The FR 1380 is used to gather
qualitative and quantitative information directly from consumers
(consumer studies), and also to gather qualitative and
quantitative information from financial institutions offering
consumer financial products and services and from other
stakeholders, such as brokers, appraisers, settlement agents,
software vendors, and consumer groups (stakeholder studies). This
information collection is specifically targeted to the development
of consumer regulations.
US Code:
12
USC 3806 Name of Law: Competitive Equality Banking Act, Section
1204
US Code: 12
USC 2905 Name of Law: Community Reinvestment Act, Section
806
US Code: 12
USC 4008 Name of Law: Expedited Funds Availability Act, Section
609
US Code: 12
USC 4308 Name of Law: Truth in Saving Act, Section 269
US Code: 15
USC 57a(f) Name of Law: Federal Trade Commission Act, Section
18(f)
US Code: 12
USC 2804(a) Name of Law: Home Mortgage Act, Section 806
US Code: 15
USC 1604 Name of Law: Truth in Lending Act, Section 105
US Code:
15 USC 1638(b)(2) Name of Law: Mortgage Disclosure Improvement
Act, Sections 2501 through 2503 of the Housing and Economic
Recovery
US Code:
15 USC 1638(e)(5) Name of Law: Higher Education Opportunity Act
of 2008, Section 1021(a)
US Code: 15
USC 1681s(e) Name of Law: Fair Credit Reporting Act, Section
621
US Code: 15
USC 1691b(a) Name of Law: Equal Credit Opportunity Act, Section
703
US Code: 15
USC 1693b Name of Law: Electronic Funds Transfer Act, Section
904
US Code: 15
USC 6804 Name of Law: Gramm-Leach-Bliley Act, Section 504
US Code:
5 USC 552(b)(4) and (6) Name of Law: Freedom of Information Act
(FOIA)
On behalf of this Federal agency, I certify that
the collection of information encompassed by this request complies
with 5 CFR 1320.9 and the related provisions of 5 CFR
1320.8(b)(3).
The following is a summary of the topics, regarding
the proposed collection of information, that the certification
covers:
(i) Why the information is being collected;
(ii) Use of information;
(iii) Burden estimate;
(iv) Nature of response (voluntary, required for a
benefit, or mandatory);
(v) Nature and extent of confidentiality; and
(vi) Need to display currently valid OMB control
number;
If you are unable to certify compliance with any of
these provisions, identify the item by leaving the box unchecked
and explain the reason in the Supporting Statement.