Standard Flood Insurance Policy

§ 61.13

44 CFR Ch. I (10–1–07 Edition)

of the knowledge of the person responsible for preparing the application for
the community, the flood protection
system is currently the subject matter
of litigation before any Federal, State
or local court or administrative agency, and the purpose of that litigation.
The request must also contain a statement as to whether the community has
previously requested a determination
with respect to the same subject matter from the Administrator, detailing
the disposition of such previous request. As documents become part of
the file and cannot be returned, the
original documents should not be submitted.
(d) The effective date for any risk
premium rates established under this
section shall be the date of final determination by the Administrator that
adequate progress toward completion
of a flood protection system has been
made in a community.
(e) A responsible official of a community which received a determination
that adequate progress has been made
towards completion of a flood protection system shall certify to the Administrator annually on the anniversary
date of receipt of such determination
that no present delay in completion of
the system is attributable to local
sponsors of the system, and that a good
faith effort is being made to complete
the project.
(f) A community for which risk premium rates have been made available
under section 1307(e) of the National
Flood Insurance Act of 1968, as amended, shall notify the Administrator if, at
any time, all progress on the completion of the flood protection system has
been halted or if the project for the
completion of the flood protection system has been canceled.

rfrederick on PROD1PC67 with CFR

[43 FR 2570, Jan. 17, 1978, Redesignated at 44
FR 31177, May 31, 1979, as amended at 47 FR
43061 Sept. 30, 1982; 48 FR 39069, Aug. 29, 1983;
48 FR 44552, Sept. 29, 1983; 49 FR 4751, Feb. 8,
1984; 51 FR 30310, Aug. 25, 1986]

§ 61.13 Standard Flood Insurance Policy.
(a) Incorporation of forms. Each of the
Standard Flood Insurance Policy forms
included in appendix ‘‘A’’ hereto (General Property, Dwelling, and Residential Condominium Building Associa-

tion) and by reference incorporated
herein shall be incorporated into the
Standard Flood Insurance Policy.
(b) Endorsements. All endorsements to
the Standard Flood Insurance Policy
shall be final upon publication in the
FEDERAL REGISTER for inclusion in appendix A.
(c) Applications. The application and
renewal application forms utilized by
the National Flood Insurance Program
shall be the only application forms
used in connection with the Standard
Flood Insurance Policy.
(d) Waivers. The Standard Flood Insurance Policy and required endorsements must be used in the Flood Insurance Program, and no provision of the
said documents shall be altered, varied,
or waived other than by the express
written consent of the Administrator
through the issuance of an appropriate
amendatory endorsement, approved by
the Administrator as to form and substance for uniform use.
(e) Oral and written binders. No oral
binder or contract shall be effective.
No written binder shall be effective unless issued with express authorization
of the Administrator.
(f) The Standard Flood Insurance
Policy and endorsements may be issued
by private sector ‘‘Write-Your-Own’’
(WYO) property insurance companies,
based upon flood insurance applications and renewal forms, all of which
instruments of flood insurance may
bear the name, as Insurer, of the
issuing WYO Company. In the case of
any Standard Flood Insurance Policy,
and its related forms, issued by a WYO
Company, wherever the names ‘‘Federal Emergency Management Agency’’
and ‘‘Federal Insurance Administration’’ appear, the WYO Company is authorized to substitute its own name
therefor. Standard Flood Insurance
Policies issued by WYO Companies
may be executed by the issuing WYO
Company as Insurer, in the place and
stead of the Federal Insurance Administrator.
[43 FR 2570, Jan. 17, 1978. Redesignated at 44
FR 31177, May 31, 1979, as amended at 44 FR
62517, Oct. 31, 1979; 48 FR 46791, Oct. 14, 1983;
58 FR 62424, Nov. 26, 1993]

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