DEPOSITORY INSTITUTIONS SUBJECT TO THE
ACT ANNUALLY DISCLOSE BY CENSUS TRACT O COUNTY ORIGINATED AND
PURCHASED RESIDENTIAL MORTGAGE LOANS. DISCLOSURES PUBLICLY
AVAILABLE AT THE BANK FOR 5 YEARS AND AT THE SMSA CENTRAL DATA
REPOSITORY. PUBLIC OFFICIALS, EXAMINERS, AND THE PUBLIC USE THE
DISCLOSURE TO DETERMINE LENDING PATTERNS IN HOME FINANCING AND TO
DETECT DISCRIMINATION AMONG OTHER THINGS.
On behalf of this Federal agency, I certify that
the collection of information encompassed by this request complies
with 5 CFR 1320.9 and the related provisions of 5 CFR
1320.8(b)(3).
The following is a summary of the topics, regarding
the proposed collection of information, that the certification
covers:
(i) Why the information is being collected;
(ii) Use of information;
(iii) Burden estimate;
(iv) Nature of response (voluntary, required for a
benefit, or mandatory);
(v) Nature and extent of confidentiality; and
(vi) Need to display currently valid OMB control
number;
If you are unable to certify compliance with any of
these provisions, identify the item by leaving the box unchecked
and explain the reason in the Supporting Statement.