The OCC is planning to conduct a
survey to learn more about how nonbanked households currently
conduct their financial activities and what barriers may prevent
some of them from using services offered by banks and other
financial institutions. The OCC will analyze the information and
make it available to OCC examiners, OCC staff, and the public in
the form of press releases. The findings will provide important
information for analyzing the effectiveness of innovative bank
practices such as new products pricing and delivery
channels.
On behalf of this Federal agency, I certify that
the collection of information encompassed by this request complies
with 5 CFR 1320.9 and the related provisions of 5 CFR
1320.8(b)(3).
The following is a summary of the topics, regarding
the proposed collection of information, that the certification
covers:
(i) Why the information is being collected;
(ii) Use of information;
(iii) Burden estimate;
(iv) Nature of response (voluntary, required for a
benefit, or mandatory);
(v) Nature and extent of confidentiality; and
(vi) Need to display currently valid OMB control
number;
If you are unable to certify compliance with any of
these provisions, identify the item by leaving the box unchecked
and explain the reason in the Supporting Statement.