QUALIFYING CREDIT OR NON-QUALIFYING CREDIT
BORROWER(S): _________________________________ Case #________________
ITEM |
INCLUDED |
Firm Commitment Submission Checklist |
|
Section 184A Case Number Request Form (with case number assignment) |
|
Maximum Mortgage Worksheet for Refinances |
|
Good Faith Estimate (Original and all re-disclosures) |
|
Uniform Residential Loan Application/Addendum A (initial signed) |
|
Uniform Residential Loan Application/Addendum A (final/unsigned) |
|
Evidence of Current Mortgage Guaranteed under Section 184A Program and Case Number |
|
Verification of Mortgage(s) |
|
Payoff Statement(s) |
|
Subordination Agreement (if applicable) |
|
Appraisal Report URAR |
|
Final Inspection (if required by appraiser) |
|
DHHL Certification of Eligibility |
|
Department of Hawaiian Home Lands Lease |
|
Evidence of Social Security Number for all borrowers |
|
Credit Report (Credit Qualifying) |
|
Letters of Explanation on Derogatory Credit (Credit Qualifying) |
|
Verification of Employment, Pay Stubs, W-2 Forms/ 1099 Forms (VOE only for Non-Credit Qualifying) |
|
Federal Income Tax Returns with all schedules for self-employed borrowers (Credit Qualifying) |
|
Signed IRS Form 4506-T Request for Transcript of Tax Return |
|
Verification of Deposit / Bank Statements (if cash to close exceeds $1,000) |
|
For No Cash-Out and for Streamline Refinances, 12 Month Verification of Prior Payment History |
|
Credit Alert Interactive Voice Response System (CAIVRS) – checked against all borrowers |
|
Limited Denial of Participation (LDP) General Services Administration Excluded Parties List System (GSA – EPLS) - check against all parties to the transaction |
|
Flood Certificate |
|
Termite Inspection Report (if required by appraiser) |
|
Well & Septic Inspection Report (if required by appraiser) |
|
Certificate of Homeowners Insurance Policy |
|
Preliminary HUD-1 with all lender and closing agent costs |
|
Environmental Review |
|
| File Type | application/vnd.openxmlformats-officedocument.wordprocessingml.document |
| Author | H23132 |
| File Modified | 0000-00-00 |
| File Created | 2021-01-31 |