HUD-9902 Housing Counseling Agency Fiscal Year Activity Report

Housing Counseling Agency
Fiscal Year Activity Report

U.S. Department of Housing
and Urban Development
Office of Housing
Federal Housing Commissioner

OMB Approval No. 2502-0261
(exp.2/28/2009)

Read the Instructions and Public Reporting Statement on the back of this form.

1. Counseling agency name and address/telephone/fax/contact person/e-mail

2. Reporting Year

(yyyy)

from Oct 1,

_____

to Sep 30,

_____

Check here if any of this
is new information

All Counseling
Activities
3.

HUD Grant
Activities

Ethnicity of Clients (select only one)
a. Hispanic
b. Not Hispanic

4.

Race of Clients
Single Race
a. American Indian/Alaskan Native
b. Asian
c. Black or African American
d. Native Hawaiian or Other Pacific Islander
e. White
Multi-Race
f. American Indian or Alaska Native and White
g. Asian and White
h. Black or African American and White
i. American Indian or Alaska Native and Black or African American
j. Other multiple race

5. Income Levels
a.
b.
c.
d.

< 50% of Area Median Income (AMI)
50 - 80% of AMI
80 - 100% of AMI
>100% AMI

6. Numbers of Clients Receiving Educational/Outreach Services
(if client also receives counseling, please include in count below)
a. Completed Homebuyer Education Workshop
b. Completed Post-Purchase Homeowner Workshop
c. Sought Help with Fair Housing Issue
d. Sought Help with or Attended Workshop on Predatory Lending

7. Numbers of Clients Counseled, by Purpose of Visit and Results
a. Seeking Pre-Purchase Homebuyer Counseling
Purchased Housing
Client will be Mortgage Ready within 90 Days
Client will be Mortgage Ready after 90 Days; Receiving Long-Term Prepurchase Counseling
Entered Lease Purchase Program
Decided Not to Purchase Housing; No Further Effort to Prepare Needed
Other
Total
b. Seeking Help with Resolving or Preventing Mortgage Delinquency
Brought Mortgage Current
Mortgage Refinanced
Mortgage Modified
Received Second Mortgage
Initiated Forbearance Agreement/Repayment Plan
Executed a Deed-in-Lieu
Sold Property/Preforeclosure Sale, Chose Alternative Housing Solution
Mortgage Foreclosed

Previous editions are obsolete.

Page 1 of 2

ref. Handbook 7610.1

form HUD-9902 (10/2002)

7. Numbers of Clients Counseled, by Purpose of Visit and Results (continued)

All Counseling
Activities

HUD Grant
Activities

Currently Receiving Foreclosure Prevention/Budget Counseling
Partial Claim
Other
Total
c. Seeking Help Converting Home Equity into Cash or Seeking Better Mortgage Loan Terms
Obtained a Home Equity Conversion Mortgage (HECM)
Received Home Equity or Home Improvement Loan
Received Consumer Loan (Unsecured)
Mortgage Refinanced
Referred to Other Social Service Agency
Sold House, Chose Alternative Housing Solution
Counseled on HECM; Decided Not to Obtain Mortgage
Currently Receiving Counseling
Other
Total
d. Seeking Help in Locating, Securing, or Maintaining Residence in Rental Housing
Received Housing Search Assistance
Obtained Temporary Rental Relief
Referred to Agency with Rental Assistance Program
Advised on Recertification for HUD/Other Subsidy Program
Referred to Other Social Service Agency
Counseled or Referred to Legal Aid Agency for Eviction or Other Fair Housing Assistance
Found Alternative Rental Housing
Decided to Remain in Current Housing Situation
Entered Debt Management/Repayment Plan
Currently Receiving Counseling
Other
Total
e. Seeking Shelter or Services for the Homeless
Occupied Emergency Shelter
Occupied Transitional Housing
Occupied Permanent Housing with Rental Assistance
Occupied Permanent Housing without Rental Assistance
Referred to other Social Service Agency
Remained Homeless
Currently Receiving Counseling
Other
Total

8. HUD Grant Activity - Summary Data
HUD Grant No.

HUD Grant Amount

Number of Clients

Amount Invoiced

Total

9. Name of Person Authorized to Sign this Report
Title

Signature

Previous editions are obsolete.

Date

Page 2 of 2

ref. Handbook 7610.1

form HUD-9902 (10/2002)

Instructions for Form HUD-9902, Housing Counseling
Agency Fiscal Year Activity Report

6. Number of Clients Receiving Educational or Outreach
Services

This HUD Fiscal Year Activity Report enables a HUDapproved housing counseling agency to report all of its
housing counseling activity for clients with housing needs and
problems.

Homebuyer Education (6a). Enter data for clients who completed
a homebuyer education course or workshop. Homebuyer education differs from counseling in that it is usually conducted in a group
setting and is not tailored to the unique circumstance of the
individual. Counseling goes beyond the general education, is more
rigorous, and involves one-on-one and longer-tem relationships.
Note that you will also count the client who receives or is receiving
counseling under the prepurchase counseling heading.

1. Counseling Agency Name & Address - Enter the
official name of your agency in the format you submitted to
HUD. If the data you enter is new, check the box indicating
this change.
2. Enter Report HUD Fiscal Year - This is an annual report
covering the HUD Fiscal Year. Indicate the HUD Fiscal Year
covered by the report. Even if your agency was approved by
HUD for less than the full year report period, include clients
counseling during the full report year.
3. Ethnicity of Clients Enter number of clients to whom
you provided counseling during this period. If your client
came in for homebuyer education or fair housing in addition to
other types of counseling, do not count them twice.
Hispanic or Latino - A person of Cuban, Mexican, Puerto
Rican, South or Central American, or other Spanish culture or
origin, regardless of race. The term “Spanish origin” can be
used in addition to “Hispanic or Latino.”
Not Hispanic or Latino - A person not of Cuban, Mexican,
Puerto Rican, South or Central American, or other Spanish
culture or origin, regardless of race.

Post-Purchase Homeowner Workshop (6b). Enter data for
clients who completed a post-purchase homeowner education
course or workshop. This includes topics such as budgeting and
financial management, real estate taxes and insurance, and
property maintenance. Please also count the client who supplements education with one-on-one counseling under the appropriate
counseling heading.
Fair Housing (6c). Enter data for clients who, in addition to
seeking other types counseling as described on this form, had
issues affecting a protected class as defined under the Fair
Housing Act, 42 USC 3601-3631. The law prohibits discrimination
on basis of race, color, religion, sex, handicap, or familial status.
Remember to include these clients under the appropriate type of
counseling sought.
Predatory Lending (6d). Enter data for clients who attended a
predatory lending workshop or outreach program. Please also
count the client who supplements education with one-on-one
counseling under the appropriate counseling heading.
7. Number of Clients Counseled, by Purpose of Visit and
Results.

4. Race of Clients Categories American Indian or Alaskan Native - A person having origins
with any of the original peoples of North and South America
(including Central America), and who maintains tribal affiliation or community recognition.
Asian - A person having origins with any of the original
peoples of the Far East, Southeast Asia, or the Indian
Subcontinent, including, for example, Cambodia, China, India,
Japan, Korea, Malaysia, Pakistan, the Philippine Islands,
Thailand, and Vietnam.
Black or African American - A person having origins with in of
the black racial groups of Africa. Terms such as “Haitian” or
“Negro” can be used in addition to “Black or African American.”
Native Hawaiian or Other Pacific Islander - A person having
origins in any of the original peoples of Hawaii, Guam,
Samoa, or other Pacific Islands.

General
Clients - Please remember that you report clients as the
number of individual households you counseled.
Examples:
a. A husband and wife or a brother and sister or
three friends who are mortgagors under the same note
count as one client.
b. Three renting families who experience the same
problem with the same landlord and come to
your agency together for assistance and receive
the same problem resolution count as one client.
Columnar Entries - The report contains two data columns.
c. All Counseling Activities - Enter data covering all
housing counseling activities, including those
performed under one or more HUD housing
counseling grant.Results of
d. HUD Grant Activities - Enter data covering only
counseling provided under one or more HUD
counseling grants during the report period. Include
this data in the “All Counseling Activities” column.

5. Income Levels - Enter the client’s income level based on
the percentage of the Area Median Income (AMI), adjusted for
family size.
Previous editions are obsolete.

Page i of ii

Other - Throughout the form, “other” provides a general
category into which you place clients who do not fall under
any specific category on the form.

ref. Handbook 7610.1

form HUD-9902 (10/2002)

Instructions for Form HUD-9902 continued
Counseling (7a through 7e) - Enter the number of clients to
whom you provided counseling during the report period, by the
purpose of their visit and results. This count might include clients
who entered your workload the previous report period but who
carried over into and received counseling during the current
report period. Enter the client count in the box that best describes the status of the clients when they first entered your
workload.
Counseling (7a through 7e) continued -For each of the five
types of counseling sought, enter data for the appropriate results
listed. NOTE: You might achieve more than one result for the
same client during the report year. In the rare event that there is
more than one result, please report only one. You should select
the result that most closely relates to the counseling received.

Example: A mortgagor in default enters into a forbearance
agreement and later sells the property. You report the first
result because the counseling enabled the client to seek and
enter into forbearance. Also, in the Pre-Purchase Counseling
outcomes, enter the client as mortgage ready after 90 days, if
the client has entered a homebuyer savings plan, debt management plan, or some other type of long-term financial plan to
prepare for homeownership.
8. HUD Grant Activity - Summary Data - Enter summary data
from the “HUD Grant Activities” column for each grant under
which you provided counseling during the report period. In the
“Total” row, enter totals for the “No. of Clients” and the “Amount
Invoiced” columns.
9. An authorized staff person must sign and date the report.

Public reporting burden for this collection of information is estimated to average 1.17 hours per response, including the time for
reviewing instructions, searching existing data sources, gathering and maintaining the data needed, and completing and reviewing
the collection of information. This agency may not conduct or sponsor, and a person is not required to respond to, a collection
information unless that collecton displays a valid OMB control number.
This information is collected in connection with HUD’s Housing Counseling Program, and will be used by HUD to determine that the
grant applicant meets the requirements of the Notice of Funding Availability (NOFA) and to assign points for awarding grant funds
on a competitive and equitable basis. The information is required to obtain funding under Section 106 of the Housing and Community
Development Act of 1974. The information is considered sensitive and is protected by the Privacy Act which requires the records to be
maintained with appropriate administrative, technical and physical safeguards to ensure their security and confidentiality.

Previous editions are obsolete.

ref. Handbook 7610.1

Page ii of ii

form HUD-9902 (10/2002)