Pre-Purchase Homeownership Counseling Demonstration and Impact Evaluation

Forms and Documents

Document Name	Status
Counseling agencies' study related activities Form	New
Loan origination and performance data Form	New
Study Participant Tracking Letter Form and Instruction	New
Intake: Outreach to potential study participants Form	New
Brochure 2.7.13.pdf Supplementary Document	2013-03-05
Appendix T Outreach Letters to Non-Responsive Study Participants Final (3.5.13).docx Supplementary Document	2013-03-05
Appendix S Random Assignement Letters to Study Participants Final (3.5.13).docx Supplementary Document	2013-03-05
Appendix V SRBI Letter HUD Sec Final (3.5.13).doc Supplementary Document	2013-03-05
Appendix U Study Overview Final (3.5.13).docx Supplementary Document	2013-03-05
Appendix T. Outreach Letters to Non-Responsive Study Participants 8.17.12.docx Supplementary Document	2012-08-20
Appendix S. Random Assignement Letters to Study Participants 8.17.12.docx Supplementary Document	2012-08-20
Appendix R. Recruiting Letter to Local Counseling Agencies 08.17.12.docx Supplementary Document	2012-08-20
Appendix J. Lender Observation Guide 8.17.12.docx Supplementary Document	2012-08-20
OMB Submission Part B 8.20.12.docx Supporting Statement B	2012-08-20
OMB Submission Part A Final (3.5.13).docx Supporting Statement A	2013-03-05

IC Document Collections

IC ID	Document Title	Status
206040	Counseling agencies' study related activities Form	New
206039	Counseling agencies' one time activities Other-interview guide	New
203716	Loan origination and performance data Form	New
203715	Recruitment Outcome Report Other-recruitment outcome report	New
203713	Interviews: Lender staff Other-Lender Interview Guide	New
203708	Intake: Lender staff (concierge teams) Other-telephone script	New
203705	Co-borrower consent Other-Coborrower consent	New
203704	Study Participant Tracking Letter Form and Instruction	New
203703	Follow up Interviews Other-telephone interview script	New
203701	Consent Agreement & Baseline survey Other-Telephone Script for Informed Consent	New
203700	Eligibility Assessment Other-telephone script	New
203699	Intake: Outreach to potential study participants Form	New

ICR Details

OMB Control No: 2528-0293	ICR Reference No: 201208-2528-003
Status: Historical Active	Previous ICR Reference No:
Agency/Subagency: HUD/PD&R	Agency Tracking No:
Title: Pre-Purchase Homeownership Counseling Demonstration and Impact Evaluation
Type of Information Collection: New collection (Request for a new OMB Control Number)	Common Form ICR:  No
Type of Review Request: Regular
OIRA Conclusion Action: Approved without change	Conclusion Date: 03/07/2013
	Date Received in OIRA: 08/22/2012
Terms of Clearance:

	Inventory as of this Action	Requested	Previously Approved
Expiration Date	03/31/2016	36 Months From Approved
Responses	282,510	0	0
Time Burden (Hours)	42,805	0	0
Cost Burden (Dollars)	0	0	0

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Abstract: The Pre-purchase Homeownership Counseling Demonstration and Impact Evaluation will examine the impact of two different types of pre-purchase counseling and education on homeowner outcomes and loan performance for a sample of 7,000 prospective first-time home buyers with incomes below 120 percent of the area median. This evaluation will measure the impact of two different pre-purchase homeownership counseling and education interventions through a randomized experimental design, including a baseline survey, client tracking data on the homeownership counseling services received, and follow-up surveys and analysis of study participant outcomes, savings, wealth, and loan performance for three to four years after enrollment in the demonstration.

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Authorizing Statute(s): US Code: 12 USC 1701z-1 Name of Law: Research and demonstrations
  

Citations for New Statutory Requirements: None

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Associated Rulemaking Information
RIN:	Stage of Rulemaking:	Federal Register Citation:	Date:
	Not associated with rulemaking

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Federal Register Notices & Comments
60-day Notice:	Federal Register Citation:	Citation Date:
	76 FR 201	10/18/2011
30-day Notice:	Federal Register Citation:	Citation Date:
	77 FR 50711	08/22/2012
Did the Agency receive public comments on this ICR? No

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Number of Information Collection (IC) in this ICR: 12

IC Title	Form No.	Form Name
Interviews: Lender staff
Recruitment Outcome Report
Loan origination and performance data	N/A	Loan Information and Performance Data
Consent Agreement & Baseline survey
Follow up Interviews
Intake: Lender staff (concierge teams)
Intake: Outreach to potential study participants	N/A	Lender Intake Form
Eligibility Assessment
Study Participant Tracking Letter	N/A	Study Participant Tracking Letter
Co-borrower consent
Counseling agencies' one time activities
Counseling agencies' study related activities	N/A	Service Tracking Data Collection

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ICR Summary of Burden

	Total Approved	Previously Approved	Change Due to New Statute	Change Due to Agency Discretion	Change Due to Adjustment in Estimate	Change Due to Potential Violation of the PRA
Annual Number of Responses	282,510	0	0	282,510	0	0
Annual Time Burden (Hours)	42,805	0	0	42,805	0	0
Annual Cost Burden (Dollars)	0	0	0	0	0	0

Burden increases because of Program Change due to Agency Discretion: Yes

Burden Increase Due to: Miscellaneous Actions

Burden decreases because of Program Change due to Agency Discretion: No

Burden Reduction Due to:

Short Statement: new collection

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Annual Cost to Federal Government: $3,402,086

Does this IC contain surveys, censuses, or employ statistical methods? Yes Part B of Supporting Statement

Is the Supporting Statement intended to be a Privacy Impact Assessment required by the E-Government Act of 2002? No

Is this ICR related to the Affordable Care Act [Pub. L. 111-148 & 111-152]? No

Is this ICR related to the Dodd-Frank Wall Street Reform and Consumer Protection Act, [Pub. L. 111-203]? No

Is this ICR related to the American Recovery and Reinvestment Act of 2009 (ARRA)? No

Is this ICR related to the Pandemic Response? Uncollected

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Common Form ICR:  No

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On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).

The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:

(a) It is necessary for the proper performance of agency functions;

(b) It avoids unnecessary duplication;

(c) It reduces burden on small entities;

(d) It uses plain, coherent, and unambiguous language that is understandable to respondents;

(e) Its implementation will be consistent and compatible with current reporting and recordkeeping practices;

(f) It indicates the retention periods for recordkeeping requirements;

(g) It informs respondents of the information called for under 5 CFR 1320.8 (b)(3) about:

(i) Why the information is being collected;

(ii) Use of information;

(iii) Burden estimate;

(iv) Nature of response (voluntary, required for a benefit, or mandatory);

(v) Nature and extent of confidentiality; and

(vi) Need to display currently valid OMB control number;

(h) It was developed by an office that has planned and allocated resources for the efficient and effective management and use of the information to be collected.

(i) It uses effective and efficient statistical survey methodology (if applicable); and

(j) It makes appropriate use of information technology.

If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.

Certification Date: 08/22/2012

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