60 day 76 FR 52326

60 day 76 FR 52326.pdf

Account Based Disclosures in Connection with Federal Reserve Regulations E, CC and DD

60 day 76 FR 52326

OMB: 3064-0084

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52326

Federal Register / Vol. 76, No. 162 / Monday, August 22, 2011 / Notices

must create and validate an
eRegistration account using the
eRegistration link. Select the eFiling
link to log on and submit the
intervention or protests.
Persons unable to file electronically
should submit an original and 14 copies
of the intervention or protest to the
Federal Energy Regulatory Commission,
888 First Street, NE., Washington, DC
20426.
The filings in the above-referenced
proceeding are accessible in the
Commission’s eLibrary system by
clicking on the appropriate link in the
above list. They are also available for
review in the Commission’s Public
Reference Room in Washington, DC.
There is an eSubscription link on the
Web site that enables subscribers to
receive e-mail notification when a
document is added to a subscribed
docket(s). For assistance with any FERC
Online service, please e-mail
FERCOnlineSupport@ferc.gov or call
(866) 208–3676 (toll free). For TTY, call
(202) 502–8659.
Dated: August 16, 2011.
Nathaniel J. Davis, Sr.,
Deputy Secretary.
[FR Doc. 2011–21354 Filed 8–19–11; 8:45 am]
BILLING CODE 6717–01–P

DEPARTMENT OF ENERGY
Federal Energy Regulatory
Commission
[Docket No. ER11–4307–000]

Dated: August 16, 2011.
Nathaniel J. Davis, Sr.,
Deputy Secretary.

jlentini on DSK4TPTVN1PROD with NOTICES

Green Mountain Energy Company;
Supplemental Notice That Initial
Market-Based Rate Filing Includes
Request for Blanket Section 204
Authorization

[FR Doc. 2011–21352 Filed 8–19–11; 8:45 am]
BILLING CODE 6717–01–P

This is a supplemental notice in the
above-referenced proceeding of Green
Mountain Energy Company’s
application for market-based rate
authority, with an accompanying rate
tariff, noting that such application
includes a request for blanket
authorization, under 18 CFR part 34, of
future issuances of securities and
assumptions of liability.
Any person desiring to intervene or to
protest should file with the Federal
Energy Regulatory Commission, 888
First Street, NE., Washington, DC 20426,
in accordance with Rules 211 and 214
of the Commission’s Rules of Practice
and Procedure (18 CFR 385.211 and
385.214). Anyone filing a motion to
intervene or protest must serve a copy
of that document on the Applicant.
Notice is hereby given that the
deadline for filing protests with regard

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to the applicant’s request for blanket
authorization, under 18 CFR part 34, of
future issuances of securities and
assumptions of liability, is September 6,
2011.
The Commission encourages
electronic submission of protests and
interventions in lieu of paper, using the
FERC Online links at http://
www.ferc.gov. To facilitate electronic
service, persons with Internet access
who will eFile a document and/or be
listed as a contact for an intervenor
must create and validate an
eRegistration account using the
eRegistration link. Select the eFiling
link to log on and submit the
intervention or protests.
Persons unable to file electronically
should submit an original and 14 copies
of the intervention or protest to the
Federal Energy Regulatory Commission,
888 First Street, NE., Washington, DC
20426.
The filings in the above-referenced
proceeding are accessible in the
Commission’s eLibrary system by
clicking on the appropriate link in the
above list. They are also available for
review in the Commission’s Public
Reference Room in Washington, DC.
There is an eSubscription link on the
Web site that enables subscribers to
receive e-mail notification when a
document is added to a subscribed
docket(s). For assistance with any FERC
Online service, please e-mail
FERCOnlineSupport@ferc.gov. or call
(866) 208–3676 (toll free). For TTY, call
(202) 502–8659.

FEDERAL DEPOSIT INSURANCE
CORPORATION
Agency Information Collection
Activities: Proposed Collection
Renewals; Comment Request
Federal Deposit Insurance
Corporation (FDIC).
ACTION: Notice and request for comment.
AGENCY:

The FDIC, as part of its
continuing effort to reduce paperwork
and respondent burden, invites the
general public and other Federal
agencies to take this opportunity to
comment on renewal of an existing
information collection, as required by
the Paperwork Reduction Act of 1995
(44 U.S.C. chapter 35). Currently, the
FDIC is soliciting comments on renewal

SUMMARY:

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of the information collection described
below.
DATES: Comments must be submitted on
or before October 21, 2011.
ADDRESSES: Interested parties are
invited to submit written comments to
the FDIC by any of the following
methods:
• http://www.FDIC.gov/regulations/
laws/federal/notices.html.
• E-mail: comments@fdic.gov Include
the name of the collection in the subject
line of the message.
• Mail: Leneta G. Gregorie (202–898–
3719), Counsel, Room F–1084, Federal
Deposit Insurance Corporation, 550 17th
Street, NW., Washington, DC 20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 17th Street Building
(located on F Street), on business days
between 7 a.m. and 5 p.m.
All comments should refer to the
relevant OMB control number. A copy
of the comments may also be submitted
to the OMB desk officer for the FDIC:
Office of Information and Regulatory
Affairs, Office of Management and
Budget, New Executive Office Building,
Washington, DC 20503.
FOR FURTHER INFORMATION CONTACT:
Leneta G. Gregorie, at the FDIC address
above.
SUPPLEMENTARY INFORMATION:
Proposal to renew the following
currently approved collections of
information:
1. Title: Notification of Performance of
Bank Services.
OMB Number: 3064–0029.
Form Number: FDIC 6120/06.
Frequency of Response: On occasion.
Affected Public: Business or other
financial institutions.
Estimated Number of Respondents:
412.
Estimated Time per Response: 1⁄2
hour.
Total Annual Burden: 206 hours.
General Description of Collection:
Insured state nonmember banks are
required to notify the FDIC, under
section 7 of the Bank Service
Corporation Act (12 U.S.C. 1867), of the
relationship with a bank service
corporation. Form FDIC 6120/06
(Notification of Performance of Bank
Services) may be used by banks to
satisfy the notification requirement.
2. Title: Account Based Disclosures in
Connection with Federal Reserve
Regulations E, CC, and DD.
OMB Number: 3064–0084.
Frequency of Response: On occasion.
Affected Public: State chartered banks
that are not members of the Federal
Reserve System.
Estimated Number of Respondents:
5,192.

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Federal Register / Vol. 76, No. 162 / Monday, August 22, 2011 / Notices
Annual Burden: Regulation E—29,404
hours; Regulation CC—528,513 hours;
and Regulation DD—302,434 hours.
Total Estimated Burden: 860,351
hours.
General Description of Collection:
This FDIC information collection
provides for the application of
Regulations E (Electronic Fund
Transfers), CC (Availability of Funds),
and DD (Truth in Savings) to State
nonmember banks. Regulations E, CC,
and DD are issued by the Federal
Reserve Board of Governors (FRB) to
ensure, among other things, that
consumers are provided adequate
disclosures regarding accounts,
including electronic fund transfer
services, availability of funds, and fees
and annual percentage yield for deposit
accounts. Generally, the Regulation E
disclosures are designed to ensure
consumers receive adequate disclosure
of basic terms, costs, and rights relating
to electronic fund transfer (EFT)
services provided to them so that they
can make informed decisions.
Institutions offering EFT services must
disclose to consumers certain
information, including: initial and
updated EFT terms, transaction
information, the consumer’s potential
liability for unauthorized transfers, and
error resolution rights and procedures.
Like Regulation E, Regulation CC has
consumer protection disclosure
requirements. Specifically, Regulation
CC requires depository institutions to
make funds deposited in transaction
accounts available within specified time
periods, disclose their availability
policies to customers, and begin
accruing interest on such deposits
promptly. The disclosures are intended
to alert customers that their ability to
use deposited funds may be delayed,
prevent unintentional (and costly)
overdrafts, and allow customers to
compare the policies of different
institutions before deciding at which
institution to deposit funds. Depository
institutions must also provide an
awareness disclosure regarding
substitute checks. The regulation also
requires notice to the depositary bank
and to a customer of nonpayment of a
check. Regulation DD also has similar
consumer protection disclosure
requirements that are intended to assist
consumers in comparing deposit
accounts offered by institutions,
principally through the disclosure of
fees, the annual percentage yield, and
other account terms. Regulation DD
requires depository institutions to
disclose yields, fees, and other terms
concerning deposit accounts to
consumers at account opening, upon
request, and when changes in terms

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52327

occur. Depository institutions that
provide periodic statements are required
to include information about fees
imposed, interest earned, and the
annual percentage yield (APY) earned
during those statement periods. It also
contains rules about advertising deposit
accounts. Although the FRB regulations
require institutions to retain evidence of
compliance with the disclosure
requirements, the regulations do not
specify the types of records that must be
retained.

the date of this Notice. If any person
wishes to comment concerning the
termination of the receivership, such
comment must be made in writing and
sent within thirty days of the date of
this Notice to:

Request for Comment
Comments are invited on: (a) Whether
the collection of information is
necessary for the proper performance of
the FDIC’s functions, including whether
the information has practical utility; (b)
the accuracy of the estimates of the
burden of the information collection,
including the validity of the
methodology and assumptions used; (c)
ways to enhance the quality, utility, and
clarity of the information to be
collected; and (d) ways to minimize the
burden of the information collection on
respondents, including through the use
of automated collection techniques or
other forms of information technology.
All comments will become a matter of
public record.

No comments concerning the
termination of this receivership will be
considered which are not sent within
this time frame.

Dated at Washington, DC this 16th day of
August 2011.
Federal Deposit Insurance Corporation.
Robert E. Feldman,
Executive Secretary.
[FR Doc. 2011–21280 Filed 8–19–11; 8:45 am]
BILLING CODE 6714–01–P

FEDERAL DEPOSIT INSURANCE
CORPORATION
Notice to All Interested Parties of the
Termination of the Receivership of
6004, Superior Bank, FSB, Hinsdale, IL
Notice is hereby given that the Federal
Deposit Insurance Corporation (‘‘FDIC’’)
as Receiver for Superior Bank, FSB,
(‘‘the Receiver’’) intends to terminate its
receivership for said institution. The
FDIC was appointed receiver of
Superior Bank, FSB on July 27, 2001.
The liquidation of the receivership
assets has been completed. To the extent
permitted by available funds and in
accordance with law, the Receiver will
be making a final dividend payment to
proven creditors.
Based upon the foregoing, the
Receiver has determined that the
continued existence of the receivership
will serve no useful purpose.
Consequently, notice is given that the
receivership shall be terminated, to be
effective no sooner than thirty days after

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Federal Deposit Insurance Corporation,
Division of Resolutions and
Receiverships, Attention:
Receivership Oversight Department
8.1, 1601 Bryan Street, Dallas, TX
75201.

Federal Deposit Insurance Corporation.
Dated: August 16, 2011.
Robert E. Feldman,
Executive Secretary.
[FR Doc. 2011–21277 Filed 8–19–11; 8:45 am]
BILLING CODE 6714–01–P

FEDERAL DEPOSIT INSURANCE
CORPORATION
Notice to All Interested Parties of the
Termination of the Receivership of
10004, Hume Bank; Hume, MO
Notice is hereby given that the Federal
Deposit Insurance Corporation (‘‘FDIC’’)
as Receiver for Hume Bank, (‘‘the
Receiver’’) intends to terminate its
receivership for said institution. The
FDIC was appointed receiver of Hume
Bank on March 7, 2008. The liquidation
of the receivership assets has been
completed. To the extent permitted by
available funds and in accordance with
law, the Receiver will be making a final
dividend payment to proven creditors.
Based upon the foregoing, the
Receiver has determined that the
continued existence of the receivership
will serve no useful purpose.
Consequently, notice is given that the
receivership shall be terminated, to be
effective no sooner than thirty days after
the date of this Notice. If any person
wishes to comment concerning the
termination of the receivership, such
comment must be made in writing and
sent within thirty days of the date of
this Notice to: Federal Deposit
Insurance Corporation, Division of
Resolutions and Receiverships,
Attention: Receivership Oversight
Department 8.1, 1601 Bryan Street,
Dallas, TX 75201.
No comments concerning the
termination of this receivership will be
considered which are not sent within
this timeframe.
Federal Deposit Insurance Corporation.

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