Survey Documents

APPENDIX

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APPENDIX A.
FEDERAL REGISTER NOTICE
Please see the following pages.

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55208

Federal Register / Vol. 71, No. 183 / Thursday, September 21, 2006 / Notices

file the forms, accompanied by the
appropriate filing fees, with the USCIS
office specified in the instructions to
those forms. Currently, such
applications must be mailed to the
Chicago Lockbox Facility. This Notice
does not alter the filing and processing
procedures for such applications.
III. Paperwork Reduction Act
Under the Paperwork Reduction Act
of 1995, Public Law 104–13, 109 Stat.
163 (1995), all Departments are required
to submit to the Office of Management
and Budget (OMB), for review and
approval, any reporting or
recordkeeping requirements. USCIS
acknowledges that this Notice will
increase the burden for those applicants
in the Dallas, El Paso, and Oklahoma
City offices, by requiring that they first
schedule an appointment electronically
before submitting the completed Form
I–485 in person at the appropriate
office.
Since travel and interview time are
already included in the instructions to
the Form I–485, the only additional
burden on the public will be scheduling
an appointment electronically prior to
submitting the application in person at
the appropriate office. It is estimated
that approximately 60% (5,517) of the
affected applicants have a computer
with direct access to the internet. For
those applicants with direct computer
access to the Internet, it is estimated
that it will take approximately 10
minutes to schedule an appointment
with USCIS. For the other 40% (3,677)
of the applicants who will need direct
Internet access through friends, private
businesses, local schools, libraries, or
USCIS kiosks, it is estimated it will take
approximately one hour to schedule an
appointment.
Accordingly, USCIS will adjust the
burden hours associated with filing the
Form I–485 using the OMB’s electronic
system (ROCIS) to reflect the increase in
the burden hours on the public.
Dated: September 15, 2006.
Emilio T. Gonzalez,
Director, U.S. Citizenship and Immigration
Services.
[FR Doc. 06–7791 Filed 9–20–06; 8:45 am]

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DEPARTMENT OF HOUSING AND
URBAN DEVELOPMENT
[Docket No. FR–5037–N–65]

Notice of Submission of Proposed
Information Collection to OMB;
Emergency Comment Request;
Section 32 and Section 5(h)
Homeownership Program Evaluation
Interview Guides
Office of the Assistant
Secretary for Public and Indian
Housing, HUD.
ACTION: Notice of proposed information
collection.
AGENCY:

SUMMARY: The proposed information
collection requirement described below
has been submitted to the Office of
Management and Budget (OMB) for
emergency review and approval, as
required by the Paperwork Reduction
Act. The Department is soliciting public
comments on the subject proposal.
DATES: Comments Due Date: October 5,
2006.
ADDRESSES: Interested persons are
invited to submit comments regarding
this proposal. Comments must be
received within ten (10) days from the
date of this Notice. Comments should
refer to the proposal by name and
should be sent to: HUD Desk Officer,
Office of Management and Regulatory
Affairs, Office of Management and
Budget, New Executive Office Building,
Washington, DC 20503.
FOR FURTHER INFORMATION CONTACT:
Lillian Deitzer, Departmental Reports
Management Officer, QDAM
Department of Housing and Urban
Development, 451 Seventh Street, SW.,
Washington, DC 20410; e-mail
Lillian_Deitzer@hud.gov, telephone
(202) 708–2374. This is not a toll-free
number. Copies of documentation
submitted to OMB may be obtained
from Ms. Deitzer.
SUPPLEMENTARY INFORMATION: This
Notice informs the public that the U.S.
Department of Housing and Urban
Development (HUD) has submitted to
OMB, for emergency processing, a
proposed information collection
requirement as described below. This
Notice is soliciting comments from
members of the public and affecting
agencies concerning the proposed
collection of information to: (1) Evaluate
whether the proposed collection of
information is necessary for the proper
performance of the functions of the
agency, including whether the
information will have practical utility;
(2) Evaluate the accuracy of the agency’s
estimate of the burden of the proposed
collection of information; (3) Enhance

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the quality, utility, and clarity of the
information to be collected; and (4)
Minimize the burden of the collection of
information on those who are to
respond; including through the use of
appropriate automated collection
techniques or other forms of information
technology, e.g., permitting electronic
submission of responses.
This Notice Also Lists the Following
Information
Title of Proposal: Section 32 and
Section 5(h) Homeownership Program
Evaluation Interview Guides.
Description of Information Collection:
Increasing low-income homeownership
opportunities is an important part of
HUD’s mission. Empirical research on
program characteristics and outcomes
will provide an understanding of what
factors drive program success and the
impact of public policy. The Office of
Public and Indian Housing (PIH) seeks
a full evaluation of its Section 32 and
Section 5(h) Public Housing
Homeownership programs. The
effectiveness of these programs has
direct bearing on the Department’s
performance of it mission to increase
homeownership opportunities. To date,
there has been no broad assessment of
the various Section 32 and Section 5(h)
program models or program activities.
Case studies and interviews will be
conducted among Public Housing
Authority Executives and program
administrators. Where appropriate,
interviews will be conducted with
community partners. Currently there is
no database with information on
program models or program activities.
These evaluation activities are
consistent with the directives of the
Office of Management and Budget’s
Program Assessment Ranking system
and the mandate of the Government
Performance and Results Act of 1993
(GPRA).
OMB Control Number: 2577—
(Pending).
Agency Form Numbers: None.
Members of Affected Public: State,
Local or Tribal Government, Individuals
or households.
Estimation of the total numbers of
hours needed to prepare the information
collection including number of
respondents, frequency of responses,
and hours of response: The estimated
number of respondents is 590 per year.
The estimated number of hours needed
per respondent is 1.13 hours. The total
public burden is estimated to be 520
hours per year.
Status: New Collection.
Authority: The Paperwork Reduction Act
of 1995, 44 U.S.C. Chapter 35, as amended.

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Federal Register / Vol. 71, No. 183 / Thursday, September 21, 2006 / Notices
Dated: September 14, 2006.
Lillian Deitzer,
Departmental Reports Management Officer,
Office of the Chief Information Officer.
[FR Doc. 06–7810 Filed 9–20–06; 8:45 am]
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DEPARTMENT OF HOUSING AND
URBAN DEVELOPMENT
[Docket No. FR–5041–N–32]

Notice of Proposed Information
Collection: Comment Request;
Eligibility of a Nonprofit Corporation/
Housing Consultant Certification
Office of the Assistant
Secretary for Housing-Federal Housing
Commissioner, HUD.
ACTION: Notice.

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AGENCY:

SUMMARY: The proposed information
collection requirement described below
will be submitted to the Office of
Management and Budget (OMB) for
review, as required by the Paperwork
Reduction Act. The Department is
soliciting public comments on the
subject proposal.
DATES: Comments Due Date: November
20, 2006.
ADDRESSES: Interested persons are
invited to submit comments regarding
this proposal. Comments should refer to
the proposal by name and/or OMB
Control Number and should be sent to:
Lillian Deitzer, Reports Management
Officer, Department of Housing and
Urban Development, 451 7th Street,
SW., L’Enfant Plaza Building, Room
8003, Washington, DC 20410 or
Lillian_L_Deitzer@hud.gov.
FOR FURTHER INFORMATION CONTACT: Joe
Malloy, Acting Director, Office of
Multifamily Housing Development,
Department of Housing and Urban
Development, 451 7th Street SW.,
Washington, DC 20410, telephone (202)
708–1142 (this is not a toll free number)
for copies of the proposed forms and
other available information.
SUPPLEMENTARY INFORMATION: The
Department is submitting the proposed
information collection to OMB for
review, as required by the Paperwork
Reduction Act of 1995 (44 U.S.C.
Chapter 35, as amended).
This Notice is soliciting comments
from members of the public and affected
agencies concerning the proposed
collection of information to: (1) Evaluate
whether the proposed collection is
necessary for the proper performance of
the functions of the agency, including
whether the information will have
practical utility; (2) evaluate the
accuracy of the agency’s estimate of the

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burden of the proposed collection of
information; (3) enhance the quality,
utility, and clarity of the information to
be collected; and (4) minimize the
burden of the collection of information
on those who are to respond; including
the use of appropriate automated
collection techniques or other forms of
information technology, e.g., permitting
electronic submission of responses.
This Notice also lists the following
information:
Title of Proposal: Eligibility of a
Nonprofit Corporation/Housing
Consultant Certification.
OMB Control Number, if applicable:
2502–0057.
Description of the need for the
information and proposed use: The
Department wants to prevent incidences
in which nonprofit transactions are
actually controlled by a profit-motivated
entity rather than a nonprofit sponsor/
mortgagor. The Department is required
to make a determination that the
nonprofit sponsor/mortgagor is acting
on its own behalf and is not, either
knowingly or unwittingly under the
influence, control, or direction of any
outside party seeking to derive a profit
or gain from the proposed project.
Additionally, the Department must
determine if Housing Consultants hired
by the sponsor/mortgagor are acting
independently. The Department must
also determine if the proposed services
are sufficient to permit development,
completion, and successful operation of
the project, and if the proposed fees
charged by the Housing Consultant are
reasonable.
Agency form numbers, if applicable:
HUD–3433, HUD–3434, HUD–3435, and
HUD–92531.
Estimation of the total numbers of
hours needed to prepare the information
collection including number of
respondents, frequency of response, and
hours of response: The estimated total
number of annual hours needed to
prepare the information collection is
103; the number of respondents is 270
generating 320 annual responses; the
frequency of response is on occasion;
and the estimated time needed to
prepare the response varies from 15 to
45 minutes.
Status of the proposed information
collection: This is an extension of a
currently approved collection.
Authority: The Paperwork Reduction Act
of 1995, 44 U.S.C., Chapter 35, as amended.

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55209

Dated: September 14, 2006.
Frank L. Davis,
General Deputy Assistant Secretary for
Housing-Deputy Federal Housing
Commissioner.
[FR Doc. 06–7813 Filed 9–20–06; 8:45 am]
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DEPARTMENT OF HOUSING AND
URBAN DEVELOPMENT
[Docket No. FR–5041–N–33]

Notice of Proposed Information
Collection: Comment Request; New
Approach to the Anti-Drug Program
Office of the Assistant
Secretary for Housing-Federal Housing
Commissioner, HUD.
ACTION: Notice.
AGENCY:

SUMMARY: The proposed information
collection requirement described below
will be submitted to the Office of
Management and Budget (OMB) for
review, as required by the Paperwork
Reduction Act. The Department is
soliciting public comments on the
subject proposal.
DATES: Comments Due Date: November
20, 2006.
ADDRESSES: Interested persons are
invited to submit comments regarding
this proposal. Comments should refer to
the proposal by name and/or OMB
Control Number and should be sent to:
Lillian Deitzer, Reports Management
Officer, Department of Housing and
Urban Development, 451 7th Street,
SW., L’Enfant Plaza Building, Room
8003, Washington, DC 20410 or
Lillian_L_Deitzer@hud.gov.
FOR FURTHER INFORMATION CONTACT:
Willie Spearmon, Director, Office of
Housing Assistance and Grants
Administration, U.S. Department of
Housing and Urban Development, 451
7th Street SW., Washington, DC 20410,
telephone (202) 708–3000 (this is not a
toll free number) for copies of the
proposed forms and other available
information.
SUPPLEMENTARY INFORMATION: The
Department is submitting the proposed
information collection to OMB for
review, as required by the Paperwork
Reduction Act of 1995 (44 U.S.C.
Chapter 35, as amended).
This Notice is soliciting comments
from members of the public and affected
agencies concerning the proposed
collection of information to: (1) Evaluate
whether the proposed collection is
necessary for the proper performance of
the functions of the agency, including
whether the information will have
practical utility; (2) evaluate the

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APPENDIX B.
PERTINENT LEGISLATION
TITLE 12
CHAPTER 13--NATIONAL HOUSING
Sec. 1701z-1. Research and demonstrations; authorization of appropriations; continuing availability of
funds
The Secretary of Housing and Urban Development is authorized and directed to undertake such
programs of research, studies, testing, and demonstration relating to the mission and programs of the
Department as he determines to be necessary and appropriate. There are authorized to be appropriated to
carry out this title [12 U.S.C. 1701z-1 et seq.] $35,000,000 for fiscal year 1993 and $36,470,000 for
fiscal year 1994.

(Pub. L. 91-609, title V, Sec. 501, Dec. 31, 1970, 84 Stat. 1784; Pub. L. 94-375, Sec. 23(a), Aug. 3,
1976, 90 Stat. 1078; Pub. L. 95-128, title II, Sec. 204, Oct. 12, 1977, 91 Stat. 1129; Pub. L. 95-557, title
III, Sec. 305(a), Oct. 31, 1978, 92 Stat. 2097; Pub. L. 96-153, title III, Sec. 304, Dec. 21, 1979, 93 Stat.
1112; Pub. L. 96-399, title III, Sec. 303, Oct. 8, 1980, 94 Stat. 1639; Pub. L. 97-35, title III, Sec. 337,
Aug. 13, 1981, 95 Stat. 414; Pub. L. 98-181, title IV, Sec. 466(a), Nov. 30, 1983, 97 Stat. 1236; Pub. L.
100-242, title V, Sec. 564, Feb. 5, 1988, 101 Stat. 1945; Pub. L. 101-625, title IX, Sec. 951(a), Nov.
28, 1990, 104 Stat. 4417; Pub. L. 102-550, title IX, Sec. 901, Oct. 28, 1992, 106 Stat. 3866.)
References in Text
This title, referred to in text, is title V of the Housing and Urban Development Act of 1970, Pub. L.
91-609, Dec. 31, 1970, 84 Stat. 1784, as amended, which is classified generally to section 1701z-1 et
seq. of this title. For complete classification of this Act to the Code, see Short Title of 1970
Amendments note set out under section 1701 of this title and Tables.
Codification
Section was enacted as part of the Housing and Urban Development Act of 1970, and not as part of
the National Housing Act which comprises this chapter.
Amendments

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1992--Pub. L. 102-550 substituted ``There is authorized to be appropriated to carry out this title
$35,000,000 for fiscal year 1993 and $36,470,000 for fiscal year 1994.'' for ``There are authorized to be
appropriated to carry out this title $21,200,000 for fiscal year 1991 and $22,100,000 for fiscal year 1992.
From any amounts appropriated under this section for fiscal year 1991, the Secretary shall use not more
than $500,000 to carry out a demonstration project to test affordable housing technologies, and shall
include in the annual report under section 3536 of title 42 (for the appropriate year) a statement of the
activities under the demonstration program and findings resulting from the program. The statement shall
set forth the amount and use of funds expended by the Secretary under the program for the year relating
to the report and the Secretary shall include such a statement in each such annual report for each year
that amounts appropriated under this section are used under the demonstration. All funds so appropriated
shall remain available until expended unless specifically limited.''
1990--Pub. L. 101-625 substituted provisions authorizing appropriations of $21,200,000 for 1991 and
$22,100,000 for 1992, for provisions authorizing $17,000,000 for 1988 and $18,000,000 for 1989, and
added provisions limiting amount to be used for demonstration project in 1991 and requiring that annual
report include statement relating to such project.
1988--Pub. L. 100-242 substituted ``There are authorized to be appropriated to carry out this title
$17,000,000 for fiscal year 1988, and $18,000,000 for fiscal year 1989.'' for ``There are authorized to be
appropriated for activities under this title not to exceed $19,000,000 for fiscal year 1984, and such sums
as may be necessary for fiscal year 1985. Of the amount appropriated under the preceding sentence for
fiscal year 1984, not less than $2,000,000 shall be provided for implementation of a research program to
be developed in consultation with public housing agencies, which program shall identify current
problems of public housing management, specific solutions to such problems, and incentives to
encourage implementation of such solutions.''
1983--Pub. L. 98-181 substituted provisions relating to appropriations for fiscal years 1984 and 1985
and the expenditure of not less than $2,000,000 for a public housing management research program for
provisions authorizing appropriations of $65,000,000 for fiscal 1977, $60,000,000 for fiscal 1978,
$62,000,000 for fiscal 1979, $50,300,000 for fiscal 1980, $51,000,000 for fiscal 1981 and $35,000,000
for fiscal 1982.
1981--Pub. L. 97-35 inserted provisions authorizing appropriations for fiscal year 1982.
1980--Pub. L. 96-399 authorized appropriation of $51,000,000 for fiscal year 1981.
1979--Pub. L. 96-153 authorized appropriation of $50,300,000 for fiscal year 1980.
1978--Pub. L. 95-557 substituted ``not to exceed $60,000,000 for the fiscal year 1978, and not to
exceed $62,000,000 for the fiscal year 1979'' for ``and not to exceed $60,000,000 for the fiscal year
1978''.
1977--Pub. L. 95-128 authorized appropriation of $60,000,000 for fiscal year 1978.
1976--Pub. L. 94-375 substituted provision authorizing appropriations for fiscal year 1977 in an
amount not exceeding $65,000,000 for provision which authorized sums to be appropriated as may have
been necessary.

Effective Date of 1981 Amendment

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Amendment by Pub. L. 97-35 effective Oct. 1, 1981, see section 371 of Pub. L. 97-35, set out as an
Effective Date note under section 3701 of this title.
Rehabilitation Demonstration Grant Program
Pub. L. 105-276, title V, Sec. 599G, Oct. 21, 1998, 112 Stat. 2666, provided that:
``(a) In General.--The Secretary of Housing and Urban Development shall, to the extent amounts are
provided in appropriation Acts to carry out this section, carry out a program to demonstrate the
effectiveness of making grants for rehabilitation of single family housing located within 10
demonstration areas designated by the Secretary. Of the areas designated by the Secretary under this
section-``(1) 6 shall be areas that have primarily urban characteristics;
``(2) 3 shall be areas that are outside of a metropolitan statistical area; and
``(3) 1 shall be an area that has primarily rural characteristics. In selecting areas, the Secretary shall
provide for national geographic and demographic diversity.
``(b) Grantees.--Grants under the program under this section may be made only to agencies of State and
local governments and non-profit organizations operating within the demonstration areas.
``(c) Selection Criteria.--In selecting among applications for designation of demonstration areas and
grants under this section, the Secretary shall consider-``(1) the extent of single family residences located in the proposed area that have rehabilitation
needs;
``(2) the ability and expertise of the applicant in carrying out the purposes of the demonstration
program, including the availability of qualified housing counselors and contractors in the
proposed area willing and able to participate in rehabilitation activities funded with grant
amounts;
``(3) the extent to which the designation of such area and the grant award would promote affordable
housing opportunities;
``(4) the extent to which selection of the proposed area would have a beneficial effect on the
neighborhood or community in the area and on surrounding areas;
``(5) the extent to which the applicant has demonstrated that grant amounts will be used to leverage
additional public or private funds to carry out the purposes of the demonstration program;
``(6) the extent to which lenders (including local lenders and lenders outside the proposed area) are
willing and able to make loans for rehabilitation activities assisted with grant funds; and
``(7) the extent to which the application provides for the involvement of local residents in the
planning of rehabilitation activities in the demonstration area.
``(d) Use of Grant Funds.--Funds from grants made under this section may be used by grantees—
``(1) to subsidize interest on loans, over a period of not more than 5 years from the origination date
of the loan, made after the date of the enactment of this Act [Oct. 21, 1998] for rehabilitation of
any owner-occupied 1- to 4-family residence, including the payment of interest during any
period in which a residence is uninhabitable because of rehabilitation activities;
``(2) to facilitate loans for rehabilitation of 1- to 4-family properties previously subject to a mortgage
insured under the National Housing Act [12 U.S.C. 1701 et seq.] that has been foreclosed or for

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which insurance benefits have been paid, including to establish revolving loan funds, loan loss
reserves, and other financial structures; and
``(3) to provide technical assistance in conjunction with the rehabilitation of owner-occupied 1- to 4family residences, including counseling, selection contractors, monitoring of work, approval of
contractor payments, and final inspection of work.
``(e) Definition of Rehabilitation.--For purposes of this section, the term `rehabilitation' has the
meaning given such term in section 203(k)(2)(B) of the National Housing Act (12 U.S.C.
1709(k)(2)(B)).
``(f) Authorization of Appropriations.--There is authorized to be appropriated to the Secretary to carry
out this section such sums as may be necessary for each of fiscal years 1999 through 2003.
``(g) Effective Date.--This section shall take effect on the date of the enactment of this Act [Oct. 21,
1998].''

Report Regarding Research Activities
Section 951(b) of Pub. L. 101-625 directed Secretary of Housing and Urban Development, not later
than the expiration of the 1-year period beginning on Nov. 28, 1990, to submit to Congress a report
listing and describing various research activities, studies, testing, and demonstration programs relating to
mission and programs of Department of Housing and Urban Development that are being conducted,
have concluded, or will conclude during such period, pursuant to section 501 of the Housing and Urban
Development Act of 1970 (12 U.S.C. 1701z-1), title V of such Act (12 U.S.C. 1701z-1 et seq.), or any
other authority, such report to include a statement identifying the individual or entity that is conducting
each such activity, study, test, and demonstration program.
Section Referred to in Other Sections
This section is referred to in sections 1701z-2, 1701z-4 to 1701z-7,
1701z-9 of this title.

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APPENDIX C.
ASSURANCE OF CONFIDENTIALITY AGREEMENT
STATEMENT OF POLICY
[AREA/OKM/Westat] is firmly committed to the principle that the confidentiality of individual data
obtained through [AREA/OKM/Westat] surveys must be protected. This principle holds whether or
not any specific guarantee of confidentiality was given at time of interview (or self-response), or
whether or not there are specific contractual obligations to the client. When guarantees have been
given or contractual obligations regarding confidentiality have been entered into, they may impose
additional requirements that are to be adhered to strictly
PROCEDURES FOR MAINTAINING CONFIDENTIALITY
All [AREA/OKM/Westat] employees and field workers shall sign this assurance of confidentiality.
This assurance may be superseded by another assurance for a particular project.
1. Field workers shall keep completely confidential the names of respondents, all information
or opinions collected in the course of interviews, and any information about respondents
learned incidentally during field work. Field workers shall exercise reasonable caution to
prevent access by others to survey data in their possession.
2. Unless specifically instructed otherwise for a particular project, an employee or field worker,
upon encountering a respondent or information pertaining to a respondent that s/he knows
personally, shall immediately terminate the activity and contact her/his supervisor for
instructions.
3. Survey data containing personal identifiers in [AREA/OKM/Westat] offices shall be kept in a
locked container or a locked room when not being used each working day in routine survey
activities. Reasonable caution shall be exercised in limiting access to survey data to only
those persons who are working on the specific project and who have been instructed in the
applicable confidentiality requirements for that project.
4. Where survey data have been determined to be particularly sensitive by the Corporate
Officer in charge of the project, such survey data shall be kept in locked containers or in a
locked room except when actually being used and attended by a staff member who has
signed this pledge.

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5. Ordinarily, serial numbers shall be assigned to respondents prior to creating a machineprocessible record and identifiers such as name, address, and Social Security number shall
not, ordinarily, be a part of the machine record. When identifiers are part of the machine
data record, Westat’s Manager of Data Processing shall be responsible for determining
adequate confidentiality measures in consultation with the project director. When a
separate file is set up containing identifiers or linkage information which could be used to
identify data records, this separate file shall be kept locked up when not actually being used
each day in routine survey activities.
6. When records with identifiers are to be transmitted to another party, such as for
keypunching or key taping, the other party shall be informed of these procedures and shall
sign an Assurance of Confidentiality form.
7. Each project director shall be responsible for ensuring that all personnel and contractors
involved in handling survey data on a project are instructed in these procedures throughout
the period of survey performance. When there are specific contractual obligations to the
client regarding confidentiality, the project director shall develop additional procedures to
comply with these obligations and shall instruct field staff, clerical staff, consultants, and
any other persons who work on the project in these additional procedures. At the end of the
period of survey performance, the project director shall arrange for proper storage or
disposition of survey data including any particular contractual requirements for storage or
disposition. When required to turn over survey data to our clients, we must provide proper
safeguards to ensure confidentiality up to the time of delivery.
8. Project directors shall ensure that survey practices adhere to the provisions of the U.S.
Privacy Act of 1974 with regard to surveys of individuals for the Federal Government.
Project directors must ensure that procedures are established in each survey to inform
each respondent of the authority for the survey, the purpose and use of the survey, the
voluntary nature of the survey (where applicable) and the effects on the respondents, if
any, of not responding.

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PLEDGE
I hereby certify that I have carefully read and will cooperate fully with the above procedures. I will
keep completely confidential all information arising from surveys concerning individual
respondents to which I gain access. I will not discuss, disclose, disseminate, or provide access to
survey data and identifiers except as authorized by [AREA/OKM/Westat]. In addition, I will comply
with any additional procedures established by [AREA/OKM/Westat] for a particular contract. I will
devote my best efforts to ensure that there is compliance with the required procedures by
personnel whom I supervise. I understand that violation of this pledge is sufficient grounds for
disciplinary action, including dismissal. I also understand that violation of the privacy rights of
individuals through such unauthorized discussion, disclosure, dissemination, or access may make
me subject to criminal or civil penalties. I give my personal pledge that I shall abide by this
assurance of confidentiality.

SIGNATURE

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APPENDIX D-1.
ADVANCE LETTER FOR PHA SITE VISITS
This letter will be on PIH letterhead.
Month Day, 2006

Dear

:

The U.S. Department of Housing and Urban Development’s (HUD) Office of Public and Indian
Housing (PIH) offers resources to public housing authorities (PHAs) to encourage
homeownership. Among these resources are the Section 5(h) Program; the Section 32 Program,
which replaced Section 5(h); and the Resident Opportunities and Self-Sufficiency grant program
(ROSS), which provides funds for four program areas including Homeownership Supportive
Services. The major objectives of this assignment are to evaluate the Section 5(h) and Section 32
programs, to examine the role of ROSS in enhancing their effectiveness, and to identify ways of
increasing the impact of Section 32 and encouraging PHAs to participate in it.
You are being asked to be part of this evaluation. Your PHA has been selected for a case-study
site visit. A research team from [AREA/Westat/OKM] will be visiting your PHA for two days to
gather information on your homeownership programs and how those programs have worked in
your area. Within the next few days a representative from [AREA/Westat/OKM] will be calling you
to set up an appointment for that visit.
The Government Paperwork Elimination Act (GPEA)(P.L.105-277, Title XVII) allows citizens and
public entities to use electronic technologies when filing information with, or retrieving it from the
Federal Government. This collection of information will assist HUD with complying with the
provisions of GPEA. Public reporting burden for this collection of information is estimated to
average four hours per response, including the time for conducting the site-visit interviews,
searching existing data sources, and gathering the data needed. Responses are voluntary. The
information requested does not lend itself to confidentiality. This survey is being conducted under
OMB approval #XXXX.

TECHNICAL ASSISTANCE
SERVICES FOR HOMEOWNERSHIP
PROGRAM EVALUATION

APPLIED REAL ESTATE ANALYSIS, INC.
WESTAT, INC.
OKM ASSOCIATES, INC.

You may call AREA at 1-800-XXX-XXXX if you have any questions about the study, or to set up
an appointment for the visit. You may call me, NAME, at the Department of Housing and Urban
Development if you have any questions about this survey. My number is (202) XXX-XXXX. On
behalf of PIH, I would like to thank you for your assistance in this study.

Sincerely,

TECHNICAL ASSISTANCE
SERVICES FOR HOMEOWNERSHIP
PROGRAM EVALUATION

APPLIED REAL ESTATE ANALYSIS, INC.
WESTAT, INC.
OKM ASSOCIATES, INC.

APPENDIX D-2.
PHA EXECUTIVE DIRECTOR INTERVIEW GUIDE
Please see the following pages.

TECHNICAL ASSISTANCE
SERVICES FOR HOMEOWNERSHIP
PROGRAM EVALUATION

APPLIED REAL ESTATE ANALYSIS, INC.
WESTAT, INC.
OKM ASSOCIATES, INC.

SECTION 5(H)/ 32 HOMEOWNERSHIP PROGRAM EVALUATION
DISCUSSION GUIDE
PHA EXECUTIVE DIRECTOR
Introduction
Hello, my name is [interviewer name]. I work for the [AREA/OKM/Westat] in [Chicago/
Boston/Rockville, MD],

an independent research organization. I do not work for the U.S.

Department of Housing and Urban Development or any housing authority.

[AREA/OKM/Westat] is conducting a study to document the experiences of public housing
agencies that have implemented a Section 5(h) and/or Section 32 homeownership programs. The
goal of the study is to understand: What strategies have been used to implement homeownership?
What have been the successes and challenges? To answer these questions we want to learn as
much as we can about the nature of the PHA, the design and implementation of your
homeownership program, and the characteristics of the program participants.
Do you have any questions or comments before we continue?

I. Adoption Patterns among PHAs/ Characteristics of PHAs
I’d like to start our discussion by confirming some basic details about your PHA.
What is the size of your agency?
Describe your portfolio.
Describe how you became involved in the 5(h)/32 program.
What were the specific incentives that led you to undertake the 5(h)/32 program?
What were the incentives in the program—both then and now— for you offering a 5(h)/32
program for your clients?
What were the key considerations that went into your decision to apply for the 5(h)/32 program?
How does the 5(h)/32 program fit within your strategic goals?
Do you administer any other homeownership programs outside of 5(h)/32?

II. Characteristics of PHA’s Section 5(h)/32 Homeownership Program/Program Models
I also want to confirm some basic details about your 5(h)/32 program. As I have it from
EXECUTIVE DIRECTOR DISCUSSION GUIDE

APPLIED REAL ESTATE ANALYSIS, INC.

1

documents we have been provided, the following describes your project(s):
You have [number] of [5(h)/32] projects.
The homeownership project [is/is not] a 5(h) to 32 conversion.
The homeownership plan was submitted to HUD on [date].
The homeownership plan was approved by HUD on [date].
The number of units approved was [number].
The number of units sold is [number] as of [date].
The first closing date was [date].
The most recent closing date was [date].
The project was a [rehabilitation of an existing low-rent public housing project/ new construction
on the same site/ new construction on a different site/ an acquisition on a different site].
The project is [single family individual ownership/ individual ownership with a condominium
association/ cooperative/ lease-purchase]
What were the reasons for choosing the selected units/developments?
What is the total budget allocated for the program? How does this compare with any other
homeownership programs you administer?

III. Program Organizational Structure
Next, I’d like to discuss the management of your 5(h)/32 program and its placement within your
PHA.
How is the program managed and administered?
In what department was the homeownership program originally placed and has it changed?
What is the best place in your organization to place homeownership responsibility?
What is the total number of full-time employees dedicated to the 5(h)/32 program?
To what extent did you rely on consultants, contractors, PREs, and others to design and
manage the program initially? Is this still the preferred way of managing a homeownership
program?
Within the program, who has primary responsibility for:
The design of the program?
Submitting applications to HUD?
Overall project management?
Marketing/outreach?
EXECUTIVE DIRECTOR DISCUSSION GUIDE

APPLIED REAL ESTATE ANALYSIS, INC.

2

Counseling/training?
What is the tenure of each of the individuals involved with the key components of the program?
Do you utilize any of your other PHA programs to support the implementation of the 5(h)/32
program?

IV. Program Accomplishments and Challenges
I’d like to discuss your 5(h)/32 program’s accomplishments and some of its challenges.
Did you anticipate any barriers for the 5(h)/32 program? If so, how did you overcome each one?
Did other unanticipated barriers emerge?
How successful has the 5(h)/32 program been for your PHA? What are the primary reasons
for the success?

V. Profiles of Households
How would you describe the neighborhood in which you implemented your homeownership
project compared with other neighborhoods in the area?
Would you consider this location to be a homeownership, rental, or mixed neighborhood?
What do you consider the market conditions to have been when you started the project?
What do you consider them to be now?

VI. Program Success/Issues
As part of this study, HUD would like to hear the thoughts of PHA personnel on the features of
the 5(h)/32 program.
What are the positive features of the 5(h)/32 program? Which ones would you recommend that
HUD continue?
What are the negative features of the 5(h)/32 program? Which ones would you recommend that
HUD eliminate or change?
Are there features of the Housing Choice Voucher or other homeownership programs that should
be considered for the 5(h)/32 program?
Do you intend to continue with 5(h)/32 program for your clients? Why or why not?

VII. Wrap-Up

EXECUTIVE DIRECTOR DISCUSSION GUIDE

APPLIED REAL ESTATE ANALYSIS, INC.

3

Do you have anything else you would like to add?

Thank you for participating in our discussion today.

EXECUTIVE DIRECTOR DISCUSSION GUIDE

APPLIED REAL ESTATE ANALYSIS, INC.

4

APPENDIX D-3.
PHA PROGRAM MANAGER INTERVIEW GUIDE
Please see the following pages.

TECHNICAL ASSISTANCE
SERVICES FOR HOMEOWNERSHIP
PROGRAM EVALUATION

APPLIED REAL ESTATE ANALYSIS, INC.
WESTAT, INC.
OKM ASSOCIATES, INC.

SECTION 5(H)/ 32 HOMEOWNERSHIP PROGRAM EVALUATION
DISCUSSION GUIDE
PROGRAM MANAGER
Introduction
Hello, my name is [Interviewer name]. I work for the [AREA/OKM/Westat] in
[Chicago/Boston/Rockville, MD], an independent research organization. I do not work for
the U.S. Department of Housing and Urban Development or any housing authority.
[AREA/OKM/Westat] is conducting a study to document the experiences of public housing
agencies that have implemented a Section 5(h) and/or Section 32 homeownership
program. The goal of the study is to understand: What strategies have been used to
implement homeownership? What have been the successes and challenges? To answer
these questions we want to learn as much as we can about the nature of the PHA, the
design and implementation of your homeownership program, and the characteristics of the
program participants.
Do you have any questions or comments before we continue?
[Any topics not covered in the Executive Director interview should be addressed with the
Program Manager.]
I. Characteristics of PHA’s Section 32/5(h) Homeownership Programs/Program
Models
First let’s discuss the financing the projects. How did you finance any acquisition of
land or buildings for the homeownership project?
Did you undertake any new development?
How did you finance any new construction or rehabilitation for the project?
II. Homeownership Program Components and Implementation Program Design
Next, I’d like to discuss the components of your PHA’s homeownership program. How
did you select the units or neighborhood and new construction site for your program?
Marketing/Outreach and Targeting
In planning the program, how did you set up your marketing program to existing
residents in the project, other low-rent public housing tenants, or other households
who became homeowners?
What do you consider to have been the most effective and least effective marketing
or outreach tools and methods you used?
PROGRAM MANAGER DISCUSSION GUIDE

APPLIED REAL ESTATE ANALYSIS, INC.

1

In what ways did you target your marketing?
What do you consider to be the top reasons why households you targeted did not
respond – or if they responded, did not become homeowners?
Do you consider the marketing/ outreach a success, failure, or a combination of both?
Program Eligibility
Describe the eligibility criteria you used and why you used it.
Describe the requirements for an applicant who met the eligibility requirements to then
become a homeowner.
Counseling and Training
Tell me about the counseling and training available through the program. Were there
only 5(h)/32 program applicants in your classes/counseling sessions or were they
mixed with other potential homebuyers? For third-party counseling/training
organizations.
What types of counseling and training did you offer?
What topics or issues did you cover in the counseling and training?
Did you have any particular concerns in mind or a model you adopted for counseling
of and training for potential homebuyers?
What were the successes and challenges of the homebuyer counseling/training?
What was the cost per head of household for counseling and training?
Purchase and Financing
How did you determine the sale price of the unit(s)/shares and any terms and
conditions?
Describe the debt obligations of the buyers.
What underwriting criteria did you use for buyers?
Did you require any downpayment from the homebuyer beyond HUD’s mandated
minimum and if so, what was the formula and source?
What were the property tax payment arrangements?
Describe any recapture terms and conditions.
Describe any resale restrictions – on the party to whom the unit/share can be sold.
Did you use any models for resale and recapture terms?
PROGRAM MANAGER DISCUSSION GUIDE

APPLIED REAL ESTATE ANALYSIS, INC.

2

Describe any other post-purchase requirements placed on the buyer.
What obstacles did your restrictions pose for heads of households wanting to become
homebuyers? Would you change the requirements?
Was there any other assistance you offered homebuyers in addition to the postpurchase requirement discussed earlier?
How are loans to homebuyers serviced?
Are there any specific procedures that you have in place to prevent default and
foreclosure?
What is your system for monitoring the program both pre- and post-purchase?
Describe any problems you have had in getting information, or doubts about its
accuracy, and how you addressed such obstacles.
What role, if any, does the real estate industry play in the program?
Are there any established partnerships with lending institutions?
What is the lending industry perception of the 5(h)/32 program?
III. Program Organizational Structure
Describe your program’s organizational structure.
To what extent did you rely on consultants, contractors, PREs, and others to design
and manage the program initially?
Currently, within the program, who has primary responsibility for:
The design of the program?
Submitting applications to HUD?
Overall project development?
Marketing/outreach?
Counseling/training?
Would you change any assignments you did or did not make to third parties if you
were to implement the program again?
IV. Program Accomplishments and Challenges
I’d like to discuss your 5(h)/32 program’s accomplishments and some of its
challenges. How successful has the 5(h)/32 program been for your PHA? What are
the primary reasons for the success?
What stands out to you as the critical characteristics or profiles of successful and
unsuccessful homebuyers?
Do you have any success stories about homebuyers that you can share?
Do you have any information on homeowners making subsequent home purchases
PROGRAM MANAGER DISCUSSION GUIDE

APPLIED REAL ESTATE ANALYSIS, INC.

3

APPENDIX E-1.
ADVANCE LETTER FOR PHA TELEPHONE INTERVIEWS
This letter will be on PIH letterhead.
Month Day, 2006
Dear

:

The U.S. Department of Housing and Urban Development’s (HUD) Office of Public and Indian
Housing (PIH) offers resources to public housing authorities (PHAs) to encourage
homeownership. Among others, these resources include the Section 5(h) Program; the Section 32
Program, which replaced Section 5(h); and the Resident Opportunities and Self-Sufficiency grant
program (ROSS), which provides funds for four program areas including Homeownership
Supportive Services. HUD has contracted with Applied Real Estate Analysis (AREA), Inc., to
conduct an evaluation of the Section 32 and 5(h) homeownership programs. The major objectives
of this assignment are to evaluate the Section 5(h) and Section 32 programs, to examine the role
of ROSS in enhancing their effectiveness, and to identify ways of increasing the impact of Section
32 and encouraging PHAs to participate in it.
You are being asked to be part of this evaluation. Your PHA has been selected for a telephone
case study discussion. Within the next few days a representative from AREA will be calling you to
set an appointment to interview you about your PHA’s experiences with the homeownership
programs.
The Government Paperwork Elimination Act (GPEA)(P.L.105-277, Title XVII) allows citizens and
public entities to use electronic technologies when filing information with, or retrieving it from the
Federal Government. This collection of information will assist HUD with complying with the
provisions of GPEA. Public reporting burden for this collection of information is estimated to
average two hours per response, including the time for conducting the site-visit interviews,
searching existing data sources, and gathering the data needed. Responses are voluntary. The
information requested does not lend itself to confidentiality. This survey is being conducted under
OMB approval #XXXX.

TECHNICAL ASSISTANCE
SERVICES FOR HOMEOWNERSHIP
PROGRAM EVALUATION

APPLIED REAL ESTATE ANALYSIS, INC.
WESTAT, INC.
OKM ASSOCIATES, INC.

You may call AREA at 1-800-XXX-XXXX if you have any questions about the study, or to set an
appointment for the visit. You may call me, NAME, at the Department of Housing and Urban
Development if you have any questions about this survey. My number is: (202) XXX-XXXX. On
behalf of PIH, I would like to thank you for your assistance in this study.
Sincerely,

TECHNICAL ASSISTANCE
SERVICES FOR HOMEOWNERSHIP
PROGRAM EVALUATION

APPLIED REAL ESTATE ANALYSIS, INC.
WESTAT, INC.
OKM ASSOCIATES, INC.

after their participation in the 5(h)/32 program?
What has been your post-purchase experience with homebuyers in terms of resales,
defaults, foreclosures, and other difficulties?
V. Profiles of Households
Were the households you tried to bring into the program typical of your low-rent
public housing population or not? What were the key differences?
Are the households who became homeowners typical of your low-rent public housing
population or not? What are the key differences?
VII. Program Success/Issues
As part of this study, HUD would like to hear thoughts from PHA personnel on the
features of the 5(h)/32 program.
What are the positive features of the 5(h)/32 program? Which ones would you
recommend that HUD continue?
What are the negative features of the 5(h)/32 program? Which ones would you
recommend that HUD eliminate or change?
Are there features of the Housing Choice Voucher or other homeownership
programs that should be considered for the Section 32 program?
Do you intend to continue with homeownership programs for your clients? Why
or why not?
VIII. Wrap-Up
Do you have anything else you would like to add?
Thank you for participating in our discussion today.

PROGRAM MANAGER DISCUSSION GUIDE

APPLIED REAL ESTATE ANALYSIS, INC.

4

APPENDIX E-2.
PHA WITH SECTION 32 AND/ OR SECTION 5(H) PROGRAM
TELEPHONE INTERVIEW GUIDE
Please see the following pages.

TECHNICAL ASSISTANCE
SERVICES FOR HOMEOWNERSHIP
PROGRAM EVALUATION

APPLIED REAL ESTATE ANALYSIS, INC.
WESTAT, INC.
OKM ASSOCIATES, INC.

SECTION 5(H)/ 32 HOMEOWNERSHIP PROGRAM EVALUATION
TELEPHONE DISCUSSION GUIDE
PHAS WITH SECTION 5(H)/32 HOMEOWNERSHIP PROGRAMS

Introduction
Hello, my name is [interviewer name]. I work for the [AREA/OKM/Westat] in [Chicago/
Boston/Rockville, MD], an independent research organization. I do not work for the U.S.
Department of Housing and Urban Development or any housing authority.
[AREA/OKM/Westat] is conducting a study to document the experiences of public housing
agencies that have implemented a Section 5(h) and/or Section 32 homeownership
programs. The goal of the study is to understand: What strategies have been used to
implement homeownership? What have been the successes and challenges? To answer
these questions we want to learn as much as we can about the nature of the PHA, the
design and implementation of your homeownership program, and the characteristics of the
program participants.
Do you have any questions or comments before we continue?
I. Adoption Patterns among PHAs/ Characteristics of PHAs
I’d like to start our discussion by confirming some basic details about your PHA.
What is the size of your agency?
Describe your portfolio.
Describe how you became involved in the 5(h)/32 program.
What were the specific incentives that led you to undertake the 5(h)/32 program?
What were the incentives in the program—both then and now— for you offering a 5(h)/32
program for your clients?
What were the key considerations that went into your decision to apply for the 5(h)/32
program?
How does the 5(h)/32 program fit within your strategic goals?
Do you administer any other homeownership programs outside of 5(h)/32?

TELEPHONE DISCUSSION GUIDE

APPLIED REAL ESTATE ANALYSIS, INC.

1

II. Characteristics of PHA’s Section 5(h)/32 Homeownership Program/Program
Models
I also want to confirm some basic details about your 5(h)/32 program. As I have it from
documents we have been provided, the following describes your project(s):
You have [number] of [5(h)/32] projects.
The homeownership project [is/is not] a 5(h) to 32 conversion.
The homeownership plan was submitted to HUD on [date].
The homeownership plan was approved by HUD on [date].
The number of units approved was [number].
The number of units sold is [number] as of [date].
The first closing date was [date].
The most recent closing date was [date].
The project was a [rehabilitation of an existing low-rent public housing project/ new
construction on the same site/ new construction on a different site/ an acquisition on a
different site].
The project is [single family individual ownership/ individual ownership with a
condominium association/ cooperative/ lease-purchase]
What were the reasons for choosing the selected units/developments?
How did you finance any acquisition of land or buildings for the homeownership project?
How did you finance any new construction or rehabilitation for the project?
What is the total budget allocated for the program? How does this compare with any other
homeownership programs you administer?
Marketing/Outreach and Targeting
In planning the program, how did you set up your marketing program to existing
residents in the project, other low-rent public housing tenants, or other households who
became homeowners?
What do you consider to have been the most effective and least effective marketing or
outreach tools and methods you used?
In what ways did you target your marketing?

TELEPHONE DISCUSSION GUIDE

APPLIED REAL ESTATE ANALYSIS, INC.

2

What do you consider to be the top reasons why households you targeted did not
respond – or if they responded, did not become homeowners?
Do you consider the marketing/ outreach a success, failure, or a combination of both?
Program Eligibility
Describe the eligibility criteria you used and why you used it.
Describe the requirements for an applicant who met the eligibility requirements to then
become a homeowner.
Counseling and Training
Tell me about the counseling and training available through the program. Were there only
5(h)/32 program applicants in your classes/counseling sessions or were they mixed with
other potential home buyers? [For third-party counseling/training organizations.]
What types of counseling and training did you offer?
What topics or issues did you cover in the counseling and training?
Did you have any particular concerns in mind or a model you adopted for counseling of
and training for potential home buyers?
What were the successes and challenges of the homebuyer counseling/training?
What was the cost per head of household for counseling and training?
Purchase and Financing
How did you determine the sale price of the unit(s)/shares and any terms and conditions?
Describe the debt obligations of the buyers.
What underwriting criteria did you use for buyers?
Did you require any downpayment from the homebuyer beyond HUD’s mandated
minimum and if so, what was the formula and source?
What were the property tax payment arrangements?
Describe any recapture terms and conditions.
Describe any resale restrictions – on the party to whom the unit/share can be sold.
Did you use any models for resale and recapture terms?
Describe any other post-purchase requirements placed on the buyer.
What obstacles did your restrictions pose for heads of households wanting to become
home buyers? Would you change the requirements?
TELEPHONE DISCUSSION GUIDE

APPLIED REAL ESTATE ANALYSIS, INC.

3

Was there any other assistance you offered home buyers in addition to the post-purchase
requirement discussed earlier?
How are loans to home buyers serviced?
Are there any specific procedures that you have in place to prevent default and
foreclosure?
What is your system for monitoring the program both pre- and post-purchase?
Describe any problems you have had in getting information, or doubts about its accuracy,
and how you addressed such obstacles.
What role, if any, does the real estate industry play in the program?
Are there any established partnerships with lending institutions?
What is the lending industry perception of the 5(h)/32 program?
III. Program Organizational Structure
Next, I’d like to discuss the management of your 5(h)/32 program and its placement within
your PHA.
How is the program managed and administered?
In what department was the homeownership program originally placed and has it
changed? What is the best place in your organization to place homeownership
responsibility?
What is the total number of full-time employees dedicated to the 5(h)/32 program?
To what extent did you rely on consultants, contractors, PREs, and others to design and
manage the program initially? Is this still the preferred way of managing a homeownership
program?
Within the program, who has primary responsibility for:
The design of the program?
Submitting applications to HUD?
Overall project management?
Marketing/outreach?
Counseling/training?
What is the tenure of each of the individuals involved with the key components of the
program?
Do you utilize any of your other PHA programs to support the implementation of the
5(h)/32 program?
TELEPHONE DISCUSSION GUIDE

APPLIED REAL ESTATE ANALYSIS, INC.

4

Would you change any assignments you did or did not make to third parties if you were
to implement the program again?
IV. Program Accomplishments and Challenges
I’d like to discuss your 5(h)/32 program’s accomplishments and some of its challenges.
Did you anticipate any barriers for the 5(h)/32 program? If so, how did you overcome
each one? Did other unanticipated barriers emerge?
How successful has the 5(h)/32 program been for your PHA? What are the primary
reasons for the success?
[For PHAs with closings]:
What stands out to you as the critical characteristics or profiles of successful and
unsuccessful home buyers?
Do you have any information on homeowners making subsequent home purchases after
their participation in the 5(h)/32 program?
What has been your post-purchase experience with home buyers in terms of resales,
defaults, foreclosures, and other difficulties?
V. Profiles of Households and Neighborhoods
Were the households you tried to bring into the program typical of your low-rent public
housing population or not? What were the key differences?
[For PHAs with closings]:
Are the households who became homeowners typical of your low-rent public housing
population or not? What are the key differences?
How would you describe the neighborhood in which you implemented your
homeownership project compared with other neighborhoods in the area?
Would you consider this location to be a homeownership, rental, or mixed neighborhood?
What do you consider the market conditions to have been when you started the project?
What do you consider them to be now?
VI. Program Success/Issues
As part of this study, HUD would like to hear the thoughts of PHA personnel on the
features of the 5(h)/32 program.

TELEPHONE DISCUSSION GUIDE

APPLIED REAL ESTATE ANALYSIS, INC.

5

What are the positive features of the 5(h)/32 program? Which ones would you
recommend that HUD continue?
What are the negative features of the 5(h)/32 program? Which ones would you
recommend that HUD eliminate or change?
Are there features of the Housing Choice Voucher or other homeownership programs that
should be considered for the 5(h)/32 program?
Do you intend to continue with 5(h)/32 program for your clients? Why or why not?
VII. Wrap-Up
Is there anything else that you would like to add?
Thank you for participating in our discussion today.

TELEPHONE DISCUSSION GUIDE

APPLIED REAL ESTATE ANALYSIS, INC.

6

APPENDIX E-3.
PHA WITHOUT SECTION 32 AND/ OR SECTION 5(H) PROGRAM
TELEPHONE INTERVIEW GUIDE
Please see the following pages.

TECHNICAL ASSISTANCE
SERVICES FOR HOMEOWNERSHIP
PROGRAM EVALUATION

APPLIED REAL ESTATE ANALYSIS, INC.
WESTAT, INC.
OKM ASSOCIATES, INC.

SECTION 5(H)/ 32 HOMEOWNERSHIP PROGRAM EVALUATION
TELEPHONE DISCUSSION GUIDE
PHAS WITHOUT A SECTION 5(H)/ 32 HOMEOWNERSHIP PROGRAM

Introduction
Hello, my name is [interviewer name]. I work for the [AREA/OKM/Westat] in [Chicago/
Boston/Rockville, MD],

an independent research organization. I do not work for the U.S.

Department of Housing and Urban Development or any housing authority.

[AREA/OKM/Westat] is conducting a study to document the experiences of public housing
agencies that have implemented a Section 5(h) and/or Section 32 homeownership programs as well
as those who have not implemented either of those programs. The goal of the study is to
understand: What strategies have been used to implement homeownership? What have been the
successes and challenges? To answer these questions we want to learn as much as we can about
the nature of the PHA, the design and implementation of your homeownership program, and the
characteristics of the program participants.

Do you have any questions or comments before we continue?

I. Characteristics of PHAs
I’d like to start our discussion by confirming some basic details about your PHA.
What is the size of your agency?
Describe your portfolio.
Do you have plans to [undertake/expand] homeownership for your clients in the future?

II. Characteristics of PHA’s Homeownership Program(s)
Do you administer any homeownership programs?
What were the reasons for choosing to administer these other homeownership programs versus
a Section 5(h) or 32 program?
For each homeownership program:
TELEPHONE DISCUSSION GUIDE

APPLIED REAL ESTATE ANALYSIS, INC.

1

What are the total number of projects?
How many closings have occurred to date?
What type of project(s) are you implementing? [e.g., rehabilitation of an existing lowrent public housing project/ new construction on the same site/ new construction on a
different site/ an acquisition on a different site].
Which of the following describes the project(s)?[single family individual ownership/
individual ownership with a condominium association/ cooperative/ lease-purchase]
What are the general characteristics of the neighborhood(s) in which the project(s) is/
are located?
What were the reasons for choosing the selected units/developments?
What is the total budget allocated for the program?

III. Reasoning for Nonparticipation in Section 5(h)/ 32 program
Did the PHA consider implementing a Section 5(h) or a Section 32 Homeownership program?
What were the key considerations that went into your decision to not implement a 5(h)/32
program?
When the Section 5(h) program was replaced by the Section 32 program in 2003, did the PHA
reconsider implementing the program?
What are the positive features of the 5(h)/32 program?
What are the negative features of the 5(h)/32 program? Which ones would you recommend
that HUD eliminate or change in order to encourage participation by more PHAs?
Are there features of the Housing Choice Voucher or other homeownership programs that
should be considered for the 5(h)/32 program?

IV. Wrap-Up
Is there anything else that you would like to add?

Thank you for participating in our discussion today.

TELEPHONE DISCUSSION GUIDE

APPLIED REAL ESTATE ANALYSIS, INC.

2

APPENDIX F-1.
ADVANCE LETTER FOR HOUSEHOLD SURVEY
Proposed Advance Letter on HUD PIH Letterhead
Month Day, 2006
Dear

:

The Office of Public and Indian Housing (PIH) of the U.S. Department of Housing
and Urban Development (HUD) operates programs designed to help people buy
homes. PIH wants to know how helpful those programs are and how they could be
made better. By finding out this information from people like you, PIH will be able to
help more people become homeowners. We need to speak with people who bought
a home through a program from a public housing agency (PHA) and with those who
did not. Therefore, we are asking you to be part of the Survey of Homeownership
Program Participants and Eligible Non-Participants. A company called AREA is
conducting the interviews for HUD. Within the next few weeks, someone from AREA
will call you to complete a survey that will take approximately 30 minutes.
Participating in the survey is voluntary, and you can refuse to answer any question
and you are not required to answer in order to obtain any benefit. The information
we obtain from this survey will be presented only as summaries grouped with the
answers given by other respondents. No individual respondents will be identified in
our reports or the data we provide to HUD. You cannot be identified in any way.
AREA may not collect this information, and you are not required to complete this
survey, unless it displays a currently valid OMB control number. This survey is being
conducted under OMB approval #XXXX. Your help is very important to the success
of this study and we hope you agree to participate.
You may call AREA at (800) 401-AREA (2732) if you have any questions about the
study. You may call me, NAME, at HUD if you have any questions about this survey.
My number is: (202) XXX-XXXX. On behalf of PIH, I would like to thank you for your
assistance in this study.

Sincerely,

TECHNICAL ASSISTANCE
SERVICES FOR HOMEOWNERSHIP
PROGRAM EVALUATION

APPLIED REAL ESTATE ANALYSIS, INC.
WESTAT, INC.
OKM ASSOCIATES, INC.

APPENDIX F-2.
HOUSEHOLD SURVEY INSTRUMENT
Survey Introduction and Assurance of Confidentiality
Hello, this is [Interviewer Name] and I'm calling on behalf of the U.S. Department of
Housing and Urban Development. Our records show that you {participated
in/considered participating in [PHA Name]’s homeownership program [PHA Program
Name]. I would like to ask you about that program.
This survey will take about 30 minutes to complete. Participating in the survey is
voluntary, and you can refuse to answer any question and you are not required to
answer in order to obtain any benefit. The information we obtain from this survey
will be presented only as summaries grouped with the answers given by other
respondents. No individual respondents will be identified in our reports or the data
we provide to HUD. You cannot be identified in any way. AREA may not collect this
information, and you are not required to complete this survey, unless it displays a
currently valid OMB control number. This survey is being conducted under OMB
approval #XXXX.
See following pages.

TECHNICAL ASSISTANCE
SERVICES FOR HOMEOWNERSHIP
PROGRAM EVALUATION

APPLIED REAL ESTATE ANALYSIS, INC.
WESTAT, INC.
OKM ASSOCIATES, INC.

HOUSEHOLD SURVEY
HOMEOWNERSHIP PROGRAM EVALUATION
HUD HOUSEHOLD SURVEY STRUCTURE
The survey consists of three sections geared to the following respondents:
I.

CURRENT HOMEOWNERSHIP PROGRAM PARTICIPANT, who may be either a:
CURRENT HOMEOWNER
or
NOT YET A HOMEOWNER, but in the process to become one.
Answers to specific initial questions will automatically categorize the respondent as
a CURRENT HOMEOWNER or NOT YET A HOMEOWNER and direct the
Interviewer to the appropriate set of subsequent questions.

II.

PAST HOMEOWNERSHIP PROGRAM PARTICIPANT who may be either a:
PAST HOMEOWNER (having sold the house purchased as part of the Program),
or
NON-HOMEOWNER (not having achieved homeownership while in the Program)
Answers to specific initial questions will automatically categorize the respondent as
a PAST HOMEOWNER or a NON-HOMEOWNER and direct the Interviewer to the
appropriate set of next questions.

III.

NON-HOMEOWNERSHIP PROGRAM PARTICIPANT who was eligible for or
expressed interest in the homeownership program, and may have completed an
application but did not go through counseling and training and did not purchase a
home.

NOTE: The survey instrument will be administered by an Interviewer using an automated
Access-based computer program. The survey instrument as shown includes “Programmer
Notes” which are intended as instructions for the computer programmer. The Interviewer
will not see these Programmer Notes while administering the survey. However, we have
left these notes in this version so that the reader can keep track of reference questions.

DRAFT
Screening Questions (2-28-06)

1

APPLIED REAL ESTATE ANALYSIS, INC.

SCREENING QUESTIONNAIRE
(SHOULD BE PRE-FILLED FOR CONTACT PURPOSES)
Name of Resident: _____________________________________________________
Home Address: ________________________________________________________
Home Phone: _________________________________________________________
Work Phone: __________________________________________________________
Interviewer: ___________________________________________________________
Date Interviewed: ______________________________________________________
PHA Contact: _________________________________________________________
PHA Address: _________________________________________________________
PHA Phone Number: ___________________________________________________
PHA Code: ___________________________________________________________
Household Code: ______________________________________________________

GENERAL VERIFICATION
ONCE RESPONDENT IS ON PHONE:
V1a. First, let me verify we have the correct information. Your name is {INSERT
RESIDENT NAME/INTERVIEWER SHOULD SPELL NAME ALSO}. Is that correct?
YES . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 ÷
NO . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 ÷
REFUSED . . . . . . . . . . . . . . . . . . . . . . -7 ÷
DON’T KNOW . . . . . . . . . . . . . . . . . . . -8 ÷

(GO TO V2)
(GO TO V1b)
(GO TO V1b)
(GO TO V1b)

V1b. May I have your name? Please spell it for me.
______________________
FIRST NAME

____________
__________________________
MIDDLE NAME/INITIAL
LAST NAME
IF RESPONDENT
OFFERS THIS

DRAFT
Screening Questions (2-28-06)

2

APPLIED REAL ESTATE ANALYSIS, INC.

V2a. And I have your address as {INSERT ADDRESS/INTERVIEWER SHOULD SPELL
STREET, CITY, STATE ALSO}. Is that correct?
YES . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 ÷
NO . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 ÷
REFUSED . . . . . . . . . . . . . . . . . . . . . . -7 ÷
DON’T KNOW . . . . . . . . . . . . . . . . . . . -8 ÷

(GO TO A1)
(GO TO V2b)
(GO TO V2b)
(GO TO V2b)

V2b. May I please have your address? Please spell it for me.
_________
NUMBER

______________________________________________
STREET NAME

_________________________________________
CITY

_________
STATE

REFUSED . . . . . . . . . . . . . . . . . . . . . . -7 ÷
DON’T KNOW . . . . . . . . . . . . . . . . . . . -8 ÷

__________
APT
NUMBER

________________
ZIP CODE

(GO TO A1)
(GO TO A1)

Initial Screening/Verification Questions
A1.

Did you participate in the Housing Authority’s homeownership program?
NO . . . . . . . . . . . . . . . . . . . . . . . . . . . .
YES . . . . . . . . . . . . . . . . . . . . . . . . . . .

A2.

1 ÷
2 ÷

(GO TO A2)
(GO TO A3a)

If you did not participate in the program, at what point did you decide not to
participate?
After being briefed on the program
but before completing an application. . . . . . .

1 ÷

( U S E S U R V E Y
QUESTIONNAIRE FOR
HOUSEHOLDS THAT
DID NOT PARTICIPATE
IN THE HOMEOWNERSHIP PROGRAM)

After completing an application but
before going through training and counseling.

2 ÷

( U S E S U R V E Y
QUESTIONNAIRE FOR
HOUSEHOLDS THAT
DID NOT PARTICIPATE
IN THE HOMEOWNERSHIP PROGRAM)

DRAFT
Screening Questions (2-28-06)

3

APPLIED REAL ESTATE ANALYSIS, INC.

During or after training and counseling
but before purchasing a home. . . . . . . . . . . .

3 ÷

REFUSED . . . . . . . . . . . . . . . . . . . . . . . . . . . -7 ÷
DON’T KNOW . . . . . . . . . . . . . . . . . . . . . . . . -8 ÷

( U S E S U R V E Y
QUESTIONNAIRE FOR
HOUSEHOLDS THAT
ARE PAST PROGRAM
PARTICIPATANTS)
(GO TO A3a)
(GO TO A3a)

A3a. Did you purchase a home as part of the Housing Authority’s homeownership
program?
YES . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 ÷
NO . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 ÷
REFUSED . . . . . . . . . . . . . . . . . . . . . . -7 ÷
DON’T KNOW . . . . . . . . . . . . . . . . . . . -8 ÷

(GO TO A4)
(GO TO A3b)
(GO TO A3b)
(GO TO A3b)

A3b. Do you plan to purchase a home as part of the homeownership program? Would
you say...
Yes, I am currently involved in the
process to purchase home . . . . . . . . .

1

÷

( U S E S U R V E Y
QUESTIONNAIRE FOR
PARTICIPANTS)

Yes, I am currently involved in a
lease-purchase program, or . . . . . . . .

2 ÷

( U S E S U R V E Y
QUESTIONNAIRE FOR
PARTICIPANTS)

No? . . . . . . . . . . . . . . . . . . . . . . . . . . .

3 ÷

(USE
SURVEY
QUESTIONNAIRE FOR
PAST PARTICIPANTS)
(END SURVEY)
(END SURVEY)

REFUSED . . . . . . . . . . . . . . . . . . . . . . -7 ÷
DON’T KNOW . . . . . . . . . . . . . . . . . . . -8 ÷

DRAFT
Screening Questions (2-28-06)

4

APPLIED REAL ESTATE ANALYSIS, INC.

A4.

Do you still own or rent the home that you occupied or purchased as part of the
homeownership program?
YES . . . . . . . . . . . . . . . . . . . . . . . . . . .

1 ÷

NO . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2 ÷

REFUSED . . . . . . . . . . . . . . . . . . . . . . -7 ÷
DON’T KNOW . . . . . . . . . . . . . . . . . . . -8 ÷

(USE
SURVEY
QUESTIONNAIRE FOR
PARTICIPANTS)
(USE
SURVEY
QUESTIONNAIRE FOR
PAST PARTICIPANTS)
(END SURVEY)
(END SURVEY)

DRAFT
Screening Questions (2-28-06)

5

APPLIED REAL ESTATE ANALYSIS, INC.

HOUSEHOLD SURVEY
SECTION I. PROGRAM PARTICIPANTS
Part I: Housing and Neighborhood Profile
First, we are going to talk about the home in which you lived when you heard about the
homeownership program.
1.

W here was that home located? [IF NEEDED: The home you lived in before this one.
W as it in...
The same city as the Housing Authority
home you are living in now, but in a
different neighborhood, . . . . . . . . . . . . . . . . . .
The same neighborhood as the Housing
Authority home you are living in now, . . . . . . . .
The same house or apartment as
the one you are living in now? . . . . . . . . . . . . .
REFUSED . . . . . . . . . . . . . . . . . . . . . . . . . . . .
DON’T KNOW . . . . . . . . . . . . . . . . . . . . . . . . .

2.

1
2
3 ÷
-7
-8

(GO TO Q3)

W hat was the address of that home?

_________
NUMBER

______________________________________________
STREET NAME

_________________________________________
CITY

_________
STATE

__________
APT
NUMBER

________________
ZIP CODE

REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

INTERVIEWER NOTE: IF Q1=3, “The same house or apartment,” ASK Q3 AS:
“What kind of home do you live in? Is it...”

DRAFT (2.28.06 - 3PM)

1

A PPLIED R EAL E STATE A NALYSIS , INC .

3.

W hat type of structure is/was that home? W as it...
A Single-family detached home, . . . . . . . . . . . . 1
A Duplex or townhouse or rowhouse, . . . . . . . . 2
An apartment building with 3 to 6
apartments in it, . . . . . . . . . . . . . . . . . . . . . . . . 3
An apartment building with 7 to 12
apartments in it, or . . . . . . . . . . . . . . . . . . . . . . 4
An apartment building with more than 12
apartments in it? . . . . . . . . . . . . . . . . . . . . . . . . 5
OTHER . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 91
(SPECIFY) ____________________________
REFUSED . . . . . . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . . . . . . -8

4.

Did/do you own or rent the home you lived in when you heard about the
homeownership program?
Rent . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 ÷
Own . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 ÷
OTHER . . . . . . . . . . . . . . . . . . . . . . . . . . 91 ÷
(SPECIFY) _______________________
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7 ÷
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8 ÷

(GO TO Q7)
(GO T0 Q 5
(GO TO Q7)
(GO TO Q7)
(GO TO Q7)

PROGRAMMER NOTE: IF OWNED AND LIVED IN SINGLE FAMILY UNIT (E.G. IF
Q3=1 and Q4=2), ASK Q5. IF NOT, GO TO INTERVIEWER NOTE BEFORE Q6.
5.

Did you own the land as well as the single-family house?
YES . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1
NO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 ÷
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7 ÷
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8 ÷

(GO
(GO
(GO
(GO

TO
TO
TO
TO

Q9)
Q9)
Q9)
Q9)

PROGRAMMER NOTE: IF OWNED AND DID NOT LIVE IN SINGLE FAMILY UNIT
(E.G. IF Q3= 2-5 OR 91 AND Q4=2), ASK Q6.
6.

Did you own your unit as part of a condominium building or a co-op building?
YES . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1
NO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

DRAFT (2.28.06 - 3PM)

2

(GO
(GO
(GO
(GO

TO
TO
TO
TO

Q9)
Q9)
Q9)
Q9)

A PPLIED R EAL E STATE A NALYSIS , INC .

PROGRAMMER NOTE: IF Q4=1, ASK:
7.

Did you live in rental housing that was subsidized, in other words, one that
had income limits for residents? W ould you say...
Yes, you lived in public housing, . . . . . . . . . . . 1
Yes, you lived in other subsidized housing, or . 2
No, you rented your housing at market-rate? . . 3
REFUSED . . . . . . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . . . . . . -8

8.

About how much was your monthly rent, including utilities? [IF NEEDED: Even if you
paid the utilities yourself. An estimate is fine.]

PROGRAMMER NOTE: CODE RESPONSE INTO RENTAL AMOUNT CATEGORY
$1-$99 . . . . . . . . . . . . . . . . . . . . . . . . . .
$100-$199 . . . . . . . . . . . . . . . . . . . . . . .
$200-$299 . . . . . . . . . . . . . . . . . . . . . . .
$300-$399 . . . . . . . . . . . . . . . . . . . . . . .
$400-$499 . . . . . . . . . . . . . . . . . . . . . . .
$500-$599 . . . . . . . . . . . . . . . . . . . . . . .
$600-$699 . . . . . . . . . . . . . . . . . . . . . . .
$700-$799 . . . . . . . . . . . . . . . . . . . . . . .
$800-$899 . . . . . . . . . . . . . . . . . . . . . . .
$900-$999 . . . . . . . . . . . . . . . . . . . . . . .
$1,000-$1,199 . . . . . . . . . . . . . . . . . . . .
$1,200-$1,299 . . . . . . . . . . . . . . . . . . . .
$1,300-$1,399 . . . . . . . . . . . . . . . . . . . .
$1,400-$1,499 . . . . . . . . . . . . . . . . . . . .
$1,500+ . . . . . . . . . . . . . . . . . . . . . . . . .
NONE/ZERO . . . . . . . . . . . . . . . . . . . . .
OTHER . . . . . . . . . . . . . . . . . . . . . . . . . .
(SPECIFY) ______________________
REFUSED . . . . . . . . . . . . . . . . . . . . . . .
DON’T KNOW . . . . . . . . . . . . . . . . . . . .

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
91
-7 ÷
-8 ÷

(GO TO Q11)
(GO TO Q11)

PROGRAMMER NOTE: IF Q1=4, “The same house or apartment,” GO TO Q17.

DRAFT (2.28.06 - 3PM)

3

A PPLIED R EAL E STATE A NALYSIS , INC .

For Previous Owners
9.

W hat were your monthly housing costs (including your mortgage, if applicable,
property taxes, insurance, co-op or association fees, etc.)? Please specify each cost,
if possible. If some costs are combined, include under “Total Housing Costs,” and
check which costs are included in the total.
9a.
Mortgage
Only

9b.
Taxes
Only

9c.
Insurance
Only

9d. Association
or Coop Fees

9e. Total
Housing Costs

Does this total
include…..
1. Mortgage?_____
2. Taxes?________
3. Insurance?_____
4. Association or
Coop Fees?_______
91. OTHER
(SPECIFY)_______

$1-$29
$30-$39
$40-$49
$50-$59
$60-69
$70-79
$80-$89
$90-$99
$100-$199
$200-$299
$300-$399
$400-$499
$500-$599
$600-$699
$700-$799
$800-$899
$900-$999
$1,000-$1,199
$1,200-$1,299
$1,300-$1,399
$1,400-$1,499
$1,500+
None/zero
Paid off
Other,
Specify
Refused
Don’t Know

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
91
_______
-7
-8

DRAFT (2.28.06 - 3PM)

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
91
____
-7
-8

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
91
_______
-7
-8
4

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
91
_______
-7
-8

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
91
_______
-7
-8

A PPLIED R EAL E STATE A NALYSIS , INC .

10.

Did you pay Homeowners association, condo or co-op fees?
YES . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 ÷
NO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 ÷
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7 ÷
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8 ÷

11.

(GO
(GO
(GO
(GO

TO
TO
TO
TO

Q11)
Q11)
Q11)
Q11)

About how much were your average per-month utility costs? [IF NEEDED: An
estimate is fine. W e know costs change depending on the time of year.]

INTERVIEWER: CODE RESPONSE INTO TOTAL AMOUNT CATEGORY

$1-$49 . . . . . . . . . . . . . . . . . . . . . . . . . . 1
$50-$99 . . . . . . . . . . . . . . . . . . . . . . . . . 2
$100-$149 . . . . . . . . . . . . . . . . . . . . . . . 3
$150-$199 . . . . . . . . . . . . . . . . . . . . . . . 4
$200-$249 . . . . . . . . . . . . . . . . . . . . . . . 5
$250-$299 . . . . . . . . . . . . . . . . . . . . . . . 6
$300+ . . . . . . . . . . . . . . . . . . . . . . . . . . . 7
NONE OR ZERO . . . . . . . . . . . . . . . . . . 8
OTHER . . . . . . . . . . . . . . . . . . . . . . . . . . 91
(SPECIFY) ______________________
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8
INTERVIEWER: CODE RESPONSE INTO TOTAL AMOUNT CATEGORY
12.

About how much were your monthly upkeep and maintenance costs, such as fixing
broken appliances, repairing roof, repainting, etc.? [IF NEEDED: An estimate is fine.
W e know costs can vary depending on what needs to be done]

$1-$49 . . . . . . . . . . . . . . . . . . . . . . . . . . 1
$50-$99 . . . . . . . . . . . . . . . . . . . . . . . . . 2
$100-$149 . . . . . . . . . . . . . . . . . . . . . . . 3
$150-$199 . . . . . . . . . . . . . . . . . . . . . . . 4
$200-$249 . . . . . . . . . . . . . . . . . . . . . . . 5
$250-$299 . . . . . . . . . . . . . . . . . . . . . . . 6
$300+ . . . . . . . . . . . . . . . . . . . . . . . . . . . 7
NONE OR ZERO . . . . . . . . . . . . . . . . . . 8
OTHER . . . . . . . . . . . . . . . . . . . . . . . . . . 91
(SPECIFY) ______________________
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

DRAFT (2.28.06 - 3PM)

5

A PPLIED R EAL E STATE A NALYSIS , INC .

ALL RESPONDENTS WHO LIVED IN A DIFFERENT HOME
13.

On a scale of 1 to 5, with 1 being “Not at all satisfied,” and 5 being “Very satisfied,”
how would you rate your satisfaction with the size the home you lived in at the time
you heard about the homeownership program?
NOT AT ALL
SATISFIED
1

2

3

4

VERY
SATISFIED
5

REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

14.

On a scale of 1 to 5, with 1 being “Not at all satisfied,” and 5 being “Very satisfied,”
how would you rate your satisfaction with the condition of the home you lived in at
the time you heard about the homeownership program?
NOT AT ALL
SATISFIED
1

2

3

4

VERY
SATISFIED
5

REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

PROGRAMMER NOTE: IF Q1=2 (“Same neighborhood”) OR 4 (“Same house”),
SKIP TO Q17. OTHERWISE, ASK Q16.
15.

On a scale of 1 to 5, with 1 being the “Not at all satisfied,” and 5 being the “Very
satisfied,” how would you rate your satisfaction with the neighborhood you lived in
at the time you heard about the program?
NOT AT ALL
SATISFIED
1

2

3

4

VERY
SATISFIED
5

REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

DRAFT (2.28.06 - 3PM)

6

A PPLIED R EAL E STATE A NALYSIS , INC .

16.

Did your parents or guardians own the house in which you grew up? [IF NEEDED:
The parent or guardian you lived with the longest.]
YES . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1
NO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

17a. Have you purchased a home under the home ownership program yet?
YES . . . . . . . . . . . . . . . . . . . . . . . . . . . 1
NO . . . . . . . . . . . . . . . . 2 (GO TO Q31)

Part II.

Current Home Purchased under the Program

Now, we are going to talk about the home you purchased under the program.
17b. W hat month and year did you move into that home?
________________
Month

_____________
Year

REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

18.

W hat type of home is that home? Is it...
A Single-family detached home, . . . . . . . . . . . . 1
A Duplex or townhouse or rowhouse, . . . . . . . . 2
An apartment building with 3 to 6
apartments in it, . . . . . . . . . . . . . . . . . . . . . . . . 3
An apartment building with 7 to 12
apartments in it, or . . . . . . . . . . . . . . . . . . . . . . 4
An apartment building with more than 12
apartments in it? . . . . . . . . . . . . . . . . . . . . . . . . 5
OTHER . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 91
(SPECIFY) ___________________________
REFUSED . . . . . . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . . . . . . -8

PROGRAMMER NOTE: IF LIVES IN SINGLE FAMILY HOME (Q19=1), ASK Q20.
OTHERWISE, SKIP TO Q21.

DRAFT (2.28.06 - 3PM)

7

A PPLIED R EAL E STATE A NALYSIS , INC .

19.

Do you own the land as well as the single-family house?
YES . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 ÷
NO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 ÷
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7 ÷
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8 ÷

(GO
(GO
(GO
(GO

TO
TO
TO
TO

Q21a)
Q21a)
Q21a)
Q21a)

PROGRAMMER NOTE: IF OWNED AND DID NOT LIVE IN SINGLE FAMILY UNIT
(E.G. IF Q3=2, 3, 5, OR 91 AND Q4=2), ASK Q21.
20.

Do you own your unit as part of a condominium building or a co-op building?
YES . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 ÷
NO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 ÷
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7 ÷
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8 ÷

21a

TO
TO
TO
TO

Q21a)
Q21a)
Q21a)
Q21a)

Is your home part of a larger development, such as a group of buildings or homes
that were built at the same time?
YES . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 ÷
NO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 ÷
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7 ÷
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8 ÷

21b.

(GO
(GO
(GO
(GO

(GO
(GO
(GO
(GO

TO
TO
TO
TO

Q21b)
Q22a)
Q22a)
Q22a)

Is the development perceived by residents and/or the community as subsidized or
public housing?
YES . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 ÷
NO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 ÷
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7 ÷
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8 ÷

(GO
(GO
(GO
(GO

TO
TO
TO
TO

Q22a)
Q22a)
Q22a)
Q22a)

PROGRAMMER NOTE: IF Q1=4 (“Same house”) AND Q3b=1 (“Rented unit”),
THEN ASK Q23b. OTHERWISE, ASK Q23c.

22a.

Did you purchase the same home in which you previously lived as a renter?
YES . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1
NO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8 ÷

DRAFT (2.28.06 - 3PM)

8

(GO
(GO
(GO
(GO

TO
TO
TO
TO

Q22b)
Q23)
Q23)
Q23)

A PPLIED R EAL E STATE A NALYSIS , INC .

22b.

How long did you live in your home before you bought it?
________________
Month

_____________
Year

REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

23.

On a scale of 1 to 5, with 1 being the least satisfied, and 5 being the most satisfied,
how would you rate your satisfaction with the size of your current home?
LEAST
SATISFIED
1

2

3

4

MOST
SATISFIED
5

REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

24.

On a scale of 1 to 5, with 1 being the least satisfied, and 5 being the most satisfied,
how would you rate your satisfaction with the condition of your current home?
LEAST
SATISFIED
1

2

3

4

MOST
SATISFIED
5

REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8
PROGRAMMER NOTE: IF Q1=2 (“Same neighborhood”) OR 3 (“Same house”),
SKIP TO Q26. OTHERWISE, ASK Q25.
25.

On a scale of 1 to 5, with 1 being the “Not at all satisfied,” and 5 being “Very
satisfied,” how would you rate your satisfaction with your current neighborhood?
NOT AT ALL
SATISFIED
1

2

3

4

VERY
SATISFIED
5

REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

DRAFT (2.28.06 - 3PM)

9

A PPLIED R EAL E STATE A NALYSIS , INC .

26.

W hat were your monthly housing costs (including your mortgage, if applicable,
property taxes, insurance, co-op or association fees, etc.)? Please specify each cost,
if possible. If some costs are combined, include under “Total Housing Costs,” and
check which costs are included in the total.
26a.
Mortgage
Only

26b.
Taxes
Only

26c.
Insurance
Only

26d.
Association or
Coop Fees

Check Aggregated
Costs Included in
Total

$1-$29
$30-$39
$40-$49
$50-$59
$60-69
$70-79
$80-$89
$90-$99
$100-$199
$200-$299
$300-$399
$400-$499
$500-$599
$600-$699
$700-$799
$800-$899
$900-$999
$1,000-$1,199
$1,200-$1,299
$1,300-$1,399
$1,400-$1,499
$1,500+
None/zero
Paid off
Other,
Specify
Refused
Don’t Know

26e. Total
Housing Costs

Does this total
include…..
1. Mortgage?_____
2. Taxes?________
3. Insurance?_____
4. Association or
Coop Fees?_______
91. OTHER
(SPECIFY)_______

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
91
_______
-7
-8

DRAFT (2.28.06 - 3PM)

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
91
____
-7
-8

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
91
_______
-7
-8
10

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
91
_______
-7
-8

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
91
_______
-7
-8

A PPLIED R EAL E STATE A NALYSIS , INC .

27.

About how much are your average per-month utility costs? [IF NEEDED: An estimate
is fine. W e know costs change depending on the time of year.]

[INTERVIEWER: CODE RESPONSE INTO TOTAL AMOUNT CATEGORY]
$1-$49 . . . . . . . . . . . . . . . . . . . . . . . . . . 1
$50-$99 . . . . . . . . . . . . . . . . . . . . . . . . . 2
$100-$149 . . . . . . . . . . . . . . . . . . . . . . . 3
$150-$199 . . . . . . . . . . . . . . . . . . . . . . . 4
$200-$249 . . . . . . . . . . . . . . . . . . . . . . . 5
$250-$299 . . . . . . . . . . . . . . . . . . . . . . . 6
$300+ . . . . . . . . . . . . . . . . . . . . . . . . . . . 7
NONE OR ZERO . . . . . . . . . . . . . . . . . . 8
OTHER . . . . . . . . . . . . . . . . . . . . . . . . . . 91
(SPECIFY) ______________________
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

28.

About how much were your monthly upkeep and maintenance costs, such as fixing
broken appliances, repairing roof, repainting, etc.? [IF NEEDED: An estimate is fine.
W e know costs can vary depending on what needs to be done]

[INTERVIEWER: CODE RESPONSE INTO TOTAL AMOUNT CATEGORY]
$1-$49 . . . . . . . . . . . . . . . . . . . . . . . . . . 1
$50-$99 . . . . . . . . . . . . . . . . . . . . . . . . . 2
$100-$149 . . . . . . . . . . . . . . . . . . . . . . . 3
$150-$199 . . . . . . . . . . . . . . . . . . . . . . . 4
$200-$249 . . . . . . . . . . . . . . . . . . . . . . . 5
$250-$299 . . . . . . . . . . . . . . . . . . . . . . . 6
$300+ . . . . . . . . . . . . . . . . . . . . . . . . . . . 7
NONE OR ZERO . . . . . . . . . . . . . . . . . . 8
OTHER . . . . . . . . . . . . . . . . . . . . . . . . . . 91
(SPECIFY) ______________________
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8
29a.

Have you ever had problems making your monthly mortgage payments for the home
you purchased under the program?
YES . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 ÷
NO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 ÷
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7 ÷
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8 ÷

DRAFT (2.28.06 - 3PM)

11

(GO
(GO
(GO
(GO

TO
TO
TO
TO

Q29b)
Q30)
Q30)
Q30)

A PPLIED R EAL E STATE A NALYSIS , INC .

29b.

How many months have you had problems making your mortgage payment for your
current home?

[INTERVIEWER: INSERT NUMBER OF MONTHS]
________ NUMBER OF MONTHS
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8
29c.

How many of those months were consecutive months? In other words how many
months in a row did you have problems making your mortgage payment?

[INTERVIEWER: INSERT NUMBER OF MONTHS]
________ NUMBER OF MONTHS
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8
29d.

W hat happened that caused you to have problems making your mortgage payment?

INTERVIEWER NOTE: PLEASE CODE ALL THAT APPLY. PROBE: “Anything
else?”

30a.

LOSS OF JOB OR INCOME . . . . . . . . . 1
ILLNESS OR SURGERY . . . . . . . . . . . . 2
PERSONAL ISSUES . . . . . . . . . . . . . . . 3
OTHER . . . . . . . . . . . . . . . . . . . . . . . . . . 91
(SPECIFY) ______________________
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8
Have you had problems in paying other housing costs?
YES . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 ÷
NO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 ÷
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7 ÷
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8 ÷

DRAFT (2.28.06 - 3PM)

12

(GO
(GO
(GO
(GO

TO
TO
TO
TO

Q30b)
Q31 )
Q31 )
Q31 )

A PPLIED R EAL E STATE A NALYSIS , INC .

30b.

W hat happened that caused you to have problems paying other housing costs?

INTERVIEWER NOTE: PLEASE CODE ALL THAT APPLY. PROBE: “Anything
else?”
LOSS OF JOB OR INCOME . . . . . . . . . 1
ILLNESS OR SURGERY . . . . . . . . . . . . 2
PERSONAL ISSUES . . . . . . . . . . . . . . . 3
OTHER . . . . . . . . . . . . . . . . . . . . . . . . . . 91
(SPECIFY) ______________________
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

Part III.
31.

Experience with Homeownership Program

W hat month and year did you first hear about the homeownership program?
________________
Month

_____________
Year

REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8
32.

How did you first get information about the homeownership program?

INTERVIEWER NOTE: CODE ONE RESPONSE. IF NEEDED, REPEAT
QUESTION.
BROCHURE . . . . . . . . . . . . . . . . . . . . . . . . . . . 1
GROUP MEETING W ITH PHA/
HOMEOW NERSHIP PROGRAM STAFF . . . . 2
INDIVIDUAL MEETING W ITH PHA/
HOMEOW NERSHIP PROGRAM STAFF . . . . 3
W ORD OF MOUTH FROM FRIEND,
NEIGHBOR, ETC. . . . . . . . . . . . . . . . . . . . . . . 4
OTHER . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 91
(SPECIFY) ___________________________
REFUSED . . . . . . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . . . . . . -8

DRAFT (2.28.06 - 3PM)

13

A PPLIED R EAL E STATE A NALYSIS , INC .

33a.

Did you have any problems getting information about the program?
YES . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 ÷
NO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 ÷
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7 ÷
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8 ÷

33b.

(GO
(GO
(GO
(GO

TO
TO
TO
TO

Q33b)
Q34)
Q34)
Q34)

W hat problems did you have?

[INTERVIEWER: CODE ALL THAT APPLY. PROBE: “Any other problems?”]
NO ONE REPRESENTING PHA TO TALK
W ITH . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1
NO W RITTEN INFORMATION . . . . . . . . . . . . 2
INFORMATION UNCLEAR . . . . . . . . . . . . . . . 3
OTHER . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 91
(SPECIFY) ___________________________
REFUSED . . . . . . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . . . . . . -8
33c.

W as the difficulty resolved?
YES . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1
NO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

34.

W hy did you decide to participate in the program?

[INTERVIEWER: CODE ALL THAT APPLY. PROBE: “Any other reason?”]
OPPORTUNITY TO OW N HOME . . . . . . . . . . 1
GOOD W AY TO USE CASH BUILT UP IN
FAMILY SELF-SUFFICIENCY OR OTHER
PROGRAM . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2
OPPORTUNITY TO INCREASE FAMILY
STABILITY . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3
POTENTIAL TO BUILD ASSET/EQUITY . . . . 4
OTHER . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 91
(SPECIFY) ___________________________
REFUSED . . . . . . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . . . . . . -8

DRAFT (2.28.06 - 3PM)

14

A PPLIED R EAL E STATE A NALYSIS , INC .

35.

Did you complete an application to participate in the homeownership program?
YES . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1
NO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

36.

W hat were the program’s minimum eligibility requirements? W hat about...

ELIGIBILITY REQUIREMENTS

IF YES, SPECIFY
REQUIREMENTS FOR
INCOME, CASH ON HAND AND
OTHER
YES

NO

RF

DK

AMOUNT

RF

DK

1. Income? . . . . . . . . . . . . . . . . .

1

2

-7

-8

How much?
$ ____________

-7

-8

2. Job? . . . . . . . . . . . . . . . . . . . .

1

2

-7

-8

Number Hours
per W eek_____

-7

-8

3. Cash on hand? . . . . . . . . . . . .

1

2

-7

-8

How much?
$ ___________

-7

-8

4. Being a participant in the
Family Self-Sufficiency or FSS
program? . . . . . . . . . . . . . . . . . . .

1

2

-7

-8

5. Resident of public housing? . .

1

2

-7

-8

6. Any other requirements? . . . .

1

2

-7

-8

W hat was that
requirement?
(SPECIFY)
_____________

-7

-8

37a.

Did you receive counseling or homeownership training before you bought your
home?
YES . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 ÷
NO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 ÷
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7 ÷
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8 ÷

DRAFT (2.28.06 - 3PM)

15

(GO
(GO
(GO
(GO

TO
TO
TO
TO

Q37b)
Q38)
Q38)
Q38)

A PPLIED R EAL E STATE A NALYSIS , INC .

37b.

37c.

W hat topics were covered in the type of counseling or training topics? W hat about...
YES

NO

RF

DK

1. Credit cleaning? . . . . . . . . . . . . . . . . . . . .

1

2

-7

-8

2. Budgeting or financial counseling? . . . . . .

1

2

-7

-8

3. Homeownership responsibilities? . . . . . . .

1

2

-7

-8

4. Costs of homeownership such as,
property taxes, insurance, and maintenance?

1

2

-7

-8

5. Home maintenance and repairs? . . . . . . .

1

2

-7

-8

6. Any other topic? . . . . . . . . . . . . . . . . . . . . .
(SPECIFY) _________________________

1

2

-7

-8

How many training or counseling sessions did you attend?
________ NUMBER OF SESSIONS
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

37d. How often were the counseling or training sessions held? W ere they...
Every week, . . . . . . . . . . . . . . . . . . . . . . 1
Every 2 weeks, or . . . . . . . . . . . . . . . . . . 2
Every month? . . . . . . . . . . . . . . . . . . . . . 3
OTHER? . . . . . . . . . . . . . . . . . . . . . . . . . 91
(SPECIFY) ______________________
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8
37e.

Over what time period did the training occur?
6-months-1 year
Over 1 year

37f.

W as the counseling helpful?
YES
NO

DRAFT (2.28.06 - 3PM)

16

A PPLIED R EAL E STATE A NALYSIS , INC .

37g.

On a scale of 1 to 5, with 1 being “Not at all helpful,” and 5 being “Very helpful,” how
helpful was the counseling or training? If yes, was the counseling helpful?
NOT AT ALL
HELPFUL
1

2

3

VERY
HELPFUL
5

4

REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

38a.

Did you lease your home before purchasing it as a condition for that purchase?
YES
1
NO
2

38b.

If yes, how long did you least your home?
Months ____
Years _____

39.

Did you participate in an Family Self-Sufficiency (FSS) program before purchasing
your home?
YES . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1
NO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

40.

41a.

Did you have an Individual Development Account (IDA) before purchasing your
home?
YES . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1
NO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8
Have you received counseling or training since you became a homeowner?
YES . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 ÷
NO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 ÷
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7 ÷
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8 ÷

DRAFT (2.28.06 - 3PM)

17

(GO
(GO
(GO
(GO

TO
TO
TO
TO

Q41b)
Q42)
Q42)
Q42)

A PPLIED R EAL E STATE A NALYSIS , INC .

41b.

W hat topics were covered in the type of counseling or training topics? W hat about...
YES

NO

RF

DK

1. Credit cleaning? . . . . . . . . . . . . . . . . . . . .

1

2

-7

-8

2. Budgeting or financial counseling? . . . . . .

1

2

-7

-8

3. Homeownership responsibilities? . . . . . . .

1

2

-7

-8

4. Costs of homeownership such as,
property taxes, insurance, and maintenance?

1

2

-7

-8

5. Home maintenance and repairs? . . . . . . .

1

2

-7

-8

6. Any other topic? . . . . . . . . . . . . . . . . . . . . .
(SPECIFY) _________________________

1

2

-7

-8

PROGRAMMER NOTE: FOR NON-PURCHASERS, SKIP TO PART IV.
41c.

Since you became a homeowner, how many training or counseling sessions did you
attend?
________ NUMBER OF SESSIONS
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

41d.

How often were the counseling or training sessions held? W ere they...
Every week, . . . . . . . . . . . . . . . . . . . . . . 1
Every 2 weeks, or . . . . . . . . . . . . . . . . . . 2
Every month? . . . . . . . . . . . . . . . . . . . . . 3
OTHER? . . . . . . . . . . . . . . . . . . . . . . . . . 91
(SPECIFY) ______________________
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

41e.

Over what time period did the training occur?
6-months-1 year
Over 1 year

DRAFT (2.28.06 - 3PM)

18

A PPLIED R EAL E STATE A NALYSIS , INC .

41f.

On a scale of 1 to 5, with 1 being “Not at all helpful,” and 5 being “Very helpful,” how
helpful was the counseling or training?
NOT AT ALL
HELPFUL
1

2

3

4

VERY
HELPFUL
5

REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8
42.

W ere you given choices about the home that you purchased, such as which home
and/or which options would be in the home?
YES . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1
NO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

43.

How much did you pay for your home?
$ ________________________________
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

44.

W hat was the amount of your down payment?
$ ________________________________
DOES NOT APPLY/NO DOW N
PAYMENT . . . . . . . . . . . . . . . . . . . . . . . -9 ÷
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

DRAFT (2.28.06 - 3PM)

19

(GO TO Q46)

A PPLIED R EAL E STATE A NALYSIS , INC .

45.

W hat were the sources of funds for your down payment and what amount did you
use from each source?

Did you use...

How much?
YES

NO

RF

DK

1. Personal savings? . . . . .

1

2

-7

2. Funds from relatives? . .

1

2

3. Family Self-Sufficiency
Program savings (FSS)? . .

1

4. Individual Development
Account (IDA)? . . . . . . . . . .
5. Lease or purchase
funds? . . . . . . . . . . . . . . . . .
6. Other? . . . . . . . . . . . . . .
(SPECIFY) ___________

Amount

RF

DK

-8

-7

-8

-7

-8

-7

-8

2

-7

-8

-7

-8

1

2

-7

-8

-7

-8

1

2

-7

-8

-7

-8

1

2

-7

-8

-7

-8

Now I am going to ask about how you financed your home.
46.

W hat was/is the amount of your first mortgage? [IF NEEDED: This might be your
only mortgage.]
$ ________________________________
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

47.

W hat is the interest rate for that first mortgage?
___________ % INTEREST RATE
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

48.

For how may years is that first mortgage?
LENGTH OF FIRST MORTGAGE: ________ Years
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

DRAFT (2.28.06 - 3PM)

20

A PPLIED R EAL E STATE A NALYSIS , INC .

49.

W here did you get your first mortgage for your home? Did you get it from...
The Public Housing Agency (PHA), . . . . . . . . . 1
Another public agency, or . . . . . . . . . . . . . . . . . 2
A private financial institution, such as a bank
or FHA or VA loans? . . . . . . . . . . . . . . . . . . . . 3
OTHER . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 91
(SPECIFY) ___________________________
REFUSED . . . . . . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . . . . . . -8

50a.

Did/Do you have a second mortgage?
YES . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 ÷
NO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 ÷
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7 ÷
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8 ÷

50b.

(GO
(GO
(GO
(GO

TO
TO
TO
TO

Q50b)
Q51)
Q51)
Q51)

How much was/is the amount of the second mortgage?
$ ________________________________
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

50c.

W hat was/is the interest rate for the second mortgage?
___________ % INTEREST RATE
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

50d.

For how may years was the second mortgage?
LENGTH OF SECOND MORTGAGE: ________ Years
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

50e.

Is the second mortgage forgivable?
YES . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 ÷
NO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 ÷
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7 ÷
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8 ÷

DRAFT (2.28.06 - 3PM)

21

(GO
(GO
(GO
(GO

TO
TO
TO
TO

Q50f)
Q51)
Q51)
Q51 )

A PPLIED R EAL E STATE A NALYSIS , INC .

50f.

Over how many years is it forgivable?
________ YEARS
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

51.

On a scale of 1 to 5, with 1 being “Not at all satisfied,” and 5 being “Very satisfied,”
how satisfied were you with the way in which the Housing Authority handled the
home purchase process from start to finish?
NOT AT ALL
SATISFIED
1

2

3

VERY
SATISFIED
5

4

REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8
52.

On a scale of 1 to 5, with 1 being “Not at all satisfied,” and 5 being “Very satisfied,”
how satisfied are you with the financing terms and monthly mortgage payment
amount?
NOT AT ALL
SATISFIED
1

2

3

VERY
SATISFIED
5

4

REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8
53.

Overall, do you feel that you were adequately prepared for homeownership?
YES . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1
NO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

54a.

Do you feel that there are benefits to homeownership?
YES . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 ÷
NO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 ÷
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7 ÷
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8 ÷

DRAFT (2.28.06 - 3PM)

22

(GO
(GO
(GO
(GO

TO
TO
TO
TO

Q54b)
Q55a)
Q55a)
Q55a)

A PPLIED R EAL E STATE A NALYSIS , INC .

54b.

55a.

In your opinion, what are the benefits of homeownership? How about...
YES

NO

RF

DK

1. Financial benefits? . . . . . . . . . . . . . . . . . .

1

2

-7

-8

2. Psychological benefits? . . . . . . . . . . . . . . .

1

2

-7

-8

3. Job related benefits? . . . . . . . . . . . . . . . . .

1

2

-7

-8

4. Anything else? . . . . . . . . . . . . . . . . . . . . . .
(SPECIFY) ________________________

1

2

-7

-8

Have you had challenges or problems since you became a homeowner?
YES . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 ÷
NO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 ÷
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7 ÷
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8 ÷

55b.

TO
TO
TO
TO

Q55b)
Q56)
Q56)
Q56)

W hat were they? How about...
YES

NO

RF

DK

1. Costs of owning a home? . . . . . . . . . . . . .

1

2

-7

-8

2. Maintenance and repair responsibilities? .

1

2

-7

-8

3. Being tied to an undesirable neighborhood?
.....................................

1

2

-7

-8

1

2

-7

-8

4. Anything else? . . . . . . . . . . . . . . . . . . . . . .
(SPECIFY) ________________________
55c.

(GO
(GO
(GO
(GO

How were these challenges and problems taken care of?
By you without help from the housing
authority, or . . . . . . . . . . . . . . . . . . . . . . . . .
By you with help from the housing authority?
REFUSED . . . . . . . . . . . . . . . . . . . . . . . . . .
DON’T KNOW . . . . . . . . . . . . . . . . . . . . . . .

DRAFT (2.28.06 - 3PM)

23

.. 1 ÷
.. 2 ÷
. . -7 ÷
. . -8 ÷

(GO
(GO
(GO
(GO

TO
TO
TO
TO

Q56)
Q55d)
Q56)
Q56)

A PPLIED R EAL E STATE A NALYSIS , INC .

55d.

56.

W hat help did the housing authority give you? Did they give you...
YES

NO

RF

DK

1. Financial help? . . . . . . . . . . . . . . . . . . . . .

1

2

-7

-8

2. Training and counseling? . . . . . . . . . . . . .

1

2

-7

-8

3. Anything else? . . . . . . . . . . . . . . . . . . . . . .
(SPECIFY) _________________________

1

2

-7

-8

On a scale of 1 to 5, with 1 being “Not at all satisfied,” and 5 being “Very satisfied,”
how satisfied are you with being a homeowner?
NOT AT ALL
SATISFIED
1

2

3

VERY
SATISFIED
5

4

REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8
57a.

If you had it to do again, would you purchase a home in the homeownership
program?
YES . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 ÷
NO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 ÷
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7 ÷
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8 ÷

57b.

(GO
(GO
(GO
(GO

TO
TO
TO
TO

Q58)
Q57b)
Q58)
Q58)

W hy would you not do it again? Is it because...
YES

NO

RF

DK

1. You don’t like owning a home? . . . . . . . . .

1

2

-7

-8

2. You did not like the program or process? .

1

2

-7

-8

3. You don’t like the place you bought? . . . . .

1

2

-7

-8

4. You don’t like the neighborhood? . . . . . . .

1

2

-7

-8

5. Is owning a home too expensive for you?

1

2

-7

-8

6. Anything else? . . . . . . . . . . . . . . . . . . . . . .
(SPECIFY) _________________________

1

2

-7

-8

DRAFT (2.28.06 - 3PM)

24

A PPLIED R EAL E STATE A NALYSIS , INC .

Part IV.

Household Profile

Now I would like to ask you about the people living in your home. Please give me the names of each person who lived with you and who
lives with you now. [IF NEEDED: You may just give me the person’s relation to you, for example Son 1, Son 2, etc.)
NAME

58. Did this
person live
with you
when you
bought your
home?
1
2
-7
-8

YES
NO
RF
DK

59. Do they
live with you
now?
1
2
-7
-8

60. W hat is
{NAME’S}
birthdate?

YES
NO
RF
DK

61. W as
{NAME} aged
18 or older
when you
bought your
home?
1
2
-7
-8

RESPONDENT
PERSON 1
PERSON 2
PERSON 3
PERSON 4
PERSON 5
PERSON 6
PERSON 7
PERSON 8

25

YES
NO
RF
DK

62. (ASK
ONLY OF
THOSE 18 OR
OLDER W HEN
HOME
BOUGHT)
Does {NAME}
own the home
with you?
1
2
-7
-8

YES
NO
RF
DK

63. (ASK
ONLY OF
THOSE 18 OR
OLDER W HEN
HOME W AS
BOUGHT) Did
{you/NAME}
work for pay fulltime or part-time
when you
bought your
home?
1
2
-7
-8

YES
NO
RF
DK

64. Are you/
Is {NAME}
Spanish,
Hispanic or
Latino?
1
2
-7
-8

YES
NO
RF
DK

NAME

65. W hat is {your/NAME’S}
RACE? Are you ...
(ENTER CODE AND TEXT
FOR OTHER)
1 W hite or Caucasian,
2 Black or African-American,
3 Asian,
4 American Indian or Alaskan
Native or
5 Native Hawaiian or Other
Pacific Islander?
91 OTHER
(SPECIFY________________)
-7 REFUSED
-8 DON’T KNOW

66. (ASK ONLY IF AGED 18 OR
OLDER–BIRTH YEAR OF 1988 OR
EARLIER):
W hat is {your/NAME’S} highest level of
education?
(ENTER CODE AND TEXT FOR
OTHER)
1 Less than a high school diploma,
2. High school diploma/GED
(INCLUDES GRADUATING IN 2006),
3. Some college including associate’s
degree (INCLUDES TECHNICAL AND
VOCATIONAL TRAINING),
4. Bachelor’s Degree or
5. Some post graduate work or
graduate degree?
91 OTHER
(SPECIFY_______________________
)
-7 REFUSED
-8 DON’T KNOW

RESPONDENT
PERSON 1
PERSON 2
PERSON 3
PERSON 4
PERSON 5
PERSON 6
PERSON 7
PERSON 8

26

67. (ASK ONLY OF RESPONDENT
AND CO-OW NER, IF APPLICABLE)
W hat was your/NAME’S highest level
of education?
(ENTER CODE AND TEXT FOR
OTHER)
1 Less than a high school diploma,
2. High school diploma/GED
(INCLUDES GRADUATING IN 2006),
3. Some college including associate’s
degree (INCLUDES TECHNICAL
AND VOCATIONAL TRAINING),
4. Bachelor’s Degree or
5. Some post graduate work or
graduate degree?
91 OTHER
(SPECIFY_____________________)
-7 REFUSED
-8 DON’T KNOW

68a.

W hat was your total annual household income at the time you bought your home?
W ould you say...
$1,000-$4,999, . . . . . . . . . . . . . . . . . . . . 1
$5,000-$9,999, . . . . . . . . . . . . . . . . . . . . 2
$10,000-$14,999, . . . . . . . . . . . . . . . . . . 3
$15,000-$19,999, . . . . . . . . . . . . . . . . . . 4
$20,000-$24,999, . . . . . . . . . . . . . . . . . . 5
$25,000-$29,999, . . . . . . . . . . . . . . . . . . 6
$30,000-$34,999, . . . . . . . . . . . . . . . . . . 7
$35,000-$39,999, . . . . . . . . . . . . . . . . . . 8
$40,000-$49,999, or . . . . . . . . . . . . . . . . 9
Over $50,000? . . . . . . . . . . . . . . . . . . . . 10
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

68b.

W hat is your total annual household income now? W ould you say...
$1,000-$4,999, . . . . . . . . . . . . . . . . . . . . 1
$5,000-$9,999, . . . . . . . . . . . . . . . . . . . . 2
$10,000-$14,999, . . . . . . . . . . . . . . . . . . 3
$15,000-$19,999, . . . . . . . . . . . . . . . . . . 4
$20,000-$24,999, . . . . . . . . . . . . . . . . . . 5
$25,000-$29,999, . . . . . . . . . . . . . . . . . . 6
$30,000-$34,999, . . . . . . . . . . . . . . . . . . 7
$35,000-$39,999, . . . . . . . . . . . . . . . . . . 8
$40,000-$49,999, or . . . . . . . . . . . . . . . . 9
Over $50,000? . . . . . . . . . . . . . . . . . . . . 10
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8

69a.

Does the PHA maintain contact with you and continue to collect information from you
and your household?
YES . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 ÷
NO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 ÷
REFUSED . . . . . . . . . . . . . . . . . . . . . . . -7 ÷
DON’T KNOW . . . . . . . . . . . . . . . . . . . . -8 ÷

27

(GO
(GO
(GO
(GO

TO
TO
TO
TO

Q69b)
Q70)
Q70)
Q70)

69b.

How is the information collected? Is it by
YES

NO

RF

DK

1

2

-7

-8

1

2

-7

-8

1

2

-7

-8

YES

NO

RF

DK

1. Household characteristics, such as who
lives in your home, how much money you
make, and other questions about you or the
people in your home? . . . . . . . . . . . . . . . . . . .

1

2

-7

-8

2. How you feel about owning a home? . . . .

1

2

-7

-8

3. Anything else? . . . . . . . . . . . . . . . . . . . . . .
(SPECIFY) ________________________

1

2

-7

-8

1. Telephone call or telephone survey?

....

2. A survey or something you get in the mail to
fill out? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
3. Any other way? . . . . . . . . . . . . . . . . . . . . .
(SPECIFY) ________________________
69c.

70.

W hat type of questions do they ask you? Do they ask about

W hat were the things that the Housing Authority did really well that you would
recommend that other authorities copy?
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________
___________________________________________________________________

28

HOUSEHOLD SURVEY
SECTION II. PAST PROGRAM PARTICIPANTS
HOMEOWNERSHIP PROGRAM EVALUATION
Part I: Prior Housing and Neighborhood Profile
INTRO. First, I am going to ask you about where you lived before you participated in
the homeownership program.
1.

Where was the home you lived in before you were in the homeownership
program? Was it in…
The same city as the Housing Authority
home you are living in now, but in a
different neighborhood, ...................................
The same neighborhood as the Housing
Authority home you are living in now, ..............
The same house or apartment? ......................
REFUSED .......................................................
DON’T KNOW ..................................................

2.

1
2
3
-7
-8

What was the address of that home?

_______
NUMBER

______________________________________________
STREET NAME
NUMBER

_________________________________________
CITY

_________
STATE

__________
APT

________________
ZIP CODE

REFUSED ............................................ -7
DON’T KNOW ....................................... -8
INTERVIEWER NOTE: IF Q1=3, “The same house or apartment,” ASK Q3 AS:
“What kind of home do you live in? Is it...”

DRAFT
Past Participants (3-06-06)

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APPLIED REAL ESTATE ANALYSIS, INC.

3.

What type of home did you live in before you were in the homeownership
program? Was it…
A Single-family detached home, ...................... 1
A duplex or townhouse or rowhouse, ............... 2
An apartment building with 3 to 6
apartments in it, ............................................... 3
An apartment building with 7 to 12
apartments in it, or .......................................... 4
An apartment building with more than 12
apartments in it? .............................................. 5
OTHER ............................................................ 91
(SPECIFY) ____________________________
REFUSED ....................................................... -7
DON’T KNOW .................................................. -8

4.

Did you own or rent?
Rent ...................................................... 1 ÷
Own ...................................................... 2 ÷
OTHER ................................................. 91 ÷
(SPECIFY) _______________________
REFUSED ............................................ -7 ÷
DON’T KNOW ....................................... -8 ÷

(GO TO Q5)
(GO TO INTERVIEWER
NOTE BEFORE Q7)
(GO TO Q5)

For Previous Renters:
5.

Before you participated in the homeownership program, did you live in a rental
unit that was subsidized -- in other words, one that had income limits for
residents? Would you say...
Yes, you lived in public housing, ......................
Yes, you lived in other subsidized housing, or .
No, you rented your unit at market-rate? .........
REFUSED .......................................................
DON’T KNOW ..................................................

1
2
3
-7
-8

DRAFT
Past Participants (3-06-06)

2

APPLIED REAL ESTATE ANALYSIS, INC.

6.

About how much was your monthly rent, including utilities? [IF NEEDED: Even if
you paid the utilities yourself. An estimate is fine.]

INTERVIEWER NOTE: CODE RESPONSE INTO RENTAL AMOUNT CATEGORY
$1-$99 ..................................................
$100-$199 ............................................
$200-$299 ............................................
$300-$399 ............................................
$400-$499 ............................................
$500-$599 ............................................
$600-$699 ............................................
$700-$799 ............................................
$800-$899 ............................................
$900-$999 ............................................
$1,000-$1,199 ......................................
$1,200-$1,299 ......................................
$1,300-$1,399 ......................................
$1,400-$1,499 ......................................
$1,500+ ................................................
NONE/ZERO ........................................
OTHER .................................................
(SPECIFY) ______________________
REFUSED ............................................
DON’T KNOW ......................................

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
91
-7
-8

INTERVIEWER NOTE: FOR RENTERS, GO TO Q12

For Previous Owners:
INTERVIEWER NOTE: IF OWNED AND LIVED IN SINGLE FAMILY UNIT (E.G. IF
Q3=1 AND Q4=2, ASK Q7. IF NOT GO TO INTERVIEWER NOTE BEFORE Q8.
7.

Did you own the land as well as the single-family house?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

1
2
-7
-8

÷
÷
÷
÷

(GO TO Q9)
(GO TO Q9)
(GO TO Q9)
(GO TO Q9)

INTERVIEWER NOTE: IF OWNED AND DID NOT LIVE IN SINGLE FAMILY UNIT
(E.G. IF Q3=2, 3, 5, 91, -7 OR -8 AND Q4=2), ASK Q6.

DRAFT
Past Participants (3-06-06)

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APPLIED REAL ESTATE ANALYSIS, INC.

8.

Did you own your unit as part of a condominium building or a co-op building?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

9.

1
2
-7
-8

Before you participated in the homeownership program, what were your monthly
housing costs, including your mortgage, if applicable, property taxes, insurance,
co-op or association fees, etc.? Please specify each cost, if possible. [IF
NEEDED. Remember, we are talking about the home you lived in when you first
heard about the home ownership program. IF NEEDED: If some costs are
combined, I will also be asking about your “Total Housing Costs” and what is
included in that total.]
9a.
Mortgage
Only

$1-$29 .................
$30-$39 ...............
$40-$49 ...............
$50-$59 ...............
$60-$69 ...............
$70-$79 ...............
$80-$89 ...............
$90-$99 ...............
$100-$199 ...........
$200-$299 ...........
$300-$399 ...........
$400-$499 ...........
$500-$599 ...........
$600-$699 ...........
$700-$799 ...........
$800-$899 ...........
$900-$999 ...........
$1,000-$1,199 .....
$1,200-$1,299 .....
$1,300-$1,399 .....
$1,400-$1,499 .....
$1,500+ ...............
NONE/ZERO .......

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23

9b.
Taxes
Only

1
2
4
5
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23

9c.
Insurance
Only

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23

9d.
Association
or Coop Fees

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23

9e.
Total Housing Costs
Does this total include…
1 Mortgage?
2 Taxes?
3 Insurance?
4 Association or Coop Fees?
91 OTHER
(SPECIFY)___________
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23

DRAFT
Past Participants (3-06-06)

4

APPLIED REAL ESTATE ANALYSIS, INC.

PAID OFF ............
OTHER ................
(SPECIFY) _____
PAID OFF
NONE/ZERO

10.

24
91

24
91

24
91

24
91

24
91

-7
-8

-7
-8

-7
-8

-7
-8

-7
-8

About how much were your average monthly utility costs? [IF NEEDED: An
estimate is fine. We know costs change depending on the time of year.]

[INTERVIEWER: CODE RESPONSE INTO TOTAL AMOUNT CATEGORY]
$1-$49 ..................................................
$50-$99 ................................................
$100-$149 ............................................
$150-$199 ............................................
$200-$249 ............................................
$250-$299 ............................................
$300+ ...................................................
NONE OR ZERO ..................................
OTHER .................................................
(SPECIFY) ______________________
REFUSED ............................................
DON’T KNOW .......................................
11.

1
2
3
4
5
6
7
8
91
-7
-8

About how much were your monthly upkeep and maintenance costs, such as
fixing broken appliances, repairing your roof, repainting, etc.? [IF NEEDED: An
estimate is fine. We know costs can vary depending on what needs to be done]

[INTERVIEWER: CODE RESPONSE INTO TOTAL AMOUNT CATEGORY]
$1-$49 ..................................................
$50-$99 ................................................
$100-$149 ............................................
$150-$199 ............................................
$200-$249 ............................................
$250-$299 ............................................
$300+ ...................................................
NONE OR ZERO ..................................
OTHER .................................................
(SPECIFY) ______________________
REFUSED ............................................
DON’T KNOW .......................................

1
2
3
4
5
6
7
8
91
-7
-8

DRAFT
Past Participants (3-06-06)

5

APPLIED REAL ESTATE ANALYSIS, INC.

All Respondents:
12.

Did your parents or guardians own the house in which you grew up? [IF
NEEDED: The parent or guardian you lived with the longest.]
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

13.

1
2
-7
-8

On a scale of 1 to 5, with 1 being “Not at all satisfied” and 5 being “Very
satisfied,” how would you rate your satisfaction with the size of the home in which
you lived when you first heard about the homeownership program?
NOT AT ALL
SATISFIED
1

2

3

4

VERY
SATISFIED
5

REFUSED ............................................ -7
DON’T KNOW ....................................... -8
14.

On a scale of 1 to 5, with 1 being “Not at all satisfied” and 5 being “Very
satisfied,” how would you rate your satisfaction with the condition of the home in
which you lived when you first heard about the homeownership program?
NOT AT ALL
SATISFIED
1

2

3

4

VERY
SATISFIED
5

REFUSED ............................................ -7
DON’T KNOW ....................................... -8
INTERVIEWER NOTE:
SKIP IF IN SAME NEIGHBORHOOD AS PREVIOUS
RESIDENCE (Q1=2 OR 4), GO TO Q16
15.

On a scale of 1 to 5, with 1 being “Not at all satisfied” and 5 being “Very
satisfied,” how would you rate your general level of satisfaction with your prior
neighborhood?
NOT AT ALL
SATISFIED
1

2

3

4

VERY
SATISFIED
5

REFUSED ............................................ -7
DON’T KNOW ....................................... -8

DRAFT
Past Participants (3-06-06)

6

APPLIED REAL ESTATE ANALYSIS, INC.

Part II:
Program

Home Occupied as Participant in the Homeownership

Now I am going to ask you questions about the home you lived in when you were in the
homeownership program.
16.

Did you move to another home that you planned to purchase or actually
purchased as part of the homeownership program?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

1
2
-7
-8

PROGRAMMER NOTE: IF A4=1, SKIP Q17.

17.

Do you still live in the home that you lived in when you were in the
homeownership program?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

18.

1
2
-7
-8

What month and year did you move into the home that you lived in as part of the
homeownership program?
______________
Month

_____________
Year

REFUSED ............................................ -7
DON’T KNOW ....................................... -8
19.

What type of home did you live in when you were in the homeownership
program? Was it…
A single-family detached home, .......................
A duplex or townhouse or rowhouse, ...............
An apartment building with 3 to 6
apartments in it, ...............................................
An apartment building with 7 to 12
apartments in it, or ..........................................
An apartment building with more than 12

1
2
3
4

DRAFT
Past Participants (3-06-06)

7

APPLIED REAL ESTATE ANALYSIS, INC.

apartments in it? .............................................. 5
OTHER ............................................................ 91
(SPECIFY) ____________________________
REFUSED ....................................................... -7
DON’T KNOW .................................................. -8
20.

Did you own or rent?
Rent ...................................................... 1
Own ...................................................... 2
OTHER ................................................. 91
(SPECIFY) _______________________
REFUSED ............................................ -7
DON’T KNOW ....................................... -8

÷
÷

(GO TO Q23)
(GO TO Q21)

÷
÷
÷

(GO TO Q23)
(GO TO Q23)
(GO TO Q23)

PROGRAMMER NOTE: IF OWNED AND LIVED IN SINGLE FAMILY UNIT (E.G. IF
Q19=1 AND Q20=1), ASK Q21. IF NOT, GO TO INTERVIEWER NOTE BEFORE
Q22.
21.

Did you own the land as well as the single-family house?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

1
2
-7
-8

÷
÷
÷
÷

(GO TO Q23)
(GO TO Q23)
(GO TO Q23)
(GO TO Q23)

PROGRAMMER NOTE: IF OWNED AND DID NOT LIVE IN SINGLE FAMILY UNIT
(E.G. IF Q19=2, 3, 5, 91, -7 OR -8), ASK Q22.
22.

Did you own your unit as part of a condominium building or a co-op building?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

23a.

1
2
-7
-8

Was your home part of a larger development, such as a group of buildings or
homes that were built at the same time?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

1
2
-7
-8

÷
÷
÷
÷

(GO TO Q23b)
(GO TO Q24)
(GO TO Q24)
(GO TO Q24)

DRAFT
Past Participants (3-06-06)

8

APPLIED REAL ESTATE ANALYSIS, INC.

23b.

Is the development perceived by residents and/or the community as subsidized
or public housing?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

1
2
-7
-8

For Former PHA Residents Only:
PROGRAMMER NOTE: IF Q5=1 AND Q1=3, ASK Q24. OTHERWISE, ASK Q25.
24.

Did you purchase the unit in which you previously resided as a renter?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

25.

1
2
-7
-8

On a scale of 1 to 5, with 1 being “Not at all satisfied” and 5 being “Very
satisfied,” how would you rate your level of satisfaction with the size of the home
that you occupied as part of the homeownership program?
NOT AT ALL
SATISFIED
1

2

3

4

VERY
SATISFIED
5

REFUSED ............................................ -7
DON’T KNOW ....................................... -8
26.

On a scale of 1 to 5, with 1 being “Not at all satisfied” and 5 being “Very
satisfied,” how would you rate your level of satisfaction with the physical
condition of the home that you occupied as part of the homeownership program?
NOT AT ALL
SATISFIED
1

2

3

4

VERY
SATISFIED
5

REFUSED ............................................ -7
DON’T KNOW ....................................... -8

DRAFT
Past Participants (3-06-06)

9

APPLIED REAL ESTATE ANALYSIS, INC.

27.

On a scale of 1 to 5, with 1 being “Not at all satisfied” and 5 being “Very
satisfied,” how would you rate your general level of satisfaction with the
neighborhood in which that home was located?
NOT AT ALL
SATISFIED
1

2

3

4

VERY
SATISFIED
5

REFUSED ............................................ -7
DON’T KNOW ....................................... -8
PROGRAMMER/INTERVIEWER NOTE: IF A3a=1, GO TO Q28. IF A3a=2, GO TO
Q34, PROGRAM EXPERIENCE SECTION.

For Households That Purchased a Home:
Now I am going to ask you questions about the home you purchased as part of the
Homeownership Program.
28.

What were your monthly housing costs, including your mortgage, if applicable,
property taxes, insurance, co-op or association fees, etc.? Please specify each
cost, if possible. [IF NEEDED. Remember, we are talking about the home you
purchased as part of the home ownership program. IF NEEDED: If some costs
are combined, I will also be asking about your “Total Housing Costs” and what is
included in that total.]
28a.
Mortgage
Only

$1-$29
$30-$39
$40-$49
$50-$59
$60-$69
$70-$79
$80-$89
$90-$99
$100-$199
$200-$299
$300-$399

1
2
3
4
5
6
7
8
9
10
11

28b.
Taxes
Only

1
2
3
4
5
6
7
8
9
10
11

28c.
Insurance
Only

1
2
3
4
5
6
7
8
9
10
11

28d.
Association
or Coop Fees

1
2
3
4
5
6
7
8
9
10
11

28e.
Total Housing Costs
Does this total include…
1 Mortgage?
2 Taxes?
3 Insurance?
4 Association or Coop Fees?
91 OTHER
((SPECIFY)_______
1
2
3
4
5
6
7
8
9
10
11

DRAFT
Past Participants (3-06-06)

10

APPLIED REAL ESTATE ANALYSIS, INC.

$400-$499
$500-$599
$600-$699
$700-$799
$800-$899
$900-$999
$1,000-$1,199
$1,200-$1,299
$1,300-$1,399
$1,400-$1,499
$1,500+
NONE/ZERO
PAID OFF
OTHER
(SPECIFY) _____
REFUSED
DON’T KNOW

29.

12
13
14
15
16
17
18
19
20
21
22
23
24
91

12
13
14
15
16
17
18
19
20
21
22
23
24
91

12
13
14
15
16
17
18
19
20
21
22
23
24
91

12
13
14
15
16
17
18
19
20
21
22
23
24
91

12
13
14
15
16
17
18
19
20
21
22
23
24
91

-7
-8

-7
-8

-7
-8

-7
-8

-7
-8

About how much were your average monthly utility costs? [IF NEEDED: An
estimate is fine. We know costs change depending on the time of year.]

[INTERVIEWER: CODE RESPONSE INTO TOTAL AMOUNT CATEGORY]
$1-$49 ..................................................
$50-$99 ................................................
$100-$149 ............................................
$150-$199 ............................................
$200-$249 ............................................
$250-$299 ............................................
$300+ ...................................................
NONE OR ZERO ..................................
OTHER .................................................
(SPECIFY) ______________________
REFUSED ............................................
DON’T KNOW .......................................

30.

1
2
3
4
5
6
7
8
91
-7
-8

About how much were your monthly upkeep and maintenance costs, such as
fixing broken appliances, repairing your roof, repainting, etc.? [IF NEEDED: An
estimate is fine. We know costs can vary depending on what needs to be done]

[INTERVIEWER: CODE RESPONSE INTO TOTAL AMOUNT CATEGORY]
$1-$49 ..................................................
$50-$99 ................................................
$100-$149 ............................................
$150-$199 ............................................

1
2
3
4

DRAFT
Past Participants (3-06-06)

11

APPLIED REAL ESTATE ANALYSIS, INC.

$200-$249 ............................................
$250-$299 ............................................
$300+ ...................................................
NONE OR ZERO ..................................
OTHER .................................................
(SPECIFY) ______________________
REFUSED ............................................
DON’T KNOW .......................................
31a.

-7
-8

Did you have problems in making monthly mortgage payments on that home?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

31b.

5
6
7
8
91

1
2
-7
-8

÷
÷
÷
÷

(GO TO Q31b)
(GO TO Q33a)
(GO TO Q33a)
(GO TO Q33a)

For how many months did you have problems making your mortgage payments
for that home?

[INTERVIEWER: INSERT NUMBER OF MONTHS]
________ NUMBER OF MONTHS
REFUSED ............................................ -7
DON’T KNOW ....................................... -8
31c.

How many of those months were consecutive months, in other words how many
months in a row did you have problems making your mortgage payment?

[INTERVIEWER: INSERT NUMBER OF MONTHS]
________ NUMBER OF MONTHS
REFUSED ............................................ -7
DON’T KNOW ....................................... -8

DRAFT
Past Participants (3-06-06)

12

APPLIED REAL ESTATE ANALYSIS, INC.

32.

What happened that caused you to have problems making your mortgage
payment?

INTERVIEWER NOTE: PLEASE CODE ALL THAT APPLY. PROBE: “Anything
else?”
LOSS OF JOB OR INCOME ................ 1
ILLNESS OR SURGERY ..................... 2
PERSONAL ISSUES ............................ 3
OTHER ................................................. 91
(SPECIFY) ______________________
REFUSED ............................................ -7
DON’T KNOW ....................................... -8
33a.

Did you have problems paying other housing costs?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

33b.

1
2
-7
-8

÷
÷
÷
÷

(GO TO Q33b)
(GO TO Q34)
(GO TO Q34)
(GO TO Q34)

What happened that caused you to have problems paying other housing costs?

INTERVIEWER NOTE: PLEASE CODE ALL THAT APPLY. PROBE: “Anything
else?”
LOSS OF JOB OR INCOME ................
ILLNESS OR SURGERY .....................
PERSONAL ISSUES ............................
OTHER .................................................
(SPECIFY) ______________________
REFUSED ............................................
DON’T KNOW .......................................

Part III.
34.

1
2
3
91
-7
-8

Experience with Homeownership Program

In what month and year did you first hear about the homeownership program?
________________
Month

_____________
Year

REFUSED ............................................ -7
DON’T KNOW ....................................... -8

DRAFT
Past Participants (3-06-06)

13

APPLIED REAL ESTATE ANALYSIS, INC.

35.

How did you first get information about the homeownership program?

[INTERVIEWER: CODE ONE RESPONSE. IF NEEDED, REPEAT QUESTION]
BROCHURE .................................................... 1
GROUP MEETING WITH PHA/
HOMEOWNERSHIP PROGRAM STAFF ........ 2
INDIVIDUAL MEETING WITH PHA/
HOMEOWNERSHIP PROGRAM STAFF ........ 3
WORD OF MOUTH FROM FRIEND,
NEIGHBOR, ETC. ........................................... 4
OTHER ............................................................ 91
(SPECIFY) ___________________________
REFUSED ....................................................... -7
DON’T KNOW .................................................. -8
36a.

Did you have any problems getting information about the program?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

36b.

1
2
-7
-8

÷
÷
÷
÷

(GO TO Q36b)
(GO TO Q37)
(GO TO Q37)
(GO TO Q37)

What problems did you have?

[INTERVIEWER: CODE ALL THAT APPLY. PROBE: “Any other problems?”]
NO ONE REPRESENTING PHA TO TALK
WITH ............................................................... 1
NO WRITTEN INFORMATION ........................ 2
INFORMATION UNCLEAR ............................. 3
OTHER ............................................................ 91
(SPECIFY) ___________________________
REFUSED ....................................................... -7
DON’T KNOW .................................................. -8
36c.

Was the difficulty resolved?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

1
2
-7
-8

DRAFT
Past Participants (3-06-06)

14

APPLIED REAL ESTATE ANALYSIS, INC.

37.

Why did you decide to participate in the program?

[INTERVIEWER: CODE ALL THAT APPLY. PROBE: “Any other reason?”]
OPPORTUNITY TO OWN HOME ................... 1
GOOD WAY TO USE CASH BUILT UP IN
FAMILY SELF-SUFFICIENCY OR OTHER
PROGRAM ...................................................... 2
OPPORTUNITY TO INCREASE FAMILY
STABILITY ...................................................... 3
POTENTIAL TO BUILD ASSET/EQUITY ........ 4
OTHER ............................................................ 91
(SPECIFY) ___________________________
REFUSED ....................................................... -7
DON’T KNOW .................................................. -8
38.

Did you complete a program application?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

39.

1
2
-7
-8

What were the program’s minimum eligibility requirements? What about...
IF YES, SPECIFY REQUIREMENTS

ELIGIBILITY REQUIREMENTS

FOR INCOME, CASH ON HAND
AND OTHER
YES

NO

RF

DK

AMOUNT

RF

DK

1. Income? .................................

1

2

-7

-8

How much?
$ ____________

-7

-8

2. Job? .......................................

1

2

-7

-8

Hours per week?

-7

-8

How much?
$ ___________

-7

-8

What was that
requirement?
(SPECIFY)
_____________

-7

-8

__________
3. Cash on hand? ......................

1

2

-7

-8

4. Being a participant in the Family
Self-Sufficiency or FSS program?

1

2

-7

-8

5. Resident of public housing? ..

1

2

-7

-8

6. Any other requirements? .......

1

2

-7

-8

DRAFT
Past Participants (3-06-06)

15

APPLIED REAL ESTATE ANALYSIS, INC.

40a.

Did you receive counseling or homeownership training before you bought your
home?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

40b.

40c.

1
2
-7
-8

(GO TO Q40b)
(GO TO Q41a)
(GO TO Q41a)
(GO TO Q41a)

÷
÷
÷
÷

What topics were covered in the type of counseling or training topics?
about...

What

YES

NO

RF

DK

1. Credit cleaning? ........................................

1

2

-7

-8

2. Budgeting or financial counseling? ...........

1

2

-7

-8

3. Homeownership responsibilities? .............

1

2

-7

-8

4. Costs of homeownership such as,
property taxes, insurance, and maintenance?

1

2

-7

-8

5. Home maintenance and repairs? ..............

1

2

-7

-8

6. Any other topic? ........................................
(SPECIFY) _________________________

1

2

-7

-8

How many training or counseling sessions did you attend?
________ NUMBER OF SESSIONS
REFUSED ............................................ -7
DON’T KNOW ....................................... -8

40d.

How often were the counseling or training sessions held? Were they...
Every week, ..........................................
Every 2 weeks, or .................................
Every month? .......................................
OTHER? ...............................................
(SPECIFY) ______________________
REFUSED ............................................
DON’T KNOW .......................................

1
2
3
91
-7
-8

DRAFT
Past Participants (3-06-06)

16

APPLIED REAL ESTATE ANALYSIS, INC.

40e.

On a scale of 1 to 5, with 1 being “Not at all helpful,” and 5 being “Very helpful,”
how helpful was the counseling or training? If yes, was the counseling helpful?
NOT AT ALL
HELPFUL
1

2

3

4

VERY
HELPFUL
5

REFUSED ............................................ -7
DON’T KNOW ....................................... -8
PROGRAMMER NOTE: IF QA3a = 2, GO TO Q44.

41a.

Did you lease your home before you purchased it?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

41b.

1
2
-7
-8

÷
÷
÷
÷

(GO TO Q41b)
(GO TO Q42)
(GO TO Q42)
(GO TO Q42)

For how many years and months did you lease your home?
________________
Month

_____________
Year

REFUSED ............................................ -7
DON’T KNOW ....................................... -8
42.

Did you participate in a Family Self-Sufficiency or FSS program before you
purchased your home?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

43.

1
2
-7
-8

Did you have an Individual Development Account or IDA before you purchased
your home?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

1
2
-7
-8

DRAFT
Past Participants (3-06-06)

17

APPLIED REAL ESTATE ANALYSIS, INC.

PROGRAMMER NOTE: IF A3a =1, GO TO Q45. IF A3a =2, ASK Q44.
44.

Why did you not purchase a home as part of the homeownership program?

[INTERVIEWER: CODE ALL THAT APPLY. PROBE: “Any other reason?”]
NO LONGER MET PROGRAM ELIGIBILITY
REQUIREMENTS ........................................... 1
LACKED DOWN PAYMENT ........................... 2
NO JOB ........................................................... 3
FAILED TO MEET OTHER ELIGIBILITY
REQUIREMENTS ........................................... 4
(SPECIFY) ___________________________
NO LONGER WANTED TO BECOME
HOMEOWNER ................................................ 5
ENCOUNTERED PROBLEMS THAT
PREVENTED PARTICIPATION ...................... 6
LOSS OF JOB/INCOME ................................. 7
ILLNESS ......................................................... 8
PERSONAL ISSUES ....................................... 9
OTHER ............................................................ 91
(SPECIFY) ___________________________
REFUSED ....................................................... -7
DON’T KNOW .................................................. -8
PROGRAMMER/INTERVIEWER: IF Q44 ANSWERED, SKIP TO HOUSEHOLD
PROFILE, Q65.

45a.

Did you receive counseling or training after you became a homeowner?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

45b.

1
2
-7
-8

(GO TO Q45b)
(GO TO Q46)
(GO TO Q46)
(GO TO Q46)

÷
÷
÷
÷

What topics were covered in the type of counseling or training? What about...
YES

NO

RF

DK

1. Budgeting or financial counseling? ...........

1

2

-7

-8

2. Homeownership responsibilities? .............

1

2

-7

-8

3. Costs of homeownership such as,
property taxes, insurance, and maintenance?

1

2

-7

-8

DRAFT
Past Participants (3-06-06)

18

APPLIED REAL ESTATE ANALYSIS, INC.

45c.

4. Home maintenance and repairs? ..............

1

2

-7

-8

91. Any other topic? ......................................
(SPECIFY) _________________________

1

2

-7

-8

Since you became a homeowner, how many training or counseling sessions did
you attend?
________ NUMBER OF SESSIONS
REFUSED ............................................ -7
DON’T KNOW ....................................... -8

45d.

How often were the counseling or training sessions held? Were they...
Every week, ..........................................
Every 2 weeks, or .................................
Every month? .......................................
OTHER? ...............................................
(SPECIFY) ______________________
REFUSED ............................................
DON’T KNOW .......................................

45e.

1
2
3
91
-7
-8

On a scale of 1 to 5, with 1 being “Not at all helpful,” and 5 being “Very helpful,”
how helpful was the counseling or training?
NOT AT ALL
HELPFUL
1

2

3

4

VERY
HELPFUL
5

REFUSED ............................................ -7
DON’T KNOW ....................................... -8
46.

Were you given choices about the home that you purchased, such as which
home and/or which options would be in the home?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

1
2
-7
-8

DRAFT
Past Participants (3-06-06)

19

APPLIED REAL ESTATE ANALYSIS, INC.

47.

How much did you pay for your home?
$ ___________________________
REFUSED ............................................ -7
DON’T KNOW ....................................... -8

48.

What was the amount of your down payment?
$ ___________________________
DOES NOT APPLY/NO DOWN
PAYMENT ............................................ 1 ÷
REFUSED ............................................ -7 ÷
DON’T KNOW ....................................... -8 ÷

49.

(GO TO Q50)
(GO TO Q50)
(GO TO Q50)

What were the sources of funds for your down payment and what amount did you
use from each source?

Source
1. Personal savings? .........
2. Funds from relatives? ....
3. Family Self-Sufficiency
(FSS) program funds? .......
4. Individual Development
Account (IDA)? ..................
5. Lease/purchase funds? .
91. OTHER ........................
(SPECIFY) _____________

Yes

No

Amount

RF

DK

1
1

2
2

$ _____________
$ _____________

-7
-7

-8
-8

1

2

$ _____________

-7

-8

1
1
1

2
2
2

$ _____________
$ _____________
$ _____________

-7
-7
-7

-8
-8
-8

Now, I am going to ask about how you financed your home.
50.

What was the amount of your first mortgage? [IF NEEDED: This might be your
only mortgage.]
AMOUNT OF FIRST MORTGAGE: $ ____________________________
REFUSED ............................................ -7
DON’T KNOW ....................................... -8

DRAFT
Past Participants (3-06-06)

20

APPLIED REAL ESTATE ANALYSIS, INC.

51.

What was the interest rate for that first mortgage?
___________ PERCENT INTEREST RATE
REFUSED ............................................ -7
DON’T KNOW ....................................... -8

52.

For how many years was that first mortgage?
LENGTH OF FIRST MORTGAGE: ________ Years
REFUSED ............................................ -7
DON’T KNOW ....................................... -8

53.

Where did you get your first mortgage for your home? Did you get it from...
The Public Housing Agency (PHA), ................. 1
Another public agency, or ................................ 2
A private financial institution, such as a bank
or FHA or VA loans? ....................................... 3
OTHER ............................................................ 91
(SPECIFY) ___________________________
REFUSED ....................................................... -7
DON’T KNOW .................................................. -8

54a.

Did you have a second mortgage?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

54b.

1
2
-7
-8

÷
÷
÷
÷

(GO TO Q54b)
(GO TO Q55)
(GO TO Q55)
(GO TO Q55)

How much was the second mortgage?
$ ________________________________
REFUSED ............................................ -7
DON’T KNOW ....................................... -8

DRAFT
Past Participants (3-06-06)

21

APPLIED REAL ESTATE ANALYSIS, INC.

54c.

What was the interest rate for the second mortgage?
___________ PERCENT INTEREST RATE
REFUSED ............................................ -7
DON’T KNOW ....................................... -8

54d.

For how many years was the second mortgage?
LENGTH OF SECOND MORTGAGE: ________ Years
REFUSED ............................................ -7
DON’T KNOW ....................................... -8

54e.

Is the second mortgage forgivable?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

54f.

1
2
-7
-8

÷
÷
÷
÷

(GO TO Q54f)
(GO TO Q55)
(GO TO Q55)
(GO TO Q55)

Over how many years is it forgivable?
________ YEARS
REFUSED ............................................ -7
DON’T KNOW ....................................... -8

55.

On a scale of 1 to 5, with 1 being “Not at all satisfied” and 5 being “Very
satisfied,” how satisfied were you with the way in which the Housing Authority
handled the home purchase process from start to finish?
NOT AT ALL
SATISFIED
1

2

3

4

VERY
SATISFIED
5

REFUSED ............................................ -7
DON’T KNOW ....................................... -8

DRAFT
Past Participants (3-06-06)

22

APPLIED REAL ESTATE ANALYSIS, INC.

56.

On a scale of 1 to 5, with 1 being “Not at all satisfied” and 5 being “Very
satisfied,” how satisfied were you with the financing terms and monthly mortgage
payment?
NOT AT ALL
SATISFIED
1

2

3

VERY
SATISFIED
5

4

REFUSED ............................................ -7
DON’T KNOW ....................................... -8
57.

Overall, did you feel that you were adequately prepared for homeownership?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

58a.

Did you feel that there were benefits to homeownership?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

58b.

59a.

1
2
-7
-8

1
2
-7
-8

(GO TO Q58b)
(GO TO Q59a)
(GO TO Q59a)
(GO TO Q59a)

÷
÷
÷
÷

In your opinion, what were the benefits of homeownership? How about...
YES

NO

RF

DK

1. Financial benefits? ....................................

1

2

-7

-8

2. Psychological benefits? ............................

1

2

-7

-8

3. Job related benefits? ................................

1

2

-7

-8

4. Anything else? ..........................................
(SPECIFY) ________________________

1

2

-7

-8

Did you feel that there were challenges or problems related to homeownership?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

1
2
-7
-8

÷
÷
÷
÷

(GO TO Q59b)
(GO TO Q62)
(GO TO Q62)
(GO TO Q62)

DRAFT
Past Participants (3-06-06)

23

APPLIED REAL ESTATE ANALYSIS, INC.

59b.

What were they? How about...
YES

NO

RF

DK

1. Financial costs? ........................................

1

2

-7

-8

2. Maintenance and repair responsibilities? ..

1

2

-7

-8

3. Being tied to an undesirable
neighborhood? ...............................................

1

2

-7

-8

1

2

-7

-8

91. Anything else? ........................................
(SPECIFY) ________________________

60.

How were these challenges and problems take care of? Were they taken care
of...
By you without help from the housing
authority, or .....................................................
By you with help from the housing authority? ..
THEY WERE NOT RESOLVED ......................
REFUSED .......................................................
DON’T KNOW .................................................

61.

62.

1
2
1
-7
-8

÷
÷
÷
÷
÷

(GO TO Q62)
(GO TO Q61)
(GO TO Q62)
(GO TO Q62)
(GO TO Q62)

What help did the housing authority give you? Did they give you...
YES

NO

RF

DK

1. Financial help? ..........................................

1

2

-7

-8

2. Training and counseling? ..........................

1

2

-7

-8

91. Anything else? ........................................
(SPECIFY) _________________________

1

2

-7

-8

Why are you no longer involved in the homeownership program?

[INTERVIEWER: CODE ALL THAT APPLY. PROBE: “Any other reason?”]
SOLD HOME ...................................................
ENCOUNTERED FINANCIAL PROBLEMS
AND DEFAULTED ON MORTGAGE ..............
DID NOT LIKE HOMEOWNERSHIP
RESPONSIBILITIES AND DROPPED OUT
OF PROGRAM ................................................
OTHER ............................................................

1
2
3
91

DRAFT
Past Participants (3-06-06)

24

APPLIED REAL ESTATE ANALYSIS, INC.

(SPECIFY) ___________________________
REFUSED ....................................................... -7
DON’T KNOW .................................................. -8
63.

On a scale of 1 to 5, with 1 being “Not at all satisfied” and 5 being “Very
satisfied,” overall, how satisfied were you with homeownership?
NOT AT ALL
SATISFIED
1

2

3

VERY
SATISFIED
5

4

REFUSED ............................................ -7
DON’T KNOW ....................................... -8
64a.

If you had it to do again, would you purchase a home in the homeownership
program?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

64b.

1
2
-7
-8

(GO TO Q65)
(GO TO Q64b)
(GO TO Q65)
(GO TO Q65)

÷
÷
÷
÷

Why would you not do it again? Is it because...
YES

NO

RF

DK

1. You don’t like owning a home? .................

1

2

-7

-8

2. You did not like the program or process? .

1

2

-7

-8

3. You don’t like the place you bought? ........

1

2

-7

-8

4. You don’t like the neighborhood? .............

1

2

-7

-8

5. You feel you can’t afford to own a home?

1

2

-7

-8

91. Anything else? ........................................
(SPECIFY) _________________________

1

2

-7

-8

DRAFT
Past Participants (3-06-06)

25

APPLIED REAL ESTATE ANALYSIS, INC.

Part IV.

Household Profile

Now I would like to ask you about the people living in your home. Please give me the names of each person who lived with you and
who lives with you now. [IF NEEDED: You may just give me the person’s relation to you, for example Son 1, Son 2, etc.)
NAME

65. Did this
person live
with you when
you bought
your home?
1
2
-7
-8

YES
NO
RF
DK

66. Do they
live with you
now?

67. What is
{NAME’S}
birthdate?

1
2
-7
-8

___/___/___

YES
NO
RF
DK

-7 RF
-8 DK

RESPONDENT
PERSON 1
PERSON 2
PERSON 3
PERSON 4
PERSON 5
PERSON 6
PERSON 7
PERSON 8

26

68. (ASK ONLY
OF THOSE 18 OR
OLDER WHEN
HOME BOUGHT)
Did {you/NAME}
own the home with
you?
1 YES
2 NO
-7 RF
-8 DK

69. (ASK ONLY OF
THOSE 18 OR OLDER
WHEN HOME WAS
BOUGHT)
Did {you/NAME} work
for pay full-time or parttime when you bought
your home?
1
2
-7
-8

YES
NO
RF
DK

70. Are you {NAME}
Spanish, Hispanic or
Latino?
1
2
-7
-8

YES
NO
RF
DK

[Now I would like to ask you about the people living in your home. Please give me the names of each person who lived with you and
who lives with you now. [IF NEEDED: You may just give me the person’s relation to you, for example Son 1, Son 2, etc.]
NAME

71. What is {your/NAME’s} RACE? Are
you...
(ENTER CODE AND TEXT FOR OTHER)
1 White or Caucasian,
2 Black or African American
3 Asian,
4 American Indian or Alaskan Native, or
91 OTHER
(SPECIFY) _____________
-7 REFUSED
-8 DON’T KNOW

RESPONDENT
PERSON 1
PERSON 2
PERSON 3
PERSON 4
PERSON 5
PERSON 6
PERSON 7
PERSON 8

27

72. (ASK ONLY IF AGED 18 OR OLDERBIRTH YEAR OF 1988 OR EARLIER):
What is {your/NAME’s} highest level of
education?
(ENTER CODE AND TEXT FOR OTHER)
1 Less than a high school diploma,
2 High school diploma/GED (INCLUDES
GRADUATING IN 2006),
3 Some college including Associate
degree (INCLUDES TECHNICAL AND
VOCATIONAL TRAINING)
4 Bachelor’s Degree, or
5 Some post graduate work or graduate
degree?
91 OTHER
(SPECIFY) _________________________
-7 REFUSED
-8 DON’T KNOW

73. (ASK ONLY OF RESPONDENT
AND CO-WORKER, IF APPLICABLE):
What was {your/NAME’s} highest level
of education when you bought your
home?
(ENTER CODE AND TEXT FOR
OTHER)
1 Less than a high school diploma,
2 High school diploma/GED
(INCLUDES GRADUATING IN 2006),
3 Some college including Associate
degree (INCLUDES TECHNICAL AND
VOCATIONAL TRAINING)
4 Bachelor’s Degree, or
5 Some post graduate work or
graduate degree?
91 OTHER
(SPECIFY) _______________________
-7 REFUSED
-8 DON’T KNOW

74a.

What was your total annual household income at the time you bought your
home? Would you say...
$1,000-$4,999, .....................................
$5,000-$9,999, .....................................
$10,000-$14,999, .................................
$15,000-$19,999, .................................
$20,000-$24,999, .................................
$25,000-$29,999, .................................
$30,000-$34,999, .................................
$35,000-$39,999, .................................
$40,000-$49,999, or .............................
Over $50,000? .....................................
REFUSED ............................................
DON’T KNOW .......................................

74b.

What is your total annual household income now? Would you say...
$1,000-$4,999, .....................................
$5,000-$9,999, .....................................
$10,000-$14,999, .................................
$15,000-$19,999, .................................
$20,000-$24,999, .................................
$25,000-$29,999, .................................
$30,000-$34,999, .................................
$35,000-$39,999, .................................
$40,000-$49,999, or .............................
Over $50,000? .....................................
REFUSED ............................................
DON’T KNOW .......................................

75a.

1
2
3
4
5
6
7
8
9
10
-7
-8

1
2
3
4
5
6
7
8
9
10
-7
-8

Does the PHA maintain contact with you and continue to collect information from
you and your household?
YES
....................................................... 1 ÷ (GO TO Q75b)
NO ............................................................. 2 ÷ (GO TO Q76)
REFUSED ................................................ -7 ÷ (GO TO Q76)
DON’T KNOW ........................................... -8 ÷ (GO TO Q76)

DRAFT
Past Participants (3-06-06)

28

APPLIED REAL ESTATE ANALYSIS, INC.

75b.

How is the information collected? Is it by
YES

NO

RF

DK

1. Telephone call or telephone survey? ........

1

2

-7

-8

2. A survey or something you get in the
mail to fill out? ................................................

1

2

-7

-8

1

2

-7

-8

YES

NO

RF

DK

1. Household characteristics, such as who
lives in your home, how much money you
make, and other questions about you or the
people in your home? ....................................

1

2

-7

-8

2. How you feel about owning a home? ........

1

2

-7

-8

3. Anything else? ..........................................
(SPECIFY) ________________________

1

2

-7

-8

3. Any other way? .........................................
(SPECIFY) ________________________
75c.

76.

What type of questions do they ask you? Do they ask about

What were the things that the Housing Authority did really well that you would
recommend that other authorities copy?
______________________________________________
_______________________________________________________________
_______________________________________________________________
________________________________________________________________
________________________________________________________________

Those are all of the questions that I have for you. Thank you for your help with
this important study.

DRAFT
Past Participants (3-06-06)

29

APPLIED REAL ESTATE ANALYSIS, INC.

HOUSEHOLD SURVEY
SECTION III. NOT PROGRAM PARTICIPANTS
HOMEOWNERSHIP PROGRAM EVALUATION
Part I: Housing and Neighborhood Profile at Time When First Heard
about the Homeownership Program
INTRO. First, I am going to ask you about where you lived when you first heard about
the homeownership program.
1.

Where was the home located in which you lived when you first heard about the
homeownership program? Was it in…
The same city as the Housing Authority
home you are living in now, but in a
different neighborhood, ...................................
The same neighborhood as the Housing
Authority home you are living in now, ..............
The same house or apartment?
REFUSED .......................................................
DON’T KNOW ..................................................

2.

1
2
3
-7
-8

What was the address of the home where you lived when you first heard about
the home ownership program?

_________
NUMBER

______________________________________________
STREET NAME

_________________________________________
CITY

_________
STATE

__________
APT
NUMBER

________________
ZIP CODE

REFUSED ............................................ -7
DON’T KNOW ....................................... -8
INTERVIEWER NOTE: IF Q1=4, “The same house or apartment,” ASK Q3 AS:
“What kind of home do you live in? Is it...”

DRAFT
Non-Participants (3-06-06)

1

APPLIED REAL ESTATE ANALYSIS, INC.

3.

What type of home did you live in? Was it…
A Single-family detached home, ...................... 1
A duplex or townhouse or rowhouse, .............. 2
An apartment building with 3 to 6
apartments in it, ............................................... 3
An apartment building with 7 to 12
apartments in it, or .......................................... 4
An apartment building with more than 12
apartments in it? .............................................. 5
OTHER ............................................................ 91
(SPECIFY____________________________
REFUSED ....................................................... -7
DON’T KNOW .................................................. -8

4.

Did you own or rent?
Rent ...................................................... 1 ÷
Own ...................................................... 2 ÷
OTHER ................................................. 91 ÷
(SPECIFY) _______________________
REFUSED ............................................ -7 ÷
DON’T KNOW ....................................... -8 ÷

(GO TO Q5)
(GO TO INTERVIEWER
NOTE BEFORE Q7)
(GO TO Q5)
(GO TO Q5)
(GO TO Q5)

For Previous Renters:
5.

When you first heard about the home ownership program, did you live in rental
housing that was subsidized, in other words, housing that had income limits for
residents? Would you say...
Yes, you lived in public housing, ......................
Yes, you lived in other subsidized housing, or .
No, you rented your housing at market-rate? ..
REFUSED .......................................................
DON’T KNOW ..................................................

6.

1
2
3
-7
-8

About how much was your monthly rent, including utilities? [IF NEEDED: Even if
you paid the utilities yourself. An estimate is fine.]

INTERVIEWER NOTE: CODE RESPONSE INTO RENTAL AMOUNT CATEGORY

DRAFT
Non-Participants (3-06-06)

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APPLIED REAL ESTATE ANALYSIS, INC.

$1-$99 ..................................................
$100-$199 ............................................
$200-$299 ............................................
$300-$399 ............................................
$400-$499 ............................................
$500-$599 ............................................
$600-$699 ............................................
$700-$799 ............................................
$800-$899 ............................................
$900-$999 ............................................
$1,000-$1,199 ......................................
$1,200-$1,299 ......................................
$1,300-$1,399 ......................................
$1,400-$1,499 ......................................
$1,500+ ................................................
NONE/ZERO ........................................
OTHER .................................................
(SPECIFY) ______________________
REFUSED ............................................
DON’T KNOW ......................................

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
91
-7
-8

PROGRAMMER/INTERVIEWER NOTE: RENTERS GO TO Q12.

For Previous Owners:
PROGRAMMER: NOTE: IF OWNED AND LIVED IN SINGLE FAMILY UNIT (E.G. IF
Q3=1 and Q4=2), ASK Q7. IF NOT, GO TO Q8.
7.

Did you own the land as well as the single-family house?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

8.

1
2
-7
-8

÷
÷
÷
÷

(GO TO Q9)
(GO TO Q9)
(GO TO Q9)
(GO TO Q9)

Did you own your unit as part of a condominium building or a co-op building?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

1
2
-7
-8

DRAFT
Non-Participants (3-06-06)

3

APPLIED REAL ESTATE ANALYSIS, INC.

9.

What were your monthly housing costs, including your mortgage, if applicable,
property taxes, insurance, co-op or association fees, etc.? Please specify each
cost, if possible. [IF NEEDED. Remember, we are talking about the home you
lived in when you first heard about the home ownership program. IF NEEDED: If
some costs are combined, I will also be asking about your “Total Housing Costs”
and what is included in that total.]
9a.
Mortgage
Only

$1-$29 .................
$30-$39 ...............
$40-$49 ...............
$50-$59 ...............
$60-$69 ...............
$70-$79 ...............
$80-$89 ...............
$90-$99 ...............
$100-$199 ...........
$200-$299 ...........
$300-$399 ...........
$400-$499 ...........
$500-$599 ...........
$600-$699 ...........
$700-$799 ...........
$800-$899 ...........
$900-$999 ...........
$1,000-$1,199` ....
$1,200-$1,299 .....
$1,300-$1,399 .....
$1,400-$1,499 .....
$1,500+ ...............
NONE/ZERO .......
PAID OFF ............
OTHER ................
(SPECIFY) _____
Refused
Don’t Know

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
91
_____
-7
-8

9b.
Taxes
Only

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
91
_____
-7
-8

9c.
Insurance
Only

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
91
_____
-7
-8

9d.
Association
or Co-op
Fees

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
91
_____
-7
-8

9e.
Total Housing Costs
Does this total include…
1 Mortgage?
2 Taxes?
3 Insurance?
4 Association or Co-op
Fees?
91 OTHER
(SPECIFY)___________
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
91
_____
-7
-8

DRAFT
Non-Participants (3-06-06)

4

APPLIED REAL ESTATE ANALYSIS, INC.

10.

About how much were your average monthly utility costs? [IF NEEDED: An estimate is
fine. We know costs change depending on the time of year.]

[INTERVIEWER: CODE RESPONSE INTO TOTAL AMOUNT CATEGORY]
$1-$49 ..................................................
$50-$99 ................................................
$100-$149 ............................................
$150-$199 ............................................
$200-$249 ............................................
$250-$299 ............................................
$300+ ...................................................
NONE OR ZERO ..................................
OTHER .................................................
(SPECIFY) ______________________
REFUSED ............................................
DON’T KNOW .......................................
11.

1
2
3
4
5
6
7
8
91
-7
-8

About how much were your monthly upkeep and maintenance costs, such as fixing
broken appliances, repairing your roof, repainting, etc.? [IF NEEDED: An estimate is
fine. We know costs can vary depending on what needs to be done.]

[INTERVIEWER: CODE RESPONSE INTO TOTAL AMOUNT CATEGORY]
$1-$49 ..................................................
$50-$99 ................................................
$100-$149 ............................................
$150-$199 ............................................
$200-$249 ............................................
$250-$299 ............................................
$300+ ...................................................
NONE OR ZERO ..................................
OTHER .................................................
(SPECIFY) ______________________
REFUSED ............................................
DON’T KNOW .......................................

1
2
3
4
5
6
7
8
91
-7
-8

All Respondents:
12.

Did your parents or guardians own the house in which you grew up? [IF NEEDED: The
parent or guardian you lived with the longest.]
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

1
2
-7
-8

DRAFT
Non-Participants (3-06-06)

5

APPLIED REAL ESTATE ANALYSIS, INC.

13.

On a scale of 1 to 5, with 1 being “Not at all satisfied” and 5 being “Very satisfied” how
would you rate your satisfaction with the size of the home in which you lived when you
first heard about the homeownership program?
NOT AT ALL
SATISFIED
1

2

3

4

VERY
SATISFIED
5

REFUSED ............................................ -7
DON’T KNOW ....................................... -8
14.

On a scale of 1 to 5, with 1 being “Not at all satisfied” and 5 being “Very satisfied” how
would you rate your satisfaction with the condition of the home in which you lived when
you first heard about the homeownership program?
NOT AT ALL
SATISFIED
1

2

3

4

VERY
SATISFIED
5

REFUSED ............................................ -7
DON’T KNOW ....................................... -8
15.

On a scale of 1 to 5, with 1 being “Not at all satisfied” and 5 being “Very satisfied, how
would you rate your general level of satisfaction with the neighborhood in which you
lived when you first heard about the homeownership program?
NOT AT ALL
SATISFIED
1

2

3

4

VERY
SATISFIED
5

REFUSED ............................................ -7
DON’T KNOW ....................................... -8

Part II: Experience with Homeownership Program
Now, I’m going to ask you about the homeownership program.
16.

In what month and year did you first hear about the homeownership program?
________________
Month

_____________
Year

REFUSED ............................................ -7
DON’T KNOW ....................................... -8

DRAFT
Non-Participants (3-06-06)

6

APPLIED REAL ESTATE ANALYSIS, INC.

17.

How did you first get information about the homeownership program?

[INTERVIEWER: ONE RESPONSE ONLY. RE-ASK IF NEEDED]
BROCHURE .................................................... 1
GROUP MEETING WITH PHA/
HOMEOWNERSHIP PROGRAM STAFF ........ 2
INDIVIDUAL MEETING WITH PHA/
HOMEOWNERSHIP PROGRAM STAFF ........ 3
WORD OF MOUTH FROM FRIEND,
NEIGHBOR, ETC. ........................................... 4
OTHER ............................................................ 91
_________________________
(SPECIFY)
REFUSED ....................................................... -7
DON’T KNOW .................................................. -8
18a.

Did you have any difficulty getting information about the program?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

18b.

1
2
-7
-8

÷
÷
÷
÷

(GO TO Q18b)
(GO TO Q19)
(GO TO Q19)
(GO TO Q19)

What was the difficulty?

[INTERVIEWER: CODE ALL THAT APPLY. PROBE: “Anything else?”]
NO ONE REPRESENTING PHA TO
TALK WITH ..........................................
NO WRITTEN INFORMATION ............
INFORMATION UNCLEAR ..................
OTHER .................................................
(SPECIFY) _____________________
REFUSED ............................................
DON’T KNOW .......................................

1
2
3
91
-7
-8

DRAFT
Non-Participants (3-06-06)

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APPLIED REAL ESTATE ANALYSIS, INC.

18c.

Was the difficulty resolved?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

19.

1
2
-7
-8

Did you complete a program application?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

20.

1
2
-7
-8

What were the program’s minimum eligibility requirements? How about…
IF YES, SPECIFY
REQUIREMENTS FOR INCOME,
CASH ON HAND, AND OTHER

ELIGIBILITY REQUIREMENTS
YES

NO

RF

DK

AMOUNT

RF

DK

1. Income? .................................

1

2

-7

-8

How much?
$ ____________

-7

-8

2. Job? .......................................

1

2

-7

-8

Number of hours?

-7

-8

How much?
$ ____________

-7

-8

What was that
requirement?
(SPECIFY)
_____________

-7

-8

___________

21.

3. Cash on hand? ......................

1

2

-7

-8

4. Being a participant in the Family
Self-Sufficiency or FSS program?

1

2

-7

-8

5. Resident of public housing? ..

1

2

-7

-8

6. Any other requirements? .......

1

2

-7

-8

Why did you decide not to participate in the program? Was it …

a. For personal reasons? ....................
b. Because you did not like
neighborhood(s) in which homes

YES

NO

RF

DK

1

2

-7

-8

FOLLOW-UP
QUESTION AFTER
ALL ITEMS ASKED IF
RESPONSE IS YES:
ASK Q22 AND Q23
AFTER ALL OF Q21

DRAFT
Non-Participants (3-06-06)

8

APPLIED REAL ESTATE ANALYSIS, INC.

c.

available for purchase were located?
Because you did not like homes
available for purchase? ..................

1

2

-7

-8

1

2

-7

-8

1

2

-7

-8

1

2

-7

-8

1
1

2
2

-7
-7

-8
-8

d. Because you did not like program
participation requirements? ............
e. Because you did not meet program
requirements? .................................
f. Because you had problems that
prevented participation in program?
g. Anything else? ................................
(SPECIFY) ______________

ASKED
ASK Q24 AND Q25
AND Q26 AFTER ALL
OF Q21 ASKED
ASK Q27 AFTER ALL
OF Q21 ASKED
ASK Q29 AFTER ALL
OF Q21 ASKED
ASK Q28 AFTER ALL
OF Q21 ASKED

PROGRAMMER NOTE: ASK ALL OF Q21, THEN:
IF 21B=YES(1), ASK Q 22 AND Q23.
IF 21C=YES (1), ASK Q24 AND Q25 AND Q26
IF 21D=YES, ASK Q27
IF 21E= YES(1), ASK Q29
IF 21F=YES, ASK Q28
THEN GO TO Q30.
FOR ALL OTHER RESPONSES IN Q21, GO TO Q30 AS WELL.
22.

What did you dislike about the neighborhood(s) in which homes were available for
purchase?

INTERVIEWER NOTE: CODE ALL THAT APPLY. PROBE: “Anything else?”
HIGH CRIME ................................................... 1
DETERIORATED PHYSICAL CONDITION
OF HOUSING IN AREA .................................. 2
POOR SCHOOLS ........................................... 3
LACK OF ACCESS TO EMPLOYMENT
OPPORTUNITIES ........................................... 4
LACK OF ACCESS TO RETAIL SHOPPING .. 5
LACK OF ACCESS TO SOCIAL SERVICES .. 6
OTHER ............................................................ 91
(SPECIFY) ___________________________
REFUSED ....................................................... -7
DON’T KNOW .................................................. -8

DRAFT
Non-Participants (3-06-06)

9

APPLIED REAL ESTATE ANALYSIS, INC.

23.

On a scale of 1 to 5, with 1 being “Not at all satisfied” and 5 being “Very satisfied,”
please rate your general level of satisfaction with the neighborhood(s) in which homes
were available for purchase as part of the homeownership program.
NOT AT ALL
SATISFIED
1

2

3

4

VERY
SATISFIED
5

REFUSED ............................................ -7
DON’T KNOW ....................................... -8
24.

What did you dislike about the homes that were available for purchase?

INTERVIEWER NOTE: CODE ALL THAT APPLY. PROBE: “Anything else?”
OVERALL SIZE OF UNITS ............................. 1
NUMBER OF BEDROOMS IN UNITS ............. 2
PHYSICAL CONDITION OF UNITS ................ 3
APPEARANCE OF UNITS .............................. 4
CHARACTERISTICS OF THE
DEVELOPMENT(S) IN WHICH THE UNITS
WERE LOCATED ............................................ 5
NEGATIVE PUBLIC PERCEPTION OF
UNITS ............................................................. 6
OTHER ............................................................ 91
(SPECIFY) ___________________________
REFUSED ....................................................... -7
DON’T KNOW .................................................. -8
25.

On a scale of 1 to 5, with 1 being “Not at all satisfied” and 5 being “Very satisfied,”
please rate your level of satisfaction with the size of the home(s) that were available for
purchase as part of the homeownership program.
NOT AT ALL
SATISFIED
1

2

3

4

VERY
SATISFIED
5

REFUSED ............................................ -7
DON’T KNOW ....................................... -8

DRAFT
Non-Participants (3-06-06)

10

APPLIED REAL ESTATE ANALYSIS, INC.

26.

On a scale of 1 to 5, with 1 being “Not at all satisfied” and 5 being “Very satisfied,”
please rate your level of satisfaction with the physical condition of the home(s) that were
available for purchase as part of the homeownership program.
NOT AT ALL
SATISFIED
1

2

3

4

VERY
SATISFIED
5

REFUSED ............................................ -7
DON’T KNOW ....................................... -8
27.

What program participation requirements did you dislike?

INTERVIEWER NOTE: CODE ALL THAT APPLY. PROBE: “Anything else?”
DOWN PAYMENT ........................................... 1
INCOME REQUIREMENT .............................. 2
JOB REQUIREMENT ...................................... 3
CREDIT REQUIREMENT ............................... 4
PARTICIPATION IN FSS PROGRAM ............. 5
PARTICIPATION IN COUNSELING/
TRAINING SESSIONS .................................... 6
AGE ................................................................. 7
PUBLIC HOUSING RESIDENCY AT TIME
OF APPLICATION ........................................... 8
LEASE TO PURCHASE REQUIREMENT ...... 9
OTHER ............................................................ 91
(SPECIFY) ___________________________
REFUSED ....................................................... -7
DON’T KNOW .................................................. -8
28.

What problems did you have that prevented your participation in the homeownership
program?

INTERVIEWER NOTE: CODE ALL THAT APPLY. PROBE: “Anything else?”
LOSS OF JOB/INCOME ................................. 1
ILLNESS ......................................................... 2
PERSONAL ISSUES ....................................... 3
OTHER ............................................................ 91
(SPECIFY) ___________________________
REFUSED ....................................................... -7
DON’T KNOW .................................................. -8

DRAFT
Non-Participants (3-06-06)

11

APPLIED REAL ESTATE ANALYSIS, INC.

29.

What program participation requirements did you not meet?

INTERVIEWER NOTE: CODE ALL THAT APPLY. PROBE: “Anything else?”
DOWN PAYMENT ........................................... 1
INCOME REQUIREMENT .............................. 2
JOB REQUIREMENT ...................................... 3
CREDIT REQUIREMENT ............................... 4
PARTICIPATION IN FSS PROGRAM ............. 5
PARTICIPATION IN COUNSELING/
TRAINING SESSIONS .................................... 6
AGE ................................................................. 7
PUBLIC HOUSING RESIDENCY AT TIME
OF APPLICATION ........................................... 8
LEASE TO PURCHASE REQUIREMENT ...... 9
OTHER ............................................................ 91
(SPECIFY) ___________________________
REFUSED ....................................................... -7
DON’T KNOW .................................................. -8
30a.

Did you receive counseling or homeownership training as part of the homeownership
program?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

30b.

30c.

1
2
-7
-8

÷
÷
÷
÷

(GO TO Q30b)
(GO TO Q31)
(GO TO Q31)
(GO TO Q31)

What topics were covered in the type of counseling or training topics? What about...
YES

NO

RF

DK

1. Credit cleaning? ........................................

1

2

-7

-8

2. Budgeting or financial counseling? ...........

1

2

-7

-8

3. Homeownership responsibilities? .............

1

2

-7

-8

4. Costs of homeownership, such as
property taxes, insurance, and maintenance?

1

2

-7

-8

5. Home maintenance and repairs? ..............

1

2

-7

-8

6. Any other topic? ........................................
(SPECIFY) _________________________

1

2

-7

-8

What length of time did you spend in counseling or training?
________ NUMBER OF SESSIONS

DRAFT
Non-Participants (3-06-06)

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APPLIED REAL ESTATE ANALYSIS, INC.

REFUSED ............................................ -7
DON’T KNOW ....................................... -8
30d.

How often were the counseling or training sessions held? Were they...
EVERY WEEK, .....................................
EVERY 2 WEEKS, or ...........................
EVERY MONTH? .................................
OTHER? ...............................................
(SPECIFY) ______________________
REFUSED ............................................
DON’T KNOW .......................................

30e.

-7
-8

Was the counseling helpful?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

30f.

1
2
3
91

1
2
-7
-8

÷
÷
÷
÷

(GO TO Q30f)
(GO TO Q31)
(GO TO Q31)
(GO TO Q31)

On a scale of 1 to 5, with 1 being “Not at all helpful,” and 5 being “Very helpful,” please
rate your satisfaction with the counseling.
NOT AT ALL
SATISFIED
1

2

3

4

VERY
SATISFIED
5

REFUSED ............................................ -7
DON’T KNOW ....................................... -8
31.

Did you participate in a Family Self-Sufficiency (FSS) program before you heard about
the homeownership program?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

32.

1
2
-7
-8

Did you have an Individual Development Account or IDA before you heard about the
homeownership program?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

1
2
-7
-8

DRAFT
Non-Participants (3-06-06)

13

APPLIED REAL ESTATE ANALYSIS, INC.

33.

On a scale of 1 to 5, with 1 being “Not at all satisfied” and 5 being “Very satisfied,” how
satisfied were you with the way in which the Housing Authority explained the home
purchase process from start to finish.
NOT AT ALL
SATISFIED
1

2

3

VERY
SATISFIED
5

4

REFUSED ............................................ -7
DON’T KNOW ....................................... -8
34.

Were you aware of the financing terms and possible monthly mortgage payments
offered by the homeownership program for home purchases?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

35.

1
2
-7
-8

On a scale of 1 to 5, with 1 being “Not at all satisfied” and 5 being “Very satisfied,” how
satisfied were you with the financing terms and monthly mortgage payment that the
program offered?
NOT AT ALL
SATISFIED
1

2

3

VERY
SATISFIED
5

4

REFUSED ............................................ -7
DON’T KNOW ....................................... -8
36a.

Did you feel that there would have been benefits to homeownership?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

36b.

1
2
-7
-8

÷
÷
÷
÷

(GO TO Q36b)
(GO TO Q37)
(GO TO Q37)
(GO TO Q37)

In your opinion, what are the benefits of homeownership? How about...
YES

NO

RF

DK

1. Financial benefits? ....................................

1

2

-7

-8

2. Psychological benefits? ............................

1

2

-7

-8

3. Job related benefits? ................................

1

2

-7

-8

DRAFT
Non-Participants (3-06-06)

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APPLIED REAL ESTATE ANALYSIS, INC.

4. Anything else? ..........................................
(SPECIFY) ________________________
37a.

1
2
-7
-8

÷
÷
÷
÷

-8

(GO TO Q37b)
(GO TO Q38a)
(GO TO Q38a)
(GO TO Q38a)

YES

NO

RF

DK

1. Financial costs? ........................................

1

2

-7

-8

2. Maintenance and repair responsibilities? ..

1
1

2
2

-7
-7

-8
-8

1

2

-7

-8

4. Anything else? ..........................................
(SPECIFY) ________________________

If you had a choice now, would you purchase a home in the homeownership program?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

38b.

-7

What were they? How about...

3. Being tied to an undesirable neighborhood?

38a.

2

Did you feel that there would have been burdens of homeownership?
YES ......................................................
NO ........................................................
REFUSED ............................................
DON’T KNOW .......................................

37b.

1

1
2
-7
-8

÷
÷
÷
÷

(GO TO Q39)
(GO TO Q38b)
(GO TO Q39)
(GO TO Q39)

Why would you not purchase a home? Is it because...
YES

NO

RF

DK

1. You don’t like owning a home? .................

1

2

-7

-8

2. You did not like the program or process? .

1

2

-7

-8

3. You don’t like the homes available for
purchase? ......................................................

1

2

-7

-8

4. You don’t like the neighborhood in which
houses available for purchase are located? ..

1

2

-7

-8

5. Anything else? ..........................................
(SPECIFY) _________________________

1

2

-7

-8

DRAFT
Non-Participants (3-06-06)

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APPLIED REAL ESTATE ANALYSIS, INC.

Part III.

Household Profile

Now I would like to ask you about the people living in your home. Please give me the names of each person who lived with you when
you first heard about the homeownership program and those who live with you now. [IF NEEDED: You may just give me the person’s
relation to you, for example Son 1, Son 2, etc.)
NAME

39. Did this
person live
with you
when you
first learned
about the
homeownership
program?
1
2
-7
-8

YES
NO
RF
DK

40. Does
he/she live
with you
now?

41. What is
{NAME’S}
birthdate?

1
2
-7
-8

___/___/___

YES
NO
RF
DK

-7 RF
-8 DK

42. (ASK ONLY
ABOUT PEOPLE
AGED 18 AND
OLDER—BIRTH
YEAR OF 1988
OR EARLIER)
Does {NAME} help
pay the rent?
1 YES
2 NO
-7 RF
-8 DK

RESPONDENT
PERSON 1
PERSON 2
PERSON 3
PERSON 4
PERSON 5
PERSON 6
PERSON 7
PERSON 8

16

43. Was {NAME} aged
18 or older when you
first learned about the
homeownership
program?
1
2
-7
-8

YES
NO
RF
DK

44. (ASK ONLY OF
THOSE 18 OR OLDER
WHEN FIRST
LEARNED OF
PROGRAM—Q43=1,Y
ES) Did {you/ NAME}
work for pay full-time or
part-time when you first
learned about the
homeownership
program?
1 YES
2 NO
-7 RF
-8 DK

[Now I would like to ask you about the people living in your home. Please give me the names of each person who lived with you when
you first heard about the homeownership program and those who live with you now. [IF NEEDED: You may just give me the person’s
relation to you, for example Son 1, Son 2, etc.)]
NAME

45. (ASK ONLY IF Q44=1,
YES) How many hours a
week did {you/NAME} work
when you first learned about
the homeownership
program?
_________
HOURS PER WEEK

46. (ASK ONLY OF THOSE
18 OR OLDER BORN IN 1988
OR EARLIER) Do {you/NAME}
now work for pay full-time or
part-time?

47. (ASK ONLY IF
Q45=1, YES) How
many hours a week
{do/does you/NAME}
work?

1
2
-7
-8

_________
HOURS PER WEEK

YES
NO
RF
DK

-7 RF
-8 DK
RESPONDENT
PERSON 1
PERSON 2
PERSON 3
PERSON 4
PERSON 5
PERSON 6
PERSON 7
PERSON 8

17

-7 RF
-8 DK

48. Are you/ Is {NAME}
Spanish, Hispanic or
Latino?
1
2
-7
-8

YES
NO
RF
DK

[Now I would like to ask you about the people living in your home. Please give me the names of each person who lived with you when
you first heard about the homeownership program and those who live with you now. [IF NEEDED: You may just give me the person’s
relation to you, for example Son 1, Son 2, etc.)]
NAME

49. What is {your/NAME’S} RACE?
{Are you/Is NAME} ...
(ENTER CODE AND TEXT FOR
OTHER)
1 White or Caucasian,
2 Black or African-American,
3 Asian,
4 American Indian or Alaskan Native or
5 Native Hawaiian or Other Pacific
Islander?
91 OTHER
(SPECIFY________________)
-7 REFUSED
-8 DON’T KNOW

50. (ASK ONLY IF AGED 18 OR
OLDER–BIRTH YEAR OF 1988 OR
EARLIER):
What was {your/NAME’S} highest level of
education when you first learned about the
homeownership program?
(ENTER CODE AND TEXT FOR OTHER)
1 Less than a high school diploma,
2. High school diploma/GED (INCLUDES
GRADUATING IN 2006),
3. Some college including associate’s degree
(INCLUDES TECHNICAL AND
VOCATIONAL TRAINING),
4. Bachelor’s Degree or
5. Some post graduate work or graduate
degree?
91 OTHER
(SPECIFY_______________________)
-7 REFUSED
-8 DON’T KNOW

RESPONDENT
PERSON 1
PERSON 2
PERSON 3
PERSON 4
PERSON 5
PERSON 6
PERSON 7
PERSON 8

18

51. (ASK ONLY IF AGED 18 OR
OLDER–BIRTH YEAR OF 1988 OR
EARLIER):
What is {your/NAME’S} highest level of
education now?
(ENTER CODE AND TEXT FOR
OTHER)
1 Less than a high school diploma,
2. High school diploma/GED (INCLUDES
GRADUATING IN 2006),
3. Some college including associate’s
degree (INCLUDES TECHNICAL AND
VOCATIONAL TRAINING),
4. Bachelor’s Degree or
5. Some post graduate work or graduate
degree?
91 OTHER
(SPECIFY_______________________)
-7 REFUSED
-8 DON’T KNOW

52.

What was your total annual household income at the time you first learned about
the homeownership program? Would you say...
$1,000-$4,999, .....................................
$5,000-$9,999, .....................................
$10,000-$14,999, .................................
$15,000-$19,999, .................................
$20,000-$24,999, .................................
$25,000-$29,999, .................................
$30,000-$34,999, .................................
$35,000-$39,999, .................................
$40,000-$49,999, or .............................
Over $50,000? .....................................
REFUSED ............................................
DON’T KNOW .......................................

53.

1
2
3
4
5
6
7
8
9
10
-7
-8

What is your total annual household income now? Would you say...
$1,000-$4,999, .....................................
$5,000-$9,999, .....................................
$10,000-$14,999, .................................
$15,000-$19,999, .................................
$20,000-$24,999, .................................
$25,000-$29,999, .................................
$30,000-$34,999, .................................
$35,000-$39,999, .................................
$40,000-$49,999, or .............................
Over $50,000? .....................................
REFUSED ............................................
DON’T KNOW .......................................

1
2
3
4
5
6
7
8
9
10
-7
-8

Those are all of the questions that I have for you. Thank you for your help with
this important study.

DRAFT
Non-Participants (3-06-06)

19

APPLIED REAL ESTATE ANALYSIS, INC.