Form RD 410-8, "Applicant Reference Letter (A Request for Credit References)"

Forms and Documents

Document Name	Status
Form RD 410-8 Applicant Reference Letter (A Request for Credit References) Form	Modified
0575-0091 SuptStmt-rev.DOC Supporting Statement A	2009-11-05
Spreadsheet 410-8FY09.xls Supplementary Document	2009-06-19

IC Document Collections

IC ID	Document Title	Status
1949	Applicant Reference Letter (A Request for Credit References) Form	Modified

ICR Details

OMB Control No: 0575-0091	ICR Reference No: 200903-0575-001
Status: Historical Active	Previous ICR Reference No: 200604-0575-003
Agency/Subagency: USDA/RHS	Agency Tracking No:
Title: Form RD 410-8, "Applicant Reference Letter (A Request for Credit References)"
Type of Information Collection: Revision of a currently approved collection	Common Form ICR:  No
Type of Review Request: Regular
OIRA Conclusion Action: Approved with change	Conclusion Date: 11/06/2009
	Date Received in OIRA: 06/29/2009
Terms of Clearance: Please note that an information collection renewal that simply adjusts the estimate of the number of responses or the burden hours, but otherwise does not modify the information collection, should be submitted as an "Extension without Change" and not as a "Revision" of a currently approved collection.

	Inventory as of this Action	Requested	Previously Approved
Expiration Date	11/30/2012	36 Months From Approved	11/30/2009
Responses	33,837	0	13,466
Time Burden (Hours)	3,383	0	1,346
Cost Burden (Dollars)	0	0	0

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Abstract: Applicants are required to provide credit information to the Agency in order for the Agency to determine applicant's eligibility and credit worthiness.

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Authorizing Statute(s): US Code: 42 USC 1472 Name of Law: Housing Act of 1949
  

Citations for New Statutory Requirements: None

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Associated Rulemaking Information
RIN:	Stage of Rulemaking:	Federal Register Citation:	Date:
	Not associated with rulemaking

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Federal Register Notices & Comments
60-day Notice:	Federal Register Citation:	Citation Date:
	74 FR 10715	03/12/2009
30-day Notice:	Federal Register Citation:	Citation Date:
	74 FR 30044	06/24/2009
Did the Agency receive public comments on this ICR? No

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Number of Information Collection (IC) in this ICR: 1

IC Title	Form No.	Form Name
Applicant Reference Letter (A Request for Credit References)	RD 410-8	Applicant Reference Letter

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ICR Summary of Burden

	Total Approved	Previously Approved	Change Due to New Statute	Change Due to Agency Discretion	Change Due to Adjustment in Estimate	Change Due to Potential Violation of the PRA
Annual Number of Responses	33,837	13,466	0	0	20,371	0
Annual Time Burden (Hours)	3,383	1,346	0	0	2,037	0
Annual Cost Burden (Dollars)	0	0	0	0	0	0

Burden increases because of Program Change due to Agency Discretion: No

Burden Increase Due to:

Burden decreases because of Program Change due to Agency Discretion: No

Burden Reduction Due to:

Short Statement: The total annual burden hours increased because three credit references are needed instead of one. The three credit references are a better indicator of the applicant's ability and willingness to repay debt, which enables Rural Housing Service to make better credit decisions and potentially reduce delinquency rates.

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Annual Cost to Federal Government: $53,316

Does this IC contain surveys, censuses, or employ statistical methods? No

Is the Supporting Statement intended to be a Privacy Impact Assessment required by the E-Government Act of 2002? No

Is this ICR related to the Affordable Care Act [Pub. L. 111-148 & 111-152]? Uncollected

Is this ICR related to the Dodd-Frank Wall Street Reform and Consumer Protection Act, [Pub. L. 111-203]? Uncollected

Is this ICR related to the American Recovery and Reinvestment Act of 2009 (ARRA)? No

Is this ICR related to the Pandemic Response? Uncollected

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Common Form ICR:  No

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On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).

The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:

(a) It is necessary for the proper performance of agency functions;

(b) It avoids unnecessary duplication;

(c) It reduces burden on small entities;

(d) It uses plain, coherent, and unambiguous language that is understandable to respondents;

(e) Its implementation will be consistent and compatible with current reporting and recordkeeping practices;

(f) It indicates the retention periods for recordkeeping requirements;

(g) It informs respondents of the information called for under 5 CFR 1320.8 (b)(3) about:

(i) Why the information is being collected;

(ii) Use of information;

(iii) Burden estimate;

(iv) Nature of response (voluntary, required for a benefit, or mandatory);

(v) Nature and extent of confidentiality; and

(vi) Need to display currently valid OMB control number;

(h) It was developed by an office that has planned and allocated resources for the efficient and effective management and use of the information to be collected.

(i) It uses effective and efficient statistical survey methodology (if applicable); and

(j) It makes appropriate use of information technology.

If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.

Certification Date: 06/29/2009

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