……..……..
931
31. Appropriation for Non-Conforming Investments (State Credit Unions ONLY)……..........………..……..…
668
32. Other Reserves.(Appropriations of Undivided Earnings)……………………………………………......……..……..……..
658
33. Equity Acquired in Merger…………………………………………………………………………………..……..……..……..
658A
34. Miscellaneous Equity ……….………....…………………….…………….………………………………..……..……..……..
996
35. Accumulated Unrealized Gains (Losses) on Available for Sale Securities…………………………………..……..……..
945
36. Accumulated Unrealized Losses for OTTI (Due to Other Factors) on HTM Debt Securities………………..……..……..
945C
37. Accumulated Unrealized Net Gains (Losses) on Cash Flow Hedges……....….……………………..……..……..……..
945A
38. Other Comprehensive Income (unless already included in item 35-37)…………………………………..……..……..……..
945B
39 Net Income (unless this amount is already included in Undivided Earnings)……..…………………..……..……..……..
602
40. TOTAL LIABILITIES, SHARES, AND EQUITY (Sum items 6-8, 17, and 29-39; must equal line 33, P.2.)……..………
014
If the credit union has any unfunded commitments or loans sold or swapped with recourse, complete Pg 10 - Liquidity, Commitments and Sources.
NCUA INSURED SAVINGS COMPUTATION
(ROUND CENTS TO THE NEAREST WHOLE DOLLAR. DO NOT REPORT CENTS.)
This section must be completed by all credit unions.
Insured shares and deposits, as described in Part 745 of the NCUA Rules and Regulations, are authorized by state law and issued to members
(or nonmembers in the case of low-income designated credit unions), other credit unions, or government depositors. Report uninsured shares in this section.
Do not include notes payable or other forms of borrowings. Eligible accounts are generally insured up to $250,000 each. Noninterest bearing transactional
accounts (interest or dividends are not accrued or paid) are fully insured separate from, and in addition to, other coverage.
(See instructions for the following line items.)
A. Uninsured IRA and KEOGH Member Shares and Deposits
Uninsured Amount
Acct Code
065A1
A1. Uninsured KEOGH Member Shares and Deposits for Employee Benefit Plans
065A3
B. Uninsured Employee Benefit Member Shares and Deposits
065B1
C. Uninsured Member 529 Plan Deposits
065C1
D. Uninsured Member Accts Held by Government Depositors
065D1
E. Other Uninsured Member Shares and Deposits
065E1
F. TOTAL UNINSURED MEMBER SHARES AND DEPOSITS (A+A1+B+C+D+E)
065A4
G. Uninsured Nonmember Employee Benefit Shares and Deposits
067A1
H. Uninsured Nonmember Accts Held by Government Depositors
067B1
I. Other Uninsured Nonmember Shares and Deposits
067C1
J. TOTAL UNINSURED NONMEMBER SHARES AND DEPOSITS (G+H+I)
067A2
K. TOTAL UNINSURED SHARES AND DEPOSITS (F+J)
068A
L. TOTAL INSURED SHARES AND DEPOSITS (item 17 from page 3 less item K)
069A
OMB No. 3133-0004
Expires 12/31/2014
NCUA 5300
Page 4
Credit Union Name:_____________________________________________________
Federal Charter/Certificate Number:________________
STATEMENT OF INCOME AND EXPENSE
This page must be completed by all credit unions.
Report year-to-date numbers for the period JANUARY 1, 2012 - DECEMBER 31, 2012
Amount
INTEREST INCOME YEAR-TO-DATE: JANUARY 1, 2012 TO DECEMBER 31, 2012
Acct
Code
1.
Interest on Loans (Gross-before interest refunds)…..…..……………………….………………………
110
2.
(Less) Interest Refunded…………….…………...…………..……………………………………………
119
3.
Income from Investments (Including Interest and Dividends)…..………………...……………….………
120
4.
Trading Profits and Losses (Realized and Unrealized Gains/Losses)…………………………..……
124
5.
TOTAL INTEREST INCOME (Sum of items 1-4)………...………………...………………………………
115
INTEREST EXPENSE YEAR-TO-DATE: JANUARY 1, 2012 TO DECEMBER 31, 2012
6.
Dividends on Shares (Includes dividends earned during current period)……………………...………
380
7.
Interest on Deposits (Total interest exp for deposit accounts) (State Credit Union ONLY)…
381
8.
Interest on Borrowed Money……………………………………...……………………..…………………
340
9.
TOTAL INTEREST EXPENSE (Sum of items 6-8)………………………….………………………….........
350
10.
Provision for Loan & Lease Losses…………………….……...…………………………………………
300
11.
NET INTEREST INCOME AFTER PROVISION FOR LOAN AND LEASE LOSSES
116
(Item 5 less item 9 less item 10)……………………………..…………………………………......………
NON-INTEREST INCOME YEAR-TO-DATE: JANUARY 1, 2012 TO DECEMBER 31, 2012
12.
Fee Income…………………………………………………………………………..…………………………
131
13.
Other Operating Income (Include unconsolidated CUSO Income)…………………………...…………
659
14.
Gain (Loss) on Investments (DO NOT include Gain or Loss on Trading Securities)………………
420
420A
14a. Total Other-Than-Temporary Impairment (OTTI) Losses…
14b. Less: Portion OTTI Losses in Other Comprehensive Income..
420B
14c. OTTI Losses Recognized in Earnings (Include in Item 14)…
420C
15.
Gain (Loss) on Disposition of Fixed Assets……………………………………….………………………
430
16.
Gain from Bargain Purchase (Merger)………………………………………………………………………
431
17.
Other Non-operating Income (Expense)……………………………………..………………………………
440
18.
TOTAL NON-INTEREST INCOME (Sum of items 12-17)…………………………..…………………………
117
NON-INTEREST EXPENSE YEAR-TO-DATE: JANUARY 1, 2012 TO DECFEMBER 31, 2012
19.
Total Employee Compensation and Benefits……………………………….………………………………
210
20.
Travel and Conference Expense………………………………………….………………………………
230
21.
Office Occupancy Expense…………………………..……………………………………………………
250
22.
Office Operations Expense……………………………………..……………………………………………
260
23.
Educational and Promotional Expenses……………………………...…………………………………
270
24.
Loan Servicing Expense………………………………………..…………………………………………
280
25.
Professional and Outside Services……………………………...…………………………………………
26.
Member Insurance
Amount
290
Acct
Code
311A
26a. NCUSIF Premium Expense……………………………………
26b. Temporary Corporate CU Stabilization Fund Assessment…
311
26c. Other Member Insurance Expense…………………………..
310A
26d. Total Member Insurance…………..…………………………………...……………………………
310
27.
Operating Fees (Examination and/or supervision fees)………………………..…………………………
320
28.
Miscellaneous Operating Expenses………………………………….………………………………………
360
29.
TOTAL NON-INTEREST EXPENSE (Sum of items 19-28)………………………….……………………
671
30.
NET INCOME (LOSS) (line 11 plus line 18 less line 29)…………………………...…………………
661A
RESERVE TRANSFERS YEAR-TO-DATE: JANUARY 1, 2012 TO DECEMBER 31, 2012
31.
Transfer to Regular Reserves……………………………….………………………………………………….
393
OTHER CALCULATIONS
32.
NET INCOME (LOSS) EXCLUDING NCUSIF PREMIUMS AND TEMPORARY CORPORATE CU STABILIZATION
FUND ASSESSMENT REPORTED ON LINES 26a & 26b (Item 30 + Item 26a+ Item 26b)…………………………
OMB No. 3133-0004
Expires 12/31/2014
NCUA 5300
660A
Page 5
Credit Union Name:______________________________________________
Federal Charter/Certificate Number:________________
12/31/2012
MISCELLANEOUS INFORMATION
This page must be completed by all credit unions.
Acct
Code
1.
875
Does your credit union maintain share/deposit insurance coverage in addition to the NCUSIF?
(Do not include Life Savings and Borrowers' Protection Insurance or Surety Bond Coverage.)
Yes/No
a. If so, indicate the name of the insurance company……………………….
876
b. Dollar amount of shares and/or deposits insured by the company named above…………………
877
2.
Number of current members (not number of accounts)…………………………………………………….
083
3.
Number of potential members……………………………………………………………………………...….
084
4.
Number of credit union employees who are:
5.
a. Full-Time (26 hours or more per week)…………………………………………………………………..
564A
b. Part-Time (25 hours or less per week)……………………………………………………………….….
564B
Provide the aggregate of all capital and operating lease payments on fixed assets, without
980
discounting commitments for future payments to present value……..……..……..……..……..………
1003
6. Has the credit union completed a merger or acquisition that qualifies for Business Combination Accounting
on or after January 1, 2009? If this answer is "Yes" please complete line 7 on Page 11.
7.
If you have a transactional world wide website, how many members use it………………..……..……..……..
8.
Does the credit union plan to add any new branches or expand existing facilities in the next 12 months?.....
Yes/No
892B
566B
Yes/No
1 - 3 Years
9.
Uninsured Secondary Capital (Low-Income Designated CUs Only)…….
OMB No. 3133-0004
Expires 12/31/2014
NCUA 5300
Acct
Code
925B1
> 3 Years
Acct
Code
925B2
Total Amount
Acct
Code
925
Page 6
Federal Charter/Certificate Number:________________
12/31/2012
Credit Union Name:_________________________________________
DELINQUENT LOANS BY COLLATERAL TYPE
This page must be completed by all credit unions.
Report Number Only
TOTAL NUMBER OF DELINQUENT LOANS BY COLLATERAL
TYPE
Reportable Delinquency
1 to <2 months
2 to < 6 months
6 - 12 months
12 months and over
Total Number of
Reportable Delinquent
Loans
045A
1a. Unsecured Credit Card Loans…………………………
024A
026A
027A
028A
2a. Short-Term, Small Amount Loans (STS) (Federal CU Only).
089A
127A
128A
129A
130A
053A
053B
053C
053D
053E
1. Fixed Rate (incl. Hybrid/Balloon > 5yrs)……………
029A
029B
029C
029D
029E
2. Adjustable Rate (incl. Hybrid/Balloon 5 yrs or less)
030A
030B
030C
030D
030E
1. Fixed Rate/Hybrid/Balloon……………………………
032A
032B
032C
032D
032E
2. Adjustable Rate……………………………………
033A
033B
033C
033D
033E
6a. Leases Receivable……………………………………
034A
034B
034C
034D
034E
7a. All Other Loans (See Instructions)……………………
035A
035B
035C
035D
035E
8a. TOTAL NUMBER OF DELINQUENT LOANS
020A
021A
022A
023A
041A
3a. Non-Federally Guaranteed Student Loans……………
4a. 1st Mortgage Real Estate Loans/Lines of Credit
5a. Other Real Estate Loans/Lines of Credit
Report Amount Only
TOTAL AMOUNT OF DELINQUENT LOANS BY COLLATERAL
TYPE
Reportable Delinquency
1 to <2 months
2 to <6 months
6 to <12 months
12 months and over
Total Amount of
Reportable Delinquent
Loans
1b. Unsecured Credit Card Loans……………………………
024B
026B
027B
028B
045B
2b. Short-Term, Small Amount Loans (STS) (Federal CU Only)
089B
127B
128B
129B
130B
3b. Non-Federally Guaranteed Student Loans………………
020T
021T
022T
023T
041T
1. Fixed Rate (incl. Hybrid/Balloon > 5yrs)………………
751
752
753
754
713A
2. Adjustable Rate (incl. Hybrid/Balloon 5 yrs or less)
771
772
773
774
714A
1. Fixed Rate/Hybrid/Balloon………………………………
755
756
757
758
715A
2. Adjustable Rate………………………………………
775
776
777
778
716A
6b. Leases Receivable…………………………………………
020D
021D
022D
023D
041D
7b. All Other Loans (See Instructions)………………………
020C
021C
022C
023C
041C
8b. TOTAL AMOUNT OF DELINQUENT LOANS
020B
021B
022B
023B
041B
4b. 1st Mortgage Real Estate Loans/Lines of Credit
5b. Other Real Estate Loans/Lines of Credit
OMB No. 3133-0004
Expires 12/31/2014
NCUA 5300
Page 7
Federal Charter/Certificate Number:________________
12/31/2012
Credit Union Name:_________________________________________
ADDITIONAL DELINQUENCY INFORMATION
(Included in the delinquent loan information reported on Page 7)
This page must be completed by all credit unions.
Report Number Only
Reportable Delinquency
TOTAL NUMBER OF DELINQUENT LOANS
1 to <2 months
9a.
Indirect Loans…….………...……………………………
2 to <6 months
6 to <12 months
12 months and over
Total Number of
Reportable Delinquent
Loans
036A
036B
036C
036D
10a. Participation Loans………...………………………….
037A
037B
037C
037D
036E
037E
11a. Interest Only & Payment Option 1st Mortgage Loans
038A
038B
038C
038D
038E
12a. Interest Only & Payment Option Other RE/LOC Loans
039A
039B
039C
039D
039E
13a. Residential Construction excluding Business Purpose
040A
040B
040C
040D
040E
14a. Member Business Loans excluding Agricultural Lns
043A
043B
043C
043D
043E
15a. Agricultural Loans………...…………………………..
044A
044B
044C
044D
044E
16a. Nonmember Business Loans excluding Agricultural Lns
046A
046B
046C
046D
046E
17a. Business Construction & Development Loans…….
047A
047B
047C
047D
047E
18a. TDR Loans Secured by First Mortgages
054A
054B
054C
054D
054E
19a. TDR Loans Secured by Other RE/LOCs
055A
055B
055C
055D
055E
20a. TDR RE Loans Also Reported as Business Loans
056A
056B
056C
056D
056E
21a. TDR Consumer Loans NOT Secured by Real Estate
057A
057B
057C
057D
057E
22a. TDR Business Loans NOT Secured by Real Estate
059A
059B
059C
059D
059E
Report Amount Only
Reportable Delinquency
TOTAL AMOUNT OF DELINQUENT LOANS
1 to <2 months
6 to <12 months
12 months and over
Total Amount of
Reportable Delinquent
Loans
020E
021E
022E
023E
041E
10b. Participation Loans………...………………………….
020F
021F
022F
023F
041F
11b. Interest Only & Payment Option 1st Mortgage Loans
020I
021I
022I
023I
041I
041M
9b.
OMB No. 3133-0004
Expires 12/31/2014
2 to <6 months
Indirect Loans…….………...……………………………
12b. Interest Only & Payment Option Other RE/LOC Loans
020M
021M
022M
023M
13b. Residential Construction excluding Business Purpose
020N
021N
022N
023N
041N
14b. Member Business Loans excluding Agricultural Lns
020G
021G
022G
023G
041G
15b. Agricultural Loans………...…………………………..
020H
021H
022H
023H
041H
16b. Nonmember Business Loans excluding Agricultural Lns
020P
021P
022P
023P
041P
17b. Business Construction & Development Loans…….
020Q
021Q
022Q
023Q
041Q
041U
18b. TDR Loans Secured by First Mortgages
020U
021U
022U
023U
19b. TDR Loans Secured by Other RE/LOCs
020V
021V
022V
023V
041V
20b. TDR RE Loans Also Reported as Business Loans
020W
021W
022W
023W
041W
21b. TDR Consumer Loans NOT Secured by Real Estate
020X
021X
022X
023X
041X
22b. TDR Business Loans NOT Secured by Real Estate
020Y
021Y
022Y
023Y
041Y
NCUA 5300
Page 8
Credit Union Name:______________________________________________
Federal Charter/Certificate Number:________________
12/31/2012
LOAN CHARGE OFFS AND RECOVERIES
This page must be completed by all credit unions.
Report year-to-date numbers for the period JANUARY 1, 2012 - DECEMBER 31, 2012
LOAN LOSS INFORMATION
YTD
Charge Offs
Acct
Code
YTD
Recoveries
Acct Code
1. Unsecured Credit Card Loans………………………..
680
681
2. Short-Term, Small Amount Loans (STS) (Federal CU Only)…
136
137
550T
551T
4. Total 1st Mortgage Real Estate Loans/Lines of Credit
548
607
5. Total Other Real Estate Loans/Lines of Credit………
549
608
6. Leases Receivable….………………………………..
550D
551D
7. All Other Loans (See Instructions)…………………..
550C
551C
550
551
3. Non-Federally Guaranteed Student Loans………………….
8. Total Charge Offs and Recoveries………..…..
ADDITIONAL LOAN LOSS INFORMATION
YTD
(Included in the loan losses reported above.)
Charge Offs
Acct
Code
YTD
Recoveries
Acct Code
9. Indirect Loans………………………………………
550E
551E
10. Participation Loans…………………………………..
550F
551F
11. Interest Only & Payment Option 1st Mortgage Loans
550I
551I
12. Interest Only & Payment Option Other RE/LOC Loans
550M
551M
13. Residential Construction excluding Business Purpose
550N
551N
14. Member Business Loans excluding Agricultural Loans
550G
551G
15. Agricultural Loans……...……………………………..
550H
551H
16. Nonmember Business Loans excluding Agricultural Loans
550P
551P
17. Business Construction & Development Loans
550Q
551Q
18. TDR Loans Secured by First Mortgages
550U
551U
19. TDR Loans Secured by Other RE/LOCs
550V
551V
20. TDR RE Loans Also Reported as Business Loans
550W
551W
21. TDR Consumer Loans NOT Secured by Real Estate
550X
551X
22. TDR Business Loans NOT Secured by Real Estate
550Y
551Y
23. All loans charged off due to Bankruptcy YTD………
682
24. Number of members with loans (outstanding) who have filed for:
No. of Members
Acct Code
a. Chapter 7 Bankruptcy YTD……………………..
081
b. Chapter 13 Bankruptcy YTD……………………
082
c. Chapter 11 or 12 Bankruptcy YTD……………………
088
Amount
25. Total outstanding loan balances subject to bankruptcies identified in items 24a - 24c.
Acct Code
971
No. of Loans
26. Real Estate Loans Foreclosed Year-to-Date (Report Balance at time of Foreclosure)
Acct
Code
1005A
Amount
Acct Code
1005
27. Congressional Reporting Requirement
a. Dollar amount of loans with interest rates that exceed 15% (Federal Credit Unions Only)........................
b. Aggregate weighted average interest rate for the loans
with interest rates that exceed 15% (Federal Credit Unions Only).............................................................
OMB No. 3133-0004
Expires 12/31/2014
NCUA 5300
567
568
Page 9
Credit Union Name:______________________________________________ Federal Charter/Certificate Number:________________
12/31/2012
LIQUIDITY, COMMITMENTS AND SOURCES
All credit unions must complete lines 1 through 9, if applicable.
OFF-BALANCE SHEET COMMITMENTS AND OTHER ITEMS
1.
Unfunded Commitments for Business Loans
Amount Committed
Directly by Credit
Union
Acct
Code
Amount Committed
through Third Party /
Indirect
Acct
Code
Acct Code
A. Commercial Real Estate………………………...…………
814C
814C1
814
B. Construction & Land Development…………………
814A2
814A3
814A1
C. Outstanding Letters of Credit……........…………………
813A
813B
813
D. Other Unfunded Business Loan Commitments………
814A4
814A5
814A
814E
E. Total Unfunded Commitments for Business Loans
2.
Total Amount
Unfunded Commitments for All Remaining Loans (Non-Business Loans)
A. Revolving Open-End lines secured by 1-4 Family
Residential Properties……………………………………
B. Credit Card Lines…………........…..………………….…
811A3
811A4
811
812A
812B
812
C. Unsecured Share Draft Lines of Credit………………..…
815A
815B
815
D. Overdraft Protection Program Commitments…………
822A
822B
822
811A1
811A2
811A
811B1
811B2
811B
G. Proprietary Reverse Mortgage Products…………..
811C1
811C2
811C
H. Other Unfunded Commitments…………….……………
816B1
816B2
816
E. Residential Construction Loans excluding
Business Purpose…………………………………………
F. Federally Insured Home Equity Conversion
Mortgages (HECM)(Reverse Mortgages)………………
816E
I. Total Unfunded Commitments for Non-Business Loans
Total Unfunded Commitments for all
loan types (Sum items 1A-D and 2A-H)……
3.
816A1
816A2
Dollar Amount of Pending Bond Claims……………………...…….……………………………………………………
816A
818
CONTINGENT LIABILITIES
4.
Loans Transferred with Limited Recourse Qualifying for Sales Accounting………………………………………..
5.
Other Contingent Liabilities…………………………………..…..…………………………………………………………
819
818A
CREDIT AND BORROWING ARRANGEMENTS
6.
Amount of Borrowings Subject to Early Repayment at Lender’s Option……………………………………………..
7.
Lines of Credit
8.
9.
865A
a. Total Credit Lines………………..……………….………………………………………………………………………
881
b. Total Committed Credit Lines……......…………...…………………………………………………………………….
882
c. Total Credit Lines at Corporate Credit Unions……………………………………………………………………….
884
Borrowings Outstanding from Corporate Credit Unions
a. Line(s) of Credit…………………………………………………………….………………….…………….……….…..
885A
b. Term Borrowings………………………………………………………………………………………………..………..
885B
Assets Pledged to Secure Borrowings…………………………………………………………………………………..
878
OMB No. 3133-0004
Expires 12/31/2014
NCUA 5300
Page 10
Credit Union Name:______________________________________________
Federal Charter/Certificate Number:________________
12/31/2012
PCA NET WORTH CALCULATION WORKSHEET
A credit union is not required to provide input on this page unless it has chosen an alternative total assets option offered on lines
10 through 12 to calculate Net Worth, elected to calculate an alternative Risk Based Net Worth ratio, or completed a merger/
acquisition after 12/31/2008.
o Online Filers : Information entered on preceding schedules will populate line items below in the online 5300 System,
excluding items 7a - 7d and optional items 10, 11 and 12.
o Manual Call Report Filers : Use this page as a manual net worth calculation worksheet. If you have had any
any business combinations, complete items 7a - 7d.
NET WORTH TO TOTAL ASSETS RATIO
NUMERATOR: NET WORTH
Amount
Acct
Code
1. Undivided Earnings………………………………………………….………………………….……………………………..
940
2. Regular Reserves………………………………...………...………………..……………………………………………….
931
3. Appropriation for Non-Conforming Investments (State Credit Union ONLY)……………………………………………
668
4. Other Reserves (Appropriations of Undivided Earnings)………………………………………..………………………..
658
5. Subordinated Debt included in Net Worth………………..………………………………………………………………….
925A
602
6. Net Income (unless this amount is already included in Undivided Earnings)…………………………………………….
7. Adjusted Retained Earnings acquired through Business Combinations
Amount
a. Prior Quarter-End Adjusted Retained Earnings acquired through Business
Acct
Code
1004A
Combinations……………………………………………………………………..
b. Adjustments made to Retained Earnings acquired through Business
1004B
Combinations during current quarter (See Instructions)……………………..
c. Adjusted Gain from Bargain Purchase due to Business Combinations
1004C
completed during current quarter (See Instructions)………………………….
d. Current Quarter's Total Adjusted Retained Earnings acquired through
1004
Business Combinations (7a + 7b - 7c)………………………………………………………………………………
8. TOTAL NET WORTH (Sum of items 1-6 and 7d)………………...…...………………….………………………………
997
DENOMINATOR: TOTAL ASSETS
9. Total Assets (quarter-end)……………………………………...……………………………………………………………
010
Total Assets Elections (Optional)
Retain line 9 quarter-end total assets above as net worth ratio denominator, or select one of the total assets computation options below by inputting
the result in the appropriate line item. Line 13 below will compute your net worth ratio using line 9 quarter-end total assets as your denominator
unless you enter an amount in line 10, 11 or 12.
10. Average of Daily Assets over the calendar quarter…………………………………………...………………………….
010A
11. Average of the three month-end balances over the calendar quarter………………………………………………….
010B
12. The average of the current and three preceding calendar quarter-end balances………………………………………
010C
998
13. Net Worth Ratio (Line 8 divided by line 9, 10, 11, or 12)
14a. Risk Based Net Worth (RBNW) Requirement (Standard Calculation)…………………………………………………..
b. Risk Based Net Worth (RBNW) Alternative Method under Section 702.107…………………………………………..
999
999A
15. Net Worth Classification if credit union is not new (Based upon Call Report
data only--See instructions.)…………………………………………………………………….....……………………….
16. Net Worth Classification if credit union is new………………………….………………………………………………….
700
701
A "New" credit union has less than $10 million in assets and was chartered
in the last 10 years. (Based upon Call Report data only--See instructions.)
OMB No. 3133-0004
Expires 12/31/2014
NCUA 5300
Page 11
Credit Union Name:______________________________________________ Federal Charter/Certificate Number:________________
12/31/2012
STANDARD COMPONENTS OF
RISK BASED NET WORTH REQUIREMENT (RBNW)
(AUTOMATED -- NO INPUT NECESSARY)
This information below is provided only for your information. No credit union is required to provide input on this page.
Information entered on preceding schedules will populate the line items below in the online 5300 System.
Manual Call Report filers will also leave these items blank.
A RBNW Requirement is only applicable for those credit unions with assets greater than $10,000,000 and a RBNW requirement greater
than six percent.
A
Risk portfolio
B
Dollar balance
Quarter-end total assets
Assets, line 33 (Acct 010)
C
Amount as percent of
quarter-end total
assets
D
Risk weighting
E
Amount times
risk weighting
F
Standard
component
100.0000%
(a) Long-term real estate loans
Sched A Sect 2 Line 10 (Acct. Code 710) less:
Sched A Sect 4 Line 12 (Acct. Code 718)
Sched A Sect 2 Line 17 (Acct. Code 712)
Threshold amount: 0 to 25%
Excess amount: over 25%
0.06
0.14
(b) MBLs outstanding
Sched A Sect 4 line 10 (Acct. Code 400)
Threshold amount: 0 to 15%
Threshold amount: >15 to 25%
Excess amount: over 25%
0.06
0.08
0.14
(c) Investments
Weighted-average life:
Page 1 Lines 2c, 3 and 13:
0 to 1 year (Acct. Code 799A1 + 730B + 730C-738A-739A)
> 1 year to 3 years (Acct. Code 799B-738B-739B)
> 3 years to 5 years (Acct. Code 799C1-738C-739C)
> 5 years to 10 years (Acct. Code 799C2-738D-739D)
> 10 years (Acct. Code 799D-738E-739E)
0.03
0.06
0.12
0.12
0.20
(d) Low-risk assets
Assets Line 1 (Acct. Code 730A)
Assets Line 30 (Acct. Code 794)
Schedule B Line 1b (Acct. Code 740)
Sum of risk portfolios (a) through (d) above
.00
(e) Average-risk assets
0.06
Assets, line 33 (Acct. Code 010) less: Risk portfolio items (a)
through (d) above
(f) Loans sold with recourse
Page 10, Line 4 (Acct. Code 819)
0.06
(g) Unused MBL commitments
Sched A Sect 4 line 11 (Acct. Code 814B)
0.06
(h) Allowance (Credit limited to 1.5% of loans)
Assets, line 26 (Acct. Code 719)
Sum of standard components:
RBNW requirement (Acct. Code 999B)
OMB No. 3133-0004
Expires 12/31/2014
(1.00)
NCUA 5300
Page 12
Credit Union Name:_________________________________________
Federal Charter/Certificate Number:________________
12/31/2012
SCHEDULE A
SPECIALIZED LENDING
Section 1: If your credit union has indirect loans, complete this section.
Section 2: If your credit union has any real estate loans outstanding or has originated any real estate loans year-to-date, complete this section.
Section 3: If your credit union has any participation loans outstanding or purchased or sold loans or participations year-to-date, complete this section.
Section 4: If your credit union has any business loans outstanding or has originated/purchased any business loans year-to-date, complete this section.
If these loans are secured by real estate, complete section 2 also.
Section 5: If your credit union has any modified loans outstanding or has modified any loans year-to-date, complete this section.
SECTION 1 - INDIRECT LOANS
1. INDIRECT LOANS
Number
Acct
Code
Acct
Code
Amount
a. Indirect Loans - Point of Sale Arrangement……………………………………
617B
618B
b. Indirect Loans - Outsourced Lending Relationship……………………………
617C
618C
c. TOTAL OUTSTANDING INDIRECT LOANS……………...……………………..
617A
618A
You may stop here if your credit union has no real estate loans or member business loans outstanding and has not originated
any real estate loans or member business loans year-to-date or if your credit union has not purchased or sold any loans or does not
have any participation loans outstanding.
SECTION 2 - REAL ESTATE LOANS AND LINES OF CREDIT - INCLUDING BUS. LOANS SECURED BY REAL ESTATE
Report year-to-date numbers for the period JANUARY 1, 2012 - DECEMBER 31, 2012
REAL ESTATE LOANS
FIRST MORTGAGE
1.
2.
3.
Fixed Rate
No. of Loans
Outstanding
Acct
Code
Amt of Loans Outstanding
Acct
Code
No. of Loans
Granted Year- toDate
Acct
Code
Amount Granted Year-ToDate
Acct
Code
a. > 15 Years…………….
972A
704A
982A
720A
b. 15 Years or less……...
972B
704B
982B
720B
Balloon/Hybrid
a. > 5 Years………………
972C
704C
982C
720C
b. 5 Years or less……….
972D
704D
982D
720D
Other Fixed Rate…………
972E
704E
982E
720E
4.
Adjustable Rate 1 yr or less
973A
705A
983A
721A
5.
Adjustable Rate > 1 yr……
973B
705B
983B
721B
974
706
984
722
OTHER REAL ESTATE
6.
Closed-End Fixed Rate……
7.
Closed-End Adjustable Rate
975
707
985
723
8.
Open-End Adjustable Rate
976
708
986
724
9.
Open-End Fixed Rate…….
976B
708B
986B
724B
978
710
988
726
10. TOTALS (each column)….
MISCELLANEOUS REAL ESTATE LOANS/
LINES OF CREDIT INFORMATION
No. of Loans
Outstanding
11. Interest Only & Payment Option 1st Mortgage Loans
12. Interest Only & Payment Option Other RE/LOC Loans
13. REVERSE MORTGAGES
a. Federally Insured Home
Equity Conversion Mortgage
(HECM)
b. Proprietary Reverse
Mortgage Products
OMB No. 3133-0004
Expires 12/31/2014
No. of Loans
Outstanding
Acct
Code
Acct Code
Amount Outstanding
Acct
Code
Amount Granted YTD
Acct
Code
704C2
704C1
704C3
704D1
704D2
704D3
Amt of Loans Outstanding
Acct
Code
No. of Loans
Granted YTD
Acct
Code
Amount Granted YTD
Acct
Code
704F1
704F2
704F3
704F4
704G1
704G2
704G3
704G4
NCUA 5300
Page 13
Federal Charter/Certificate Number:________________
12/31/2012
Credit Union Name:_________________________________________
SCHEDULE A
SPECIALIZED LENDING (Continued)
SECTION 2 CONTINUED - REAL ESTATE LOANS AND LINES OF CREDIT
Amount
MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION (continued)
Acct
Code
704A1
14.
Balance Outstanding of 1st Mtg Residential Construction Loans - Excluding Business Purpose…
15.
Allowance for Losses on all Real Estate Loans………………………………………………
731
736
16.
Total Amount of All 1st Mortgage Loans which have been sold in the secondary market year-to-date
17.
Amount of Real Estate Loans Outstanding that will contractually refinance, reprice or
mature within the next 5 years and that are not reported in Sect 4, line 9………………..
712
18.
Amount of real estate loans sold but serviced by the credit union…………………………
779A
19.
Mortgaging Servicing Rights………..………...…………………………………………………
779
SECTION 3- LOANS PURCHASED AND SOLD IN FULL & PARTICIPATION LOANS PURCHASED AND SOLD
Report year-to-date numbers for the period JANUARY 1, 2012 - DECEMBER 31, 2012
a.
Loans Purchased In Full from Other Financial Institutions……………...………………….
Acct
Code
614
b.
Loans Purchased In Full from Other Sources………….………...…...…………………….
612
613
c.
Loans, Excluding Real Estate Loans, Sold in Full……………………………………………
616
616A
1.
LOANS PURCHASED AND SOLD YEAR-TO-DATE
2.
Number
PARTICIPATION LOANS PURCHASED
Number
ALL OUTSTANDING
Acct
Code
Amount Outstanding
Acct
Code
Number
Amount
PURCHASED YTD
Acct
Code Amount Purchased YTD
Acct
Code
615
Acct
Code
a.
Purchased With Recourse ………..………….
619A1
619B1
690A1
690B1
b.
Purchased Without Recourse ………………..
619A2
619B2
690A2
690B2
TOTAL PURCHASED (each column)………..
619A3
619B
690A
690
3.
OUTSTANDING PARTICIPATION LOANS SOLD
Participation Interest Retained
Number
Acct
Code
Amount of
Participation Interest
Retained
Participation Interest Sold AND/OR Serviced
Acct
Code
Number
Acct
Code
Amount of Participation
Interest Sold AND/OR
Serviced
Acct
Code
a.
Sold With Recourse ………………………………….
691D1
691E1
691F1
691G1
b.
Sold Without Recourse …………………………
691D2
691E2
691F2
691G2
TOTAL OUTSTANDING SOLD (each column)…
691D
691E
691F
691G
4.
PARTICIPATION LOANS SOLD YEAR-TO-DATE
Participation Interest Retained
Number
Acct
Code
Amount of
Participation Interest
Retained
Participation Interest Sold AND/OR Serviced
Acct
Code
Number
Acct
Code
Amount of Participation
Interest Sold AND/OR
Serviced
Acct
Code
a.
Sold With Recourse YTD……………………………
691H1
691I1
691A1
691J1
b.
Sold Without Recourse YTD………....…..…..…
691H2
691I2
691A2
691J2
TOTAL SOLD YTD (each column)……………
691H
691I
691A
691
5.
PARTICIPATION LOANS OUTSTANDING BY TYPE
Purchased Participations, Outstanding on
Financial Statements
Number
Acct
Code
Amount
Acct
Code
Portion of Participations Sold, Outstanding on
Financial Statements
Number
Acct
Code
Amount Sold
Outstanding
Acct
Code
a.
Consumer……………………………………………
691K1
691L1
691M1
691N1
b.
Non-Federally Guaranteed Student Loans……
691K7
691L7
691M7
691N7
c.
Real Estate…………………………………………
691K2
691L2
691M2
691N2
d.
Member Business Loans excluding C&D…………
691K3
691L3
691M3
691N3
e.
Non-Member Business Loans excluding C&D……
691K4
691L4
691M4
691N4
f.
Commercial Construction & Development…………
691K5
691L5
691M5
691N5
g.
Loan Pools……………………………………………
691K6
691L6
691M6
691N6
TOTAL OUTSTANDING (each column)………
691K
691L
691M
691N
OMB No. 3133-0004
Expires 12/31/2014
NCUA 5300
Page 14
Credit Union Name:________________________________________________________________
SCHEDULE A
SPECIALIZED LENDING (Continued)
Federal Charter/Certificate Number:________________
12/31/2012
Report year-to-date numbers for the period JANUARY 1, 2012 - DECEMBER 31, 2012
SECTION 4- BUSINESS LENDING- Complete this section if the credit union has any business loans.
No. of Loans
1.
Acct
Code
Net Member Business
Loan Balance
(NMBLB)
Acct
Code
Member Business Loans
No. of
Loans
Granted or
Purchased
Year-to-Date
Acct
Code
NMBLB Granted or
Purchased Year-toDate
Acct
Code
a.
Construction and Development Loans
143A1
143B1
143C1
143D1
b.
Secured by Farmland
961A1
042A1
099A1
463A1
c.
Secured by Non-Farm Residential Property
900G
400G
090G
475G
d.
Secured by Owner Occupied, Non-Farm, Non-Residential Property
900H
400H
090H
475H
e.
Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property
900J
400J
090J
475J
f.
TOTAL REAL ESTATE SECURED
900K
718A1
090K
475K
g.
Loans to finance agricultural production and other loans to farmers
961A2
042A2
099A2
463A2
h.
Commercial and Industrial Loans
900L
400L
090L
475L
i.
Unsecured Business Loans
900C1
400C1
090C1
475C1
j.
Unsecured Revolving Lines of Credit for Business Purposes
900C2
400C2
090C2
475C2
k.
TOTAL MEMBER BUSINESS LOANS
900A
400A
090A
475A
143D2
2.
Purchased business loans or participation interests to nonmembers
a.
Construction and Development Loans
143A2
143B2
143C2
b.
Secured by Farmland
961A3
042A3
099A3
463A3
c.
Secured by Non-Farm Residential Property
900G1
400G1
090G1
475G1
d.
Secured by Owner Occupied, Non-Farm, Non-Residential Property
900H1
400H1
090H1
475H1
e.
Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property
900J1
400J1
090J1
475J1
f.
TOTAL REAL ESTATE SECURED
900K1
718A2
090K1
475K1
g.
Loans to finance agricultural production and other loans to farmers
961A4
042A4
099A4
463A4
h.
Commercial and Industrial Loans
900L1
400L1
090L1
475L1
i.
Unsecured Business Loans
900C3
400C3
090C3
475C3
j.
Unsecured Revolving Lines of Credit for Business Purposes
900C4
400C4
090C4
475C4
k.
TOTAL NONMEMBER BUSINESS LOANS
900B
400B
090B
475B
TOTAL BUSINESS LOANS (1k+2k)
900T
400T
MISCELLANEOUS BUSINESS LOAN INFORMATION
Number
Acct
Code
143A
Amount
Acct
Code
143B
3.
Construction and Development Loans meeting the requirements of 723.3(a)
4.
Unsecured Business Loans outstanding meeting the requirement of 723.7(c) - (d)
900C
5.
Purchased business loans or participation interests to members
900D
400D
6.
Agricultural Related Loans (1b+1g+2b+2g)
961A
042A
7.
Business Loans and Participations sold Year-to-Date
691B
691C
8.
Small Business Administration Loans
900F
9.
Portion of Real Estate Loans included in line 10 of page 13 which are also reported as business loans on lines 1f and 2f abov
400C
400F
718A
RISK BASED NET WORTH (RBNW)
For credit unions with assets greater than $10,000,000
10. Loans and participation interests qualifying for RBNW
Acct
Code
400
11. Unfunded commitments for business loans and participation interests qualifying for RBNW
814B
Amount
12. Amount of Real Estate Loans included in line 10 of page 13 also reported as business loans
and participation interests qualifying for RBNW on line 10 directly above
OMB No. 3133-0004
Expires 12/31/2014
NCUA 5300
718
Page 15
Federal Charter/Certificate Number:________________
12/31/2012
Credit Union Name:________________________________________________________________
SCHEDULE A
SPECIALIZED LENDING (Continued)
This page must be completed by all credit unions
SECTION 5 - TROUBLED DEBT RESTRUCTURED LOANS - Complete this section if the credit union has any TDR loans outstanding.
Report loans that qualify under generally accepted accounting principles as troubled debt restructurings (TDRs). TDRs are loans for which the credit union, for economic or legal reasons related to a borrower's financial
difficulties, grants a concession to the borrower that it would not otherwise consider. Refer to FASB Accounting Standards Codification 310-40. These loans should also be reported as part of the overall balances in the
appropriate category on the Statement of Financial Condition (page 2); in Schedule A, Section 2 for real estate loans; in Schedule A, Section 4 for business loans; and on pages 7 and 8, if delinquent. See Delinquent Loan
instructions for information regarding TDR delinquency reporting.
TDR Loans in Accrual Status
No. of Loans
Outstanding
1.
Acct
Code
Amount in Accrual
Status
TDR Loans in Nonaccrual Status
Acct
Code
No. of Loans
Outstanding
Acct
Code
Amount in Nonaccrual
Status
Total TDR Loans Outstanding by Category
Acct Total No. of Acct
Loans
Code
Code
Total Amount
Acct
Code
a. TDR Loans Secured by First Mortgages
1006A
1007A
1008A
1009A
1010A
1011A
b. TDR Loans Secured by Other RE/LOCs
1006B
1007B
1008B
1009B
1010B
1011B
c. TDR RE Loans Also Reported as Business Loans
1006C
1007C
1008C
1009C
1010C
1011C
d. TDR Consumer Loans NOT Secured by Real Estate
e. TDR Business Loans NOT Secured by Real Estate
1006D
1006E
1007D
1007E
1008D
1008E
1009D
1009E
1010D
1010E
1011D
1011E
1006
1007
1008
1009
1000F
1001F
f.
Total TDR Loans Outstanding (a+b+d+e)
Report year-to-date numbers for the period JANUARY 1, 2012 - DECEMBER 31, 2012
Number of
Acct
Acct
Loans
Code
Amount YTD
Code
2.
TDR Loans Approved Year-to-Date
1012A
1002F
Amount
3.
TDR portion of Allowance for Loan and Lease Losses
OMB No. 3133-0004
Expires 12/31/2014
Acct
Code
1013
NCUA 5300
Page 16
Credit Union Name:_____________________________________________
Federal Charter/Certificate Number:________________
12/31/2012
SCHEDULE B
INVESTMENTS, SUPPLEMENTAL INFORMATION
Complete this schedule if amounts are reported on page 1, lines 4, 5, or 6; or if items below are applicable.
TYPES OF INVESTMENTS
1. U.S. Government Obligations
a.
NCUA Guaranteed Notes
< = 1 Year
738A
> 1- 3 Years
738B
> 3 - 5 Years
738C
> 5 - 10 Years
738D
> 10 Years
738E
739A
739B
739C
739D
739E
Total Amount
Amt of Variable Rate
738
Amt of Fixed Rate
b.
c.
739
TOTAL NCUA GUARANTEED NOTES …………………………………………………………………………..
740
Total FDIC-Issued Guaranteed Notes……………………………………………………………………………
740A
d.
All Other U.S. Government Obligations…………………………………………………………………………
741C3
e.
TOTAL U.S. GOVERNMENT OBLIGATIONS……………………………………………………………………
741C
2. Federal Agency Securities
a. Agency/GSE Debt Instruments (not backed by mortgages)…………………………………..
742C1
b. Agency/GSE Mortgage-Backed Securities……………………………………………………..
742C2
c. TOTAL FEDERAL AGENCY SECURITIES………………………………………………………..
742C
3. Securities Issued by States and Political Subdivisions in the U.S. ………………………………….
745
4. Other Mortgage-Backed Securities
a. Privately Issued Mortgage-Related Securities
i. Privately Issued Mortgage-Related Securities …...…………………………
981A
ii. Privately Issued Securities (exclude from 4.a.i.) that fail to meet the definition of a
mortgage-related security (i.e., downgraded below the two highest rating categories)
after purchase (FCU Only) ….………………………..…………………………………
981C
b. Privately Issued Mortgage-Backed Securities (SCU Only)…........……..….....……………….
981B
c. TOTAL OTHER MORTGAGE-BACKED SECURITIES…………………………………………….
981
5. Mutual Funds ……………………..………………..…………………………………...………….
743D
6. Common Trusts……………………………………………………………………………………….
743E
7. Bank Issued FDIC-Guaranteed Bonds………………………………………………………………………
746
Amount
INVESTMENTS MEETING SPECIFIC CRITERIA OF PART 703 (FCU ONLY)
Acct
Code
8. Non-Mortgage Related Securities with Embedded Options or Complex Coupon Formulas……..
786A
Non-Mortgage Related Securities with Maturities Greater than Three Years that Do Not Have
9.
Embedded Options or Complex Coupon Formulas……………………………
786B
10. Total of Securities Meeting the Requirements of Section 703.12(b) (Sum of items 2b+4c+8+9) ....
786
MORTGAGE-BACKED SECURITIES
11. Collateralized Mortg. Obligations/Real Estate Mortgage Investment Conduits (CMOs/REMICs)….
12. Commercial Mortgage Backed Securities………………………………………………...…………...
733
733A
MISCELLANEOUS INVESTMENT INFORMATION
13. Total of Deposits and Shares Meeting the Requirements of Section 703.10(a) (FCU Only)…….
14. Market Value of Investments Purchased Under an Investment Pilot Program - 703.19 (FCU Only)
785
785A
15. Fair Value of Held to Maturity Investments (reported on line 6 of page 1)…………………………
801
16. Investment Repurchase Agreements………………………………………………………………….
780
17. Borrowing Repurchase Transactions Placed in Investments for Purposes of Positive Arbitrage…
781
18. Investments Not Authorized by the FCU Act or NCUA Rules and Regulations (SCU ONLY)…….
784
19. Outstanding balance of brokered certificates of deposit and share certificates ………………....
788
FCU= Federal Credit Union
OMB No. 3133-0004
Expires 12/31/2014
NCUA 5300
SCU= State Credit Union
Page 17
Federal Charter/Certificate Number:________________
12/31/2012
Credit Union Name:_________________________________________
SCHEDULE C
CREDIT UNION SERVICE ORGANIZATION (CUSO) INFORMATION
THE PRIOR VERSION OF SCHEDULE C FOR CUSO INFORMATION HAS BEEN PERMANENTLY MOVED TO NCUA FORM 4501A (PROFILE FORM)
AGGREGATE OF FINANCIAL INTERESTS THE CREDIT UNION HAS IN CUSOs
Report the following aggregate totals the credit union has in all CUSOs, regardless of whether your credit union owns the CUSO, has a "controlling financial interest," has the "ability to exert significant influence" or owns
only a smaller portion of the CUSO. These totals should match the sum of all detailed CUSO information entered in the credit union's online profile or provided manually on NCUA Form 4501A (Profile Form). Please
update your profile as necessary to ensure the figures provided below match.
Amount
ACCT CODE
Total Value of Investments in CUSOs
851
Total Amount loaned to CUSOs
852
Total Aggregate Cash Outlay in CUSOs
853
WHOLLY OWNED CUSO SECTION
DON’T MAKE ENTRIES IN THIS SECTION UNLESS YOUR CREDIT UNION HAS A WHOLLY OWNED CUSO
Complete a separate line of information for each CUSO wholly owned by the credit union. These CUSOs should also be listed in the credit union's profile under the "CUSO" tab in the online system.
For manually filing credit unions, these CUSOs should also be listed in NCUA Form 4501A (Profile Form).
ACCT
CODE
CUSO
EIN
Full/Legal Name of CUSO
844A - T
845A - T
Total Assets of CUSO
Total Capital of CUSO
Net Income/Loss
of CUSO
Total Loans of CUSO
Total Delinquency of
CUSO
Does this CUSO have
any subsidiary
CUSOs? (Y/N)
846A - T
847A - T
848A - T
854A - T
849A - T
855A - T
A.
B.
C.
D.
E.
F.
G.
H.
I.
J.
K.
L.
M.
N.
O.
P.
Q.
R.
S.
T.
OMB No. 3133-0004
Expires 12/31/2014
NCUA 5300
Page 18
| File Type | application/pdf |
| Author | NCUA |
| File Modified | 2012-11-20 |
| File Created | 2012-10-26 |